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City · 9,496 residents · Butler County, Ohio

Beckett Ridge , Ohio

In Beckett Ridge, a typical home is worth $327,400 and typical rent is $1,707 a month. Compared with all of Butler County, typical rent is 50% higher, typical household income is 43% higher, and the share of households that own their home is 15 points higher.

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  • Typical home value

    $327,400

    27% above the county

    52% above Ohio

    • Beckett Ridge
    • Butler
    • Ohio

  • Typical rent

    $1,707a month

    50% above the county

    65% above Ohio

    • Beckett Ridge
    • Butler
    • Ohio

  • Typical household income

    $116,425a year

    43% above the county

    63% above Ohio

    • Beckett Ridge
    • Butler
    • Ohio

  • Households that own their home

    85%

    15 points above the county

    18 points above Ohio

    • Beckett Ridge
    • Butler
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

Beckett Ridge is in Butler County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Butler County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Beckett Ridge apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Beckett Ridge is $1,707 a month, 50% more than in Butler County as a whole ($1,135).

  2. Nearby, in Forest Park, the typical home value is $190,400: 42% less than in Beckett Ridge ($327,400).

  3. The typical household income in Beckett Ridge is $116,425, 43% more than in Butler County as a whole ($81,590).

  4. Nearby, in Sharonville, the typical rent is $1,171: 31% less than in Beckett Ridge ($1,707).

  5. 85% of households in Beckett Ridge own their home, against 70% in Butler County.

  6. The typical home in Beckett Ridge is worth $327,400, 27% more than in Butler County as a whole ($258,500).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Beckett Ridge

What homes there are in Beckett Ridge, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Beckett Ridge: 70% of homes, near the figure in Butler County (72%).

Year built

The typical home in Beckett Ridge was built in 1990, 11 years after the typical one in Butler County.

Homes in Beckett Ridge are bigger: 74% have 3 bedrooms or more; in Butler County, 67%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,915 a month

Butler County: $1,665 a month

Without a mortgage

$842 a month

Butler County: $619 a month

Owners with a mortgage

70%

Butler County: 65%

Owning costs more in Beckett Ridge: with a mortgage, the typical cost is $1,915 a month; in Butler County, $1,665. Without one, $842.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Beckett Ridge gained value more slowly than in Butler County: 45% since 2015–2019, against 50%.

The typical rent in Beckett Ridge rose 27% since 2015–2019, about the same as in Butler County (29%).

Here income did not keep up with housing: it rose 21%, while home values changed +45% and rent +27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureBeckett RidgeButler CountyOhioUnited States
Rental vacancy Unreliable estimate4.5%4.4%5.5%
Homeowner vacancy Unreliable estimate0.8%0.8%0.9%
More than one person per room Unreliable estimate1.8%1.5%3.4%
People per household 2.482.602.372.53
Drive alone 71%75%75%69%
Carpool 5%8%8%9%
Public transit Unreliable estimate0%1%3%
Walk or bike Unreliable estimate2%2%3%
Work from home 24%13%13%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

A household in Beckett Ridge has 2.48 people on average, about the same as in Butler County (2.60).

In Beckett Ridge, 24% of workers work from home, more than in Butler County (13%).

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Beckett Ridge?

A typical home is tight for the typical income

We start with a typical home in Beckett Ridge, worth $327,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Beckett Ridge, which is $116,425 a year. For that payment to be 28% of income, a household would need to earn about $121,755 a year.

The calculator's FHA and conventional loan limits are those of all of Butler County.

Your numbers

Local data
$

Starts at the typical home value in Beckett Ridge. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,459 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,841

at 7.18% · 30 years

Loan amount
$321,470
Total interest
$462,520
Paid off in
November 2056

Includes $5,529 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,717 a month

  • Tight

    $2,717 to $3,493 a month

    Your payment · 29%

  • Hard

    more than $3,493 a month

Compared with the typical household income in Beckett Ridge ($116,425 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,841
Principal & interest$2,178
Property tax$382
Home insurance$136
FHA mortgage insurance (MIP)$145

You need at least $11,459 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Beckett Ridge and Butler County

Beckett Ridge is in Butler County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Beckett Ridge's own numbers

Typical home value
$327,400
Typical monthly rent
$1,707
Typical yearly household income
$116,425
Households that own their home
85%
Effective property tax rate
1.4%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Butler County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.4%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Butler County.

Everything about Butler County

Buying

Buying a home in Beckett Ridge

A typical home in Beckett Ridge is worth $327,400: 27% above the county and 52% above Ohio. With the typical household income in Beckett Ridge ($116,425 a year), a typical home costs 2.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Beckett Ridge 2.8 years
  • Butler 3.2 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Butler County

According to FHFA’s house price index, home prices in Butler County rose 104% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Butler County.

