In Dallas, a typical home is worth $320,700 and typical rent is $1,472 a month. Compared with all of Dallas County, typical household income is 8% lower, typical rent is 6% lower, and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $273,844 to $303,442.
Typical rent
$1,604a month
▲ 1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,477 to $1,604.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Dallas is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county
What this place has that others do not, from public data, most unusual first.
1
Dallas has the 20th lowest homeownership rate of the 426 cities in Texas with more than 5,000 people (42%).
2
Nearby, in Balch Springs, the typical home value is $224,400: 30% less than in Dallas ($320,700).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Dallas
What homes there are in Dallas, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Dallas
Dallas County
Texas
United States
Kind of home: Dallas and its comparisons
Measure
Dallas
Dallas County
Texas
United States
Detached house
41%
52%
64%
61%
Attached house
4%
4%
3%
6%
Building of 2 to 4
7%
6%
5%
8%
Apartments (5 or more)
47%
37%
21%
19%
Mobile home
1%
2%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Dallas, the apartment is the most common kind of home: 47%, against 37% in Dallas County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Dallas
Dallas County
Texas
United States
Year built: Dallas and its comparisons
Measure
Dallas
Dallas County
Texas
United States
Before 1960
22%
17%
12%
26%
1960–1979
27%
28%
21%
24%
1980–1999
26%
28%
28%
25%
2000–2009
12%
13%
18%
14%
2010 or later
14%
14%
21%
11%
In Dallas, half of the homes were built before 1981; in Dallas County, before 1983.
In Dallas, 32% of homes have 1 bedroom or none (studios); 39% have 3 bedrooms or more, against 51% in Dallas County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K8%
$100K–$200K18%
$200K–$300K21%
$300K–$500K22%
$500K–$750K14%
FHA limit: $563,500
$750K–$1M7%
$1M or more9%
Value of owner-occupied homes: Dallas and its comparisons
Measure
Dallas
Under $100K
8%
$100K–$200K
18%
$200K–$300K
21%
$300K–$500K
22%
$500K–$750K
14%
$750K–$1M
7%
$1M or more
9%
The FHA loan limit for Dallas County is $563,500, and about 73% of owner-occupied homes in Dallas are worth less than that.
Monthly rent with utilities
Under the limitOver the limit
Under $5003%
$500–$9999%
$1,000–$1,49940%
$1,500–$1,99928%
HUD fair market rent, 2 bedrooms: $1,807
$2,000–$2,49911%
$2,500–$2,9994%
$3,000 or more4%
Monthly rent with utilities: Dallas and its comparisons
Measure
Dallas
Under $500
3%
$500–$999
9%
$1,000–$1,499
40%
$1,500–$1,999
28%
$2,000–$2,499
11%
$2,500–$2,999
4%
$3,000 or more
4%
HUD's 2-bedroom fair market rent (FMR) for Dallas County is $1,807; about 70% of rents in Dallas are below it.
With a mortgage
$2,316 a month
Dallas County: $2,166 a month
Without a mortgage
$764 a month
Dallas County: $793 a month
Owners with a mortgage
54%
Dallas County: 57%
Owning costs more in Dallas: with a mortgage, the typical cost is $2,316 a month; in Dallas County, $2,166. Without one, $764.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Dallas+71%
Dallas County+73%
Texas+65%
United States+53%
Typical rent
Dallas+40%
Dallas County+42%
Texas+34%
United States+33%
Typical household income
Dallas+34%
Dallas County+28%
Texas+27%
United States+29%
Change since 2015–2019: Dallas and its comparisons
Measure
Dallas
Dallas County
Texas
United States
Typical home value
+71%
+73%
+65%
+53%
Typical rent
+40%
+42%
+34%
+33%
Typical household income
+34%
+28%
+27%
+29%
The typical home value in Dallas rose 71% since 2015–2019, about the same as in Dallas County (73%).
The typical rent in Dallas rose 40% since 2015–2019, about the same as in Dallas County (42%).
