In Farmers Branch, a typical home is worth $364,600 and typical rent is $1,864 a month. Compared with all of Dallas County, the typical home value is 20% higher, typical household income is 19% higher, and the share of households that own their home is 8 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $321,166 to $374,473.
Typical rent
$1,663a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,597 to $1,663.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Farmers Branch is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county
What this place has that others do not, from public data, most unusual first.
1
Farmers Branch has the 20th lowest homeownership rate of the 426 cities in Texas with more than 5,000 people (42%).
2
The typical home in Farmers Branch is worth $364,600,20% more than in Dallas County as a whole ($303,000).
3
The typical household income in Farmers Branch is $91,186,19% more than in Dallas County as a whole ($76,547).
4
The typical rent in Farmers Branch is $1,864 a month, 19% more than in Dallas County as a whole ($1,565).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Farmers Branch
What homes there are in Farmers Branch, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Farmers Branch
Dallas County
Texas
United States
Kind of home: Farmers Branch and its comparisons
Measure
Farmers Branch
Dallas County
Texas
United States
Detached house
43%
52%
64%
61%
Attached house
4%
4%
3%
6%
Building of 2 to 4
3%
6%
5%
8%
Apartments (5 or more)
50%
37%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
There are more apartments in Farmers Branch than in Dallas County: 50% of homes, against 37%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Farmers Branch
Dallas County
Texas
United States
Year built: Farmers Branch and its comparisons
Measure
Farmers Branch
Dallas County
Texas
United States
Before 1960
13%
17%
12%
26%
1960–1979
25%
28%
21%
24%
1980–1999
10%
28%
28%
25%
2000–2009
12%
13%
18%
14%
2010 or later
40%
14%
21%
11%
The typical home in Farmers Branch was built in 2001, 18 years after the typical one in Dallas County.
Homes in Farmers Branch are smaller: 43% have 3 bedrooms or more; in Dallas County, 51%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K10%
$200K–$300K24%
$300K–$500K33%
$500K–$750K17%
$750K–$1M9%
$1M or more4%
Value of owner-occupied homes: Farmers Branch and its comparisons
Measure
Farmers Branch
Under $100K
Unreliable estimate
$100K–$200K
10%
$200K–$300K
24%
$300K–$500K
33%
$500K–$750K
17%
$750K–$1M
9%
$1M or more
4%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49914%
$1,500–$1,99949%
$2,000–$2,49927%
$2,500–$2,9998%
$3,000 or moreUnreliable
Monthly rent with utilities: Farmers Branch and its comparisons
Measure
Farmers Branch
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
14%
$1,500–$1,999
49%
$2,000–$2,499
27%
$2,500–$2,999
8%
$3,000 or more
Unreliable estimate
With a mortgage
$2,513 a month
Dallas County: $2,166 a month
Without a mortgage
$838 a month
Dallas County: $793 a month
Owners with a mortgage
62%
Dallas County: 57%
The typical cost for an owner with a mortgage in Farmers Branch is $2,513 a month, more than in Dallas County ($2,166); without one, $838.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Farmers Branch+86%
Dallas County+73%
Texas+65%
United States+53%
Typical rent
Farmers Branch+35%
Dallas County+42%
Texas+34%
United States+33%
Typical household income
Farmers Branch+23%
Dallas County+28%
Texas+27%
United States+29%
Change since 2015–2019: Farmers Branch and its comparisons
Measure
Farmers Branch
Dallas County
Texas
United States
Typical home value
+86%
+73%
+65%
+53%
Typical rent
+35%
+42%
+34%
+33%
Typical household income
+23%
+28%
+27%
+29%
The typical home value in Farmers Branch rose 86% since 2015–2019, more than in Dallas County (73%).
Since 2015–2019, the typical rent in Farmers Branch rose 35%, less than in Dallas County (42%).
The typical household income in Farmers Branch rose 23%: less than home values (+86%) and rent (+35%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Farmers Branch and its comparisons
Measure
Farmers Branch
Dallas County
Texas
United States
Rental vacancy
9.8%
9.1%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
5.2%
6.2%
4.8%
3.4%
People per household
2.31
2.63
2.69
2.53
Drive alone
69%
68%
71%
69%
Carpool
7%
12%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
20%
16%
14%
15%
Other means
2%
1%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Open rentals in Farmers Branch look like those in Dallas County: the rental vacancy rate is 9.8%.
In Farmers Branch, 5.2% of households live with more than one person per room, against 6.2% in Dallas County.
Fewer people live in each home here: 2.31 on average, against 2.63 in Dallas County.
Many people here do not commute at all: 20% work from home; in Dallas County, 16%.
Do the math
What would you pay each month for a home in Farmers Branch?
A typical home costs more than the typical income allows
We start with a typical home in Farmers Branch, worth $364,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Farmers Branch, which is $91,186 a year. For that payment to be 28% of income, a household would need to earn about $135,198 a year.