Period County Ohio U.S.
Last year (2025) +5.1% +4.8% +2.9%
5 years (2020–2025) +59% +53% +47%
10 years (2015–2025) +104% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Beckett Ridge next to Butler County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Beckett Ridge $327,400
  • Butler $258,500
  • Ohio $214,800
  • United States $332,700
Typical monthly rent
  • Beckett Ridge $1,707
  • Butler $1,135
  • Ohio $1,034
  • United States $1,413
Typical yearly household income
  • Beckett Ridge $116,425
  • Butler $81,590
  • Ohio $71,389
  • United States $80,734
See the full table
Beckett Ridge next to Butler County and Ohio
Measure Beckett Ridge Butler County Ohio U.S.
Typical home value $327,400 $258,500 $214,800 $332,700
Typical monthly rent $1,707 $1,135 $1,034 $1,413
Typical yearly household income $116,425 $81,590 $71,389 $80,734
Households that own their home 85% 70% 67% 65%
Typical yearly property tax $4,570 $3,141 $2,822 $3,119
Effective property tax rate 1.4% 1.22% 1.31% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Butler County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Beckett Ridge

For a typical $327,400 home in Beckett Ridge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Beckett Ridge's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,841a month

    Least cash to close
    Down payment
    $11,459
    Cash to close
    $21,281
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $145

  • Conventional, 5% down $2,781a month

    Down payment
    $16,370
    Cash to close
    $26,192
    Rate
    7.18%
    Mortgage insurance
    PMI · $156

  • Conventional, 20% down, no PMI $2,293a month

    Down payment
    $65,480
    Cash to close
    $75,302
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,595a month

    Down payment
    $49,110
    Cash to close
    $58,932
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Beckett Ridge and for Butler County.

Property tax

Effective rate in Beckett Ridge

1.4%of the home’s value each year

$4,570 a year for the typical owner in Beckett Ridge.

  • Beckett Ridge 1.4%
  • Butler 1.22%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Butler County

FEMA does not publish these numbers by city: they are for all of Butler County.

Homes in the high-risk zone
1.4%
1,748
Of those, with NFIP insurance
26%
County Ohio U.S.
Homes in the high-risk zone 1.4% 1.7% 3.5%
Of those, with NFIP insurance 26% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Beckett Ridge

Typical rent in Beckett Ridge is $1,707 a month: 50% above the county.

HUD publishes a fair market rent for all of Butler County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.

HUD fair market rent for all of Butler County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,052 $20.23 $42,080
1 bedroom $1,128 $21.69 $45,120
2 bedrooms $1,442 $27.73 $57,680
3 bedrooms $1,897 $36.48 $75,880
4 bedrooms $2,141 $41.17 $85,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Beckett Ridge

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Beckett Ridge is in ZIP code 45069.

For 2 bedrooms it is $1,990: $548 more than the fair market rent for Butler County ($1,442).

  • 45069 $1,990$2,620

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Beckett Ridge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Beckett Ridge

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Butler County; 1 says it serves in Spanish.

A man shakes hands with the specialist who helped him with his loan, in the kitchen of his new home.

HUD counseling is free or low-cost

Assistance programs in Beckett Ridge

No down payment, repair or rent-help program on our list is for Beckett Ridge or Butler County. The ones below are statewide in Ohio: they work in Beckett Ridge the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near Beckett Ridge

The HUD-approved agencies closest to the center of Beckett Ridge, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Ohio State University Extension - Butler County

    1802 Princeton Road, Hamilton · 6 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (513) 785-6653

  • Neighborhood Housing Services of Hamilton, Inc.

    100 S Martin Luther King Jr Blvd, Hamilton · 7 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (513) 737-9301

  • Working in Neighborhoods

    1814 Dreman Ave, Cincinnati · 14 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (513) 541-4109

Every agency in Butler County All counseling agencies in Ohio

Help in Spanish near Beckett Ridge

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Beckett Ridge

In HUD’s record, no housing authority with an office in Butler County is named for Beckett Ridge or Butler County.

One other authority has an office in Butler County: see the list Source: HUD

Cities

Other cities in Butler County

These cities are also in Butler County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Butler County Housing in Ohio

Nearby cities

The cities closest to Beckett Ridge, with the typical home value.

Neighboring counties

If Butler County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Beckett Ridge.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about Beckett Ridge

Short answers with the numbers for Beckett Ridge and all of Butler County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Beckett Ridge?

The typical home value in Beckett Ridge is $327,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Butler County it is $258,500.

How much does it cost to rent in Beckett Ridge?

Typical rent in Beckett Ridge is $1,707 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Butler County is $1,442.

What is the FHA loan limit in Beckett Ridge?

Beckett Ridge uses the FHA limit for all of Butler County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Beckett Ridge?

The typical homeowner in Beckett Ridge pays $4,570 a year, according to the U.S. Census Bureau. That is 1.4% of the home’s value; in Butler County, the rate is 1.22%.

Where can I find free help to buy or rent in Beckett Ridge?

There are 2 HUD-approved counseling agencies with an office in Butler County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).