In Briar, a typical home is worth $405,900 and typical rent is $1,234 a month. Compared with all of Wise County, the typical home value is 33% higher and typical household income is 12% higher.
Briar is in Wise County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Wise County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Bridgeport, the typical home value is $253,500: 38% less than in Briar ($405,900).
2
The typical home in Briar is worth $405,900,33% more than in Wise County as a whole ($304,900).
3
Nearby, in Decatur, the typical rent is $1,024: 17% less than in Briar ($1,234).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Briar
What homes there are in Briar, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Briar
Wise County
Texas
United States
Kind of home: Briar and its comparisons
Measure
Briar
Wise County
Texas
United States
Detached house
75%
71%
64%
61%
Attached house
Unreliable estimate
1%
3%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
23%
22%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 75% of homes here, against 71% in Wise County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Briar
Wise County
Texas
United States
Year built: Briar and its comparisons
Measure
Briar
Wise County
Texas
United States
Before 1960
Unreliable estimate
11%
12%
26%
1960–1979
24%
15%
21%
24%
1980–1999
25%
32%
28%
25%
2000–2009
16%
19%
18%
14%
2010 or later
30%
24%
21%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K24%
$300K–$500K33%
$500K–$750K22%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Briar and its comparisons
Measure
Briar
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
24%
$300K–$500K
33%
$500K–$750K
22%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Briar and its comparisons
Measure
Briar
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,242 a month
Wise County: $2,153 a month
Without a mortgage
$581 a month
Wise County: $653 a month
Owners with a mortgage
57%
Wise County: 56%
Owning costs about the same in Briar as in Wise County: with a mortgage, $2,242 a month; without one, $581.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Briar+150%
Wise County+79%
Texas+65%
United States+53%
Typical rent
BriarNo clear change
Wise County+35%
Texas+34%
United States+33%
Typical household income
Briar+68%
Wise County+45%
Texas+27%
United States+29%
Change since 2015–2019: Briar and its comparisons
Measure
Briar
Wise County
Texas
United States
Typical home value
+150%
+79%
+65%
+53%
Typical rent
No clear change
+35%
+34%
+33%
Typical household income
+68%
+45%
+27%
+29%
The typical home value in Briar rose 150% since 2015–2019, more than in Wise County (79%).
Since 2015–2019, the typical rent in Briar did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Briar and its comparisons
Measure
Briar
Wise County
Texas
United States
Rental vacancy
Unreliable estimate
6.5%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.7%
4.8%
3.4%
People per household
2.93
2.94
2.69
2.53
Drive alone
75%
76%
71%
69%
Carpool
Unreliable estimate
10%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
14%
12%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
A household in Briar has 2.93 people on average, about the same as in Wise County (2.94).
To get to work, 75% of workers in Briar drive alone; in Wise County, 76%.
Do the math
What would you pay each month for a home in Briar?
A typical home costs more than the typical income allows
We start with a typical home in Briar, worth $405,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Briar, which is $104,238 a year. For that payment to be 28% of income, a household would need to earn about $146,019 a year.
The calculator's FHA and conventional loan limits are those of all of Wise County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Briar. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,207 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,407
at 7.18% · 30 years
Loan amount
$398,548
Total interest
$573,417
Paid off in
November 2056
Includes $6,855 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,432 a month
Tight
$2,432 to $3,127 a month
Hard
more than $3,127 a month
Your payment · 39%
Compared with the typical household income in Briar ($104,238 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,700
Property tax
$359
Home insurance
$169
FHA mortgage insurance (MIP)
$180
You need at least $14,207 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,407; principal and interest $2,700.
The city and its county
Briar and Wise County
Briar is in Wise County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Briar
Map of Wise County, Texas, with Briar marked. Around it, the neighboring counties.
Briar
Wise County
Other cities with a page
Briar's own numbers
Typical home value
$405,900
Typical monthly rent
$1,234
Typical yearly household income
$104,238
Households that own their home
83%
Effective property tax rate
1.06%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wise County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,164
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
2.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wise County.
A typical home in Briar is worth $405,900: 33% above the county and 43% above Texas. With the typical household income in Briar ($104,238 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Briar3.9 years
Wise3.3 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wise County
According to FHFA’s house price index, home prices in Wise County rose 111% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wise County.
