In Bridgeport, a typical home is worth $253,500 and typical rent is $1,337 a month. Compared with all of Wise County, the typical home value is 17% lower and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $202,830 to $220,992.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bridgeport is in Wise County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Wise County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Bowie, the typical home value is $174,300: 31% less than in Bridgeport ($253,500).
2
66% of households in Bridgeport own their home, against 81% in Wise County.
3
Nearby, in Decatur, the typical rent is $1,024: 23% less than in Bridgeport ($1,337).
4
The typical home in Bridgeport is worth $253,500,17% less than in Wise County as a whole ($304,900).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bridgeport
What homes there are in Bridgeport, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bridgeport
Wise County
Texas
United States
Kind of home: Bridgeport and its comparisons
Measure
Bridgeport
Wise County
Texas
United States
Detached house
73%
71%
64%
61%
Attached house
Unreliable estimate
1%
3%
6%
Building of 2 to 4
Unreliable estimate
3%
5%
8%
Apartments (5 or more)
Unreliable estimate
Unreliable estimate
21%
19%
Mobile home
Unreliable estimate
22%
6%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in Wise County, most homes in Bridgeport are detached houses (73%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Bridgeport
Wise County
Texas
United States
Year built: Bridgeport and its comparisons
Measure
Bridgeport
Wise County
Texas
United States
Before 1960
18%
11%
12%
26%
1960–1979
38%
15%
21%
24%
1980–1999
16%
32%
28%
25%
2000–2009
21%
19%
18%
14%
2010 or later
Unreliable estimate
24%
21%
11%
In Bridgeport, half of the homes were built before 1977; in Wise County, before 1996.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K19%
$200K–$300K52%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Bridgeport and its comparisons
Measure
Bridgeport
Under $100K
Unreliable estimate
$100K–$200K
19%
$200K–$300K
52%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49967%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Bridgeport and its comparisons
Measure
Bridgeport
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
67%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,835 a month
Wise County: $2,153 a month
Without a mortgage
$579 a month
Wise County: $653 a month
Owners with a mortgage
64%
Wise County: 56%
Owning costs less in Bridgeport: with a mortgage, the typical cost is $1,835 a month; in Wise County, $2,153. Without one, $579.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bridgeport+104%
Wise County+79%
Texas+65%
United States+53%
Typical rent
Bridgeport+46%
Wise County+35%
Texas+34%
United States+33%
Typical household income
Bridgeport+93%
Wise County+45%
Texas+27%
United States+29%
Change since 2015–2019: Bridgeport and its comparisons
Measure
Bridgeport
Wise County
Texas
United States
Typical home value
+104%
+79%
+65%
+53%
Typical rent
+46%
+35%
+34%
+33%
Typical household income
+93%
+45%
+27%
+29%
The typical home value in Bridgeport rose 104% since 2015–2019, more than in Wise County (79%).
Since 2015–2019, the typical rent in Bridgeport rose 46%, more than in Wise County (35%).
While home values in Bridgeport changed +104% and rent +46%, the typical household income rose 93%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bridgeport and its comparisons
Measure
Bridgeport
Wise County
Texas
United States
Rental vacancy
Unreliable estimate
6.5%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
1.1%
0.9%
More than one person per room
Unreliable estimate
4.7%
4.8%
3.4%
People per household
2.94
2.94
2.69
2.53
Drive alone
83%
76%
71%
69%
Carpool
Unreliable estimate
10%
10%
9%
Public transit
Unreliable estimate
Unreliable estimate
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
Unreliable estimate
12%
14%
15%
Other means
Unreliable estimate
1%
2%
2%
Typical commute
Unreliable estimate
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
A household in Bridgeport has 2.94 people on average, about the same as in Wise County (2.94).
To get to work, 83% of workers in Bridgeport drive alone; in Wise County, 76%.
Do the math
What would you pay each month for a home in Bridgeport?
A typical home is within reach of the typical income
We start with a typical home in Bridgeport, worth $253,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 28% of the typical household income in Bridgeport, which is $96,037 a year.
The calculator's FHA and conventional loan limits are those of all of Wise County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bridgeport. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,873 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,208
at 7.18% · 30 years
Loan amount
$248,908
Total interest
$358,120
Paid off in
November 2056
Includes $4,281 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,241 a month
Your payment · 28%
Tight
$2,241 to $2,881 a month
Hard
more than $2,881 a month
Compared with the typical household income in Bridgeport ($96,037 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,686
Property tax
$304
Home insurance
$106
FHA mortgage insurance (MIP)
$112
You need at least $8,873 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,208; principal and interest $1,686.
The city and its county
Bridgeport and Wise County
Bridgeport is in Wise County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bridgeport
Map of Wise County, Texas, with Bridgeport marked. Around it, the neighboring counties.
Bridgeport
Wise County
Other cities with a page
Bridgeport's own numbers
Typical home value
$253,500
Typical monthly rent
$1,337
Typical yearly household income
$96,037
Households that own their home
66%
Effective property tax rate
1.44%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Wise County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,164
Price change over 5 years (FHFA)
+50%
Homes in a high flood-risk zone
2.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Wise County.
