In Trenton, a typical home is worth $234,900 and typical rent is $1,284 a month. Compared with all of Butler County, typical rent is 13% higher, the typical home value is 9% lower, and the share of households that own their home is 8 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $215,534 to $281,269.
Typical rent
$2,180a month
Typical rent from Zillow, June 2026 to September 2026: from $2,128 to $2,180.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Trenton is in Butler County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Butler County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Middletown, the typical home value is $164,400: 30% less than in Trenton ($234,900).
2
Nearby, in Carlisle, the typical rent is $962: 25% less than in Trenton ($1,284).
3
78% of households in Trenton own their home, against 70% in Butler County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Trenton
What homes there are in Trenton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Trenton
Butler County
Ohio
United States
Kind of home: Trenton and its comparisons
Measure
Trenton
Butler County
Ohio
United States
Detached house
88%
72%
69%
61%
Attached house
Unreliable estimate
5%
5%
6%
Building of 2 to 4
Unreliable estimate
7%
8%
8%
Apartments (5 or more)
Unreliable estimate
13%
15%
19%
Mobile home
Unreliable estimate
2%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house rules in Trenton: 88% of homes, more than in Butler County (72%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Trenton
Butler County
Ohio
United States
Year built: Trenton and its comparisons
Measure
Trenton
Butler County
Ohio
United States
Before 1960
15%
26%
38%
26%
1960–1979
26%
26%
26%
24%
1980–1999
31%
26%
20%
25%
2000–2009
23%
14%
10%
14%
2010 or later
Unreliable estimate
8%
7%
11%
Here half of the homes date from 1992 or later; in Butler County, from 1979 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K26%
$200K–$300K48%
$300K–$500K18%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Trenton and its comparisons
Measure
Trenton
Under $100K
Unreliable estimate
$100K–$200K
26%
$200K–$300K
48%
$300K–$500K
18%
$500K–$750K
Unreliable
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99939%
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Trenton and its comparisons
Measure
Trenton
Under $500
Unreliable estimate
$500–$999
39%
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,562 a month
Butler County: $1,665 a month
Without a mortgage
$631 a month
Butler County: $619 a month
Owners with a mortgage
69%
Butler County: 65%
In Trenton, 69% of owners have a mortgage, and their typical cost is $1,562 a month, against $1,665 in Butler County. Without one it drops to $631.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Trenton+72%
Butler County+50%
Ohio+47%
United States+53%
Typical rent
TrentonNo clear change
Butler County+29%
Ohio+28%
United States+33%
Typical household income
TrentonNo clear change
Butler County+23%
Ohio+26%
United States+29%
Change since 2015–2019: Trenton and its comparisons
Measure
Trenton
Butler County
Ohio
United States
Typical home value
+72%
+50%
+47%
+53%
Typical rent
No clear change
+29%
+28%
+33%
Typical household income
No clear change
+23%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Trenton rose 72%; in Butler County, it rose 50%.
Since 2015–2019, the typical rent in Trenton did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Trenton and its comparisons
Measure
Trenton
Butler County
Ohio
United States
Rental vacancy
Unreliable estimate
4.5%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
0.8%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.8%
1.5%
3.4%
People per household
2.85
2.60
2.37
2.53
Drive alone
83%
75%
75%
69%
Carpool
8%
8%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
2%
2%
3%
Work from home
Unreliable estimate
13%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Trenton are bigger: 2.85 people on average; in Butler County, 2.60.
To get to work, 83% of workers in Trenton drive alone; in Butler County, 75%.
Do the math
What would you pay each month for a home in Trenton?
A typical home is tight for the typical income
We start with a typical home in Trenton, worth $234,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 29% of the typical household income in Trenton, which is $80,635 a year. For that payment to be 28% of income, a household would need to earn about $84,084 a year.
The calculator's FHA and conventional loan limits are those of all of Butler County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Trenton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,222 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,962
at 7.18% · 30 years
Loan amount
$230,645
Total interest
$331,844
Paid off in
November 2056
Includes $3,967 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,881 a month
Tight
$1,881 to $2,419 a month
Your payment · 29%
Hard
more than $2,419 a month
Compared with the typical household income in Trenton ($80,635 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,562
Property tax
$198
Home insurance
$98
FHA mortgage insurance (MIP)
$104
You need at least $8,222 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,962; principal and interest $1,562.
The city and its county
Trenton and Butler County
Trenton is in Butler County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Trenton
Map of Butler County, Ohio, with Trenton marked. Around it, the neighboring counties.
