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City · 131,080 residents · Denton County, Texas

Lewisville , Texas

In Lewisville, a typical home is worth $378,500 and typical rent is $1,670 a month. Compared with all of Denton County, typical household income is 20% lower, the typical home value is 13% lower, and the share of households that own their home is 19 points lower.

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  • Typical home value

    $378,500

    13% below the county

    33% above Texas

    • Lewisville
    • Denton
    • Texas

  • Typical rent

    $1,670a month

    3% below the county

    19% above Texas

    • Lewisville
    • Denton
    • Texas

  • Typical household income

    $89,233a year

    20% below the county

    14% above Texas

    • Lewisville
    • Denton
    • Texas

  • Households that own their home

    46%

    19 points below the county

    16 points below Texas

    • Lewisville
    • Denton
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$384,345
2.4% less than 12 months ago
Typical rent
$1,538 a month
0.5% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lewisville is in Denton County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Denton County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lewisville apart

What this place has that others do not, from public data, most unusual first.

  1. 46% of households in Lewisville own their home, against 65% in Denton County.

  2. Nearby, in Lake Dallas, the typical home value is $269,000: 29% less than in Lewisville ($378,500).

  3. The typical household income in Lewisville is $89,233, 20% less than in Denton County as a whole ($111,498).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lewisville

What homes there are in Lewisville, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Lewisville there is a bit of everything: no kind of home reaches half. The most common are detached houses (46%); in Denton County, 69%.

Year built

The typical home in Lewisville was built in 1997, 6 years before the typical one in Denton County.

In Lewisville, 26% of homes have 1 bedroom or none (studios); 52% have 3 bedrooms or more, against 71% in Denton County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

About 81% of owner-occupied homes in Lewisville are worth less than the FHA loan limit for Denton County ($563,500).

Monthly rent with utilities

With a mortgage

$2,411 a month

Denton County: $2,676 a month

Without a mortgage

$883 a month

Denton County: $1,045 a month

Owners with a mortgage

69%

Denton County: 71%

In Lewisville, 69% of owners have a mortgage, and their typical cost is $2,411 a month, against $2,676 in Denton County. Without one it drops to $883.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Lewisville gained value faster than in Denton County: 81% against 57%.

Rents in Lewisville rose more slowly than in Denton County: 38% since 2015–2019, against 42%.

While home values in Lewisville changed +81% and rent +38%, the typical household income rose 38%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLewisvilleDenton CountyTexasUnited States
Rental vacancy 4.4%4.8%7.7%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room 4.6%2.9%4.8%3.4%
People per household 2.522.682.692.53
Drive alone 70%66%71%69%
Carpool 8%8%10%9%
Public transit Unreliable estimate0%1%3%
Walk or bike 1%1%2%3%
Work from home 19%24%14%15%
Other means 2%2%2%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Open rentals in Lewisville look like those in Denton County: the rental vacancy rate is 4.4%.

In Lewisville, 4.6% of households live with more than one person per room, against 2.9% in Denton County.

On average, a household in Lewisville has 2.52 people, fewer than in Denton County (2.68).

To get to work, 70% of workers in Lewisville drive alone; in Denton County, 66%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lewisville?

A typical home costs more than the typical income allows

We start with a typical home in Lewisville, worth $378,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 45% of the typical household income in Lewisville, which is $89,233 a year. For that payment to be 28% of income, a household would need to earn about $142,515 a year.

The calculator's FHA and conventional loan limits are those of all of Denton County.

Your numbers

Local data
$

Starts at the typical home value in Lewisville. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $13,248 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,325

at 7.18% · 30 years

Loan amount
$371,644
Total interest
$534,708
Paid off in
November 2056

Includes $6,392 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,082 a month

  • Tight

    $2,082 to $2,677 a month

  • Hard

    more than $2,677 a month

    Your payment · 45%

Compared with the typical household income in Lewisville ($89,233 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,325
Principal & interest$2,518
Property tax$483
Home insurance$158
FHA mortgage insurance (MIP)$167

You need at least $13,248 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lewisville and Denton County

Lewisville is in Denton County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lewisville's own numbers

Typical home value
$378,500
Typical monthly rent
$1,670
Typical yearly household income
$89,233
Households that own their home
46%
Effective property tax rate
1.53%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Denton County

FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Denton County.

Everything about Denton County

Buying

Buying a home in Lewisville

A typical home in Lewisville is worth $378,500: 13% below the county and 33% above Texas. With the typical household income in Lewisville ($89,233 a year), a typical home costs 4.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lewisville 4.2 years
  • Denton 3.9 years
  • Texas 3.6 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Denton County

According to FHFA’s house price index, home prices in Denton County rose 101% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Denton County.

