In McGregor, a typical home is worth $467,600 and typical rent is $1,762 a month. Compared with all of Lee County, typical household income is 38% higher, the typical home value is 29% higher, and the share of households that own their home is 5 points higher.
McGregor is in Lee County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Lee County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Villas, the typical home value is $248,700: 47% less than in McGregor ($467,600).
2
The typical household income in McGregor is $104,788,38% more than in Lee County as a whole ($76,107).
3
The typical home in McGregor is worth $467,600,29% more than in Lee County as a whole ($362,200).
4
80% of households in McGregor own their home, against 74% in Lee County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in McGregor
What homes there are in McGregor, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
McGregor
Lee County
Florida
United States
Kind of home: McGregor and its comparisons
Measure
McGregor
Lee County
Florida
United States
Detached house
54%
55%
55%
61%
Attached house
5%
7%
7%
6%
Building of 2 to 4
Unreliable estimate
7%
6%
8%
Apartments (5 or more)
35%
21%
25%
19%
Mobile home
Unreliable estimate
9%
8%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house is the most common home in McGregor: 54% of homes, near the figure in Lee County (55%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
McGregor
Lee County
Florida
United States
Year built: McGregor and its comparisons
Measure
McGregor
Lee County
Florida
United States
Before 1960
5%
3%
10%
26%
1960–1979
38%
17%
24%
24%
1980–1999
40%
35%
34%
25%
2000–2009
14%
29%
18%
14%
2010 or later
Unreliable estimate
16%
14%
11%
Homes in McGregor are older: the typical year built is 1984; in Lee County, 1997.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K14%
$300K–$500K33%
$500K–$750K20%
$750K–$1M12%
$1M or more14%
Value of owner-occupied homes: McGregor and its comparisons
Measure
McGregor
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
14%
$300K–$500K
33%
$500K–$750K
20%
$750K–$1M
12%
$1M or more
14%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99949%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: McGregor and its comparisons
Measure
McGregor
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
49%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$2,381 a month
Lee County: $1,921 a month
Without a mortgage
$970 a month
Lee County: $758 a month
Owners with a mortgage
45%
Lee County: 52%
In McGregor, 45% of owners have a mortgage, and their typical cost is $2,381 a month, against $1,921 in Lee County. Without one it drops to $970.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
McGregor+44%
Lee County+61%
Florida+67%
United States+53%
Typical rent
McGregor+34%
Lee County+48%
Florida+42%
United States+33%
Typical household income
McGregor+62%
Lee County+32%
Florida+34%
United States+29%
Change since 2015–2019: McGregor and its comparisons
Measure
McGregor
Lee County
Florida
United States
Typical home value
+44%
+61%
+67%
+53%
Typical rent
+34%
+48%
+42%
+33%
Typical household income
+62%
+32%
+34%
+29%
From 2015–2019 to 2020–2024, the typical home value in McGregor rose 44%; in Lee County, it rose 61%.
The typical rent in McGregor rose 34% over the same time; in Lee County, it rose 48%.
Income in McGregor grew faster than housing: it rose 62%, while home values changed +44% and rent +34%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: McGregor and its comparisons
Measure
McGregor
Lee County
Florida
United States
Rental vacancy
Unreliable estimate
10.3%
7.6%
5.5%
Homeowner vacancy
Unreliable estimate
1.9%
1.4%
0.9%
More than one person per room
Unreliable estimate
2.4%
3.3%
3.4%
People per household
2.10
2.45
2.51
2.53
Drive alone
71%
71%
70%
69%
Carpool
Unreliable estimate
10%
9%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
22%
15%
16%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in McGregor are smaller: 2.10 people on average; in Lee County, 2.45.
Many people here do not commute at all: 22% work from home; in Lee County, 15%.
Do the math
What would you pay each month for a home in McGregor?
A typical home costs more than the typical income allows
We start with a typical home in McGregor, worth $467,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in McGregor, which is $104,788 a year. For that payment to be 28% of income, a household would need to earn about $161,869 a year.
The calculator's FHA and conventional loan limits are those of all of Lee County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in McGregor. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $16,366 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,777
at 7.18% · 30 years
Loan amount
$459,131
Total interest
$660,581
Paid off in
November 2056
Includes $7,897 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,445 a month
Tight
$2,445 to $3,144 a month
Hard
more than $3,144 a month
Your payment · 43%
Compared with the typical household income in McGregor ($104,788 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,110
Property tax
$265
Home insurance
$195
FHA mortgage insurance (MIP)
$207
You need at least $16,366 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,777; principal and interest $3,110.
The city and its county
McGregor and Lee County
McGregor is in Lee County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
McGregor
Map of Lee County, Florida, with McGregor marked. Around it, the neighboring counties.
McGregor
Lee County
Other cities with a page
McGregor's own numbers
Typical home value
$467,600
Typical monthly rent
$1,762
Typical yearly household income
$104,788
Households that own their home
80%
Effective property tax rate
0.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Lee County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,835
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
42%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Lee County.