Yearly change in FHFA’s price index in Wise County, 2016 to 2025
2016: +6.7% +6.7% 2016
2017: +8.9% +8.9% 2017
2018: +10.1% +10.1% 2018
2019: +5.7% +5.7% 2019
2020: +4.1% +4.1% 2020
2021: +14.2% +14.2% 2021
2022: +20.4% +20.4% 2022
2023: +5.3% +5.3% 2023
2024: +2.6% +2.6% 2024
2025: +0.7% +0.7% 2025
Change in FHFA’s price index in Wise County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.7%
+0.8%
+2.9%
5 years (2020–2025)
+50%
+44%
+47%
10 years (2015–2025)
+111%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Briar next to Wise County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Briar$405,900
Wise$304,900
Texas$283,800
United States$332,700
Typical monthly rent
Briar$1,234
Wise$1,299
Texas$1,403
United States$1,413
Typical yearly household income
Briar$104,238
Wise$93,421
Texas$78,476
United States$80,734
See the full table
Briar next to Wise County and Texas
Measure
Briar
Wise County
Texas
U.S.
Typical home value
$405,900 ▲33% above the county
$304,900
$283,800
$332,700
Typical monthly rent
$1,234 ▼5% below the county
$1,299
$1,403
$1,413
Typical yearly household income
$104,238 ▲12% above the county
$93,421
$78,476
$80,734
Households that own their home
83% ▲1 points above the county
81%
63%
65%
Typical yearly property tax
$4,309 ▲24% above the county
$3,466
$4,232
$3,119
Effective property tax rate
1.06% ▼0.08 points below the county
1.14%
1.49%
0.94%
Renters with high rent for their income
52% ▲11 points above the county
41%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wise County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Briar
For a typical $405,900 home in Briar, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Briar's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,407a month
Least cash to close
Down payment
$14,207
Cash to close
$26,384
Rate
7.18%
Mortgage insurance
FHA MIP · $180
Conventional, 5% down$3,333a month
Down payment
$20,295
Cash to close
$32,472
Rate
7.18%
Mortgage insurance
PMI · $193
Conventional, 20% down, no PMI$2,727a month
Down payment
$81,180
Cash to close
$93,357
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,103a month
Down payment
$60,885
Cash to close
$73,062
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Briar
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,407
$14,207
$398,548
7.18%
FHA MIP · $180
$26,384
580
Conventional, 5% down
$3,333
$20,295
$385,605
7.18%
PMI · $193
$32,472
620*
Conventional, 20% down, no PMI
$2,727
$81,180
$324,720
7.18%
None
$93,357
620*
ITIN, 15% down (example)
$3,103
$60,885
$345,015
8.18%
None
$73,062
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Briar is $1,234 a month: 5% below the county. In Briar, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Wise County, by unit size. To pay the 2-bedroom one ($1,164 a month) without spending more than 30% of your income, you would need to earn $22.38 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wise County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$886
$17.04
$35,440
1 bedroom
$892
$17.15
$35,680
2 bedrooms
$1,164
$22.38
$46,560
3 bedrooms
$1,612
$31.00
$64,480
4 bedrooms
$1,916
$36.85
$76,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Briar
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Briar has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,080 in 76023 to $1,580 in 76020.
1 of the 2 is above the fair market rent for Wise County ($1,164).
Fair market rent by ZIP code, HUD area and size in Briar, fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.
76020
Fort Worth-Arlington, TX
$1,320
$1,340
$1,580
$2,070
$2,590
76023
Wise County, TX
$830
$860
$1,080
$1,490
$1,800
ZIP code2 bd3 bd
76020 $1,580$2,070
76023 $1,080$1,490
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Briar when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wise County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Briar or Wise County. The ones below are statewide in Texas: they work in Briar the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Briar or Wise County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Briar and all of Wise County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Briar?
The typical home value in Briar is $405,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wise County it is $304,900.
How much does it cost to rent in Briar?
Typical rent in Briar is $1,234 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wise County is $1,164.
What is the FHA loan limit in Briar?
Briar uses the FHA limit for all of Wise County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Briar?
The typical homeowner in Briar pays $4,309 a year, according to the U.S. Census Bureau. That is 1.06% of the home’s value; in Wise County, the rate is 1.14%.
Where can I find free help to buy or rent in Briar?
We found no HUD-approved counseling agencies with an office in Wise County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
