In North Richland Hills, a typical home is worth $360,700 and typical rent is $1,704 a month. Compared with all of Tarrant County, typical household income is 16% higher and the typical home value is 11% higher.
Typical home value from Zillow, September 2021 to September 2026: from $309,913 to $364,348.
Typical rent
$1,557a month
▲ 1.6% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,372 to $1,557.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
North Richland Hills is in Tarrant County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Tarrant County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Haltom City, the typical home value is $218,800: 39% less than in North Richland Hills ($360,700).
2
Nearby, in Hurst, the typical rent is $1,358: 20% less than in North Richland Hills ($1,704).
3
The typical household income in North Richland Hills is $97,305,16% more than in Tarrant County as a whole ($84,207).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in North Richland Hills
What homes there are in North Richland Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
North Richland Hills
Tarrant County
Texas
United States
Kind of home: North Richland Hills and its comparisons
Measure
North Richland Hills
Tarrant County
Texas
United States
Detached house
66%
65%
64%
61%
Attached house
5%
4%
3%
6%
Building of 2 to 4
4%
5%
5%
8%
Apartments (5 or more)
23%
24%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In North Richland Hills, 7 in 10 homes are single-family detached houses, about the same as in Tarrant County.
Year built
Before 19601960–19791980–19992000–20092010 or later
North Richland Hills
Tarrant County
Texas
United States
Year built: North Richland Hills and its comparisons
Measure
North Richland Hills
Tarrant County
Texas
United States
Before 1960
5%
13%
12%
26%
1960–1979
29%
20%
21%
24%
1980–1999
38%
31%
28%
25%
2000–2009
15%
19%
18%
14%
2010 or later
12%
17%
21%
11%
In North Richland Hills, half of the homes were built before 1986; in Tarrant County, before 1990.
Homes in North Richland Hills are bigger: 69% have 3 bedrooms or more; in Tarrant County, 64%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K4%
$100K–$200K7%
$200K–$300K23%
$300K–$500K47%
$500K–$750K15%
FHA limit: $563,500
$750K–$1M3%
$1M or moreUnreliable
Value of owner-occupied homes: North Richland Hills and its comparisons
Measure
North Richland Hills
Under $100K
4%
$100K–$200K
7%
$200K–$300K
23%
$300K–$500K
47%
$500K–$750K
15%
$750K–$1M
3%
$1M or more
Unreliable estimate
About 85% of owner-occupied homes in North Richland Hills are worth less than the FHA loan limit for Tarrant County ($563,500).
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9994%
$1,000–$1,49931%
$1,500–$1,99938%
$2,000–$2,49919%
$2,500–$2,999Unreliable
$3,000 or more5%
Monthly rent with utilities: North Richland Hills and its comparisons
Measure
North Richland Hills
Under $500
Unreliable estimate
$500–$999
4%
$1,000–$1,499
31%
$1,500–$1,999
38%
$2,000–$2,499
19%
$2,500–$2,999
Unreliable estimate
$3,000 or more
5%
With a mortgage
$2,402 a month
Tarrant County: $2,233 a month
Without a mortgage
$917 a month
Tarrant County: $834 a month
Owners with a mortgage
59%
Tarrant County: 62%
In North Richland Hills, 59% of owners have a mortgage, and their typical cost is $2,402 a month, against $2,233 in Tarrant County. Without one it drops to $917.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
North Richland Hills+77%
Tarrant County+72%
Texas+65%
United States+53%
Typical rent
North Richland Hills+46%
Tarrant County+41%
Texas+34%
United States+33%
Typical household income
North Richland Hills+37%
Tarrant County+24%
Texas+27%
United States+29%
Change since 2015–2019: North Richland Hills and its comparisons
Measure
North Richland Hills
Tarrant County
Texas
United States
Typical home value
+77%
+72%
+65%
+53%
Typical rent
+46%
+41%
+34%
+33%
Typical household income
+37%
+24%
+27%
+29%
From 2015–2019 to 2020–2024, the typical home value in North Richland Hills rose 77%; in Tarrant County, it rose 72%.
The typical rent in North Richland Hills rose 46% over the same time; in Tarrant County, it rose 41%.
Housing prices ran ahead of income in North Richland Hills: typical income rose 37%, against +77% for home values and +46% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: North Richland Hills and its comparisons
Measure
North Richland Hills
Tarrant County
Texas
United States
Rental vacancy
4.6%
7.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
2.7%
4.2%
4.8%
3.4%
People per household
2.57
2.73
2.69
2.53
Drive alone
73%
72%
71%
69%
Carpool
9%
10%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
16%
15%
14%
15%
Other means
1%
2%
2%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
The rental vacancy rate in North Richland Hills is 4.6%, lower than in Tarrant County (7.7%).
Fewer households are short on space in North Richland Hills: 2.7% have more than one person per room; in Tarrant County, 4.2%.
Fewer people live in each home here: 2.57 on average, against 2.73 in Tarrant County.
In North Richland Hills, 73% of workers drive alone to work; in Tarrant County, 72%.
Do the math
What would you pay each month for a home in North Richland Hills?
A typical home costs more than the typical income allows
We start with a typical home in North Richland Hills, worth $360,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in North Richland Hills, which is $97,305 a year. For that payment to be 28% of income, a household would need to earn about $135,555 a year.
