In Mesquite, a typical home is worth $245,700 and typical rent is $1,513 a month. Compared with all of Dallas County, the typical home value is 19% lower, typical household income is 5% lower, and the share of households that own their home is 12 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $233,663 to $256,597.
Typical rent
$1,458a month
▲ 0.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,232 to $1,458.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Mesquite is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county
What this place has that others do not, from public data, most unusual first.
1
63% of households in Mesquite own their home, against 51% in Dallas County.
2
The typical home in Mesquite is worth $245,700,19% less than in Dallas County as a whole ($303,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Mesquite
What homes there are in Mesquite, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Mesquite
Dallas County
Texas
United States
Kind of home: Mesquite and its comparisons
Measure
Mesquite
Dallas County
Texas
United States
Detached house
71%
52%
64%
61%
Attached house
3%
4%
3%
6%
Building of 2 to 4
5%
6%
5%
8%
Apartments (5 or more)
22%
37%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Mesquite, 7 in 10 homes are single-family detached houses; in Dallas County, 5.
Year built
Before 19601960–19791980–19992000–20092010 or later
Mesquite
Dallas County
Texas
United States
Year built: Mesquite and its comparisons
Measure
Mesquite
Dallas County
Texas
United States
Before 1960
12%
17%
12%
26%
1960–1979
28%
28%
21%
24%
1980–1999
44%
28%
28%
25%
2000–2009
10%
13%
18%
14%
2010 or later
6%
14%
21%
11%
The typical year built in Mesquite is 1983, about the same as in Dallas County (1983).
There is more room for a big family here: 70% of homes have 3 bedrooms or more, against 51% in Dallas County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K22%
$200K–$300K44%
$300K–$500K26%
$500K–$750K2%
FHA limit: $563,500
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Mesquite and its comparisons
Measure
Mesquite
Under $100K
5%
$100K–$200K
22%
$200K–$300K
44%
$300K–$500K
26%
$500K–$750K
2%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
The FHA loan limit for Dallas County is $563,500, and about 98% of owner-occupied homes in Mesquite are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9995%
$1,000–$1,49942%
$1,500–$1,99932%
$2,000–$2,49913%
$2,500–$2,9995%
$3,000 or moreUnreliable
Monthly rent with utilities: Mesquite and its comparisons
Measure
Mesquite
Under $500
Unreliable estimate
$500–$999
5%
$1,000–$1,499
42%
$1,500–$1,999
32%
$2,000–$2,499
13%
$2,500–$2,999
5%
$3,000 or more
Unreliable estimate
With a mortgage
$1,898 a month
Dallas County: $2,166 a month
Without a mortgage
$732 a month
Dallas County: $793 a month
Owners with a mortgage
61%
Dallas County: 57%
In Mesquite, 61% of owners have a mortgage, and their typical cost is $1,898 a month, against $2,166 in Dallas County. Without one it drops to $732.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Mesquite+72%
Dallas County+73%
Texas+65%
United States+53%
Typical rent
Mesquite+37%
Dallas County+42%
Texas+34%
United States+33%
Typical household income
Mesquite+25%
Dallas County+28%
Texas+27%
United States+29%
Change since 2015–2019: Mesquite and its comparisons
Measure
Mesquite
Dallas County
Texas
United States
Typical home value
+72%
+73%
+65%
+53%
Typical rent
+37%
+42%
+34%
+33%
Typical household income
+25%
+28%
+27%
+29%
From 2015–2019 to 2020–2024, home values in Mesquite rose at about the same pace as in Dallas County: 72% against 73%.
The typical rent in Mesquite rose 37% over the same time; in Dallas County, it rose 42%.
The typical household income in Mesquite rose 25%: less than home values (+72%) and rent (+37%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Mesquite and its comparisons
Measure
Mesquite
Dallas County
Texas
United States
Rental vacancy
10.6%
9.1%
7.7%
5.5%
Homeowner vacancy
1.6%
0.9%
1.1%
0.9%
More than one person per room
5.2%
6.2%
4.8%
3.4%
People per household
2.96
2.63
2.69
2.53
Drive alone
71%
68%
71%
69%
Carpool
16%
12%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
1%
2%
2%
3%
Work from home
10%
16%
14%
15%
Other means
1%
1%
2%
2%
Typical commute
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
There is more rental housing open in Mesquite: 10.6% is empty and offered for rent, against 9.1% in Dallas County.
In Mesquite, 5.2% of households live with more than one person per room, against 6.2% in Dallas County.
On average, a household in Mesquite has 2.96 people, more than in Dallas County (2.63).
In Mesquite, 16% of workers share a car to get to work; in Dallas County, 12%.
Do the math
What would you pay each month for a home in Mesquite?
A typical home is tight for the typical income
We start with a typical home in Mesquite, worth $245,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Mesquite, which is $72,537 a year. For that payment to be 28% of income, a household would need to earn about $92,863 a year.
The calculator's FHA and conventional loan limits are those of all of Dallas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Mesquite. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,600 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,167
at 7.18% · 30 years
Loan amount
$241,249
Total interest
$347,101
Paid off in
November 2056
Includes $4,149 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,693 a month
Tight
$1,693 to $2,176 a month
Your payment · 36%
Hard
more than $2,176 a month
Compared with the typical household income in Mesquite ($72,537 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,634
Property tax
$321
Home insurance
$102
FHA mortgage insurance (MIP)
$109
You need at least $8,600 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,167; principal and interest $1,634.
