In Fort Worth, a typical home is worth $303,000 and typical rent is $1,509 a month. Compared with all of Tarrant County, the typical home value is 6% lower and typical household income is 6% lower.
Typical home value from Zillow, September 2021 to September 2026: from $267,638 to $292,949.
Typical rent
$1,612a month
▲ 1.3% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,429 to $1,612.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Fort Worth is in Tarrant County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Tarrant County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sansom Park, the typical home value is $158,200: 48% less than in Fort Worth ($303,000).
2
Nearby, in Sansom Park, the typical rent is $1,166: 23% less than in Fort Worth ($1,509).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Fort Worth
What homes there are in Fort Worth, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Fort Worth
Tarrant County
Texas
United States
Kind of home: Fort Worth and its comparisons
Measure
Fort Worth
Tarrant County
Texas
United States
Detached house
65%
65%
64%
61%
Attached house
3%
4%
3%
6%
Building of 2 to 4
5%
5%
5%
8%
Apartments (5 or more)
25%
24%
21%
19%
Mobile home
2%
2%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Fort Worth, 6 in 10 homes are single-family detached houses, about the same as in Tarrant County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Fort Worth
Tarrant County
Texas
United States
Year built: Fort Worth and its comparisons
Measure
Fort Worth
Tarrant County
Texas
United States
Before 1960
19%
13%
12%
26%
1960–1979
15%
20%
21%
24%
1980–1999
23%
31%
28%
25%
2000–2009
20%
19%
18%
14%
2010 or later
23%
17%
21%
11%
Homes in Fort Worth are newer: the typical year built is 1994; in Tarrant County, 1990.
In Fort Worth, 18% of homes have 1 bedroom or none (studios); 61% have 3 bedrooms or more, against 64% in Tarrant County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K7%
$100K–$200K15%
$200K–$300K27%
$300K–$500K38%
$500K–$750K8%
FHA limit: $563,500
$750K–$1M2%
$1M or more2%
Value of owner-occupied homes: Fort Worth and its comparisons
Measure
Fort Worth
Under $100K
7%
$100K–$200K
15%
$200K–$300K
27%
$300K–$500K
38%
$500K–$750K
8%
$750K–$1M
2%
$1M or more
2%
By price, most homes in Fort Worth sit under the FHA limit for Tarrant County ($563,500): about 89%.
Monthly rent with utilities
Under the limitOver the limit
Under $5003%
$500–$99910%
$1,000–$1,49937%
$1,500–$1,99929%
HUD fair market rent, 2 bedrooms: $1,745
$2,000–$2,49914%
$2,500–$2,9995%
$3,000 or more3%
Monthly rent with utilities: Fort Worth and its comparisons
Measure
Fort Worth
Under $500
3%
$500–$999
10%
$1,000–$1,499
37%
$1,500–$1,999
29%
$2,000–$2,499
14%
$2,500–$2,999
5%
$3,000 or more
3%
HUD's 2-bedroom fair market rent (FMR) for Tarrant County is $1,745: about 64% of rents in Fort Worth are below it.
With a mortgage
$2,188 a month
Tarrant County: $2,233 a month
Without a mortgage
$778 a month
Tarrant County: $834 a month
Owners with a mortgage
64%
Tarrant County: 62%
Owning costs about the same in Fort Worth as in Tarrant County: with a mortgage, $2,188 a month; without one, $778.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Fort Worth+79%
Tarrant County+72%
Texas+65%
United States+53%
Typical rent
Fort Worth+42%
Tarrant County+41%
Texas+34%
United States+33%
Typical household income
Fort Worth+28%
Tarrant County+24%
Texas+27%
United States+29%
Change since 2015–2019: Fort Worth and its comparisons
Measure
Fort Worth
Tarrant County
Texas
United States
Typical home value
+79%
+72%
+65%
+53%
Typical rent
+42%
+41%
+34%
+33%
Typical household income
+28%
+24%
+27%
+29%
The typical home value in Fort Worth rose 79% since 2015–2019, more than in Tarrant County (72%).
Rents in Fort Worth rose at about the same pace as in Tarrant County: 42% since 2015–2019, against 41%.
The typical household income in Fort Worth rose 28%: less than home values (+79%) and rent (+42%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Fort Worth and its comparisons
Measure
Fort Worth
Tarrant County
Texas
United States
Rental vacancy
8.7%
7.7%
7.7%
5.5%
Homeowner vacancy
1.1%
0.9%
1.1%
0.9%
More than one person per room
4.9%
4.2%
4.8%
3.4%
People per household
2.76
2.73
2.69
2.53
Drive alone
72%
72%
71%
69%
Carpool
11%
10%
10%
9%
Public transit
1%
0%
1%
3%
Walk or bike
1%
1%
2%
3%
Work from home
14%
15%
14%
15%
Other means
2%
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
In Fort Worth, the rental vacancy rate is 8.7%, about the same as in Tarrant County.
