In Haltom City, a typical home is worth $218,800 and typical rent is $1,415 a month. Compared with all of Tarrant County, the typical home value is 32% lower, typical household income is 30% lower, and the share of households that own their home is 9 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $209,135 to $238,399.
Typical rent
$1,357a month
▲ 2.4% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,163 to $1,357.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Haltom City is in Tarrant County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Tarrant County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical home in Haltom City is worth $218,800,32% less than in Tarrant County as a whole ($323,900).
2
The typical household income in Haltom City is $59,057,30% less than in Tarrant County as a whole ($84,207).
3
51% of households in Haltom City own their home, against 59% in Tarrant County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Haltom City
What homes there are in Haltom City, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Haltom City
Tarrant County
Texas
United States
Kind of home: Haltom City and its comparisons
Measure
Haltom City
Tarrant County
Texas
United States
Detached house
59%
65%
64%
61%
Attached house
Unreliable estimate
4%
3%
6%
Building of 2 to 4
5%
5%
5%
8%
Apartments (5 or more)
31%
24%
21%
19%
Mobile home
4%
2%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Haltom City, 6 in 10 homes are single-family detached houses; in Tarrant County, 7.
Year built
Before 19601960–19791980–19992000–20092010 or later
Haltom City
Tarrant County
Texas
United States
Year built: Haltom City and its comparisons
Measure
Haltom City
Tarrant County
Texas
United States
Before 1960
25%
13%
12%
26%
1960–1979
29%
20%
21%
24%
1980–1999
31%
31%
28%
25%
2000–2009
10%
19%
18%
14%
2010 or later
6%
17%
21%
11%
In Haltom City, half of the homes were built before 1978; in Tarrant County, before 1990.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K12%
$100K–$200K29%
$200K–$300K38%
$300K–$500K20%
$500K–$750KUnreliable
FHA limit: $563,500
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Haltom City and its comparisons
Measure
Haltom City
Under $100K
12%
$100K–$200K
29%
$200K–$300K
38%
$300K–$500K
20%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
At least 99% of owner-occupied homes in Haltom City are worth less than $500,000, below the FHA loan limit for Tarrant County ($563,500).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99917%
$1,000–$1,49938%
$1,500–$1,99933%
$2,000–$2,4999%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Haltom City and its comparisons
Measure
Haltom City
Under $500
Unreliable estimate
$500–$999
17%
$1,000–$1,499
38%
$1,500–$1,999
33%
$2,000–$2,499
9%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,651 a month
Tarrant County: $2,233 a month
Without a mortgage
$635 a month
Tarrant County: $834 a month
Owners with a mortgage
47%
Tarrant County: 62%
The typical cost for an owner with a mortgage in Haltom City is $1,651 a month, less than in Tarrant County ($2,233); without one, $635.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Haltom City+97%
Tarrant County+72%
Texas+65%
United States+53%
Typical rent
Haltom City+41%
Tarrant County+41%
Texas+34%
United States+33%
Typical household income
Haltom City+12%
Tarrant County+24%
Texas+27%
United States+29%
Change since 2015–2019: Haltom City and its comparisons
Measure
Haltom City
Tarrant County
Texas
United States
Typical home value
+97%
+72%
+65%
+53%
Typical rent
+41%
+41%
+34%
+33%
Typical household income
+12%
+24%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in Haltom City rose 97%; in Tarrant County, it rose 72%.
Rents in Haltom City rose at about the same pace as in Tarrant County: 41% since 2015–2019, against 41%.
Here income did not keep up with housing: it rose 12%, while home values changed +97% and rent +41%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Haltom City and its comparisons
Measure
Haltom City
Tarrant County
Texas
United States
Rental vacancy
5.4%
7.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
3.6%
4.2%
4.8%
3.4%
People per household
2.58
2.73
2.69
2.53
Drive alone
77%
72%
71%
69%
Carpool
13%
10%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
9%
15%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in Haltom City is 5.4%, lower than in Tarrant County (7.7%).
More than one person per room: that is how 3.6% of households in Haltom City live, near the figure in Tarrant County (4.2%).
Fewer people live in each home here: 2.58 on average, against 2.73 in Tarrant County.
In Haltom City, 77% of workers drive alone to work; in Tarrant County, 72%.
Do the math
What would you pay each month for a home in Haltom City?
A typical home costs more than the typical income allows
We start with a typical home in Haltom City, worth $218,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Haltom City, which is $59,057 a year. For that payment to be 28% of income, a household would need to earn about $81,368 a year.
The calculator's FHA and conventional loan limits are those of all of Tarrant County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Haltom City. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,658 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,899
at 7.18% · 30 years
Loan amount
$214,837
Total interest
$309,100
Paid off in
November 2056
Includes $3,695 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,378 a month
Tight
$1,378 to $1,772 a month
Hard
more than $1,772 a month
Your payment · 39%
Compared with the typical household income in Haltom City ($59,057 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,455
Property tax
$255
Home insurance
$91
FHA mortgage insurance (MIP)
$97
You need at least $7,658 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,899; principal and interest $1,455.
The city and its county
Haltom City and Tarrant County
Haltom City is in Tarrant County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Haltom City
Map of Tarrant County, Texas, with Haltom City marked. Around it, the neighboring counties.
