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City · 6,391 residents · Dallas County, Texas

Wilmer , Texas

In Wilmer, typical rent is $1,364 a month. Compared with all of Dallas County, typical household income is 22% lower, typical rent is 13% lower, and the share of households that own their home is 8 points higher.

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  • Typical rent

    $1,364a month

    13% below the county

    3% below Texas

    • Wilmer
    • Dallas
    • Texas

  • Typical household income

    $59,626a year

    22% below the county

    24% below Texas

    • Wilmer
    • Dallas
    • Texas

  • Households that own their home

    58%

    8 points above the county

    4 points below Texas

    • Wilmer
    • Dallas
    • Texas

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$219,011
2% less than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Wilmer is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Wilmer apart

What this place has that others do not, from public data, most unusual first.

  1. The typical household income in Wilmer is $59,626, 22% less than in Dallas County as a whole ($76,547).

  2. 58% of households in Wilmer own their home, against 51% in Dallas County.

  3. Wilmer has the 34th smallest share of rent-burdened renters of the 356 cities in Texas with more than 5,000 people (39%).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Wilmer

What homes there are in Wilmer, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Wilmer there is a bit of everything: no kind of home reaches half. The most common are detached houses (43%); in Dallas County, 52%.

There are more mobile homes here than in Dallas County: 34% of homes, against 2%.

Year built

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,401 a month

Dallas County: $2,166 a month

Without a mortgage

$596 a month

Dallas County: $793 a month

Owners with a mortgage

65%

Dallas County: 57%

In Wilmer, 65% of owners have a mortgage, and their typical cost is $1,401 a month, against $2,166 in Dallas County. Without one it drops to $596.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, the typical rent in Wilmer rose 48%, more than in Dallas County (42%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWilmerDallas CountyTexasUnited States
Rental vacancy Unreliable estimate9.1%7.7%5.5%
Homeowner vacancy Unreliable estimate0.9%1.1%0.9%
More than one person per room Unreliable estimate6.2%4.8%3.4%
People per household 3.322.632.692.53
Drive alone 89%68%71%69%
Carpool Unreliable estimate12%10%9%
Public transit Unreliable estimate1%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home Unreliable estimate16%14%15%
Other means Unreliable estimate1%2%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

Households in Wilmer are bigger: 3.32 people on average; in Dallas County, 2.63.

To get to work, 89% of workers in Wilmer drive alone; in Dallas County, 68%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Wilmer?

The Census Bureau publishes no typical home value or typical household income for Wilmer, so we don't measure how heavy the payment is. Enter your own numbers in the calculator. The Census Bureau publishes no typical home value for Wilmer, so the calculator starts with the one for Dallas County: $303,000. The rate is Freddie Mac’s weekly average (7.18%, November 5, 2026); yours may be different. The FHA and conventional loan limits are those of all of Dallas County. Change the price, the down payment or the loan type and see how your payment changes.

The calculator's FHA and conventional loan limits are those of all of Dallas County.

Your numbers

Local data
$

Starts at the typical home value in Wilmer. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $10,605 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,675

at 7.18% · 30 years

Loan amount
$297,512
Total interest
$428,050
Paid off in
November 2056

Includes $5,117 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,391 a month

  • Tight

    $1,391 to $1,789 a month

  • Hard

    more than $1,789 a month

    Your payment · 54%

Compared with the typical household income in Wilmer ($59,626 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,675
Principal & interest$2,015
Property tax$399
Home insurance$126
FHA mortgage insurance (MIP)$134

You need at least $10,605 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Wilmer and Dallas County

Wilmer is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Wilmer's own numbers

Typical monthly rent
$1,364
Typical yearly household income
$59,626
Households that own their home
58%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Dallas County

FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.

Everything about Dallas County

Buying

Buying a home in Wilmer

The Census Bureau publishes no typical home value for Wilmer. Below are the numbers for Dallas County.

How prices have changed in Dallas County

According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Dallas County.

Period County Texas U.S.
Last year (2025) −0.1% +0.8% +2.9%
5 years (2020–2025) +45% +44% +47%
10 years (2015–2025) +98% +88% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Wilmer next to Dallas County, Texas and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical monthly rent
  • Wilmer $1,364
  • Dallas $1,565
  • Texas $1,403
  • United States $1,413
Typical yearly household income
  • Wilmer $59,626
  • Dallas $76,547
  • Texas $78,476
  • United States $80,734
See the full table
Wilmer next to Dallas County and Texas
Measure Wilmer Dallas County Texas U.S.
Typical monthly rent $1,364 $1,565 $1,403 $1,413
Typical yearly household income $59,626 $76,547 $78,476 $80,734
Households that own their home 58% 51% 63% 65%
Typical yearly property tax $1,838 $4,798 $4,232 $3,119
Renters with high rent for their income 39% 52% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Wilmer

The Census Bureau publishes no typical home value for Wilmer, so we don't build this table. You can enter the price you're looking for in the calculator above.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Wilmer and for Dallas County.

