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City · 201,883 residents · Dallas County, Texas

Grand Prairie , Texas

In Grand Prairie, a typical home is worth $295,500 and typical rent is $1,629 a month. Compared with all of Dallas County, typical household income is 7% higher and the share of households that own their home is 8 points higher.

Grand Prairie in numbers

  • Typical home value

    $295,500

    2% below the county

    4% above Texas

    • Grand Prairie
    • Dallas
    • Texas
  • Typical rent

    $1,629a month

    4% above the county

    16% above Texas

    • Grand Prairie
    • Dallas
    • Texas
  • Typical household income

    $81,619a year

    7% above the county

    4% above Texas

    • Grand Prairie
    • Dallas
    • Texas
  • Households that own their home

    59%

    8 points above the county

    4 points below Texas

    • Grand Prairie
    • Dallas
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$312,607
1.2% less than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $273,122 to $312,607.
Typical rent
$1,673 a month
2% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,528 to $1,673.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Grand Prairie is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Grand Prairie apart

What this place has that others do not, from public data, most unusual first.

  1. 59% of households in Grand Prairie own their home, against 51% in Dallas County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Grand Prairie

What homes there are in Grand Prairie, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Grand Prairie and its comparisons
MeasureGrand PrairieDallas CountyTexasUnited States
Detached house 62%52%64%61%
Attached house 6%4%3%6%
Building of 2 to 4 5%6%5%8%
Apartments (5 or more) 25%37%21%19%
Mobile home 3%2%6%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Grand Prairie, 6 in 10 homes are single-family detached houses; in Dallas County, 5.

Year built
Year built: Grand Prairie and its comparisons
MeasureGrand PrairieDallas CountyTexasUnited States
Before 1960 10%17%12%26%
1960–1979 21%28%21%24%
1980–1999 30%28%28%25%
2000–2009 23%13%18%14%
2010 or later 17%14%21%11%

Here half of the homes date from 1992 or later; in Dallas County, from 1983 or later.

In Grand Prairie, 63% of homes have 3 bedrooms or more, more than in Dallas County (51%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Grand Prairie and its comparisons
MeasureGrand Prairie
Under $100K 7%
$100K–$200K 16%
$200K–$300K 29%
$300K–$500K 38%
$500K–$750K 9%
$750K–$1M 1%
$1M or more 1%

About 92% of owner-occupied homes in Grand Prairie are worth less than the FHA loan limit for Dallas County ($563,500).

Monthly rent with utilities
Monthly rent with utilities: Grand Prairie and its comparisons
MeasureGrand Prairie
Under $500 2%
$500–$999 9%
$1,000–$1,499 30%
$1,500–$1,999 38%
$2,000–$2,499 15%
$2,500–$2,999 5%
$3,000 or more 2%

Measured against HUD's 2-bedroom fair market rent ($1,807), about 63% of rented homes in Grand Prairie cost less.

With a mortgage

$2,137 a month

Dallas County: $2,166 a month

Without a mortgage

$787 a month

Dallas County: $793 a month

Owners with a mortgage

59%

Dallas County: 57%

The typical cost for an owner with a mortgage in Grand Prairie is $2,137 a month, near the figure in Dallas County ($2,166).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Grand Prairie and its comparisons
MeasureGrand PrairieDallas CountyTexasUnited States
Typical home value +82%+73%+65%+53%
Typical rent +49%+42%+34%+33%
Typical household income +21%+28%+27%+29%

From 2015–2019 to 2020–2024, the typical home value in Grand Prairie rose 82%; in Dallas County, it rose 73%.

Since 2015–2019, the typical rent in Grand Prairie rose 49%, more than in Dallas County (42%).

Here income did not keep up with housing: it rose 21%, while home values changed +82% and rent +49%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Grand Prairie and its comparisons
MeasureGrand PrairieDallas CountyTexasUnited States
Rental vacancy 6.1%9.1%7.7%5.5%
Homeowner vacancy Unreliable estimate0.9%1.1%0.9%
More than one person per room 6.1%6.2%4.8%3.4%
People per household 2.952.632.692.53
Drive alone 73%68%71%69%
Carpool 12%12%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike 1%2%2%3%
Work from home 13%16%14%15%
Other means 1%1%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

There is little rental housing open in Grand Prairie: only 6.1% is empty and offered for rent, against 9.1% in Dallas County.