Haltom City
Tarrant County
Other cities with a page
Haltom City's own numbers
Typical home value
$218,800
Typical monthly rent
$1,415
Typical yearly household income
$59,057
Households that own their home
51%
Effective property tax rate
1.4%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tarrant County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,745
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tarrant County.
A typical home in Haltom City is worth $218,800: 32% below the county and 23% below Texas. With the typical household income in Haltom City ($59,057 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Haltom City3.7 years
Tarrant3.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tarrant County
According to FHFA’s house price index, home prices in Tarrant County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tarrant County.
Yearly change in FHFA’s price index in Tarrant County, 2016 to 2025
2016: +9.5% +9.5% 2016
2017: +10.6% +10.6% 2017
2018: +7.9% +7.9% 2018
2019: +4.9% +4.9% 2019
2020: +3.1% +3.1% 2020
2021: +14.0% +14.0% 2021
2022: +21.1% +21.1% 2022
2023: +3.2% +3.2% 2023
2024: +1.8% +1.8% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Tarrant County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+46%
+44%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Haltom City next to Tarrant County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Haltom City$218,800
Tarrant$323,900
Texas$283,800
United States$332,700
Typical monthly rent
Haltom City$1,415
Tarrant$1,547
Texas$1,403
United States$1,413
Typical yearly household income
Haltom City$59,057
Tarrant$84,207
Texas$78,476
United States$80,734
See the full table
Haltom City next to Tarrant County and Texas
Measure
Haltom City
Tarrant County
Texas
U.S.
Typical home value
$218,800 ▼32% below the county
$323,900
$283,800
$332,700
Typical monthly rent
$1,415 ▼9% below the county
$1,547
$1,403
$1,413
Typical yearly household income
$59,057 ▼30% below the county
$84,207
$78,476
$80,734
Households that own their home
51% ▼9 points below the county
59%
63%
65%
Typical yearly property tax
$3,058 ▼43% below the county
$5,334
$4,232
$3,119
Effective property tax rate
1.4% ▼0.25 points below the county
1.65%
1.49%
0.94%
Renters with high rent for their income
58% ▲3 points above the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tarrant County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Haltom City
For a typical $218,800 home in Haltom City, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Haltom City's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,899a month
Least cash to close
Down payment
$7,658
Cash to close
$14,222
Rate
7.18%
Mortgage insurance
FHA MIP · $97
Conventional, 5% down$1,858a month
Down payment
$10,940
Cash to close
$17,504
Rate
7.18%
Mortgage insurance
PMI · $104
Conventional, 20% down, no PMI$1,532a month
Down payment
$43,760
Cash to close
$50,324
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,734a month
Down payment
$32,820
Cash to close
$39,384
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Haltom City
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,899
$7,658
$214,837
7.18%
FHA MIP · $97
$14,222
580
Conventional, 5% down
$1,858
$10,940
$207,860
7.18%
PMI · $104
$17,504
620*
Conventional, 20% down, no PMI
$1,532
$43,760
$175,040
7.18%
None
$50,324
620*
ITIN, 15% down (example)
$1,734
$32,820
$185,980
8.18%
None
$39,384
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Haltom City is $1,415 a month: 9% below the county. In Haltom City, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tarrant County, by unit size. To pay the 2-bedroom one ($1,745 a month) without spending more than 30% of your income, you would need to earn $33.56 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tarrant County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,461
$28.10
$58,440
1 bedroom
$1,481
$28.48
$59,240
2 bedrooms
$1,745
$33.56
$69,800
3 bedrooms
$2,284
$43.92
$91,360
4 bedrooms
$2,866
$55.12
$114,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Haltom City
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Haltom City has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,470 in 76117 to $2,050 in 76137.
1 of the 2 is above the fair market rent for Tarrant County ($1,745).
Fair market rent by ZIP code and size in Haltom City, fiscal year 2027.
76117
$1,230
$1,250
$1,470
$1,920
$2,410
76137
$1,720
$1,740
$2,050
$2,680
$3,370
ZIP code2 bd3 bd
76117 $1,470$1,920
76137 $2,050$2,680
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Haltom City when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Haltom City. These are the largest.
Happy Acres I2773 Moneda Cir, Haltom City 76117150 low-income homes · Run by Housing Authority of Haltom City · Average payment: $406 a month · Average wait: 17 months(817) 834-0691
Cornerstone Apts (haltom City)4040 Denton Hwy, Haltom City 7611774 low-income homes · 1 bd: 24 · 2 bd: 44 · 3 bd: 6 · In service since 1996
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Tarrant County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Haltom City or Tarrant County. The ones below are statewide in Texas: they work in Haltom City the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Haltom City or Tarrant County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Haltom City and all of Tarrant County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Haltom City?
The typical home value in Haltom City is $218,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tarrant County it is $323,900.
How much does it cost to rent in Haltom City?
Typical rent in Haltom City is $1,415 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tarrant County is $1,745.
What is the FHA loan limit in Haltom City?
Haltom City uses the FHA limit for all of Tarrant County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Haltom City?
The typical homeowner in Haltom City pays $3,058 a year, according to the U.S. Census Bureau. That is 1.4% of the home’s value; in Tarrant County, the rate is 1.65%.
Where can I find free help to buy or rent in Haltom City?
There are 5 HUD-approved counseling agencies with an office in Tarrant County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