The calculator's FHA and conventional loan limits are those of all of Tarrant County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in North Richland Hills. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,625 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,163
at 7.18% · 30 years
Loan amount
$354,166
Total interest
$509,562
Paid off in
November 2056
Includes $6,091 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,270 a month
Tight
$2,270 to $2,919 a month
Hard
more than $2,919 a month
Your payment · 39%
Compared with the typical household income in North Richland Hills ($97,305 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,399
Property tax
$454
Home insurance
$150
FHA mortgage insurance (MIP)
$160
You need at least $12,625 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,163; principal and interest $2,399.
The city and its county
North Richland Hills and Tarrant County
North Richland Hills is in Tarrant County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
North Richland Hills
Map of Tarrant County, Texas, with North Richland Hills marked. Around it, the neighboring counties.
North Richland Hills
Tarrant County
Other cities with a page
North Richland Hills's own numbers
Typical home value
$360,700
Typical monthly rent
$1,704
Typical yearly household income
$97,305
Households that own their home
63%
Effective property tax rate
1.51%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tarrant County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,745
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tarrant County.
A typical home in North Richland Hills is worth $360,700: 11% above the county and 27% above Texas. With the typical household income in North Richland Hills ($97,305 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
North Richland Hills3.7 years
Tarrant3.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tarrant County
According to FHFA’s house price index, home prices in Tarrant County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tarrant County.
Yearly change in FHFA’s price index in Tarrant County, 2016 to 2025
2016: +9.5% +9.5% 2016
2017: +10.6% +10.6% 2017
2018: +7.9% +7.9% 2018
2019: +4.9% +4.9% 2019
2020: +3.1% +3.1% 2020
2021: +14.0% +14.0% 2021
2022: +21.1% +21.1% 2022
2023: +3.2% +3.2% 2023
2024: +1.8% +1.8% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Tarrant County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+46%
+44%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
North Richland Hills next to Tarrant County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
North Richland Hills$360,700
Tarrant$323,900
Texas$283,800
United States$332,700
Typical monthly rent
North Richland Hills$1,704
Tarrant$1,547
Texas$1,403
United States$1,413
Typical yearly household income
North Richland Hills$97,305
Tarrant$84,207
Texas$78,476
United States$80,734
See the full table
North Richland Hills next to Tarrant County and Texas
Measure
North Richland Hills
Tarrant County
Texas
U.S.
Typical home value
$360,700 ▲11% above the county
$323,900
$283,800
$332,700
Typical monthly rent
$1,704 ▲10% above the county
$1,547
$1,403
$1,413
Typical yearly household income
$97,305 ▲16% above the county
$84,207
$78,476
$80,734
Households that own their home
63% ▲4 points above the county
59%
63%
65%
Typical yearly property tax
$5,449 ▲2% above the county
$5,334
$4,232
$3,119
Effective property tax rate
1.51% ▼0.14 points below the county
1.65%
1.49%
0.94%
Renters with high rent for their income
50% ▼5 points below the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tarrant County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in North Richland Hills
For a typical $360,700 home in North Richland Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, North Richland Hills's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,163a month
Least cash to close
Down payment
$12,625
Cash to close
$23,446
Rate
7.18%
Mortgage insurance
FHA MIP · $160
Conventional, 5% down$3,097a month
Down payment
$18,035
Cash to close
$28,856
Rate
7.18%
Mortgage insurance
PMI · $171
Conventional, 20% down, no PMI$2,559a month
Down payment
$72,140
Cash to close
$82,961
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,892a month
Down payment
$54,105
Cash to close
$64,926
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in North Richland Hills
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,163
$12,625
$354,167
7.18%
FHA MIP · $160
$23,446
580
Conventional, 5% down
$3,097
$18,035
$342,665
7.18%
PMI · $171
$28,856
620*
Conventional, 20% down, no PMI
$2,559
$72,140
$288,560
7.18%
None
$82,961
620*
ITIN, 15% down (example)
$2,892
$54,105
$306,595
8.18%
None
$64,926
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in North Richland Hills is $1,704 a month: 10% above the county. In North Richland Hills, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tarrant County, by unit size. To pay the 2-bedroom one ($1,745 a month) without spending more than 30% of your income, you would need to earn $33.56 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Tarrant County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for North Richland Hills or Tarrant County. The ones below are statewide in Texas: they work in North Richland Hills the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
The HUD-approved agencies closest to the center of North Richland Hills, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
HR
Hispanic Real Estate Brokers Association
401 W Sanford St, Arlington · 10 miles away · Spanish
2 of the 3 agencies on this list say they serve in Spanish.
Ask for service in Spanish
When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.
Housing authorities of North Richland Hills
HUD’s record names them for North Richland Hills or Tarrant County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.
Tarrant County Housing Assistance OfficeSection 8 vouchers(817) 531-7654
No legal help resource on our list is for North Richland Hills or Tarrant County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for North Richland Hills and all of Tarrant County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in North Richland Hills?
The typical home value in North Richland Hills is $360,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tarrant County it is $323,900.
How much does it cost to rent in North Richland Hills?
Typical rent in North Richland Hills is $1,704 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tarrant County is $1,745.
What is the FHA loan limit in North Richland Hills?
North Richland Hills uses the FHA limit for all of Tarrant County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in North Richland Hills?
The typical homeowner in North Richland Hills pays $5,449 a year, according to the U.S. Census Bureau. That is 1.51% of the home’s value; in Tarrant County, the rate is 1.65%.
Where can I find free help to buy or rent in North Richland Hills?
There are 5 HUD-approved counseling agencies with an office in Tarrant County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