More than one person per room: that is how 6.1% of households in Grand Prairie live, near the figure in Dallas County (6.2%).

On average, a household in Grand Prairie has 2.95 people, more than in Dallas County (2.63).

The car rules in Grand Prairie: 73% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Grand Prairie?

A typical home costs more than the typical income allows

We start with a typical home in Grand Prairie, worth $295,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Grand Prairie, which is $81,619 a year. For that payment to be 28% of income, a household would need to earn about $112,846 a year.

The calculator's FHA and conventional loan limits are those of all of Dallas County.

Your numbers

Local data
$

Starts at the typical home value in Grand Prairie. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,343 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,633

at 7.18% · 30 years

Loan amount
$290,147
Total interest
$417,454
Paid off in
November 2056

Includes $4,990 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,904 a month

  • Tight

    $1,904 to $2,449 a month

  • Hard

    more than $2,449 a month

    Your payment · 39%

Compared with the typical household income in Grand Prairie ($81,619 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,633
Monthly payment breakdown
Principal & interest$1,966
Property tax$414
Home insurance$123
FHA mortgage insurance (MIP)$131

You need at least $10,343 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $2,633; principal and interest $1,966.

The city and its county

Grand Prairie and Dallas County

Grand Prairie is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Dallas County, Texas, with Grand Prairie marked. Around it, the neighboring counties.

Grand Prairie's own numbers

Typical home value
$295,500
Typical monthly rent
$1,629
Typical yearly household income
$81,619
Households that own their home
59%
Effective property tax rate
1.68%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dallas County

FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.

Everything about Dallas County

Buying

Buying a home in Grand Prairie

A typical home in Grand Prairie is worth $295,500: 2% below the county and 4% above Texas. With the typical household income in Grand Prairie ($81,619 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Grand Prairie 3.6 years
  • Dallas 4.0 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Dallas County

According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dallas County.

Yearly change in FHFA’s price index in Dallas County, 2016 to 2025
  1. 2020: +2.1%
  2. 2021: +12.1%
  3. 2022: +19.8%
  4. 2023: +5.0%
  5. 2024: +3.0%
  6. 2025: −0.1%
Change in FHFA’s price index in Dallas County, Texas and the United States
Period County Texas U.S.
Last year (2025) −0.1% +0.8% +2.9%
5 years (2020–2025) +45% +44% +47%
10 years (2015–2025) +98% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Grand Prairie next to Dallas County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Grand Prairie $295,500
  • Dallas $303,000
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Grand Prairie $1,629
  • Dallas $1,565
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Grand Prairie $81,619
  • Dallas $76,547
  • Texas $78,476
  • United States $80,734
See the full table
Grand Prairie next to Dallas County and Texas
Measure Grand Prairie Dallas County Texas U.S.
Typical home value $295,500 2% below the county $303,000 $283,800 $332,700
Typical monthly rent $1,629 4% above the county $1,565 $1,403 $1,413
Typical yearly household income $81,619 7% above the county $76,547 $78,476 $80,734
Households that own their home 59% 8 points above the county 51% 63% 65%
Typical yearly property tax $4,954 3% above the county $4,798 $4,232 $3,119
Effective property tax rate 1.68% 0.1 points above the county 1.58% 1.49% 0.94%
Renters with high rent for their income 59% 7 points above the county 52% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Grand Prairie

For a typical $295,500 home in Grand Prairie, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Grand Prairie's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,633a month

    Least cash to close
    Down payment
    $10,343
    Cash to close
    $19,208
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $131
  • Conventional, 5% down $2,579a month

    Down payment
    $14,775
    Cash to close
    $23,640
    Rate
    7.18%
    Mortgage insurance
    PMI · $140
  • Conventional, 20% down, no PMI $2,138a month

    Down payment
    $59,100
    Cash to close
    $67,965
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,411a month

    Down payment
    $44,325
    Cash to close
    $53,190
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Grand Prairie and for Dallas County.

Property tax

Effective rate in Grand Prairie

1.68%of the home’s value each year

$4,954 a year for the typical owner in Grand Prairie.

  • Grand Prairie 1.68%
  • Dallas 1.58%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Dallas County

FEMA does not publish these numbers by city: they are for all of Dallas County.

