In Delhi Hills, a typical home is worth $226,600 and typical rent is $1,540 a month. Compared with all of Hamilton County, typical rent is 43% higher, typical household income is 37% higher, and the share of households that own their home is 33 points higher.
Delhi Hills is in Hamilton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hamilton County. See the county
What this place has that others do not, from public data, most unusual first.
1
93% of households in Delhi Hills own their home, against 59% in Hamilton County.
2
Delhi Hills has the 2nd largest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people (76%).
3
Nearby, in Cheviot, the typical rent is $878: 43% less than in Delhi Hills ($1,540).
4
The typical rent in Delhi Hills is $1,540 a month, 43% more than in Hamilton County as a whole ($1,075).
5
Nearby, in Cheviot, the typical home value is $153,000: 32% less than in Delhi Hills ($226,600).
6
The typical household income in Delhi Hills is $99,049,37% more than in Hamilton County as a whole ($72,470).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Delhi Hills
What homes there are in Delhi Hills, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Delhi Hills
Hamilton County
Ohio
United States
Kind of home: Delhi Hills and its comparisons
Measure
Delhi Hills
Hamilton County
Ohio
United States
Detached house
98%
58%
69%
61%
Attached house
Unreliable estimate
5%
5%
6%
Building of 2 to 4
Unreliable estimate
13%
8%
8%
Apartments (5 or more)
Unreliable estimate
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 98% of homes here, against 58% in Hamilton County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Delhi Hills
Hamilton County
Ohio
United States
Year built: Delhi Hills and its comparisons
Measure
Delhi Hills
Hamilton County
Ohio
United States
Before 1960
28%
46%
38%
26%
1960–1979
48%
27%
26%
24%
1980–1999
22%
16%
20%
25%
2000–2009
Unreliable estimate
6%
10%
14%
2010 or later
Unreliable estimate
5%
7%
11%
Homes in Delhi Hills are newer: the typical year built is 1971; in Hamilton County, 1963.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K34%
$200K–$300K46%
$300K–$500K17%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Delhi Hills and its comparisons
Measure
Delhi Hills
Under $100K
Unreliable estimate
$100K–$200K
34%
$200K–$300K
46%
$300K–$500K
17%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Delhi Hills and its comparisons
Measure
Delhi Hills
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,479 a month
Hamilton County: $1,673 a month
Without a mortgage
$664 a month
Hamilton County: $707 a month
Owners with a mortgage
65%
Hamilton County: 66%
In Delhi Hills, 65% of owners have a mortgage, and their typical cost is $1,479 a month, against $1,673 in Hamilton County. Without one it drops to $664.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Delhi Hills+61%
Hamilton County+56%
Ohio+47%
United States+53%
Typical rent
Delhi HillsNo clear change
Hamilton County+33%
Ohio+28%
United States+33%
Typical household income
Delhi HillsNo clear change
Hamilton County+27%
Ohio+26%
United States+29%
Change since 2015–2019: Delhi Hills and its comparisons
Measure
Delhi Hills
Hamilton County
Ohio
United States
Typical home value
+61%
+56%
+47%
+53%
Typical rent
No clear change
+33%
+28%
+33%
Typical household income
No clear change
+27%
+26%
+29%
Since 2015–2019, homes in Delhi Hills gained value faster than in Hamilton County: 61% against 56%.
Since 2015–2019, the typical rent in Delhi Hills did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Delhi Hills and its comparisons
Measure
Delhi Hills
Hamilton County
Ohio
United States
Rental vacancy
Unreliable estimate
4.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.5%
3.4%
People per household
2.76
2.29
2.37
2.53
Drive alone
78%
71%
75%
69%
Carpool
10%
7%
8%
9%
Public transit
Unreliable estimate
3%
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
11%
15%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
On average, a household in Delhi Hills has 2.76 people, more than in Hamilton County (2.29).
The car rules in Delhi Hills: 78% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Delhi Hills?
A typical home is within reach of the typical income
We start with a typical home in Delhi Hills, worth $226,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Delhi Hills, which is $99,049 a year.
The calculator's FHA and conventional loan limits are those of all of Hamilton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Delhi Hills. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $7,931 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,008
at 7.18% · 30 years
Loan amount
$222,496
Total interest
$320,119
Paid off in
November 2056
Includes $3,827 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,311 a month
Your payment · 24%
Tight
$2,311 to $2,971 a month
Hard
more than $2,971 a month
Compared with the typical household income in Delhi Hills ($99,049 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,507
Property tax
$306
Home insurance
$94
FHA mortgage insurance (MIP)
$100
You need at least $7,931 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,008; principal and interest $1,507.
The city and its county
Delhi Hills and Hamilton County
Delhi Hills is in Hamilton County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Delhi Hills
Map of Hamilton County, Ohio, with Delhi Hills marked. Around it, the neighboring counties.
