In Duncanville, a typical home is worth $255,500 and typical rent is $1,630 a month. Compared with all of Dallas County, the typical home value is 16% lower and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $236,774 to $272,675.
Typical rent
$1,509a month
▼ 1.5% less than 12 months ago
Typical rent from Zillow, December 2021 to September 2026: from $1,310 to $1,509.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Duncanville is in Dallas County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Dallas County. See the county
What this place has that others do not, from public data, most unusual first.
1
66% of households in Duncanville own their home, against 51% in Dallas County.
2
The typical home in Duncanville is worth $255,500,16% less than in Dallas County as a whole ($303,000).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Duncanville
What homes there are in Duncanville, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Duncanville
Dallas County
Texas
United States
Kind of home: Duncanville and its comparisons
Measure
Duncanville
Dallas County
Texas
United States
Detached house
74%
52%
64%
61%
Attached house
3%
4%
3%
6%
Building of 2 to 4
5%
6%
5%
8%
Apartments (5 or more)
18%
37%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Duncanville, 7 in 10 homes are single-family detached houses; in Dallas County, 5.
Year built
Before 19601960–19791980–19992000–20092010 or later
Duncanville
Dallas County
Texas
United States
Year built: Duncanville and its comparisons
Measure
Duncanville
Dallas County
Texas
United States
Before 1960
6%
17%
12%
26%
1960–1979
52%
28%
21%
24%
1980–1999
33%
28%
28%
25%
2000–2009
7%
13%
18%
14%
2010 or later
2%
14%
21%
11%
The typical home in Duncanville was built in 1978, 5 years before the typical one in Dallas County.
In Duncanville, 75% of homes have 3 bedrooms or more, more than in Dallas County (51%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K5%
$100K–$200K20%
$200K–$300K40%
$300K–$500K30%
$500K–$750K4%
FHA limit: $563,500
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Duncanville and its comparisons
Measure
Duncanville
Under $100K
5%
$100K–$200K
20%
$200K–$300K
40%
$300K–$500K
30%
$500K–$750K
4%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Duncanville sit under the FHA limit for Dallas County ($563,500): about 96%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49932%
$1,500–$1,99944%
$2,000–$2,49911%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Duncanville and its comparisons
Measure
Duncanville
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
32%
$1,500–$1,999
44%
$2,000–$2,499
11%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,821 a month
Dallas County: $2,166 a month
Without a mortgage
$808 a month
Dallas County: $793 a month
Owners with a mortgage
52%
Dallas County: 57%
In Duncanville, 52% of owners have a mortgage, and their typical cost is $1,821 a month, against $2,166 in Dallas County. Without one it drops to $808.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Duncanville+71%
Dallas County+73%
Texas+65%
United States+53%
Typical rent
Duncanville+43%
Dallas County+42%
Texas+34%
United States+33%
Typical household income
Duncanville+36%
Dallas County+28%
Texas+27%
United States+29%
Change since 2015–2019: Duncanville and its comparisons
Measure
Duncanville
Dallas County
Texas
United States
Typical home value
+71%
+73%
+65%
+53%
Typical rent
+43%
+42%
+34%
+33%
Typical household income
+36%
+28%
+27%
+29%
Much as in Dallas County, the typical home value in Duncanville rose 71% since 2015–2019.
Rents in Duncanville rose at about the same pace as in Dallas County: 43% since 2015–2019, against 42%.
The typical household income in Duncanville rose 36%: less than home values (+71%) and rent (+43%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Duncanville and its comparisons
Measure
Duncanville
Dallas County
Texas
United States
Rental vacancy
Unreliable estimate
9.1%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
4.2%
6.2%
4.8%
3.4%
People per household
2.98
2.63
2.69
2.53
Drive alone
74%
68%
71%
69%
Carpool
11%
12%
10%
9%
Public transit
Unreliable estimate
1%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
12%
16%
14%
15%
Other means
2%
1%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More than one person per room: that is how 4.2% of households in Duncanville live, less than in Dallas County (6.2%).
Households in Duncanville are bigger: 2.98 people on average; in Dallas County, 2.63.
The car rules in Duncanville: 74% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Duncanville?
A typical home is tight for the typical income
We start with a typical home in Duncanville, worth $255,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Duncanville, which is $76,457 a year. For that payment to be 28% of income, a household would need to earn about $96,111 a year.
The calculator's FHA and conventional loan limits are those of all of Dallas County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Duncanville. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,943 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,243
at 7.18% · 30 years
Loan amount
$250,872
Total interest
$360,946
Paid off in
November 2056
Includes $4,315 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,784 a month
Tight
$1,784 to $2,294 a month
Your payment · 35%
Hard
more than $2,294 a month
Compared with the typical household income in Duncanville ($76,457 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,699
Property tax
$324
Home insurance
$107
FHA mortgage insurance (MIP)
$113
You need at least $8,943 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,243; principal and interest $1,699.
