In Aubrey, a typical home is worth $345,000 and typical rent is $1,882 a month. Compared with all of Denton County, the typical home value is 21% lower, typical rent is 9% higher, and the share of households that own their home is 11 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $327,931 to $337,555.
Typical rent
$1,734a month
= about the same as 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,687 to $1,734.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Aubrey is in Denton County. The FHA loan limit ($563,500 for a one-unit home), the fair market rents and the help on this page are those of all of Denton County. See the county
What this place has that others do not, from public data, most unusual first.
1
According to Zillow, in the 12 months to September 2026 the typical home value in Aubrey fell 7.1%; in Texas, it fell 1.4%.
2
Nearby, in Pilot Point, the typical rent is $1,430: 24% less than in Aubrey ($1,882).
3
The typical home in Aubrey is worth $345,000,21% less than in Denton County as a whole ($437,200).
4
Nearby, in Pilot Point, the typical home value is $292,500: 15% less than in Aubrey ($345,000).
5
76% of households in Aubrey own their home, against 65% in Denton County.
Sources: Zillow (September 2026 data); U.S. Census Bureau (Average 2020–2024). Zillow data
The homes here
Housing in Aubrey
What homes there are in Aubrey, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Aubrey
Denton County
Texas
United States
Kind of home: Aubrey and its comparisons
Measure
Aubrey
Denton County
Texas
United States
Detached house
87%
69%
64%
61%
Attached house
Unreliable estimate
3%
3%
6%
Building of 2 to 4
Unreliable estimate
4%
5%
8%
Apartments (5 or more)
Unreliable estimate
22%
21%
19%
Mobile home
Unreliable estimate
2%
6%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house rules in Aubrey: 87% of homes, more than in Denton County (69%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Aubrey
Denton County
Texas
United States
Year built: Aubrey and its comparisons
Measure
Aubrey
Denton County
Texas
United States
Before 1960
Unreliable estimate
3%
12%
26%
1960–1979
Unreliable estimate
10%
21%
24%
1980–1999
11%
31%
28%
25%
2000–2009
20%
25%
18%
14%
2010 or later
59%
33%
21%
11%
Homes in Aubrey are newer: the typical year built is 2013; in Denton County, 2003.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K18%
$300K–$500K69%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Aubrey and its comparisons
Measure
Aubrey
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
18%
$300K–$500K
69%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Aubrey and its comparisons
Measure
Aubrey
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable
With a mortgage
$2,036 a month
Denton County: $2,676 a month
Without a mortgage
$871 a month
Denton County: $1,045 a month
Owners with a mortgage
82%
Denton County: 71%
Owning costs less in Aubrey: with a mortgage, the typical cost is $2,036 a month; in Denton County, $2,676. Without one, $871.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Aubrey+102%
Denton County+57%
Texas+65%
United States+53%
Typical rent
Aubrey+31%
Denton County+42%
Texas+34%
United States+33%
Typical household income
Aubrey+49%
Denton County+28%
Texas+27%
United States+29%
Change since 2015–2019: Aubrey and its comparisons
Measure
Aubrey
Denton County
Texas
United States
Typical home value
+102%
+57%
+65%
+53%
Typical rent
+31%
+42%
+34%
+33%
Typical household income
+49%
+28%
+27%
+29%
The typical home value in Aubrey rose 102% since 2015–2019, more than in Denton County (57%).
Rents in Aubrey rose more slowly than in Denton County: 31% since 2015–2019, against 42%.
While home values in Aubrey changed +102% and rent +31%, the typical household income rose 49%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Aubrey and its comparisons
Measure
Aubrey
Denton County
Texas
United States
Rental vacancy
Unreliable estimate
4.8%
7.7%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.1%
0.9%
More than one person per room
Unreliable estimate
2.9%
4.8%
3.4%
People per household
2.39
2.68
2.69
2.53
Drive alone
63%
66%
71%
69%
Carpool
Unreliable estimate
8%
10%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
27%
24%
14%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Aubrey are smaller: 2.39 people on average; in Denton County, 2.68.
In Aubrey, 27% of workers work from home, more than in Denton County (24%).
Do the math
What would you pay each month for a home in Aubrey?
A typical home costs more than the typical income allows
We start with a typical home in Aubrey, worth $345,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 37% of the typical household income in Aubrey, which is $101,574 a year. For that payment to be 28% of income, a household would need to earn about $134,091 a year.
The calculator's FHA and conventional loan limits are those of all of Denton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Aubrey. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $12,075 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,129
at 7.18% · 30 years
Loan amount
$338,751
Total interest
$487,383
Paid off in
November 2056
Includes $5,826 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,370 a month
Tight
$2,370 to $3,047 a month
Hard
more than $3,047 a month
Your payment · 37%
Compared with the typical household income in Aubrey ($101,574 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,295
Property tax
$538
Home insurance
$144
FHA mortgage insurance (MIP)
$153
You need at least $12,075 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,129; principal and interest $2,295.
The city and its county
Aubrey and Denton County
Aubrey is in Denton County, Texas. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Aubrey
Map of Denton County, Texas, with Aubrey marked. Around it, the neighboring counties.
Aubrey
Denton County
Other cities with a page
Aubrey's own numbers
Typical home value
$345,000
Typical monthly rent
$1,882
Typical yearly household income
$101,574
Households that own their home
76%
Effective property tax rate
1.87%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Denton County
FHA limit, one-unit home
$563,500
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,807
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Denton County.
A typical home in Aubrey is worth $345,000: 21% below the county and 22% above Texas. With the typical household income in Aubrey ($101,574 a year), a typical home costs 3.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Aubrey3.4 years
Denton3.9 years
Texas3.6 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Denton County
According to FHFA’s house price index, home prices in Denton County rose 101% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Denton County.
