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City · 20,091 residents · Sarasota County, Florida

Englewood , Florida

In Englewood, a typical home is worth $339,900 and typical rent is $1,242 a month. Compared with all of Sarasota County, typical rent is 32% lower, the typical home value is 17% lower, and the share of households that own their home is 10 points higher.

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  • Typical home value

    $339,900

    17% below the county

    5% below Florida

    • Englewood
    • Sarasota
    • Florida

  • Typical rent

    $1,242a month

    32% below the county

    26% below Florida

    • Englewood
    • Sarasota
    • Florida

  • Typical household income

    $69,222a year

    17% below the county

    7% below Florida

    • Englewood
    • Sarasota
    • Florida

  • Households that own their home

    87%

    10 points above the county

    19 points above Florida

    • Englewood
    • Sarasota
    • Florida

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$323,601
2.8% less than 12 months ago
Typical rent
$1,669 a month
2.7% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Englewood is in Sarasota County. The FHA loan limit ($547,400 for a one-unit home), the fair market rents and the help on this page are those of all of Sarasota County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Englewood apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Englewood is $1,242 a month, 32% less than in Sarasota County as a whole ($1,818).

  2. Nearby, in Port Charlotte, the typical home value is $269,900: 21% less than in Englewood ($339,900).

  3. The typical home in Englewood is worth $339,900, 17% less than in Sarasota County as a whole ($411,800).

  4. The typical household income in Englewood is $69,222, 17% less than in Sarasota County as a whole ($83,416).

  5. 87% of households in Englewood own their home, against 77% in Sarasota County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Englewood

What homes there are in Englewood, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Englewood: 57% of homes, near the figure in Sarasota County (58%).

In Englewood there are many mobile homes: 24% of homes; in Sarasota County, 8%.

Year built

Homes in Englewood are older: the typical year built is 1982; in Sarasota County, 1988.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for Sarasota County is $547,400, and about 77% of owner-occupied homes in Englewood are worth less than that.

Monthly rent with utilities

With a mortgage

$1,799 a month

Sarasota County: $1,976 a month

Without a mortgage

$636 a month

Sarasota County: $783 a month

Owners with a mortgage

28%

Sarasota County: 48%

In Englewood, 28% of owners have a mortgage, and their typical cost is $1,799 a month, against $1,976 in Sarasota County. Without one it drops to $636.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of Englewood changed since 2015–2019, so the Census does not compare its figures from then and now. In Sarasota County, the typical home value rose 64%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureEnglewoodSarasota CountyFloridaUnited States
Rental vacancy Unreliable estimate6.1%7.6%5.5%
Homeowner vacancy Unreliable estimate1.0%1.4%0.9%
More than one person per room Unreliable estimate1.6%3.3%3.4%
People per household 1.882.132.512.53
Drive alone 69%72%70%69%
Carpool 6%9%9%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 19%17%16%15%
Other means 4%2%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Englewood has 1.88 people, fewer than in Sarasota County (2.13).

In Englewood, 69% of workers drive alone to work; in Sarasota County, 72%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Englewood?

A typical home costs more than the typical income allows

We start with a typical home in Englewood, worth $339,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Englewood, which is $69,222 a year. For that payment to be 28% of income, a household would need to earn about $117,906 a year.

The calculator's FHA and conventional loan limits are those of all of Sarasota County.

Your numbers

Local data
$

Starts at the typical home value in Englewood. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,897 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,751

at 7.18% · 30 years

Loan amount
$333,743
Total interest
$480,178
Paid off in
November 2056

Includes $5,740 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,615 a month

  • Tight

    $1,615 to $2,077 a month

  • Hard

    more than $2,077 a month

    Your payment · 48%

Compared with the typical household income in Englewood ($69,222 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,751
Principal & interest$2,261
Property tax$198
Home insurance$142
FHA mortgage insurance (MIP)$150

You need at least $11,897 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Englewood and Sarasota County

Englewood is in Sarasota County, Florida. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Englewood's own numbers

Typical home value
$339,900
Typical monthly rent
$1,242
Typical yearly household income
$69,222
Households that own their home
87%
Effective property tax rate
0.7%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Sarasota County

FHA limit, one-unit home
$547,400
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,188
Price change over 5 years (FHFA)
+52%
Homes in a high flood-risk zone
20%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Sarasota County.

Everything about Sarasota County

Buying

Buying a home in Englewood

A typical home in Englewood is worth $339,900: 17% below the county and 5% below Florida. With the typical household income in Englewood ($69,222 a year), a typical home costs 4.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Englewood 4.9 years
  • Sarasota 4.9 years
  • Florida 4.8 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Sarasota County

According to FHFA’s house price index, home prices in Sarasota County rose 111% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Sarasota County.