Property tax

Data not available for this place

What Texas publishes School-district homestead exemption (Texas Comptroller of Public Accounts)

Exemptions and deadlines in Texas

Flood risk in Dallas County

FEMA does not publish these numbers by city: they are for all of Dallas County.

Homes in the high-risk zone
1%
6,257
Of those, with NFIP insurance
40%
County Texas U.S.
Homes in the high-risk zone 1% 4.1% 3.5%
Of those, with NFIP insurance 40% 48% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Wilmer

Typical rent in Wilmer is $1,364 a month: 13% below the county. In Wilmer, 39% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.

HUD fair market rent for all of Dallas County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,491 $28.67 $59,640
1 bedroom $1,536 $29.54 $61,440
2 bedrooms $1,807 $34.75 $72,280
3 bedrooms $2,275 $43.75 $91,000
4 bedrooms $2,892 $55.62 $115,680

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Wilmer

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wilmer has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,520 in 75172 to $1,850 in 75146.

1 of the 2 is above the fair market rent for Dallas County ($1,807).

  • 75146 $1,850$2,330
  • 75172 $1,520$1,910

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wilmer when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Wilmer

HUD lists one building with rents for lower incomes in Wilmer.

  • Emli Liberty Crossing 5900 S Interstate Highway 45, Wilmer 75172 240 low-income homes · 1 bd: 85 · 2 bd: 83 · 3 bd: 60 · 4 bd: 12 · For older adults, people with disabilities, families, people experiencing homelessness

See all 249 buildings in Dallas County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Wilmer

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Wilmer

No down payment, repair or rent-help program on our list is for Wilmer or Dallas County. The ones below are statewide in Texas: they work in Wilmer the same as in the rest of the state.

Which programs do I qualify for? All programs in Texas

  • My First Texas Home

    Statewide in Texas

    Texas state program for first-time buyers: a 30-year mortgage with down payment assistance. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • My Choice Texas Home

    Statewide in Texas

    Texas state program with down payment assistance for any buyer, not only first-time buyers. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    DeferredForgivable

    See the program Official page

  • Texas Mortgage Credit Certificate (MCC)

    Statewide in Texas

    Limited funds remain, per the source

    Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return. Offered by Texas Department of Housing and Community Affairs (TDHCA).

    Tax credit

    See the program Official page

Housing counselors near Wilmer

The HUD-approved agencies closest to the center of Wilmer, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • NSC (naca Counseling Subsidiary) - Dallas, TX

    5787 S Hampton Rd Ste 115, Dallas · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (972) 283-1171

  • Operation Hope - Dallas Texas

    1150 W Kiest Blvd, Dallas · 12 miles away · Spanish

    • Mortgage delinquency workshops
    • Budget and financial counseling
    • and 3 more
    (256) 384-6720

  • BCL of Texas (business and Community Lenders)

    400 S Zang Blvd Ste 1220, Dallas · 13 miles away · Spanish

    Also serves in other languages.

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (214) 688-7456

Every agency in Dallas County All counseling agencies in Texas

Help in Spanish near Wilmer

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Wilmer

HUD’s record names them for Wilmer or Dallas County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

  • Dallas County Housing Assistance Program Section 8 vouchers (214) 819-1871

4 other authorities have an office in Dallas County: see the list Source: HUD

Cities

Other cities in Dallas County

These cities are also in Dallas County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Dallas County Housing in Texas
See 10 more cities in Dallas County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Wilmer, with the typical home value.

Neighboring counties

If Dallas County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Wilmer.

All guides
A mother and her daughters smile together on a mountain trail with a snowy peak behind them.

Questions

Housing questions about Wilmer

Short answers with the numbers for Wilmer and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does it cost to rent in Wilmer?

Typical rent in Wilmer is $1,364 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.

What is the FHA loan limit in Wilmer?

Wilmer uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.

How much property tax do owners pay in Wilmer?

The typical homeowner in Wilmer pays $1,838 a year, according to the U.S. Census Bureau. That is Data not available for this place of the home’s value; in Dallas County, the rate is 1.58%.

Where can I find free help to buy or rent in Wilmer?

There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).