Housing prices ran ahead of income in Dallas: typical income rose 34%, against +71% for home values and +40% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Dallas and its comparisons
Measure
Dallas
Dallas County
Texas
United States
Rental vacancy
10.1%
9.1%
7.7%
5.5%
Homeowner vacancy
1.2%
0.9%
1.1%
0.9%
More than one person per room
6.1%
6.2%
4.8%
3.4%
People per household
2.42
2.63
2.69
2.53
Drive alone
67%
68%
71%
69%
Carpool
12%
12%
10%
9%
Public transit
2%
1%
1%
3%
Walk or bike
2%
2%
2%
3%
Work from home
16%
16%
14%
15%
Other means
1%
1%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
There is more rental housing open in Dallas: 10.1% is empty and offered for rent, against 9.1% in Dallas County.
Much as in Dallas County, 6.1% of households in Dallas have more than one person per room.
Fewer people live in each home here: 2.42 on average, against 2.63 in Dallas County.
The car rules in Dallas: 67% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Dallas?
A typical home costs more than the typical income allows
We start with a typical home in Dallas, worth $320,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 48% of the typical household income in Dallas, which is $70,518 a year. For that payment to be 28% of income, a household would need to earn about $121,325 a year.
The calculator's FHA and conventional loan limits are those of all of Dallas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Dallas. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,225 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,831
at 7.18% · 30 years
Loan amount
$314,891
Total interest
$453,054
Paid off in
November 2056
Includes $5,416 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,645 a month
Tight
$1,645 to $2,116 a month
Hard
more than $2,116 a month
Your payment · 48%
Compared with the typical household income in Dallas ($70,518 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,133
Property tax
$422
Home insurance
$134
FHA mortgage insurance (MIP)
$142
You need at least $11,225 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,831; principal and interest $2,133.
The city and its county
Dallas and Dallas County
Dallas is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Dallas
Map of Dallas County, Texas, with Dallas marked. Around it, the neighboring counties.
Dallas
Dallas County
Other cities with a page
Dallas's own numbers
Typical home value
$320,700
Typical monthly rent
$1,472
Typical yearly household income
$70,518
Households that own their home
42%
Effective property tax rate
1.58%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dallas County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.
A typical home in Dallas is worth $320,700: 6% above the county and 13% above Texas. With the typical household income in Dallas ($70,518 a year), a typical home costs 4.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Dallas4.5 years
County4.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dallas County
According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dallas County.
Yearly change in FHFA’s price index in Dallas County, 2016 to 2025
2016: +9.8% +9.8% 2016
2017: +9.5% +9.5% 2017
2018: +6.7% +6.7% 2018
2019: +4.1% +4.1% 2019
2020: +2.1% +2.1% 2020
2021: +12.1% +12.1% 2021
2022: +19.8% +19.8% 2022
2023: +5.0% +5.0% 2023
2024: +3.0% +3.0% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Dallas County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.1%
+0.8%
+2.9%
5 years (2020–2025)
+45%
+44%
+47%
10 years (2015–2025)
+98%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Dallas next to Dallas County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Dallas$320,700
County$303,000
Texas$283,800
United States$332,700
Typical monthly rent
Dallas$1,472
County$1,565
Texas$1,403
United States$1,413
Typical yearly household income
Dallas$70,518
County$76,547
Texas$78,476
United States$80,734
See the full table
Dallas next to Dallas County and Texas
Measure
Dallas
Dallas County
Texas
U.S.
