In Bedford, a typical home is worth $350,700 and typical rent is $1,502 a month. Compared with all of Tarrant County, the typical home value is 8% higher and the share of households that own their home is 9 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $310,853 to $370,355.
Typical rent
$1,340a month
▲ 0.5% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,229 to $1,340.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bedford is in Tarrant County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Tarrant County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Richland Hills, the typical home value is $248,100: 29% less than in Bedford ($350,700).
2
51% of households in Bedford own their home, against 59% in Tarrant County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bedford
What homes there are in Bedford, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bedford
Tarrant County
Texas
United States
Kind of home: Bedford and its comparisons
Measure
Bedford
Tarrant County
Texas
United States
Detached house
53%
65%
64%
61%
Attached house
6%
4%
3%
6%
Building of 2 to 4
8%
5%
5%
8%
Apartments (5 or more)
34%
24%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses are the majority in Bedford (53%), but less so than in Tarrant County (65%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Bedford
Tarrant County
Texas
United States
Year built: Bedford and its comparisons
Measure
Bedford
Tarrant County
Texas
United States
Before 1960
5%
13%
12%
26%
1960–1979
33%
20%
21%
24%
1980–1999
49%
31%
28%
25%
2000–2009
10%
19%
18%
14%
2010 or later
3%
17%
21%
11%
Homes in Bedford are older: the typical year built is 1983; in Tarrant County, 1990.
Homes in Bedford are smaller: 52% have 3 bedrooms or more; in Tarrant County, 64%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K5%
$200K–$300K25%
$300K–$500K57%
$500K–$750K10%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Bedford and its comparisons
Measure
Bedford
Under $100K
Unreliable estimate
$100K–$200K
5%
$200K–$300K
25%
$300K–$500K
57%
$500K–$750K
10%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49947%
$1,500–$1,99930%
$2,000–$2,49910%
$2,500–$2,9996%
$3,000 or more4%
Monthly rent with utilities: Bedford and its comparisons
Measure
Bedford
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
47%
$1,500–$1,999
30%
$2,000–$2,499
10%
$2,500–$2,999
6%
$3,000 or more
4%
With a mortgage
$2,190 a month
Tarrant County: $2,233 a month
Without a mortgage
$925 a month
Tarrant County: $834 a month
Owners with a mortgage
59%
Tarrant County: 62%
The typical cost for an owner with a mortgage in Bedford is $2,190 a month, near the figure in Tarrant County ($2,233).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bedford+61%
Tarrant County+72%
Texas+65%
United States+53%
Typical rent
Bedford+35%
Tarrant County+41%
Texas+34%
United States+33%
Typical household income
Bedford+19%
Tarrant County+24%
Texas+27%
United States+29%
Change since 2015–2019: Bedford and its comparisons
Measure
Bedford
Tarrant County
Texas
United States
Typical home value
+61%
+72%
+65%
+53%
Typical rent
+35%
+41%
+34%
+33%
Typical household income
+19%
+24%
+27%
+29%
The typical home value in Bedford rose 61% since 2015–2019, less than in Tarrant County (72%).
The typical rent in Bedford rose 35% over the same time; in Tarrant County, it rose 41%.
The typical household income in Bedford rose 19%: less than home values (+61%) and rent (+35%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bedford and its comparisons
Measure
Bedford
Tarrant County
Texas
United States
Rental vacancy
5.1%
7.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
4.0%
4.2%
4.8%
3.4%
People per household
2.36
2.73
2.69
2.53
Drive alone
74%
72%
71%
69%
Carpool
8%
10%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
18%
15%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
There is little rental housing open in Bedford: only 5.1% is empty and offered for rent, against 7.7% in Tarrant County.
More than one person per room: that is how 4.0% of households in Bedford live, near the figure in Tarrant County (4.2%).
On average, a household in Bedford has 2.36 people, fewer than in Tarrant County (2.73).
The car rules in Bedford: 74% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Bedford?
A typical home costs more than the typical income allows
We start with a typical home in Bedford, worth $350,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Bedford, which is $83,971 a year. For that payment to be 28% of income, a household would need to earn about $132,173 a year.
The calculator's FHA and conventional loan limits are those of all of Tarrant County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bedford. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,275 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,084
at 7.18% · 30 years
Loan amount
$344,347
Total interest
$495,435
Paid off in
November 2056
Includes $5,922 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,959 a month
Tight
$1,959 to $2,519 a month
Hard
more than $2,519 a month
Your payment · 44%
Compared with the typical household income in Bedford ($83,971 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,333
Property tax
$450
Home insurance
$146
FHA mortgage insurance (MIP)
$155
You need at least $12,275 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,084; principal and interest $2,333.
