In Travis Ranch, a typical home is worth $345,400 and typical rent is $2,252 a month. Compared with all of Kaufman County, typical rent is 45% higher, the typical home value is 8% higher, and the share of households that own their home is 9 points higher.
Travis Ranch is in Kaufman County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Kaufman County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical rent in Travis Ranch is $2,252 a month, 45% more than in Kaufman County as a whole ($1,554).
2
Nearby, in Sunnyvale, the typical rent is $1,422: 37% less than in Travis Ranch ($2,252).
3
Nearby, in Mesquite, the typical home value is $245,700: 29% less than in Travis Ranch ($345,400).
4
87% of households in Travis Ranch own their home, against 78% in Kaufman County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Travis Ranch
What homes there are in Travis Ranch, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Travis Ranch
Kaufman County
Texas
United States
Kind of home: Travis Ranch and its comparisons
Measure
Travis Ranch
Kaufman County
Texas
United States
Detached house
99%
79%
64%
61%
Attached house
Unreliable estimate
1%
3%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
6%
21%
19%
Mobile home
Unreliable estimate
11%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 99% of homes here, against 79% in Kaufman County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Travis Ranch
Kaufman County
Texas
United States
Year built: Travis Ranch and its comparisons
Measure
Travis Ranch
Kaufman County
Texas
United States
Before 1960
Unreliable estimate
6%
12%
26%
1960–1979
Unreliable estimate
11%
21%
24%
1980–1999
Unreliable estimate
22%
28%
25%
2000–2009
22%
24%
18%
14%
2010 or later
78%
38%
21%
11%
The typical home in Travis Ranch was built in 2015, 10 years after the typical one in Kaufman County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K22%
$300K–$500K74%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Travis Ranch and its comparisons
Measure
Travis Ranch
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
22%
$300K–$500K
74%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49991%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Travis Ranch and its comparisons
Measure
Travis Ranch
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
91%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$2,300 a month
Kaufman County: $2,257 a month
Without a mortgage
$1,179 a month
Kaufman County: $791 a month
Owners with a mortgage
73%
Kaufman County: 64%
Owning costs about the same in Travis Ranch as in Kaufman County: with a mortgage, $2,300 a month; without one, $1,179.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Travis RanchBoundaries changed
Kaufman County+80%
Texas+65%
United States+53%
Typical rent
Travis RanchBoundaries changed
Kaufman County+49%
Texas+34%
United States+33%
Typical household income
Travis RanchBoundaries changed
Kaufman County+28%
Texas+27%
United States+29%
Change since 2015–2019: Travis Ranch and its comparisons
Measure
Travis Ranch
Kaufman County
Texas
United States
Typical home value
Boundaries changed
+80%
+65%
+53%
Typical rent
Boundaries changed
+49%
+34%
+33%
Typical household income
Boundaries changed
+28%
+27%
+29%
The Census does not compare Travis Ranch with 2015–2019 because its boundaries changed. In Kaufman County, over that time, the typical home value rose 80%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Travis Ranch and its comparisons
Measure
Travis Ranch
Kaufman County
Texas
United States
Rental vacancy
Unreliable estimate
9.2%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
Unreliable estimate
6.1%
4.8%
3.4%
People per household
3.16
3.36
2.69
2.53
Drive alone
78%
76%
71%
69%
Carpool
Unreliable estimate
9%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
15%
13%
14%
15%
Other means
Unreliable estimate
Unreliable estimate
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
Households in Travis Ranch are smaller: 3.16 people on average; in Kaufman County, 3.36.
To get to work, 78% of workers in Travis Ranch drive alone; in Kaufman County, 76%.
Do the math
What would you pay each month for a home in Travis Ranch?
A typical home costs more than the typical income allows
We start with a typical home in Travis Ranch, worth $345,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Travis Ranch, which is $83,801 a year. For that payment to be 28% of income, a household would need to earn about $135,233 a year.
The calculator's FHA and conventional loan limits are those of all of Kaufman County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Travis Ranch. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,089 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,155
at 7.18% · 30 years
Loan amount
$339,144
Total interest
$487,949
Paid off in
November 2056
Includes $5,833 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,955 a month
Tight
$1,955 to $2,514 a month
Hard
more than $2,514 a month
Your payment · 45%
Compared with the typical household income in Travis Ranch ($83,801 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,297
Property tax
$561
Home insurance
$144
FHA mortgage insurance (MIP)
$153
You need at least $12,089 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,155; principal and interest $2,297.
The city and its county
Travis Ranch and Kaufman County
Travis Ranch is in Kaufman County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Travis Ranch
Map of Kaufman County, Texas, with Travis Ranch marked. Around it, the neighboring counties.
