In University Park, a typical home is worth $1,861,800 and typical rent is $3,272 a month. Compared with all of Dallas County, the typical home value is 514% higher, typical household income is 227% higher, and the share of households that own their home is 32 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $1,551,790 to $2,470,693.
Typical rent
$4,326a month
Typical rent from Zillow, March 2026 to September 2026: from $4,090 to $4,326.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
University Park is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county
What this place has that others do not, from public data, most unusual first.
1
University Park has the highest typical household income of the 424 cities in Texas with more than 5,000 people: $250,001.
2
83% of households in University Park own their home, against 51% in Dallas County.
3
University Park has the 2nd highest typical home value of the 422 cities in Texas with more than 5,000 people ($1,861,800).
4
University Park has the 5th highest typical rent of the 413 cities in Texas with more than 5,000 people ($3,272).
5
Nearby, in Dallas, the typical home value is $320,700: 83% less than in University Park ($1,861,800).
6
Nearby, in Dallas, the typical rent is $1,472: 55% less than in University Park ($3,272).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in University Park
What homes there are in University Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
University Park
Dallas County
Texas
United States
Kind of home: University Park and its comparisons
Measure
University Park
Dallas County
Texas
United States
Detached house
75%
52%
64%
61%
Attached house
10%
4%
3%
6%
Building of 2 to 4
9%
6%
5%
8%
Apartments (5 or more)
Unreliable estimate
37%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in University Park: 75% of homes, more than in Dallas County (52%).
Year built
Before 19601960–19791980–19992000–20092010 or later
University Park
Dallas County
Texas
United States
Year built: University Park and its comparisons
Measure
University Park
Dallas County
Texas
United States
Before 1960
31%
17%
12%
26%
1960–1979
6%
28%
21%
24%
1980–1999
28%
28%
28%
25%
2000–2009
18%
13%
18%
14%
2010 or later
18%
14%
21%
11%
Here half of the homes date from 1990 or later; in Dallas County, from 1983 or later.
There is more room for a big family here: 85% of homes have 3 bedrooms or more, against 51% in Dallas County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1M6%
$1M or more85%
Value of owner-occupied homes: University Park and its comparisons
Measure
University Park
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
6%
$1M or more
85%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49910%
$2,500–$2,999Unreliable
$3,000 or more56%
Monthly rent with utilities: University Park and its comparisons
Measure
University Park
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
10%
$2,500–$2,999
Unreliable estimate
$3,000 or more
56%
Owners with a mortgage
61%
Dallas County: 57%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
University Park+44%
Dallas County+73%
Texas+65%
United States+53%
Typical rent
University Park+58%
Dallas County+42%
Texas+34%
United States+33%
Change since 2015–2019: University Park and its comparisons
Measure
University Park
Dallas County
Texas
United States
Typical home value
+44%
+73%
+65%
+53%
Typical rent
+58%
+42%
+34%
+33%
Typical household income
No data
+28%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in University Park rose 44%; in Dallas County, it rose 73%.
The typical rent in University Park rose 58% over the same time; in Dallas County, it rose 42%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: University Park and its comparisons
Measure
University Park
Dallas County
Texas
United States
Rental vacancy
Unreliable estimate
9.1%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
Unreliable estimate
6.2%
4.8%
3.4%
People per household
3.12
2.63
2.69
2.53
Drive alone
64%
68%
71%
69%
Carpool
3%
12%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
9%
2%
2%
3%
Work from home
23%
16%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
10 to 19 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in University Park has 3.12 people, more than in Dallas County (2.63).
Many here get to work on foot or by bike: 9%, more than in Dallas County (2%).
Do the math
What would you pay each month for a home in University Park?
A typical home costs more than the typical income allows
We start with a typical home in University Park, worth $1,861,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 73% of the typical household income in University Park, which is $250,001 a year. For that payment to be 28% of income, a household would need to earn about $648,021 a year. Note: at that price the loan is above the FHA limit for Dallas County ($563,500), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Dallas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in University Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $65,163 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$15,121
at 7.18% · 30 years
Loan amount
$1,828,078
Total interest
$2,630,176
Paid off in
November 2056
Includes $31,441 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $5,833 a month
Tight
$5,833 to $7,500 a month
Hard
more than $7,500 a month
Your payment · 73%
Compared with the typical household income in University Park ($250,001 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$12,384
Property tax
$838
Home insurance
$776
FHA mortgage insurance (MIP)
$1,123
This loan is over the FHA limit
You'd borrow $1,796,637, but the FHA limit for a one-unit home in University Park is $563,500. You'd need a bigger down payment or a different loan.
You need at least $65,163 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $15,121; principal and interest $12,384.
The city and its county
University Park and Dallas County
University Park is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
University Park
Map of Dallas County, Texas, with University Park marked. Around it, the neighboring counties.