A typical home in McGregor is worth $467,600: 29% above the county and 30% above Florida. With the typical household income in McGregor ($104,788 a year), a typical home costs 4.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
McGregor4.5 years
Lee4.8 years
Florida4.8 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Lee County
According to FHFA’s house price index, home prices in Lee County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Lee County.
Yearly change in FHFA’s price index in Lee County, 2016 to 2025
2016: +10.6% +10.6% 2016
2017: +7.0% +7.0% 2017
2018: +5.5% +5.5% 2018
2019: +3.8% +3.8% 2019
2020: +4.4% +4.4% 2020
2021: +19.1% +19.1% 2021
2022: +29.4% +29.4% 2022
2023: +5.8% +5.8% 2023
2024: −2.4% −2.4% 2024
2025: −6.7% −6.7% 2025
Change in FHFA’s price index in Lee County, Florida and the United States
Period
County
Florida
U.S.
Last year (2025)
−6.7%
−0.5%
+2.9%
5 years (2020–2025)
+49%
+60%
+47%
10 years (2015–2025)
+101%
+127%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
McGregor next to Lee County, Florida and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
McGregor$467,600
Lee$362,200
Florida$359,000
United States$332,700
Typical monthly rent
McGregor$1,762
Lee$1,712
Florida$1,669
United States$1,413
Typical yearly household income
McGregor$104,788
Lee$76,107
Florida$74,568
United States$80,734
See the full table
McGregor next to Lee County and Florida
Measure
McGregor
Lee County
Florida
U.S.
Typical home value
$467,600 ▲29% above the county
$362,200
$359,000
$332,700
Typical monthly rent
$1,762 ▲3% above the county
$1,712
$1,669
$1,413
Typical yearly household income
$104,788 ▲38% above the county
$76,107
$74,568
$80,734
Households that own their home
80% ▲5 points above the county
74%
68%
65%
Typical yearly property tax
$3,188 ▲12% above the county
$2,858
$2,730
$3,119
Effective property tax rate
0.68% ▼0.11 points below the county
0.79%
0.76%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Lee County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in McGregor
For a typical $467,600 home in McGregor, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, McGregor's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,777a month
Least cash to close
Down payment
$16,366
Cash to close
$30,394
Rate
7.18%
Mortgage insurance
FHA MIP · $207
Conventional, 5% down$3,691a month
Down payment
$23,380
Cash to close
$37,408
Rate
7.18%
Mortgage insurance
PMI · $222
Conventional, 20% down, no PMI$2,994a month
Down payment
$93,520
Cash to close
$107,548
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,426a month
Down payment
$70,140
Cash to close
$84,168
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in McGregor
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,777
$16,366
$459,131
7.18%
FHA MIP · $207
$30,394
580
Conventional, 5% down
$3,691
$23,380
$444,220
7.18%
PMI · $222
$37,408
620*
Conventional, 20% down, no PMI
$2,994
$93,520
$374,080
7.18%
None
$107,548
620*
ITIN, 15% down (example)
$3,426
$70,140
$397,460
8.18%
None
$84,168
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in McGregor is $1,762 a month: 3% above the county.
HUD publishes a fair market rent for all of Lee County, by unit size. To pay the 2-bedroom one ($1,835 a month) without spending more than 30% of your income, you would need to earn $35.29 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Lee County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,555
$29.90
$62,200
1 bedroom
$1,564
$30.08
$62,560
2 bedrooms
$1,835
$35.29
$73,400
3 bedrooms
$2,373
$45.63
$94,920
4 bedrooms
$2,615
$50.29
$104,600
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in McGregor
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). McGregor is in ZIP code 33919.
For 2 bedrooms it is $1,880: $45 more than the fair market rent for Lee County ($1,835).
Fair market rent by ZIP code and size in McGregor, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
33919
$1,590
$1,600
$1,880
$2,430
$2,680
ZIP code2 bd3 bd
33919 $1,880$2,430
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for McGregor when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Lee County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for McGregor or Lee County. The ones below are statewide in Florida: they work in McGregor the same as in the rest of the state.
Florida Housing second loan with no interest and no monthly payments, repaid when you sell or refinance.Offered by Florida Housing Finance Corporation.
No legal help resource on our list is for McGregor or Lee County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for McGregor and all of Lee County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in McGregor?
The typical home value in McGregor is $467,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Lee County it is $362,200.
How much does it cost to rent in McGregor?
Typical rent in McGregor is $1,762 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Lee County is $1,835.
What is the FHA loan limit in McGregor?
McGregor uses the FHA limit for all of Lee County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in McGregor?
The typical homeowner in McGregor pays $3,188 a year, according to the U.S. Census Bureau. That is 0.68% of the home’s value; in Lee County, the rate is 0.79%.
Where can I find free help to buy or rent in McGregor?
There are 3 HUD-approved counseling agencies with an office in Lee County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