Yearly change in FHFA’s price index in Denton County, 2016 to 2025
2016: +9.9% +9.9% 2016
2017: +10.2% +10.2% 2017
2018: +7.0% +7.0% 2018
2019: +3.8% +3.8% 2019
2020: +2.6% +2.6% 2020
2021: +14.0% +14.0% 2021
2022: +21.4% +21.4% 2022
2023: +4.1% +4.1% 2023
2024: +2.0% +2.0% 2024
2025: −0.9% −0.9% 2025
Change in FHFA’s price index in Denton County, Texas and the United States
Period
County
Texas
U.S.
Last year (2025)
−0.9%
+0.8%
+2.9%
5 years (2020–2025)
+46%
+44%
+47%
10 years (2015–2025)
+101%
+88%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Aubrey next to Denton County, Texas and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Aubrey$345,000
Denton$437,200
Texas$283,800
United States$332,700
Typical monthly rent
Aubrey$1,882
Denton$1,728
Texas$1,403
United States$1,413
Typical yearly household income
Aubrey$101,574
Denton$111,498
Texas$78,476
United States$80,734
See the full table
Aubrey next to Denton County and Texas
Measure
Aubrey
Denton County
Texas
U.S.
Typical home value
$345,000 ▼21% below the county
$437,200
$283,800
$332,700
Typical monthly rent
$1,882 ▲9% above the county
$1,728
$1,403
$1,413
Typical yearly household income
$101,574 ▼9% below the county
$111,498
$78,476
$80,734
Households that own their home
76% ▲11 points above the county
65%
63%
65%
Typical yearly property tax
$6,446 ▼9% below the county
$7,055
$4,232
$3,119
Effective property tax rate
1.87% ▲0.26 points above the county
1.61%
1.49%
0.94%
Renters with high rent for their income
50% ▼1 points below the county
51%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Denton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Aubrey
For a typical $345,000 home in Aubrey, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Aubrey's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,129a month
Least cash to close
Down payment
$12,075
Cash to close
$22,425
Rate
7.18%
Mortgage insurance
FHA MIP · $153
Conventional, 5% down$3,066a month
Down payment
$17,250
Cash to close
$27,600
Rate
7.18%
Mortgage insurance
PMI · $164
Conventional, 20% down, no PMI$2,551a month
Down payment
$69,000
Cash to close
$79,350
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,870a month
Down payment
$51,750
Cash to close
$62,100
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Aubrey
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,129
$12,075
$338,751
7.18%
FHA MIP · $153
$22,425
580
Conventional, 5% down
$3,066
$17,250
$327,750
7.18%
PMI · $164
$27,600
620*
Conventional, 20% down, no PMI
$2,551
$69,000
$276,000
7.18%
None
$79,350
620*
ITIN, 15% down (example)
$2,870
$51,750
$293,250
8.18%
None
$62,100
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Aubrey is $1,882 a month: 9% above the county. In Aubrey, 50% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Denton County, by unit size. To pay the 2-bedroom one ($1,807 a month) without spending more than 30% of your income, you would need to earn $34.75 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Denton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,491
$28.67
$59,640
1 bedroom
$1,536
$29.54
$61,440
2 bedrooms
$1,807
$34.75
$72,280
3 bedrooms
$2,275
$43.75
$91,000
4 bedrooms
$2,892
$55.62
$115,680
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Aubrey
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Aubrey is in ZIP code 76227.
For 2 bedrooms it is $2,300: $493 more than the fair market rent for Denton County ($1,807).
Fair market rent by ZIP code and size in Aubrey, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
76227
$1,900
$1,950
$2,300
$2,900
$3,680
ZIP code2 bd3 bd
76227 $2,300$2,900
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Aubrey when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Aubrey. These are the largest.
Emli at Pecan CreekNWQ of Ike Byrom RD and FM 2931, Aubrey 76227254 low-income homes · For older adults, people with disabilities, families, people experiencing homelessness
Palladium Aubrey500 E Highmeadow Dr, Aubrey 76227150 homes, 100 low-income · 1 bd: 45 · 2 bd: 75 · 3 bd: 30 · In service since 2015 · For people with disabilities, families(940) 905-0656
Kiron at Aubrey5700 US Highway 377 S, Aubrey 76227150 homes
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Denton County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Aubrey or Denton County. The ones below are statewide in Texas: they work in Aubrey the same as in the rest of the state.
Texas state program for first-time buyers: a 30-year mortgage with down payment assistance.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state program with down payment assistance for any buyer, not only first-time buyers.Offered by Texas Department of Housing and Community Affairs (TDHCA).
Texas state certificate that turns part of your mortgage interest into a credit on your federal tax return.Offered by Texas Department of Housing and Community Affairs (TDHCA).
No legal help resource on our list is for Aubrey or Denton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Aubrey and all of Denton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Aubrey?
The typical home value in Aubrey is $345,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Denton County it is $437,200.
How much does it cost to rent in Aubrey?
Typical rent in Aubrey is $1,882 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Denton County is $1,807.
What is the FHA loan limit in Aubrey?
Aubrey uses the FHA limit for all of Denton County (2026): $563,500 for a one-unit home and $1,083,650 for a four-unit home.
How much property tax do owners pay in Aubrey?
The typical homeowner in Aubrey pays $6,446 a year, according to the U.S. Census Bureau. That is 1.87% of the home’s value; in Denton County, the rate is 1.61%.
Where can I find free help to buy or rent in Aubrey?
We found no HUD-approved counseling agencies with an office in Denton County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