Period County Texas U.S.
Last year (2025) −0.9% +0.8% +2.9%
5 years (2020–2025) +46% +44% +47%
10 years (2015–2025) +101% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lewisville next to Denton County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lewisville $378,500
  • Denton $437,200
  • Texas $283,800
  • United States $332,700
Typical monthly rent
  • Lewisville $1,670
  • Denton $1,728
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Lewisville $89,233
  • Denton $111,498
  • Texas $78,476
  • United States $80,734
See the full table
Lewisville next to Denton County and Texas
Measure Lewisville Denton County Texas U.S.
Typical home value $378,500 $437,200 $283,800 $332,700
Typical monthly rent $1,670 $1,728 $1,403 $1,413
Typical yearly household income $89,233 $111,498 $78,476 $80,734
Households that own their home 46% 65% 63% 65%
Typical yearly property tax $5,799 $7,055 $4,232 $3,119
Effective property tax rate 1.53% 1.61% 1.49% 0.94%
Renters with high rent for their income 51% 51% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Denton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lewisville

For a typical $378,500 home in Lewisville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lewisville's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,325a month

    Least cash to close
    Down payment
    $13,248
    Cash to close
    $24,603
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $167

  • Conventional, 5% down $3,256a month

    Down payment
    $18,925
    Cash to close
    $30,280
    Rate
    7.18%
    Mortgage insurance
    PMI · $180

  • Conventional, 20% down, no PMI $2,692a month

    Down payment
    $75,700
    Cash to close
    $87,055
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,041a month

    Down payment
    $56,775
    Cash to close
    $68,130
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lewisville and for Denton County.

Property tax

Effective rate in Lewisville

1.53%of the home’s value each year

$5,799 a year for the typical owner in Lewisville.

  • Lewisville 1.53%
  • Denton 1.61%
  • Texas 1.49%

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Denton County

FEMA does not publish these numbers by city: they are for all of Denton County.

Homes in the high-risk zone
0.8%
1,994
Of those, with NFIP insurance
28%
County Texas U.S.
Homes in the high-risk zone 0.8% 4.1% 3.5%
Of those, with NFIP insurance 28% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lewisville

Typical rent in Lewisville is $1,670 a month: 3% below the county. In Lewisville, 51% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Denton County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.

HUD fair market rent for all of Denton County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,491 $28.67 $59,640
1 bedroom $1,536 $29.54 $61,440
2 bedrooms $1,807 $34.75 $72,280
3 bedrooms $2,275 $43.75 $91,000
4 bedrooms $2,892 $55.62 $115,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lewisville

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lewisville has 3 ZIP codes with their own.

For 2 bedrooms it runs from $1,860 in 75057 to $2,100 in 75056.

3 of the 3 are above the fair market rent for Denton County ($1,807).

  • 75056 $2,100$2,640
  • 75057 $1,860$2,340
  • 75067 $1,900$2,390

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lewisville when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lewisville

HUD lists 7 buildings with rents for lower incomes in Lewisville. These are the largest.

  • Evergreen at Lewisville Senior Apt Community 415 S Garden Ridge Blvd, Lewisville 75067 218 low-income homes · In service since 2005 · For older adults
  • Valley Ridge Apts 1000 Valley Ridge Blvd, Lewisville 75077 192 low-income homes · 2 bd: 132 · 3 bd: 60 · In service since 1995
  • Oak Tree Village 1595 S Old Orchard Ln, Lewisville 75067 272 homes, 163 low-income · 1 bd: 116 · 2 bd: 120 · 3 bd: 36 · In service since 1995
  • ST Charles Apts 1090 S Charles St, Lewisville 75057 126 low-income homes · Studio: 8 · 1 bd: 28 · 2 bd: 90 · In service since 1992
  • Evergreen at Vista Ridge 455 Highland Dr, Lewisville 75067 120 low-income homes · 1 bd: 60 · 2 bd: 60 · In service since 2011

See all 41 buildings in Denton County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lewisville

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

We found no HUD-approved agencies with an office in Denton County. The nearest ones are below; many serve by phone or online.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Lewisville

No down payment, repair or rent-help program on our list is for Lewisville or Denton County. The ones below are statewide in Texas: they work in Lewisville the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Lewisville

The HUD-approved agencies closest to the center of Lewisville, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Balance - Dallas

    8330 Lbj Fwy, Dallas · 15 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (800) 777-7526

  • Transformance DBA Services of Hope Entities

    1137 Conveyor Ln Ste 107, Dallas · 18 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 4 more
    (214) 276-0235

  • Dallas County Home Loan Counseling Center

    2377 N Stemmons Fwy, Dallas · 19 miles away

    • Mortgage delinquency and default
    • Budget and credit workshops
    • and 4 more
    (214) 819-6060

All counseling agencies in Texas

Help in Spanish near Lewisville

None of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lewisville

In HUD’s record, no housing authority with an office in Denton County is named for Lewisville or Denton County.

One other authority has an office in Denton County: see the list Source: HUD

Cities

Other cities in Denton County

These cities are also in Denton County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Denton County Housing in Texas
See 11 more cities in Denton County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Lewisville, with the typical home value.

Neighboring counties

If Denton County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lewisville.

All guides
A father and mother walk their son by the hand down the sidewalk.

Questions

Housing questions about Lewisville

Short answers with the numbers for Lewisville and all of Denton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lewisville?

The typical home value in Lewisville is $378,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Denton County it is $437,200.

How much does it cost to rent in Lewisville?

Typical rent in Lewisville is $1,670 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Denton County is $1,807.

What is the FHA loan limit in Lewisville?

Lewisville uses the FHA limit for all of Denton County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.

How much property tax do owners pay in Lewisville?

The typical homeowner in Lewisville pays $5,799 a year, according to the U.S. Census Bureau. That is 1.53% of the home’s value; in Denton County, the rate is 1.61%.

Where can I find free help to buy or rent in Lewisville?

We found no HUD-approved counseling agencies with an office in Denton County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).