Travis Ranch
Kaufman County
Other cities with a page
Travis Ranch's own numbers
Typical home value
$345,400
Typical monthly rent
$2,252
Typical yearly household income
$83,801
Households that own their home
87%
Effective property tax rate
1.95%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Kaufman County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+49%
Homes in a high flood-risk zone
1.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Kaufman County.
A typical home in Travis Ranch is worth $345,400: 8% above the county and 22% above Texas. With the typical household income in Travis Ranch ($83,801 a year), a typical home costs 4.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Travis Ranch4.1 years
Kaufman3.6 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Kaufman County
According to FHFA’s house price index, home prices in Kaufman County rose 113% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Kaufman County.
Yearly change in FHFA’s price index in Kaufman County, 2016 to 2025
2016: +9.0% +9.0% 2016
2017: +11.9% +11.9% 2017
2018: +8.2% +8.2% 2018
2019: +4.5% +4.5% 2019
2020: +3.6% +3.6% 2020
2021: +14.7% +14.7% 2021
2022: +22.9% +22.9% 2022
2023: +3.1% +3.1% 2023
2024: +1.5% +1.5% 2024
2025: +1.2% +1.2% 2025
Change in FHFA’s price index in Kaufman County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+1.2%
+0.8%
+2.9%
5 years (2020–2025)
+49%
+44%
+47%
10 years (2015–2025)
+113%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Travis Ranch next to Kaufman County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Travis Ranch$345,400
Kaufman$320,900
Texas$283,800
United States$332,700
Typical monthly rent
Travis Ranch$2,252
Kaufman$1,554
Texas$1,403
United States$1,413
Typical yearly household income
Travis Ranch$83,801
Kaufman$89,485
Texas$78,476
United States$80,734
See the full table
Travis Ranch next to Kaufman County and Texas
Measure
Travis Ranch
Kaufman County
Texas
U.S.
Typical home value
$345,400 ▲8% above the county
$320,900
$283,800
$332,700
Typical monthly rent
$2,252 ▲45% above the county
$1,554
$1,403
$1,413
Typical yearly household income
$83,801 ▼6% below the county
$89,485
$78,476
$80,734
Households that own their home
87% ▲9 points above the county
78%
63%
65%
Typical yearly property tax
$6,729 ▲25% above the county
$5,377
$4,232
$3,119
Effective property tax rate
1.95% ▲0.27 points above the county
1.68%
1.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Kaufman County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Travis Ranch
For a typical $345,400 home in Travis Ranch, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Travis Ranch's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,155a month
Least cash to close
Down payment
$12,089
Cash to close
$22,451
Rate
7.18%
Mortgage insurance
FHA MIP · $153
Conventional, 5% down$3,092a month
Down payment
$17,270
Cash to close
$27,632
Rate
7.18%
Mortgage insurance
PMI · $164
Conventional, 20% down, no PMI$2,577a month
Down payment
$69,080
Cash to close
$79,442
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,896a month
Down payment
$51,810
Cash to close
$62,172
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Travis Ranch
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,155
$12,089
$339,144
7.18%
FHA MIP · $153
$22,451
580
Conventional, 5% down
$3,092
$17,270
$328,130
7.18%
PMI · $164
$27,632
620*
Conventional, 20% down, no PMI
$2,577
$69,080
$276,320
7.18%
None
$79,442
620*
ITIN, 15% down (example)
$2,896
$51,810
$293,590
8.18%
None
$62,172
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Travis Ranch is $2,252 a month: 45% above the county.
HUD publishes a fair market rent for all of Kaufman County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Kaufman County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Travis Ranch
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Travis Ranch is in ZIP code 75126.
For 2 bedrooms it is $2,270: $463 more than the fair market rent for Kaufman County ($1,807).
Fair market rent by ZIP code and size in Travis Ranch, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
75126
$1,870
$1,930
$2,270
$2,860
$3,630
ZIP code2 bd3 bd
75126 $2,270$2,860
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Travis Ranch when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Kaufman County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Travis Ranch or Kaufman County. The ones below are statewide in Texas: they work in Travis Ranch the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Travis Ranch, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Travis Ranch or Kaufman County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Travis Ranch and all of Kaufman County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Travis Ranch?
The typical home value in Travis Ranch is $345,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Kaufman County it is $320,900.
How much does it cost to rent in Travis Ranch?
Typical rent in Travis Ranch is $2,252 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Kaufman County is $1,807.
What is the FHA loan limit in Travis Ranch?
Travis Ranch uses the FHA limit for all of Kaufman County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Travis Ranch?
The typical homeowner in Travis Ranch pays $6,729 a year, according to the U.S. Census Bureau. That is 1.95% of the home’s value; in Kaufman County, the rate is 1.68%.
Where can I find free help to buy or rent in Travis Ranch?
We found no HUD-approved counseling agencies with an office in Kaufman County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