Delhi Hills
Hamilton County
Other cities with a page
Delhi Hills's own numbers
Typical home value
$226,600
Typical monthly rent
$1,540
Typical yearly household income
$99,049
Households that own their home
93%
Effective property tax rate
1.62%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hamilton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hamilton County.
A typical home in Delhi Hills is worth $226,600: 6% below the county and 5% above Ohio. With the typical household income in Delhi Hills ($99,049 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Delhi Hills2.3 years
Hamilton3.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hamilton County
According to FHFA’s house price index, home prices in Hamilton County rose 99% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hamilton County.
Yearly change in FHFA’s price index in Hamilton County, 2016 to 2025
2016: +4.3% +4.3% 2016
2017: +5.2% +5.2% 2017
2018: +6.6% +6.6% 2018
2019: +4.8% +4.8% 2019
2020: +4.9% +4.9% 2020
2021: +11.0% +11.0% 2021
2022: +14.8% +14.8% 2022
2023: +9.8% +9.8% 2023
2024: +6.2% +6.2% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Hamilton County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.0%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+99%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Delhi Hills next to Hamilton County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Delhi Hills$226,600
Hamilton$241,900
Ohio$214,800
United States$332,700
Typical monthly rent
Delhi Hills$1,540
Hamilton$1,075
Ohio$1,034
United States$1,413
Typical yearly household income
Delhi Hills$99,049
Hamilton$72,470
Ohio$71,389
United States$80,734
See the full table
Delhi Hills next to Hamilton County and Ohio
Measure
Delhi Hills
Hamilton County
Ohio
U.S.
Typical home value
$226,600 ▼6% below the county
$241,900
$214,800
$332,700
Typical monthly rent
$1,540 ▲43% above the county
$1,075
$1,034
$1,413
Typical yearly household income
$99,049 ▲37% above the county
$72,470
$71,389
$80,734
Households that own their home
93% ▲33 points above the county
59%
67%
65%
Typical yearly property tax
$3,671
$3,652
$2,822
$3,119
Effective property tax rate
1.62% ▲0.11 points above the county
1.51%
1.31%
0.94%
Renters with high rent for their income
76% ▲27 points above the county
49%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hamilton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Delhi Hills
For a typical $226,600 home in Delhi Hills, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Delhi Hills's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,008a month
Least cash to close
Down payment
$7,931
Cash to close
$14,729
Rate
7.18%
Mortgage insurance
FHA MIP · $100
Conventional, 5% down$1,966a month
Down payment
$11,330
Cash to close
$18,128
Rate
7.18%
Mortgage insurance
PMI · $108
Conventional, 20% down, no PMI$1,628a month
Down payment
$45,320
Cash to close
$52,118
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,838a month
Down payment
$33,990
Cash to close
$40,788
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Delhi Hills
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,008
$7,931
$222,496
7.18%
FHA MIP · $100
$14,729
580
Conventional, 5% down
$1,966
$11,330
$215,270
7.18%
PMI · $108
$18,128
620*
Conventional, 20% down, no PMI
$1,628
$45,320
$181,280
7.18%
None
$52,118
620*
ITIN, 15% down (example)
$1,838
$33,990
$192,610
8.18%
None
$40,788
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Delhi Hills is $1,540 a month: 43% above the county. In Delhi Hills, 76% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hamilton County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hamilton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Delhi Hills
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Delhi Hills is in ZIP code 45238.
For 2 bedrooms it is $1,280: $162 less than the fair market rent for Hamilton County ($1,442).
Fair market rent by ZIP code and size in Delhi Hills, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45238
$930
$1,000
$1,280
$1,680
$1,900
ZIP code2 bd3 bd
45238 $1,280$1,680
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Delhi Hills when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Hamilton County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Delhi Hills or Hamilton County. The ones below are statewide in Ohio: they work in Delhi Hills the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Delhi Hills or Hamilton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Delhi Hills and all of Hamilton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Delhi Hills?
The typical home value in Delhi Hills is $226,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hamilton County it is $241,900.
How much does it cost to rent in Delhi Hills?
Typical rent in Delhi Hills is $1,540 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hamilton County is $1,442.
What is the FHA loan limit in Delhi Hills?
Delhi Hills uses the FHA limit for all of Hamilton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Delhi Hills?
The typical homeowner in Delhi Hills pays $3,671 a year, according to the U.S. Census Bureau. That is 1.62% of the home’s value; in Hamilton County, the rate is 1.51%.
Where can I find free help to buy or rent in Delhi Hills?
There are 2 HUD-approved counseling agencies with an office in Hamilton County. They can help you get ready to buy, with your credit, or with rent.