A typical home in Bridgeport is worth $253,500: 17% below the county and 11% below Texas. With the typical household income in Bridgeport ($96,037 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bridgeport2.6 years
Wise3.3 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Wise County
According to FHFA’s house price index, home prices in Wise County rose 111% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Wise County.
Yearly change in FHFA’s price index in Wise County, 2016 to 2025
2016: +6.7% +6.7% 2016
2017: +8.9% +8.9% 2017
2018: +10.1% +10.1% 2018
2019: +5.7% +5.7% 2019
2020: +4.1% +4.1% 2020
2021: +14.2% +14.2% 2021
2022: +20.4% +20.4% 2022
2023: +5.3% +5.3% 2023
2024: +2.6% +2.6% 2024
2025: +0.7% +0.7% 2025
Change in FHFA’s price index in Wise County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.7%
+0.8%
+2.9%
5 years (2020–2025)
+50%
+44%
+47%
10 years (2015–2025)
+111%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bridgeport next to Wise County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bridgeport$253,500
Wise$304,900
Texas$283,800
United States$332,700
Typical monthly rent
Bridgeport$1,337
Wise$1,299
Texas$1,403
United States$1,413
Typical yearly household income
Bridgeport$96,037
Wise$93,421
Texas$78,476
United States$80,734
See the full table
Bridgeport next to Wise County and Texas
Measure
Bridgeport
Wise County
Texas
U.S.
Typical home value
$253,500 ▼17% below the county
$304,900
$283,800
$332,700
Typical monthly rent
$1,337 ▲3% above the county
$1,299
$1,403
$1,413
Typical yearly household income
$96,037 ▲3% above the county
$93,421
$78,476
$80,734
Households that own their home
66% ▼15 points below the county
81%
63%
65%
Typical yearly property tax
$3,661 ▲6% above the county
$3,466
$4,232
$3,119
Effective property tax rate
1.44% ▲0.3 points above the county
1.14%
1.49%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Wise County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bridgeport
For a typical $253,500 home in Bridgeport, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bridgeport's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,208a month
Least cash to close
Down payment
$8,873
Cash to close
$16,478
Rate
7.18%
Mortgage insurance
FHA MIP · $112
Conventional, 5% down$2,162a month
Down payment
$12,675
Cash to close
$20,280
Rate
7.18%
Mortgage insurance
PMI · $120
Conventional, 20% down, no PMI$1,784a month
Down payment
$50,700
Cash to close
$58,305
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,018a month
Down payment
$38,025
Cash to close
$45,630
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bridgeport
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,208
$8,873
$248,908
7.18%
FHA MIP · $112
$16,478
580
Conventional, 5% down
$2,162
$12,675
$240,825
7.18%
PMI · $120
$20,280
620*
Conventional, 20% down, no PMI
$1,784
$50,700
$202,800
7.18%
None
$58,305
620*
ITIN, 15% down (example)
$2,018
$38,025
$215,475
8.18%
None
$45,630
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bridgeport is $1,337 a month: 3% above the county.
HUD publishes a fair market rent for all of Wise County, by unit size. To pay the 2-bedroom one ($1,164 a month) without spending more than 30% of your income, you would need to earn $22.38 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Wise County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$886
$17.04
$35,440
1 bedroom
$892
$17.15
$35,680
2 bedrooms
$1,164
$22.38
$46,560
3 bedrooms
$1,612
$31.00
$64,480
4 bedrooms
$1,916
$36.85
$76,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bridgeport
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bridgeport is in ZIP code 76426.
For 2 bedrooms it is $1,150: $14 less than the fair market rent for Wise County ($1,164).
Fair market rent by ZIP code and size in Bridgeport, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
76426
$880
$890
$1,150
$1,600
$1,890
ZIP code2 bd3 bd
76426 $1,150$1,600
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bridgeport when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Bridgeport. These are the largest.
Henderson Terrace Apts1205A Henderson St, Bridgeport 7642624 low-income homes · 1 bd: 8 · 2 bd: 13 · 3 bd: 3 · In service since 1998
Butterfield Courts1508 Cobb St, Bridgeport 7642620 low-income homes · Run by Housing Authority of Bridgeport · Average payment: $519 a month · Average wait: 6 months(940) 683-2710
Estates of Bridgeport Phase III316 Cuba Rd, Bridgeport 7642610 low-income homes · For older adults(817) 523-7555
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Wise County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Bridgeport or Wise County. The ones below are statewide in Texas: they work in Bridgeport the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Bridgeport or Wise County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bridgeport and all of Wise County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bridgeport?
The typical home value in Bridgeport is $253,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Wise County it is $304,900.
How much does it cost to rent in Bridgeport?
Typical rent in Bridgeport is $1,337 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Wise County is $1,164.
What is the FHA loan limit in Bridgeport?
Bridgeport uses the FHA limit for all of Wise County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Bridgeport?
The typical homeowner in Bridgeport pays $3,661 a year, according to the U.S. Census Bureau. That is 1.44% of the home’s value; in Wise County, the rate is 1.14%.
Where can I find free help to buy or rent in Bridgeport?
We found no HUD-approved counseling agencies with an office in Wise County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