Period County Florida U.S.
Last year (2025) −4.4% −0.5% +2.9%
5 years (2020–2025) +52% +60% +47%
10 years (2015–2025) +111% +127% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Englewood next to Sarasota County, Florida and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Englewood $339,900
  • Sarasota $411,800
  • Florida $359,000
  • United States $332,700
Typical monthly rent
  • Englewood $1,242
  • Sarasota $1,818
  • Florida $1,669
  • United States $1,413
Typical yearly household income
  • Englewood $69,222
  • Sarasota $83,416
  • Florida $74,568
  • United States $80,734
See the full table
Englewood next to Sarasota County and Florida
Measure Englewood Sarasota County Florida U.S.
Typical home value $339,900 $411,800 $359,000 $332,700
Typical monthly rent $1,242 $1,818 $1,669 $1,413
Typical yearly household income $69,222 $83,416 $74,568 $80,734
Households that own their home 87% 77% 68% 65%
Typical yearly property tax $2,391 $3,106 $2,730 $3,119
Effective property tax rate 0.7% 0.75% 0.76% 0.94%
Renters with high rent for their income 51% 59% 60% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Sarasota County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Englewood

For a typical $339,900 home in Englewood, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Englewood's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,751a month

    Least cash to close
    Down payment
    $11,897
    Cash to close
    $22,094
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $150

  • Conventional, 5% down $2,689a month

    Down payment
    $16,995
    Cash to close
    $27,192
    Rate
    7.18%
    Mortgage insurance
    PMI · $161

  • Conventional, 20% down, no PMI $2,182a month

    Down payment
    $67,980
    Cash to close
    $78,177
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,496a month

    Down payment
    $50,985
    Cash to close
    $61,182
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Englewood and for Sarasota County.

Property tax

Effective rate in Englewood

0.7%of the home’s value each year

$2,391 a year for the typical owner in Englewood.

  • Englewood 0.7%
  • Sarasota 0.75%
  • Florida 0.76%

What Florida publishes Homestead exemption (Florida Department of Revenue)

Exemptions and deadlines in Florida

Flood risk in Sarasota County

FEMA does not publish these numbers by city: they are for all of Sarasota County.

Homes in the high-risk zone
20%
41,803
Of those, with NFIP insurance
42%
County Florida U.S.
Homes in the high-risk zone 20% 13% 3.5%
Of those, with NFIP insurance 42% 67% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Englewood

Typical rent in Englewood is $1,242 a month: 32% below the county. In Englewood, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Sarasota County, by unit size. To pay the 2-bedroom one ($2,188 a month) without spending more than 30% of your income, you would need to earn $42.08 an hour working full time.

HUD fair market rent for all of Sarasota County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,749 $33.63 $69,960
1 bedroom $1,876 $36.08 $75,040
2 bedrooms $2,188 $42.08 $87,520
3 bedrooms $2,775 $53.37 $111,000
4 bedrooms $3,309 $63.63 $132,360

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Englewood

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Englewood is in ZIP code 34223.

For 2 bedrooms it is $1,690: $498 less than the fair market rent for Sarasota County ($2,188).

  • 34223 $1,690$2,160

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Englewood when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Englewood

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Sarasota County. The nearest ones are below; many serve by phone or online.

Two women and a girl laugh together at the bus stop.

HUD counseling is free or low-cost

Assistance programs in Englewood

No down payment, repair or rent-help program on our list is for Englewood or Sarasota County. The ones below are statewide in Florida: they work in Englewood the same as in the rest of the state.

Which programs do I qualify for? All programs in Florida

Housing counselors near Englewood

The HUD-approved agencies closest to the center of Englewood, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Rooted Communities, Inc.

    8466 Lockwood Ridge Rd, Sarasota · 31 miles away

    • Budget and financial counseling
    • Pre-purchase counseling
    • and 1 more
    (941) 809-2231

  • Step Up Suncoast, Inc. F/K/A Manatee Community Action Agency, Inc.

    6428 Parkland Dr, Sarasota · 34 miles away · Spanish

    • Budget and financial counseling
    • Budget and credit workshops
    • and 4 more
    (941) 827-0118

  • Lee County Housing Development Corporation

    3677 Central Ave Ste F, Fort Myers · 38 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (239) 275-5105

All counseling agencies in Florida

Help in Spanish near Englewood

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Englewood

In HUD’s record, no housing authority with an office in Sarasota County is named for Englewood or Sarasota County.

2 other authorities have an office in Sarasota County: see the list Source: HUD

Cities

Other cities in Sarasota County

These cities are also in Sarasota County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Sarasota County Housing in Florida
See 4 more cities in Sarasota County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Englewood, with the typical home value.

Neighboring counties

If Sarasota County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Englewood.

All guides
A couple spread mulch under the avocado trees of their family orchard, he on the tractor and she with a shovel.

Questions

Housing questions about Englewood

Short answers with the numbers for Englewood and all of Sarasota County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Englewood?

The typical home value in Englewood is $339,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Sarasota County it is $411,800.

How much does it cost to rent in Englewood?

Typical rent in Englewood is $1,242 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Sarasota County is $2,188.

What is the FHA loan limit in Englewood?

Englewood uses the FHA limit for all of Sarasota County (2026): $547,400 for a one-unit home and $1,052,700 for a four-unit home.

How much property tax do owners pay in Englewood?

The typical homeowner in Englewood pays $2,391 a year, according to the U.S. Census Bureau. That is 0.7% of the home’s value; in Sarasota County, the rate is 0.75%.

Where can I find free help to buy or rent in Englewood?

We found no HUD-approved counseling agencies with an office in Sarasota County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).