The city and its county
Mesquite and Dallas County
Mesquite is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Mesquite
Map of Dallas County, Texas, with Mesquite marked. Around it, the neighboring counties.
Mesquite
Dallas County
Other cities with a page
Mesquite's own numbers
Typical home value
$245,700
Typical monthly rent
$1,513
Typical yearly household income
$72,537
Households that own their home
63%
Effective property tax rate
1.57%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dallas County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.
A typical home in Mesquite is worth $245,700: 19% below the county and 13% below Texas. With the typical household income in Mesquite ($72,537 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Mesquite3.4 years
Dallas4.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dallas County
According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dallas County.
Yearly change in FHFA’s price index in Dallas County, 2016 to 2025
2016: +9.8% +9.8% 2016
2017: +9.5% +9.5% 2017
2018: +6.7% +6.7% 2018
2019: +4.1% +4.1% 2019
2020: +2.1% +2.1% 2020
2021: +12.1% +12.1% 2021
2022: +19.8% +19.8% 2022
2023: +5.0% +5.0% 2023
2024: +3.0% +3.0% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Dallas County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.1%
+0.8%
+2.9%
5 years (2020–2025)
+45%
+44%
+47%
10 years (2015–2025)
+98%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Mesquite next to Dallas County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Mesquite$245,700
Dallas$303,000
Texas$283,800
United States$332,700
Typical monthly rent
Mesquite$1,513
Dallas$1,565
Texas$1,403
United States$1,413
Typical yearly household income
Mesquite$72,537
Dallas$76,547
Texas$78,476
United States$80,734
See the full table
Mesquite next to Dallas County and Texas
Measure
Mesquite
Dallas County
Texas
U.S.
Typical home value
$245,700 ▼19% below the county
$303,000
$283,800
$332,700
Typical monthly rent
$1,513 ▼3% below the county
$1,565
$1,403
$1,413
Typical yearly household income
$72,537 ▼5% below the county
$76,547
$78,476
$80,734
Households that own their home
63% ▲12 points above the county
51%
63%
65%
Typical yearly property tax
$3,859 ▼20% below the county
$4,798
$4,232
$3,119
Effective property tax rate
1.57% ▼0.01 points below the county
1.58%
1.49%
0.94%
Renters with high rent for their income
61% ▲9 points above the county
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Mesquite
For a typical $245,700 home in Mesquite, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Mesquite's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,167a month
Least cash to close
Down payment
$8,600
Cash to close
$15,971
Rate
7.18%
Mortgage insurance
FHA MIP · $109
Conventional, 5% down$2,122a month
Down payment
$12,285
Cash to close
$19,656
Rate
7.18%
Mortgage insurance
PMI · $117
Conventional, 20% down, no PMI$1,755a month
Down payment
$49,140
Cash to close
$56,511
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,983a month
Down payment
$36,855
Cash to close
$44,226
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Mesquite
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,167
$8,600
$241,250
7.18%
FHA MIP · $109
$15,971
580
Conventional, 5% down
$2,122
$12,285
$233,415
7.18%
PMI · $117
$19,656
620*
Conventional, 20% down, no PMI
$1,755
$49,140
$196,560
7.18%
None
$56,511
620*
ITIN, 15% down (example)
$1,983
$36,855
$208,845
8.18%
None
$44,226
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Mesquite is $1,513 a month: 3% below the county. In Mesquite, 61% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dallas County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Mesquite
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Mesquite has 3 ZIP codes with their own.
For 2 bedrooms it runs from $1,670 in 75149 to $2,460 in 75181.
1 of the 3 is above the fair market rent for Dallas County ($1,807).
2-bedroom fair market rent in each of the 3 ZIP codes of Mesquite, beside the one for Dallas County. For 2 bedrooms it runs from $1,670 in 75149 to $2,460 in 75181. 1 of the 3 is above the fair market rent for Dallas County ($1,807).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,807
Lowest: $1,670 (75149)Highest: $2,460 (75181)
Fair market rent by ZIP code and size in Mesquite, fiscal year 2027.
75149
$1,380
$1,420
$1,670
$2,100
$2,670
75150
$1,380
$1,420
$1,670
$2,100
$2,670
75181
$2,030
$2,090
$2,460
$3,100
$3,940
ZIP code2 bd3 bd
75149 $1,670$2,100
75150 $1,670$2,100
75181 $2,460$3,100
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Mesquite when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Mesquite or Dallas County. The ones below are statewide in Texas: they work in Mesquite the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Mesquite or Dallas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Mesquite and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Mesquite?
The typical home value in Mesquite is $245,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dallas County it is $303,000.
How much does it cost to rent in Mesquite?
Typical rent in Mesquite is $1,513 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.
What is the FHA loan limit in Mesquite?
Mesquite uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Mesquite?
The typical homeowner in Mesquite pays $3,859 a year, according to the U.S. Census Bureau. That is 1.57% of the home’s value; in Dallas County, the rate is 1.58%.
Where can I find free help to buy or rent in Mesquite?
There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