Typical home value
$320,700 ▲6% above the county
$303,000
$283,800
$332,700
Typical monthly rent
$1,472 ▼6% below the county
$1,565
$1,403
$1,413
Typical yearly household income
$70,518 ▼8% below the county
$76,547
$78,476
$80,734
Households that own their home
42% ▼8 points below the county
51%
63%
65%
Typical yearly property tax
$5,075 ▲6% above the county
$4,798
$4,232
$3,119
Effective property tax rate
1.58%
1.58%
1.49%
0.94%
Renters with high rent for their income
52%
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Dallas
For a typical $320,700 home in Dallas, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dallas's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,831a month
Least cash to close
Down payment
$11,225
Cash to close
$20,846
Rate
7.18%
Mortgage insurance
FHA MIP · $142
Conventional, 5% down$2,772a month
Down payment
$16,035
Cash to close
$25,656
Rate
7.18%
Mortgage insurance
PMI · $152
Conventional, 20% down, no PMI$2,294a month
Down payment
$64,140
Cash to close
$73,761
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,590a month
Down payment
$48,105
Cash to close
$57,726
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Dallas
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,831
$11,225
$314,891
7.18%
FHA MIP · $142
$20,846
580
Conventional, 5% down
$2,772
$16,035
$304,665
7.18%
PMI · $152
$25,656
620*
Conventional, 20% down, no PMI
$2,294
$64,140
$256,560
7.18%
None
$73,761
620*
ITIN, 15% down (example)
$2,590
$48,105
$272,595
8.18%
None
$57,726
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Dallas is $1,472 a month: 6% below the county. In Dallas, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dallas County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Dallas
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Dallas has 47 ZIP codes with their own.
For 2 bedrooms it runs from $1,130 in 75210 to $2,710 in 75201.
18 of the 47 are above the fair market rent for Dallas County ($1,807).
2-bedroom fair market rent in each of the 47 ZIP codes of Dallas, beside the one for Dallas County. For 2 bedrooms it runs from $1,130 in 75210 to $2,710 in 75201. 18 of the 47 are above the fair market rent for Dallas County ($1,807).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,807
Lowest: $1,130 (75210)Highest: $2,710 (75201)
Fair market rent by ZIP code and size in Dallas, fiscal year 2027.
75201
$2,240
$2,300
$2,710
$3,410
$4,340
75202
$1,920
$1,980
$2,330
$2,930
$3,730
75203
$1,160
$1,200
$1,410
$1,780
$2,260
75204
$2,100
$2,170
$2,550
$3,210
$4,080
75206
$1,840
$1,900
$2,230
$2,810
$3,570
75207
$1,750
$1,820
$2,140
$2,690
$3,420
75208
$1,630
$1,670
$1,970
$2,480
$3,150
75209
$1,720
$1,770
$2,080
$2,620
$3,330
75210
$930
$960
$1,130
$1,420
$1,810
75211
$1,180
$1,220
$1,430
$1,800
$2,290
75212
$1,230
$1,270
$1,490
$1,880
$2,380
75214
$1,610
$1,670
$1,960
$2,460
$3,130
75215
$1,210
$1,250
$1,470
$1,850
$2,350
75216
$1,070
$1,100
$1,300
$1,640
$2,080
75217
$1,100
$1,130
$1,330
$1,670
$2,130
75218
$1,560
$1,610
$1,890
$2,380
$3,030
75219
$1,830
$1,890
$2,220
$2,790
$3,550
75220
$1,270
$1,310
$1,540
$1,940
$2,460
75223
$1,330
$1,370
$1,610
$2,030
$2,580
75224
$1,120
$1,160
$1,360
$1,710
$2,180
75225
$2,200
$2,270
$2,670
$3,360
$4,270
75226
$1,630
$1,680
$1,980
$2,490
$3,170
75227
$1,220
$1,260
$1,480
$1,860
$2,370
75228
$1,220
$1,260
$1,480
$1,860
$2,370
75229
$1,470
$1,510
$1,780
$2,240
$2,850
75230
$1,370
$1,430
$1,670
$2,100
$2,670
75231
$1,330
$1,370
$1,610
$2,030
$2,580
75232
$1,230
$1,270
$1,490
$1,880
$2,380
75233
$1,220
$1,260
$1,480
$1,860
$2,370
75235
$1,590
$1,640
$1,930
$2,430
$3,090
75236
$1,250
$1,290
$1,520
$1,910
$2,430
75237
$1,160
$1,200
$1,410
$1,780
$2,260
75238
$1,230
$1,280
$1,500
$1,890
$2,400
75240
$1,370
$1,410
$1,660
$2,090
$2,660
75241
$1,220