The city and its county
Duncanville and Dallas County
Duncanville is in Dallas County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Duncanville
Map of Dallas County, Texas, with Duncanville marked. Around it, the neighboring counties.
Duncanville
Dallas County
Other cities with a page
Duncanville's own numbers
Typical home value
$255,500
Typical monthly rent
$1,630
Typical yearly household income
$76,457
Households that own their home
66%
Effective property tax rate
1.52%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Dallas County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Dallas County.
A typical home in Duncanville is worth $255,500: 16% below the county and 10% below Texas. With the typical household income in Duncanville ($76,457 a year), a typical home costs 3.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Duncanville3.3 years
Dallas4.0 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Dallas County
According to FHFA’s house price index, home prices in Dallas County rose 98% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Dallas County.
Yearly change in FHFA’s price index in Dallas County, 2016 to 2025
2016: +9.8% +9.8% 2016
2017: +9.5% +9.5% 2017
2018: +6.7% +6.7% 2018
2019: +4.1% +4.1% 2019
2020: +2.1% +2.1% 2020
2021: +12.1% +12.1% 2021
2022: +19.8% +19.8% 2022
2023: +5.0% +5.0% 2023
2024: +3.0% +3.0% 2024
2025: −0.1% −0.1% 2025
Change in FHFA’s price index in Dallas County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.1%
+0.8%
+2.9%
5 years (2020–2025)
+45%
+44%
+47%
10 years (2015–2025)
+98%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Duncanville next to Dallas County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Duncanville$255,500
Dallas$303,000
Texas$283,800
United States$332,700
Typical monthly rent
Duncanville$1,630
Dallas$1,565
Texas$1,403
United States$1,413
Typical yearly household income
Duncanville$76,457
Dallas$76,547
Texas$78,476
United States$80,734
See the full table
Duncanville next to Dallas County and Texas
Measure
Duncanville
Dallas County
Texas
U.S.
Typical home value
$255,500 ▼16% below the county
$303,000
$283,800
$332,700
Typical monthly rent
$1,630 ▲4% above the county
$1,565
$1,403
$1,413
Typical yearly household income
$76,457
$76,547
$78,476
$80,734
Households that own their home
66% ▲15 points above the county
51%
63%
65%
Typical yearly property tax
$3,893 ▼19% below the county
$4,798
$4,232
$3,119
Effective property tax rate
1.52% ▼0.06 points below the county
1.58%
1.49%
0.94%
Renters with high rent for their income
63% ▲11 points above the county
52%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Dallas County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Duncanville
For a typical $255,500 home in Duncanville, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Duncanville's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,243a month
Least cash to close
Down payment
$8,943
Cash to close
$16,608
Rate
7.18%
Mortgage insurance
FHA MIP · $113
Conventional, 5% down$2,196a month
Down payment
$12,775
Cash to close
$20,440
Rate
7.18%
Mortgage insurance
PMI · $121
Conventional, 20% down, no PMI$1,815a month
Down payment
$51,100
Cash to close
$58,765
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,051a month
Down payment
$38,325
Cash to close
$45,990
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Duncanville
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,243
$8,943
$250,872
7.18%
FHA MIP · $113
$16,608
580
Conventional, 5% down
$2,196
$12,775
$242,725
7.18%
PMI · $121
$20,440
620*
Conventional, 20% down, no PMI
$1,815
$51,100
$204,400
7.18%
None
$58,765
620*
ITIN, 15% down (example)
$2,051
$38,325
$217,175
8.18%
None
$45,990
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Duncanville is $1,630 a month: 4% above the county. In Duncanville, 63% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Dallas County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 9 HUD-approved agencies with an office in Dallas County; 6 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Duncanville or Dallas County. The ones below are statewide in Texas: they work in Duncanville the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Duncanville or Dallas County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Duncanville and all of Dallas County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Duncanville?
The typical home value in Duncanville is $255,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Dallas County it is $303,000.
How much does it cost to rent in Duncanville?
Typical rent in Duncanville is $1,630 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Dallas County is $1,807.
What is the FHA loan limit in Duncanville?
Duncanville uses the FHA limit for all of Dallas County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Duncanville?
The typical homeowner in Duncanville pays $3,893 a year, according to the U.S. Census Bureau. That is 1.52% of the home’s value; in Dallas County, the rate is 1.58%.
Where can I find free help to buy or rent in Duncanville?
There are 9 HUD-approved counseling agencies with an office in Dallas County. 6 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
