In The Village of Indian Hill, a typical home is worth $1,192,800 and typical rent is $2,684 a month. Compared with all of Hamilton County, the typical home value is 393% higher, typical household income is 224% higher, and the share of households that own their home is 37 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $1,192,462 to $1,683,765.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
The Village of Indian Hill is in Hamilton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hamilton County. See the county
What this place has that others do not, from public data, most unusual first.
1
The Village of Indian Hill has the highest typical home value of the 292 cities in Ohio with more than 5,000 people: $1,192,800.
2
97% of households in The Village of Indian Hill own their home, against 59% in Hamilton County.
3
The Village of Indian Hill has the 2nd highest typical household income of the 292 cities in Ohio with more than 5,000 people ($234,821).
4
The Village of Indian Hill has the 2nd highest typical rent of the 285 cities in Ohio with more than 5,000 people ($2,684).
5
Nearby, in Deer Park, the typical rent is $890: 67% less than in The Village of Indian Hill ($2,684).
6
Nearby, in Deer Park, the typical home value is $205,100: 83% less than in The Village of Indian Hill ($1,192,800).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in The Village of Indian Hill
What homes there are in The Village of Indian Hill, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
The Village of Indian Hill
Hamilton County
Ohio
United States
Kind of home: The Village of Indian Hill and its comparisons
Measure
The Village of Indian Hill
Hamilton County
Ohio
United States
Detached house
97%
58%
69%
61%
Attached house
Unreliable estimate
5%
5%
6%
Building of 2 to 4
Unreliable estimate
13%
8%
8%
Apartments (5 or more)
Unreliable estimate
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In The Village of Indian Hill, 10 in 10 homes are single-family detached houses; in Hamilton County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
The Village of Indian Hill
Hamilton County
Ohio
United States
Year built: The Village of Indian Hill and its comparisons
Measure
The Village of Indian Hill
Hamilton County
Ohio
United States
Before 1960
34%
46%
38%
26%
1960–1979
21%
27%
26%
24%
1980–1999
22%
16%
20%
25%
2000–2009
Unreliable estimate
6%
10%
14%
2010 or later
Unreliable estimate
5%
7%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1M13%
$1M or more68%
Value of owner-occupied homes: The Village of Indian Hill and its comparisons
Measure
The Village of Indian Hill
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
13%
$1M or more
68%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,99979%
$3,000 or moreUnreliable
Monthly rent with utilities: The Village of Indian Hill and its comparisons
Measure
The Village of Indian Hill
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable
$2,000–$2,499
Unreliable
$2,500–$2,999
79%
$3,000 or more
Unreliable
Owners with a mortgage
63%
Hamilton County: 66%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
The Village of Indian Hill+25%
Hamilton County+56%
Ohio+47%
United States+53%
Typical household income
The Village of Indian HillNo clear change
Hamilton County+27%
Ohio+26%
United States+29%
Change since 2015–2019: The Village of Indian Hill and its comparisons
Measure
The Village of Indian Hill
Hamilton County
Ohio
United States
Typical home value
+25%
+56%
+47%
+53%
Typical rent
No data
+33%
+28%
+33%
Typical household income
No clear change
+27%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in The Village of Indian Hill rose 25%; in Hamilton County, it rose 56%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: The Village of Indian Hill and its comparisons
Measure
The Village of Indian Hill
Hamilton County
Ohio
United States
Rental vacancy
Unreliable estimate
4.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.5%
3.4%
People per household
2.49
2.29
2.37
2.53
Drive alone
74%
71%
75%
69%
Carpool
Unreliable estimate
7%
8%
9%
Public transit
Unreliable estimate
3%
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
22%
15%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.49 on average, against 2.29 in Hamilton County.
Working from home is more common in The Village of Indian Hill: 22%, against 15% in Hamilton County.
Do the math
What would you pay each month for a home in The Village of Indian Hill?
A typical home costs more than the typical income allows
We start with a typical home in The Village of Indian Hill, worth $1,192,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 51% of the typical household income in The Village of Indian Hill, which is $234,821 a year. For that payment to be 28% of income, a household would need to earn about $427,948 a year. Note: at that price the loan is above the FHA limit for Hamilton County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Hamilton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in The Village of Indian Hill. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $41,748 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$9,985
at 7.18% · 30 years
Loan amount
$1,171,195
Total interest
$1,685,075
Paid off in
November 2056
Includes $20,143 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $5,479 a month
Tight
$5,479 to $7,045 a month
Hard
more than $7,045 a month
Your payment · 51%
Compared with the typical household income in The Village of Indian Hill ($234,821 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$7,934
Property tax
$835
Home insurance
$497
FHA mortgage insurance (MIP)
$719
This loan is over the FHA limit
You'd borrow $1,151,052, but the FHA limit for a one-unit home in The Village of Indian Hill is $541,287. You'd need a bigger down payment or a different loan.
You need at least $41,748 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $9,985; principal and interest $7,934.
The city and its county
The Village of Indian Hill and Hamilton County
The Village of Indian Hill is in Hamilton County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
The Village of Indian Hill
Map of Hamilton County, Ohio, with The Village of Indian Hill marked. Around it, the neighboring counties.
The Village of Indian Hill
Hamilton County
Other cities with a page
The Village of Indian Hill's own numbers
Typical home value
$1,192,800
Typical monthly rent
$2,684
Typical yearly household income
$234,821
Households that own their home
97%
Effective property tax rate
0.84%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hamilton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hamilton County.
