In Keller, a typical home is worth $594,300 and typical rent is $2,144 a month. Compared with all of Tarrant County, typical household income is 108% higher, the typical home value is 83% higher, and the share of households that own their home is 24 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $517,138 to $648,337.
Typical rent
$2,032a month
▲ 4.5% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,597 to $2,032.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Keller is in Tarrant County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Tarrant County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Keller is $174,950,108% more than in Tarrant County as a whole ($84,207).
2
The typical home in Keller is worth $594,300,83% more than in Tarrant County as a whole ($323,900).
3
Nearby, in Watauga, the typical home value is $250,500: 58% less than in Keller ($594,300).
4
83% of households in Keller own their home, against 59% in Tarrant County.
5
The typical rent in Keller is $2,144 a month, 39% more than in Tarrant County as a whole ($1,547).
6
Nearby, in North Richland Hills, the typical rent is $1,704: 21% less than in Keller ($2,144).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Keller
What homes there are in Keller, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Keller
Tarrant County
Texas
United States
Kind of home: Keller and its comparisons
Measure
Keller
Tarrant County
Texas
United States
Detached house
88%
65%
64%
61%
Attached house
1%
4%
3%
6%
Building of 2 to 4
Unreliable estimate
5%
5%
8%
Apartments (5 or more)
Unreliable estimate
24%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 88% of homes here, against 65% in Tarrant County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Keller
Tarrant County
Texas
United States
Year built: Keller and its comparisons
Measure
Keller
Tarrant County
Texas
United States
Before 1960
Unreliable estimate
13%
12%
26%
1960–1979
9%
20%
21%
24%
1980–1999
43%
31%
28%
25%
2000–2009
29%
19%
18%
14%
2010 or later
19%
17%
21%
11%
Homes in Keller are newer: the typical year built is 1999; in Tarrant County, 1990.
There is more room for a big family here: 88% of homes have 3 bedrooms or more, against 64% in Tarrant County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K5%
$300K–$500K29%
$500K–$750K36%
$750K–$1M18%
$1M or more10%
Value of owner-occupied homes: Keller and its comparisons
Measure
Keller
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
5%
$300K–$500K
29%
$500K–$750K
36%
$750K–$1M
18%
$1M or more
10%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49914%
$1,500–$1,99924%
$2,000–$2,49933%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Keller and its comparisons
Measure
Keller
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
14%
$1,500–$1,999
24%
$2,000–$2,499
33%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,272 a month
Tarrant County: $2,233 a month
Without a mortgage
$1,398 a month
Tarrant County: $834 a month
Owners with a mortgage
69%
Tarrant County: 62%
In Keller, 69% of owners have a mortgage, and their typical cost is $3,272 a month, against $2,233 in Tarrant County. Without one it drops to $1,398.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Keller+54%
Tarrant County+72%
Texas+65%
United States+53%
Typical rent
Keller+53%
Tarrant County+41%
Texas+34%
United States+33%
Typical household income
Keller+24%
Tarrant County+24%
Texas+27%
United States+29%
Change since 2015–2019: Keller and its comparisons
Measure
Keller
Tarrant County
Texas
United States
Typical home value
+54%
+72%
+65%
+53%
Typical rent
+53%
+41%
+34%
+33%
Typical household income
+24%
+24%
+27%
+29%
Homes in Keller gained value more slowly than in Tarrant County: 54% since 2015–2019, against 72%.
Since 2015–2019, the typical rent in Keller rose 53%, more than in Tarrant County (41%).
Here income did not keep up with housing: it rose 24%, while home values changed +54% and rent +53%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Keller and its comparisons
Measure
Keller
Tarrant County
Texas
United States
Rental vacancy
Unreliable estimate
7.7%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.9%
1.1%
0.9%
More than one person per room
Unreliable estimate
4.2%
4.8%
3.4%
People per household
2.77
2.73
2.69
2.53
Drive alone
66%
72%
71%
69%
Carpool
5%
10%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
26%
15%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Keller look like those in Tarrant County: 2.77 people on average.
Many people here do not commute at all: 26% work from home; in Tarrant County, 15%.
Do the math
What would you pay each month for a home in Keller?
A typical home costs more than the typical income allows
We start with a typical home in Keller, worth $594,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 36% of the typical household income in Keller, which is $174,950 a year. For that payment to be 28% of income, a household would need to earn about $225,680 a year. Note: at that price the loan is above the FHA limit for Tarrant County ($563,500), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Tarrant County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Keller. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $20,801 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,266
at 7.18% · 30 years
Loan amount
$583,535
Total interest
$839,570
Paid off in
November 2056
Includes $10,036 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $4,082 a month
Tight
$4,082 to $5,249 a month
Hard
more than $5,249 a month
Your payment · 36%
Compared with the typical household income in Keller ($174,950 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,953
Property tax
$802
Home insurance
$248
FHA mortgage insurance (MIP)
$263
This loan is over the FHA limit
You'd borrow $573,499, but the FHA limit for a one-unit home in Keller is $563,500. You'd need a bigger down payment or a different loan.
You need at least $20,801 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,266; principal and interest $3,953.
The city and its county
Keller and Tarrant County
Keller is in Tarrant County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Keller
Map of Tarrant County, Texas, with Keller marked. Around it, the neighboring counties.