$1,260
$1,480
$1,860
$2,370
75243
$1,390
$1,440
$1,690
$2,130
$2,700
75246
$1,070
$1,100
$1,300
$1,640
$2,080
75247
$1,170
$1,210
$1,420
$1,790
$2,260
75248
$1,680
$1,750
$2,050
$2,580
$3,270
75249
$1,840
$1,900
$2,230
$2,810
$3,570
75251
$1,670
$1,730
$2,030
$2,560
$3,250
75252
$1,300
$1,340
$1,580
$1,990
$2,530
75253
$1,300
$1,340
$1,580
$1,990
$2,530
75254
$1,600
$1,660
$1,950
$2,450
$3,120
75270
$1,420
$1,460
$1,720
$2,170
$2,750
75287
$1,640
$1,690
$1,990
$2,510
$3,190
75390
$1,420
$1,460
$1,720
$2,170
$2,750
ZIP code2 bd3 bd
75201 $2,710$3,410
75202 $2,330$2,930
75203 $1,410$1,780
75204 $2,550$3,210
75206 $2,230$2,810
75207 $2,140$2,690
75208 $1,970$2,480
75209 $2,080$2,620
75210 $1,130$1,420
75211 $1,430$1,800
75212 $1,490$1,880
75214 $1,960$2,460
75215 $1,470$1,850
75216 $1,300$1,640
75217 $1,330$1,670
75218 $1,890$2,380
75219 $2,220$2,790
75220 $1,540$1,940
75223 $1,610$2,030
75224 $1,360$1,710
75225 $2,670$3,360
75226 $1,980$2,490
75227 $1,480$1,860
75228 $1,480$1,860
75229 $1,780$2,240
75230 $1,670$2,100
75231 $1,610$2,030
75232 $1,490$1,880
75233 $1,480$1,860
75235 $1,930$2,430
75236 $1,520$1,910
75237 $1,410$1,780
75238 $1,500$1,890
75240 $1,660$2,090
75241 $1,480$1,860
75243 $1,690$2,130
75246 $1,300$1,640
75247 $1,420$1,790
75248 $2,050$2,580
75249 $2,230$2,810
75251 $2,030$2,560
75252 $1,580$1,990
75253 $1,580$1,990
75254 $1,950$2,450
75270 $1,720$2,170
75287 $1,990$2,510
75390 $1,720$2,170
5 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Dallas when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 172 buildings with rents for lower incomes in Dallas. These are the largest.
Hamptons at Lakewest2425 Bickers St, Dallas 75212775 low-income homes · Run by Housing Authority of the City of Dallas, Texa · Average payment: $376 a month · Average wait: 14 months(214) 951-8300
Roseland Townhomes, Phase I2110 N Carroll Ave, Dallas 75204514 homes, 417 low-income · Run by Housing Authority of the City of Dallas, Texa · Average payment: $375 a month · Average wait: 13 months(214) 951-8300
Willow Pond Apts6003 Abrams Rd, Dallas 75231386 low-income homes · 1 bd: 246 · 2 bd: 107 · 3 bd: 33 · In service since 1996
Skyline Place Apartments4700 Wimbleton Way, Dallas 75227318 low-income homes · 1 bd: 222 · 2 bd: 96 · In service since 2016 · For older adults, people with disabilities, families, people experiencing homelessness
Trails Redevelopment (DALLAS)3109 Chapel Creek Dr, Dallas 75220302 low-income homes · 1 bd: 136 · 2 bd: 156 · 3 bd: 10 · In service since 1995
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.
1 program is for Dallas or Dallas County, by its own record: they come first, each with what its official page says about being open. The ones below are statewide in Texas: they work in Dallas the same as in the rest of the state.
City of Dallas grant for minor repairs to an owner's home, requested through nonprofit organizations.Offered by City of Dallas, Housing & Homelessness Division.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Dallas or Dallas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Dallas and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Dallas?
The typical home value in Dallas is $320,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dallas County it is $303,000.
How much does it cost to rent in Dallas?
Typical rent in Dallas is $1,472 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.
What is the FHA loan limit in Dallas?
Dallas uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Dallas?
The typical homeowner in Dallas pays $5,075 a year, according to the U.S. Census Bureau. That is 1.58% of the home’s value; in Dallas County, the rate is 1.58%.
Where can I find free help to buy or rent in Dallas?
There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