A typical home in The Village of Indian Hill is worth $1,192,800: 393% above the county and 455% above Ohio. With the typical household income in The Village of Indian Hill ($234,821 a year), a typical home costs 5.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
The Village of Indian Hill5.1 years
Hamilton3.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hamilton County
According to FHFA’s house price index, home prices in Hamilton County rose 99% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hamilton County.
Yearly change in FHFA’s price index in Hamilton County, 2016 to 2025
2016: +4.3% +4.3% 2016
2017: +5.2% +5.2% 2017
2018: +6.6% +6.6% 2018
2019: +4.8% +4.8% 2019
2020: +4.9% +4.9% 2020
2021: +11.0% +11.0% 2021
2022: +14.8% +14.8% 2022
2023: +9.8% +9.8% 2023
2024: +6.2% +6.2% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Hamilton County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.0%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+99%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
The Village of Indian Hill next to Hamilton County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
The Village of Indian Hill$1,192,800
Hamilton$241,900
Ohio$214,800
United States$332,700
Typical monthly rent
The Village of Indian Hill$2,684
Hamilton$1,075
Ohio$1,034
United States$1,413
Typical yearly household income
The Village of Indian Hill$234,821
Hamilton$72,470
Ohio$71,389
United States$80,734
See the full table
The Village of Indian Hill next to Hamilton County and Ohio
Measure
The Village of Indian Hill
Hamilton County
Ohio
U.S.
Typical home value
$1,192,800 ▲393% above the county
$241,900
$214,800
$332,700
Typical monthly rent
$2,684 ▲150% above the county
$1,075
$1,034
$1,413
Typical yearly household income
$234,821 ▲224% above the county
$72,470
$71,389
$80,734
Households that own their home
97% ▲37 points above the county
59%
67%
65%
Typical yearly property tax
$10,001 ▲174% above the county
$3,652
$2,822
$3,119
Effective property tax rate
0.84% ▼0.67 points below the county
1.51%
1.31%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hamilton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in The Village of Indian Hill
For a typical $1,192,800 home in The Village of Indian Hill, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, The Village of Indian Hill's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$9,985a month
Above the FHA limit for Hamilton County ($541,287)
Down payment
$41,748
Cash to close
$77,532
Rate
7.18%
Mortgage insurance
FHA MIP · $719
Conventional, 5% down$9,575a month
Above the conventional limit for Hamilton County ($832,750): it would be a "jumbo" loan
Down payment
$59,640
Cash to close
$95,424
Rate
7.18%
Mortgage insurance
PMI · $567
Conventional, 20% down, no PMI$7,796a month
Above the conventional limit for Hamilton County ($832,750): it would be a "jumbo" loan
Down payment
$238,560
Cash to close
$274,344
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$8,899a month
Down payment
$178,920
Cash to close
$214,704
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in The Village of Indian Hill
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Hamilton County ($541,287)
$9,985
$41,748
$1,171,195
7.18%
FHA MIP · $719
$77,532
580
Conventional, 5% down Above the conventional limit for Hamilton County ($832,750): it would be a "jumbo" loan
$9,575
$59,640
$1,133,160
7.18%
PMI · $567
$95,424
620*
Conventional, 20% down, no PMI Above the conventional limit for Hamilton County ($832,750): it would be a "jumbo" loan
$7,796
$238,560
$954,240
7.18%
None
$274,344
620*
ITIN, 15% down (example)
$8,899
$178,920
$1,013,880
8.18%
None
$214,704
Set by the lender
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in The Village of Indian Hill is $2,684 a month: 150% above the county.
HUD publishes a fair market rent for all of Hamilton County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hamilton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in The Village of Indian Hill
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). The Village of Indian Hill has 2 ZIP codes with their own.
For 2 bedrooms it is $2,160 in all of them.
2 of the 2 are above the fair market rent for Hamilton County ($1,442).
Fair market rent by ZIP code and size in The Village of Indian Hill, fiscal year 2027.
45242
$1,580
$1,690
$2,160
$2,840
$3,210
45243
$1,580
$1,690
$2,160
$2,840
$3,210
ZIP code2 bd3 bd
45242 $2,160$2,840
45243 $2,160$2,840
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for The Village of Indian Hill when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Hamilton County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for The Village of Indian Hill or Hamilton County. The ones below are statewide in Ohio: they work in The Village of Indian Hill the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
Housing counselors near The Village of Indian Hill
The HUD-approved agencies closest to the center of The Village of Indian Hill, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for The Village of Indian Hill or Hamilton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Housing questions about The Village of Indian Hill
Short answers with the numbers for The Village of Indian Hill and all of Hamilton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in The Village of Indian Hill?
The typical home value in The Village of Indian Hill is $1,192,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hamilton County it is $241,900.
How much does it cost to rent in The Village of Indian Hill?
Typical rent in The Village of Indian Hill is $2,684 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hamilton County is $1,442.
What is the FHA loan limit in The Village of Indian Hill?
The Village of Indian Hill uses the FHA limit for all of Hamilton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in The Village of Indian Hill?
The typical homeowner in The Village of Indian Hill pays $10,001 a year, according to the U.S. Census Bureau. That is 0.84% of the home’s value; in Hamilton County, the rate is 1.51%.
Where can I find free help to buy or rent in The Village of Indian Hill?
There are 2 HUD-approved counseling agencies with an office in Hamilton County. They can help you get ready to buy, with your credit, or with rent.