Keller
Tarrant County
Other cities with a page
Keller's own numbers
Typical home value
$594,300
Typical monthly rent
$2,144
Typical yearly household income
$174,950
Households that own their home
83%
Effective property tax rate
1.62%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Tarrant County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,745
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.2%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Tarrant County.
A typical home in Keller is worth $594,300: 83% above the county and 109% above Texas. With the typical household income in Keller ($174,950 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Keller3.4 years
Tarrant3.8 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Tarrant County
According to FHFA’s house price index, home prices in Tarrant County rose 106% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Tarrant County.
Yearly change in FHFA’s price index in Tarrant County, 2016 to 2025
2016: +9.5% +9.5% 2016
2017: +10.6% +10.6% 2017
2018: +7.9% +7.9% 2018
2019: +4.9% +4.9% 2019
2020: +3.1% +3.1% 2020
2021: +14.0% +14.0% 2021
2022: +21.1% +21.1% 2022
2023: +3.2% +3.2% 2023
2024: +1.8% +1.8% 2024
2025: +0.5% +0.5% 2025
Change in FHFA’s price index in Tarrant County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
+0.5%
+0.8%
+2.9%
5 years (2020–2025)
+46%
+44%
+47%
10 years (2015–2025)
+106%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Keller next to Tarrant County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Keller$594,300
Tarrant$323,900
Texas$283,800
United States$332,700
Typical monthly rent
Keller$2,144
Tarrant$1,547
Texas$1,403
United States$1,413
Typical yearly household income
Keller$174,950
Tarrant$84,207
Texas$78,476
United States$80,734
See the full table
Keller next to Tarrant County and Texas
Measure
Keller
Tarrant County
Texas
U.S.
Typical home value
$594,300 ▲83% above the county
$323,900
$283,800
$332,700
Typical monthly rent
$2,144 ▲39% above the county
$1,547
$1,403
$1,413
Typical yearly household income
$174,950 ▲108% above the county
$84,207
$78,476
$80,734
Households that own their home
83% ▲24 points above the county
59%
63%
65%
Typical yearly property tax
$9,614 ▲80% above the county
$5,334
$4,232
$3,119
Effective property tax rate
1.62% ▼0.03 points below the county
1.65%
1.49%
0.94%
Renters with high rent for their income
62% ▲6 points above the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Tarrant County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Keller
For a typical $594,300 home in Keller, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Keller's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,266a month
Above the FHA limit for Tarrant County ($563,500)
Down payment
$20,801
Cash to close
$38,630
Rate
7.18%
Mortgage insurance
FHA MIP · $263
Conventional, 5% down$5,157a month
Least cash to close
Down payment
$29,715
Cash to close
$47,544
Rate
7.18%
Mortgage insurance
PMI · $282
Conventional, 20% down, no PMI$4,271a month
Down payment
$118,860
Cash to close
$136,689
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,820a month
Down payment
$89,145
Cash to close
$106,974
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Keller
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Tarrant County ($563,500)
$5,266
$20,801
$583,536
7.18%
FHA MIP · $263
$38,630
580
Conventional, 5% down Least cash to close
$5,157
$29,715
$564,585
7.18%
PMI · $282
$47,544
620*
Conventional, 20% down, no PMI
$4,271
$118,860
$475,440
7.18%
None
$136,689
620*
ITIN, 15% down (example)
$4,820
$89,145
$505,155
8.18%
None
$106,974
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Keller is $2,144 a month: 39% above the county. In Keller, 62% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Tarrant County, by unit size. To pay the 2-bedroom one ($1,745 a month) without spending more than 30% of your income, you would need to earn $33.56 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Tarrant County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,461
$28.10
$58,440
1 bedroom
$1,481
$28.48
$59,240
2 bedrooms
$1,745
$33.56
$69,800
3 bedrooms
$2,284
$43.92
$91,360
4 bedrooms
$2,866
$55.12
$114,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Keller
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Keller has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,030 in 76262 to $2,420 in 76248.
2 of the 2 are above the fair market rent for Tarrant County ($1,745).
Fair market rent by ZIP code, HUD area and size in Keller, fiscal year 2027. A ZIP code that crosses a HUD area line appears once per area.
76248
Fort Worth-Arlington, TX
$2,030
$2,050
$2,420
$3,170
$3,980
76262
Dallas, TX
$1,680
$1,730
$2,030
$2,590
$3,280
ZIP code2 bd3 bd
76248 $2,420$3,170
76262 $2,030$2,590
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Keller when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 5 HUD-approved agencies with an office in Tarrant County; 4 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Keller or Tarrant County. The ones below are statewide in Texas: they work in Keller the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Keller or Tarrant County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Keller and all of Tarrant County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Keller?
The typical home value in Keller is $594,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Tarrant County it is $323,900.
How much does it cost to rent in Keller?
Typical rent in Keller is $2,144 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Tarrant County is $1,745.
What is the FHA loan limit in Keller?
Keller uses the FHA limit for all of Tarrant County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Keller?
The typical homeowner in Keller pays $9,614 a year, according to the U.S. Census Bureau. That is 1.62% of the home’s value; in Tarrant County, the rate is 1.65%.
Where can I find free help to buy or rent in Keller?
There are 5 HUD-approved counseling agencies with an office in Tarrant County. 4 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