Trenton
Butler County
Other cities with a page
Trenton's own numbers
Typical home value
$234,900
Typical monthly rent
$1,284
Typical yearly household income
$80,635
Households that own their home
78%
Effective property tax rate
1.01%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Butler County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+59%
Homes in a high flood-risk zone
1.4%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Butler County.
A typical home in Trenton is worth $234,900: 9% below the county and 9% above Ohio. With the typical household income in Trenton ($80,635 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Trenton2.9 years
Butler3.2 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Butler County
According to FHFA’s house price index, home prices in Butler County rose 104% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Butler County.
Yearly change in FHFA’s price index in Butler County, 2016 to 2025
2016: +3.6% +3.6% 2016
2017: +5.8% +5.8% 2017
2018: +6.2% +6.2% 2018
2019: +5.2% +5.2% 2019
2020: +4.4% +4.4% 2020
2021: +12.2% +12.2% 2021
2022: +15.8% +15.8% 2022
2023: +9.5% +9.5% 2023
2024: +6.5% +6.5% 2024
2025: +5.1% +5.1% 2025
Change in FHFA’s price index in Butler County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+5.1%
+4.8%
+2.9%
5 years (2020–2025)
+59%
+53%
+47%
10 years (2015–2025)
+104%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Trenton next to Butler County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Trenton$234,900
Butler$258,500
Ohio$214,800
United States$332,700
Typical monthly rent
Trenton$1,284
Butler$1,135
Ohio$1,034
United States$1,413
Typical yearly household income
Trenton$80,635
Butler$81,590
Ohio$71,389
United States$80,734
See the full table
Trenton next to Butler County and Ohio
Measure
Trenton
Butler County
Ohio
U.S.
Typical home value
$234,900 ▼9% below the county
$258,500
$214,800
$332,700
Typical monthly rent
$1,284 ▲13% above the county
$1,135
$1,034
$1,413
Typical yearly household income
$80,635
$81,590
$71,389
$80,734
Households that own their home
78% ▲8 points above the county
70%
67%
65%
Typical yearly property tax
$2,382 ▼24% below the county
$3,141
$2,822
$3,119
Effective property tax rate
1.01% ▼0.21 points below the county
1.22%
1.31%
0.94%
Renters with high rent for their income
34% ▼14 points below the county
48%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Butler County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Trenton
For a typical $234,900 home in Trenton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Trenton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,962a month
Least cash to close
Down payment
$8,222
Cash to close
$15,269
Rate
7.18%
Mortgage insurance
FHA MIP · $104
Conventional, 5% down$1,919a month
Down payment
$11,745
Cash to close
$18,792
Rate
7.18%
Mortgage insurance
PMI · $112
Conventional, 20% down, no PMI$1,569a month
Down payment
$46,980
Cash to close
$54,027
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,786a month
Down payment
$35,235
Cash to close
$42,282
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Trenton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,962
$8,222
$230,645
7.18%
FHA MIP · $104
$15,269
580
Conventional, 5% down
$1,919
$11,745
$223,155
7.18%
PMI · $112
$18,792
620*
Conventional, 20% down, no PMI
$1,569
$46,980
$187,920
7.18%
None
$54,027
620*
ITIN, 15% down (example)
$1,786
$35,235
$199,665
8.18%
None
$42,282
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Trenton is $1,284 a month: 13% above the county. In Trenton, 34% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Butler County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Butler County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Trenton
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Trenton is in ZIP code 45067.
For 2 bedrooms it is $1,770: $328 more than the fair market rent for Butler County ($1,442).
Fair market rent by ZIP code and size in Trenton, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45067
$1,290
$1,390
$1,770
$2,330
$2,630
ZIP code2 bd3 bd
45067 $1,770$2,330
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Trenton when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Butler County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Trenton or Butler County. The ones below are statewide in Ohio: they work in Trenton the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Trenton or Butler County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Trenton and all of Butler County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Trenton?
The typical home value in Trenton is $234,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Butler County it is $258,500.
How much does it cost to rent in Trenton?
Typical rent in Trenton is $1,284 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Butler County is $1,442.
What is the FHA loan limit in Trenton?
Trenton uses the FHA limit for all of Butler County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Trenton?
The typical homeowner in Trenton pays $2,382 a year, according to the U.S. Census Bureau. That is 1.01% of the home’s value; in Butler County, the rate is 1.22%.
Where can I find free help to buy or rent in Trenton?
There are 2 HUD-approved counseling agencies with an office in Butler County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