Homes in the high-risk zone
1%
6,257
Of those, with NFIP insurance
40%
Homes in the high-risk zone and with NFIP insurance: Dallas County, Texas and the U.S.
Measure County Texas U.S.
Homes in the high-risk zone 1% 4.1% 3.5%
Of those, with NFIP insurance 40% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Grand Prairie

Typical rent in Grand Prairie is $1,629 a month: 4% above the county. In Grand Prairie, 59% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.

HUD fair market rent for all of Dallas County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Dallas County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,491 $28.67 $59,640
1 bedroom $1,536 $29.54 $61,440
2 bedrooms $1,807 $34.75 $72,280
3 bedrooms $2,275 $43.75 $91,000
4 bedrooms $2,892 $55.62 $115,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Grand Prairie

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Grand Prairie has 4 ZIP codes with their own.

For 2 bedrooms it runs from $1,430 in 75051 to $2,360 in 75054.

2 of the 4 are above the fair market rent for Dallas County ($1,807).

2-bedroom fair market rent in each of the 4 ZIP codes of Grand Prairie, beside the one for Dallas County. For 2 bedrooms it runs from $1,430 in 75051 to $2,360 in 75054. 2 of the 4 are above the fair market rent for Dallas County ($1,807).
  • 75050 $1,790$2,280
  • 75051 $1,430$1,800
  • 75052 $2,040$2,610
  • 75054 $2,360$3,080

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Grand Prairie when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Grand Prairie

HUD lists 10 buildings with rents for lower incomes in Grand Prairie. These are the largest.

  • Williamsburg Apartments 2421 S Carrier Pkwy, Grand Prairie 75051 418 low-income homes · Studio: 29 · 1 bd: 198 · 2 bd: 191 · 3 bd: 29 · In service since 1995
  • Homes of Mountain Creek 1350 Skyline Rd, Grand Prairie 75051 200 low-income homes · 1 bd: 44 · 2 bd: 88 · 3 bd: 68 · In service since 2006
  • Prairie Estates 1325 Daja Ln, Grand Prairie 75050 160 low-income homes · 3 bd: 60 · 4 bd: 100 · In service since 1999
  • Wright Senior Apts 1104 S Carrier Pkwy, Grand Prairie 75051 154 homes, 123 low-income · Studio: 29 · 1 bd: 92 · 2 bd: 33 · In service since 2005 · For older adults
  • Willow Tree 1802 Robinson Rd, Grand Prairie 75051 136 homes, 112 low-income · For families (972) 660-2855

See all 249 buildings in Dallas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Grand Prairie

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.

A grandmother smiles, seated at home.

HUD counseling is free or low-cost

Assistance programs in Grand Prairie

No down payment, repair or rent-help program on our list is for Grand Prairie or Dallas County. The ones below are statewide in Texas: they work in Grand Prairie the same as in the rest of the state.

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

Housing counselors near Grand Prairie

The HUD-approved agencies closest to the center of Grand Prairie, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Credit.org - Arlington, TX Branch

    2000 E Lamar Blvd, Arlington · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
  • Hispanic Real Estate Brokers Association

    401 W Sanford St, Arlington · 7 miles away · Spanish

    • Pre-purchase counseling
    • Homebuyer education workshops
  • NSC (naca Counseling Subsidiary) - Dallas, TX

    5787 S Hampton Rd Ste 115, Dallas · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more

Every agency in Dallas County All counseling agencies in Texas

Help in Spanish near Grand Prairie

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Grand Prairie

HUD’s record names them for Grand Prairie or Dallas County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Grand Prairie Housing & Neighborhood Services Section 8 vouchers (972) 237-8176
  • Dallas County Housing Assistance Program Section 8 vouchers (214) 819-1871

3 other authorities have an office in Dallas County: see the list Source: HUD

Cities

Other cities in Dallas County

These cities are also in Dallas County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 10 more cities in Dallas County, with prices and rents

Questions

Housing questions about Grand Prairie

Short answers with the numbers for Grand Prairie and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Grand Prairie?

The typical home value in Grand Prairie is $295,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dallas County it is $303,000.

How much does it cost to rent in Grand Prairie?

Typical rent in Grand Prairie is $1,629 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.

What is the FHA loan limit in Grand Prairie?

Grand Prairie uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.

How much property tax do owners pay in Grand Prairie?

The typical homeowner in Grand Prairie pays $4,954 a year, according to the U.S. Census Bureau. That is 1.68% of the home’s value; in Dallas County, the rate is 1.58%.

Where can I find free help to buy or rent in Grand Prairie?

There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).