In Fort Worth, 4.9% of households live with more than one person per room, about the same as in Tarrant County.
Much as in Tarrant County, a household in Fort Worth has 2.76 people on average.
The car rules in Fort Worth: 72% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Fort Worth?
A typical home costs more than the typical income allows
We start with a typical home in Fort Worth, worth $303,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Fort Worth, which is $79,507 a year. For that payment to be 28% of income, a household would need to earn about $116,035 a year.
The calculator's FHA and conventional loan limits are those of all of Tarrant County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Fort Worth. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,605 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,707
at 7.18% · 30 years
Loan amount
$297,512
Total interest
$428,050
Paid off in
November 2056
Includes $5,117 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,855 a month
Tight
$1,855 to $2,385 a month
Hard
more than $2,385 a month
Your payment · 41%
Compared with the typical household income in Fort Worth ($79,507 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,015
Property tax
$432
Home insurance
$126
FHA mortgage insurance (MIP)
$134
You need at least $10,605 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,707; principal and interest $2,015.
The city and its county
Fort Worth and Tarrant County
Fort Worth is in Tarrant County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Fort Worth
Map of Tarrant County, Texas, with Fort Worth marked. Around it, the neighboring counties.
Fort Worth
Tarrant County
Other cities with a page
Fort Worth's own numbers
Typical home value
$303,000
Typical monthly rent
$1,509
Typical yearly household income
$79,507
Households that own their home
57%
Effective property tax rate
1.71%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tarrant County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,745
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tarrant County.
A typical home in Fort Worth is worth $303,000: 6% below the county and 7% above Texas. With the typical household income in Fort Worth ($79,507 a year), a typical home costs 3.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Fort Worth3.8 years
Tarrant3.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tarrant County
According to FHFA’s house price index, home prices in Tarrant County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tarrant County.
Yearly change in FHFA’s price index in Tarrant County, 2016 to 2025
2016: +9.5% +9.5% 2016
2017: +10.6% +10.6% 2017
2018: +7.9% +7.9% 2018
2019: +4.9% +4.9% 2019
2020: +3.1% +3.1% 2020
2021: +14.0% +14.0% 2021
2022: +21.1% +21.1% 2022
2023: +3.2% +3.2% 2023
2024: +1.8% +1.8% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Tarrant County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+46%
+44%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Fort Worth next to Tarrant County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Fort Worth$303,000
Tarrant$323,900
Texas$283,800
United States$332,700
Typical monthly rent
Fort Worth$1,509
Tarrant$1,547
Texas$1,403
United States$1,413
Typical yearly household income
Fort Worth$79,507
Tarrant$84,207
Texas$78,476
United States$80,734
See the full table
Fort Worth next to Tarrant County and Texas
Measure
Fort Worth
Tarrant County
Texas
U.S.
Typical home value
$303,000 ▼6% below the county
$323,900
$283,800
$332,700
Typical monthly rent
$1,509 ▼2% below the county
$1,547
$1,403
$1,413
Typical yearly household income
$79,507 ▼6% below the county
$84,207
$78,476
$80,734
Households that own their home
57% ▼2 points below the county
59%
63%
65%
Typical yearly property tax
$5,191 ▼3% below the county
$5,334
$4,232
$3,119
Effective property tax rate
1.71% ▲0.06 points above the county
1.65%
1.49%
0.94%
Renters with high rent for their income
56%
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tarrant County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Fort Worth
For a typical $303,000 home in Fort Worth, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Fort Worth's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,707a month
Least cash to close
Down payment
$10,605
Cash to close
$19,695
Rate
7.18%
Mortgage insurance
FHA MIP · $134
Conventional, 5% down$2,652a month
Down payment
$15,150
Cash to close
$24,240
Rate
7.18%
Mortgage insurance
PMI · $144
Conventional, 20% down, no PMI$2,200a month
Down payment
$60,600
Cash to close
$69,690
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,480a month
Down payment
$45,450
Cash to close
$54,540
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Fort Worth
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,707
$10,605
$297,512
7.18%
FHA MIP · $134
$19,695
580
Conventional, 5% down
$2,652
$15,150
$287,850
7.18%
PMI · $144
$24,240
620*
Conventional, 20% down, no PMI
$2,200
$60,600
$242,400
7.18%
None
$69,690
620*
ITIN, 15% down (example)
$2,480
$45,450
$257,550
8.18%
None
$54,540
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Fort Worth is $1,509 a month: 2% below the county. In Fort Worth, 56% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tarrant County, by unit size. To pay the 2-bedroom one ($1,745 a month) without spending more than 30% of your income, you would need to earn $33.56 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tarrant County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,461
$28.10
$58,440
1 bedroom
$1,481
$28.48
$59,240
2 bedrooms
$1,745
$33.56
$69,800
3 bedrooms
$2,284
$43.92
$91,360
4 bedrooms
$2,866
$55.12
$114,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Fort Worth
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Fort Worth has 27 ZIP codes with their own.