The calculator's FHA and conventional loan limits are those of all of Dallas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Farmers Branch. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,761 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,155
at 7.18% · 30 years
Loan amount
$357,996
Total interest
$515,073
Paid off in
November 2056
Includes $6,157 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,128 a month
Tight
$2,128 to $2,736 a month
Hard
more than $2,736 a month
Your payment · 42%
Compared with the typical household income in Farmers Branch ($91,186 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,425
Property tax
$416
Home insurance
$152
FHA mortgage insurance (MIP)
$161
You need at least $12,761 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,155; principal and interest $2,425.
The city and its county
Farmers Branch and Dallas County
Farmers Branch is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Farmers Branch
Map of Dallas County, Texas, with Farmers Branch marked. Around it, the neighboring counties.
Farmers Branch
Dallas County
Other cities with a page
Farmers Branch's own numbers
Typical home value
$364,600
Typical monthly rent
$1,864
Typical yearly household income
$91,186
Households that own their home
42%
Effective property tax rate
1.37%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dallas County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.
A typical home in Farmers Branch is worth $364,600: 20% above the county and 28% above Texas. With the typical household income in Farmers Branch ($91,186 a year), a typical home costs 4.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Farmers Branch4.0 years
Dallas4.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dallas County
According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dallas County.
Yearly change in FHFA’s price index in Dallas County, 2016 to 2025
2016: +9.8% +9.8% 2016
2017: +9.5% +9.5% 2017
2018: +6.7% +6.7% 2018
2019: +4.1% +4.1% 2019
2020: +2.1% +2.1% 2020
2021: +12.1% +12.1% 2021
2022: +19.8% +19.8% 2022
2023: +5.0% +5.0% 2023
2024: +3.0% +3.0% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Dallas County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.1%
+0.8%
+2.9%
5 years (2020–2025)
+45%
+44%
+47%
10 years (2015–2025)
+98%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Farmers Branch next to Dallas County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Farmers Branch$364,600
Dallas$303,000
Texas$283,800
United States$332,700
Typical monthly rent
Farmers Branch$1,864
Dallas$1,565
Texas$1,403
United States$1,413
Typical yearly household income
Farmers Branch$91,186
Dallas$76,547
Texas$78,476
United States$80,734
See the full table
Farmers Branch next to Dallas County and Texas
Measure
Farmers Branch
Dallas County
Texas
U.S.
Typical home value
$364,600 ▲20% above the county
$303,000
$283,800
$332,700
Typical monthly rent
$1,864 ▲19% above the county
$1,565
$1,403
$1,413
Typical yearly household income
$91,186 ▲19% above the county
$76,547
$78,476
$80,734
Households that own their home
42% ▼8 points below the county
51%
63%
65%
Typical yearly property tax
$4,982 ▲4% above the county
$4,798
$4,232
$3,119
Effective property tax rate
1.37% ▼0.21 points below the county
1.58%
1.49%
0.94%
Renters with high rent for their income
43% ▼9 points below the county
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Farmers Branch
For a typical $364,600 home in Farmers Branch, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Farmers Branch's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,155a month
Least cash to close
Down payment
$12,761
Cash to close
$23,699
Rate
7.18%
Mortgage insurance
FHA MIP · $161
Conventional, 5% down$3,088a month
Down payment
$18,230
Cash to close
$29,168
Rate
7.18%
Mortgage insurance
PMI · $173
Conventional, 20% down, no PMI$2,544a month
Down payment
$72,920
Cash to close
$83,858
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,881a month
Down payment
$54,690
Cash to close
$65,628
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Farmers Branch
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,155
$12,761
$357,996
7.18%
FHA MIP · $161
$23,699
580
Conventional, 5% down
$3,088
$18,230
$346,370
7.18%
PMI · $173
$29,168
620*
Conventional, 20% down, no PMI
$2,544
$72,920
$291,680
7.18%
None
$83,858
620*
ITIN, 15% down (example)
$2,881
$54,690
$309,910
8.18%
None
$65,628
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Farmers Branch is $1,864 a month: 19% above the county. In Farmers Branch, 43% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Dallas County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Farmers Branch
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Farmers Branch has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,000 in 75234 to $2,180 in 75244.
2 of the 2 are above the fair market rent for Dallas County ($1,807).
Fair market rent by ZIP code and size in Farmers Branch, fiscal year 2027.
75234
$1,650
$1,700
$2,000
$2,520
$3,200
75244
$1,800
$1,850
$2,180
$2,740
$3,490
ZIP code2 bd3 bd
75234 $2,000$2,520
75244 $2,180$2,740
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Farmers Branch when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Farmers Branch or Dallas County. The ones below are statewide in Texas: they work in Farmers Branch the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of Farmers Branch, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for Farmers Branch or Dallas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Farmers Branch and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Farmers Branch?
The typical home value in Farmers Branch is $364,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dallas County it is $303,000.
How much does it cost to rent in Farmers Branch?
Typical rent in Farmers Branch is $1,864 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.
What is the FHA loan limit in Farmers Branch?
Farmers Branch uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Farmers Branch?
The typical homeowner in Farmers Branch pays $4,982 a year, according to the U.S. Census Bureau. That is 1.37% of the home’s value; in Dallas County, the rate is 1.58%.
Where can I find free help to buy or rent in Farmers Branch?
There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