University Park
Dallas County
Other cities with a page
University Park's own numbers
Typical home value
$1,861,800
Typical monthly rent
$3,272
Typical yearly household income
$250,001
Households that own their home
83%
Effective property tax rate
0.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dallas County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.
A typical home in University Park is worth $1,861,800: 514% above the county and 556% above Texas. With the typical household income in University Park ($250,001 a year), a typical home costs 7.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
University Park7.4 years
Dallas4.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dallas County
According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dallas County.
Yearly change in FHFA’s price index in Dallas County, 2016 to 2025
2016: +9.8% +9.8% 2016
2017: +9.5% +9.5% 2017
2018: +6.7% +6.7% 2018
2019: +4.1% +4.1% 2019
2020: +2.1% +2.1% 2020
2021: +12.1% +12.1% 2021
2022: +19.8% +19.8% 2022
2023: +5.0% +5.0% 2023
2024: +3.0% +3.0% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Dallas County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.1%
+0.8%
+2.9%
5 years (2020–2025)
+45%
+44%
+47%
10 years (2015–2025)
+98%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
University Park next to Dallas County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
University Park$1,861,800
Dallas$303,000
Texas$283,800
United States$332,700
Typical monthly rent
University Park$3,272
Dallas$1,565
Texas$1,403
United States$1,413
Typical yearly household income
University Park$250,001
Dallas$76,547
Texas$78,476
United States$80,734
See the full table
University Park next to Dallas County and Texas
Measure
University Park
Dallas County
Texas
U.S.
Typical home value
$1,861,800 ▲514% above the county
$303,000
$283,800
$332,700
Typical monthly rent
$3,272 ▲109% above the county
$1,565
$1,403
$1,413
Typical yearly household income
$250,001 ▲227% above the county
$76,547
$78,476
$80,734
Households that own their home
83% ▲32 points above the county
51%
63%
65%
Typical yearly property tax
$10,001 ▲108% above the county
$4,798
$4,232
$3,119
Effective property tax rate
0.54% ▼1.04 points below the county
1.58%
1.49%
0.94%
Renters with high rent for their income
48% ▼4 points below the county
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in University Park
For a typical $1,861,800 home in University Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, University Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$15,120a month
Above the FHA limit for Dallas County ($563,500)
Down payment
$65,163
Cash to close
$121,017
Rate
7.18%
Mortgage insurance
FHA MIP · $1,123
Conventional, 5% down$14,480a month
Above the conventional limit for Dallas County ($832,750): it would be a "jumbo" loan
Down payment
$93,090
Cash to close
$148,944
Rate
7.18%
Mortgage insurance
PMI · $884
Conventional, 20% down, no PMI$11,704a month
Above the conventional limit for Dallas County ($832,750): it would be a "jumbo" loan
Down payment
$372,360
Cash to close
$428,214
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$13,425a month
Down payment
$279,270
Cash to close
$335,124
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in University Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Dallas County ($563,500)
$15,120
$65,163
$1,828,078
7.18%
FHA MIP · $1,123
$121,017
580
Conventional, 5% down Above the conventional limit for Dallas County ($832,750): it would be a "jumbo" loan
$14,480
$93,090
$1,768,710
7.18%
PMI · $884
$148,944
620*
Conventional, 20% down, no PMI Above the conventional limit for Dallas County ($832,750): it would be a "jumbo" loan
$11,704
$372,360
$1,489,440
7.18%
None
$428,214
620*
ITIN, 15% down (example)
$13,425
$279,270
$1,582,530
8.18%
None
$335,124
Set by the lender
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in University Park is $3,272 a month: 109% above the county. In University Park, 48% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dallas County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in University Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). University Park has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,670 in 75225 to $2,710 in 75205.
2 of the 2 are above the fair market rent for Dallas County ($1,807).
Fair market rent by ZIP code and size in University Park, fiscal year 2027.
75205
$2,240
$2,300
$2,710
$3,410
$4,340
75225
$2,200
$2,270
$2,670
$3,360
$4,270
ZIP code2 bd3 bd
75205 $2,710$3,410
75225 $2,670$3,360
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for University Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for University Park or Dallas County. The ones below are statewide in Texas: they work in University Park the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of University Park, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for University Park or Dallas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for University Park and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in University Park?
The typical home value in University Park is $1,861,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dallas County it is $303,000.
How much does it cost to rent in University Park?
Typical rent in University Park is $3,272 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.
What is the FHA loan limit in University Park?
University Park uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in University Park?
The typical homeowner in University Park pays $10,001 a year, according to the U.S. Census Bureau. That is 0.54% of the home’s value; in Dallas County, the rate is 1.58%.
Where can I find free help to buy or rent in University Park?
There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