For 2 bedrooms it runs from $1,360 in 76103 to $2,560 in 76123.
13 of the 27 are above the fair market rent for Tarrant County ($1,745).
2-bedroom fair market rent in each of the 27 ZIP codes of Fort Worth, beside the one for Tarrant County. For 2 bedrooms it runs from $1,360 in 76103 to $2,560 in 76123. 13 of the 27 are above the fair market rent for Tarrant County ($1,745).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $1,745
Lowest: $1,360 (76103)Highest: $2,560 (76123)
Fair market rent by ZIP code and size in Fort Worth, fiscal year 2027.
76102
$1,690
$1,710
$2,020
$2,640
$3,320
76103
$1,140
$1,150
$1,360
$1,780
$2,230
76104
$1,420
$1,430
$1,690
$2,210
$2,780
76105
$1,190
$1,210
$1,420
$1,860
$2,330
76106
$1,220
$1,240
$1,460
$1,910
$2,400
76107
$1,530
$1,550
$1,830
$2,400
$3,010
76109
$1,730
$1,760
$2,070
$2,710
$3,400
76110
$1,300
$1,320
$1,550
$2,030
$2,550
76111
$1,300
$1,320
$1,550
$2,030
$2,550
76112
$1,360
$1,380
$1,630
$2,130
$2,680
76115
$1,190
$1,210
$1,420
$1,860
$2,330
76116
$1,260
$1,270
$1,500
$1,960
$2,460
76118
$1,470
$1,490
$1,750
$2,290
$2,870
76119
$1,160
$1,180
$1,390
$1,820
$2,280
76120
$1,360
$1,370
$1,620
$2,120
$2,660
76123
$2,140
$2,170
$2,560
$3,350
$4,210
76127
$1,800
$1,870
$2,180
$2,880
$3,560
76129
$1,730
$1,760
$2,070
$2,710
$3,400
76131
$1,800
$1,820
$2,150
$2,810
$3,530
76132
$1,590
$1,610
$1,900
$2,490
$3,120
76133
$1,470
$1,490
$1,750
$2,290
$2,870
76134
$1,350
$1,370
$1,610
$2,110
$2,640
76137
$1,720
$1,740
$2,050
$2,680
$3,370
76155
$1,420
$1,440
$1,700
$2,230
$2,790
76164
$1,150
$1,160
$1,370
$1,790
$2,250
76177
$1,710
$1,730
$2,040
$2,660
$3,340
76244
$1,970
$1,990
$2,350
$3,080
$3,860
ZIP code2 bd3 bd
76102 $2,020$2,640
76103 $1,360$1,780
76104 $1,690$2,210
76105 $1,420$1,860
76106 $1,460$1,910
76107 $1,830$2,400
76109 $2,070$2,710
76110 $1,550$2,030
76111 $1,550$2,030
76112 $1,630$2,130
76115 $1,420$1,860
76116 $1,500$1,960
76118 $1,750$2,290
76119 $1,390$1,820
76120 $1,620$2,120
76123 $2,560$3,350
76127 $2,180$2,880
76129 $2,070$2,710
76131 $2,150$2,810
76132 $1,900$2,490
76133 $1,750$2,290
76134 $1,610$2,110
76137 $2,050$2,680
76155 $1,700$2,230
76164 $1,370$1,790
76177 $2,040$2,660
76244 $2,350$3,080
10 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Fort Worth when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Tarrant County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Fort Worth or Tarrant County. The ones below are statewide in Texas: they work in Fort Worth the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Fort Worth or Tarrant County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Fort Worth and all of Tarrant County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Fort Worth?
The typical home value in Fort Worth is $303,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tarrant County it is $323,900.
How much does it cost to rent in Fort Worth?
Typical rent in Fort Worth is $1,509 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tarrant County is $1,745.
What is the FHA loan limit in Fort Worth?
Fort Worth uses the FHA limit for all of Tarrant County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Fort Worth?
The typical homeowner in Fort Worth pays $5,191 a year, according to the U.S. Census Bureau. That is 1.71% of the home’s value; in Tarrant County, the rate is 1.65%.
Where can I find free help to buy or rent in Fort Worth?
There are 5 HUD-approved counseling agencies with an office in Tarrant County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