The city and its county
Bedford and Tarrant County
Bedford is in Tarrant County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bedford
Map of Tarrant County, Texas, with Bedford marked. Around it, the neighboring counties.
Bedford
Tarrant County
Other cities with a page
Bedford's own numbers
Typical home value
$350,700
Typical monthly rent
$1,502
Typical yearly household income
$83,971
Households that own their home
51%
Effective property tax rate
1.54%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tarrant County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,745
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tarrant County.
A typical home in Bedford is worth $350,700: 8% above the county and 24% above Texas. With the typical household income in Bedford ($83,971 a year), a typical home costs 4.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bedford4.2 years
Tarrant3.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tarrant County
According to FHFA’s house price index, home prices in Tarrant County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tarrant County.
Yearly change in FHFA’s price index in Tarrant County, 2016 to 2025
2016: +9.5% +9.5% 2016
2017: +10.6% +10.6% 2017
2018: +7.9% +7.9% 2018
2019: +4.9% +4.9% 2019
2020: +3.1% +3.1% 2020
2021: +14.0% +14.0% 2021
2022: +21.1% +21.1% 2022
2023: +3.2% +3.2% 2023
2024: +1.8% +1.8% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Tarrant County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+46%
+44%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bedford next to Tarrant County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bedford$350,700
Tarrant$323,900
Texas$283,800
United States$332,700
Typical monthly rent
Bedford$1,502
Tarrant$1,547
Texas$1,403
United States$1,413
Typical yearly household income
Bedford$83,971
Tarrant$84,207
Texas$78,476
United States$80,734
See the full table
Bedford next to Tarrant County and Texas
Measure
Bedford
Tarrant County
Texas
U.S.
Typical home value
$350,700 ▲8% above the county
$323,900
$283,800
$332,700
Typical monthly rent
$1,502 ▼3% below the county
$1,547
$1,403
$1,413
Typical yearly household income
$83,971
$84,207
$78,476
$80,734
Households that own their home
51% ▼9 points below the county
59%
63%
65%
Typical yearly property tax
$5,390
$5,334
$4,232
$3,119
Effective property tax rate
1.54% ▼0.11 points below the county
1.65%
1.49%
0.94%
Renters with high rent for their income
56% ▲1 points above the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tarrant County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bedford
For a typical $350,700 home in Bedford, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bedford's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,084a month
Least cash to close
Down payment
$12,275
Cash to close
$22,796
Rate
7.18%
Mortgage insurance
FHA MIP · $155
Conventional, 5% down$3,020a month
Down payment
$17,535
Cash to close
$28,056
Rate
7.18%
Mortgage insurance
PMI · $167
Conventional, 20% down, no PMI$2,497a month
Down payment
$70,140
Cash to close
$80,661
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,821a month
Down payment
$52,605
Cash to close
$63,126
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bedford
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,084
$12,275
$344,348
7.18%
FHA MIP · $155
$22,796
580
Conventional, 5% down
$3,020
$17,535
$333,165
7.18%
PMI · $167
$28,056
620*
Conventional, 20% down, no PMI
$2,497
$70,140
$280,560
7.18%
None
$80,661
620*
ITIN, 15% down (example)
$2,821
$52,605
$298,095
8.18%
None
$63,126
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bedford is $1,502 a month: 3% below the county. In Bedford, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tarrant County, by unit size. To pay the 2-bedroom one ($1,745 a month) without spending more than 30% of your income, you would need to earn $33.56 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Tarrant County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Bedford or Tarrant County. The ones below are statewide in Texas: they work in Bedford the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Bedford or Tarrant County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bedford and all of Tarrant County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bedford?
The typical home value in Bedford is $350,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tarrant County it is $323,900.
How much does it cost to rent in Bedford?
Typical rent in Bedford is $1,502 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tarrant County is $1,745.
What is the FHA loan limit in Bedford?
Bedford uses the FHA limit for all of Tarrant County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Bedford?
The typical homeowner in Bedford pays $5,390 a year, according to the U.S. Census Bureau. That is 1.54% of the home’s value; in Tarrant County, the rate is 1.65%.
Where can I find free help to buy or rent in Bedford?
There are 5 HUD-approved counseling agencies with an office in Tarrant County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
