In Lebanon, a typical home is worth $290,200 and typical rent is $1,090 a month. Compared with all of Warren County, typical household income is 24% lower, typical rent is 20% lower, and the share of households that own their home is 18 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $312,454 to $401,534.
Typical rent
$1,969a month
▲ 0.8% more than 12 months ago
Typical rent from Zillow, March 2022 to September 2026: from $1,514 to $1,969.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Lebanon is in Warren County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Warren County. See the county
What this place has that others do not, from public data, most unusual first.
1
61% of households in Lebanon own their home, against 79% in Warren County.
2
The typical household income in Lebanon is $83,685,24% less than in Warren County as a whole ($110,132).
3
The typical rent in Lebanon is $1,090 a month, 20% less than in Warren County as a whole ($1,361).
4
The typical home in Lebanon is worth $290,200,17% less than in Warren County as a whole ($349,400).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Lebanon
What homes there are in Lebanon, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Lebanon
Warren County
Ohio
United States
Kind of home: Lebanon and its comparisons
Measure
Lebanon
Warren County
Ohio
United States
Detached house
60%
77%
69%
61%
Attached house
9%
7%
5%
6%
Building of 2 to 4
15%
5%
8%
8%
Apartments (5 or more)
17%
11%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
The detached house is still the most common home in Lebanon, but it weighs less than in Warren County: 60% against 77%.
Year built
Before 19601960–19791980–19992000–20092010 or later
Lebanon
Warren County
Ohio
United States
Year built: Lebanon and its comparisons
Measure
Lebanon
Warren County
Ohio
United States
Before 1960
21%
14%
38%
26%
1960–1979
25%
18%
26%
24%
1980–1999
25%
29%
20%
25%
2000–2009
20%
22%
10%
14%
2010 or later
9%
17%
7%
11%
Homes in Lebanon are smaller: 60% have 3 bedrooms or more; in Warren County, 74%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K14%
$200K–$300K36%
$300K–$500K38%
$500K–$750K8%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Lebanon and its comparisons
Measure
Lebanon
Under $100K
Unreliable estimate
$100K–$200K
14%
$200K–$300K
36%
$300K–$500K
38%
$500K–$750K
8%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99931%
$1,000–$1,49945%
$1,500–$1,99911%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Lebanon and its comparisons
Measure
Lebanon
Under $500
Unreliable estimate
$500–$999
31%
$1,000–$1,499
45%
$1,500–$1,999
11%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,632 a month
Warren County: $1,974 a month
Without a mortgage
$731 a month
Warren County: $756 a month
Owners with a mortgage
71%
Warren County: 69%
Owning costs less in Lebanon: with a mortgage, the typical cost is $1,632 a month; in Warren County, $1,974. Without one, $731.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Lebanon+58%
Warren County+57%
Ohio+47%
United States+53%
Typical rent
Lebanon+29%
Warren County+28%
Ohio+28%
United States+33%
Typical household income
Lebanon+28%
Warren County+26%
Ohio+26%
United States+29%
Change since 2015–2019: Lebanon and its comparisons
Measure
Lebanon
Warren County
Ohio
United States
Typical home value
+58%
+57%
+47%
+53%
Typical rent
+29%
+28%
+28%
+33%
Typical household income
+28%
+26%
+26%
+29%
The typical home value in Lebanon rose 58% since 2015–2019, about the same as in Warren County (57%).
The typical rent in Lebanon rose 29% since 2015–2019, about the same as in Warren County (28%).
While home values in Lebanon changed +58% and rent +29%, the typical household income rose 28%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Lebanon and its comparisons
Measure
Lebanon
Warren County
Ohio
United States
Rental vacancy
Unreliable estimate
5.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.3%
1.5%
3.4%
People per household
2.51
2.66
2.37
2.53
Drive alone
77%
74%
75%
69%
Carpool
9%
6%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
13%
19%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Lebanon are smaller: 2.51 people on average; in Warren County, 2.66.
In Lebanon, 77% of workers drive alone to work; in Warren County, 74%.
Do the math
What would you pay each month for a home in Lebanon?
A typical home is tight for the typical income
We start with a typical home in Lebanon, worth $290,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Lebanon, which is $83,685 a year. For that payment to be 28% of income, a household would need to earn about $105,744 a year.
The calculator's FHA and conventional loan limits are those of all of Warren County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Lebanon. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,157 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,467
at 7.18% · 30 years
Loan amount
$284,944
Total interest
$409,967
Paid off in
November 2056
Includes $4,901 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,953 a month
Tight
$1,953 to $2,511 a month
Your payment · 35%
Hard
more than $2,511 a month
Compared with the typical household income in Lebanon ($83,685 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,930
Property tax
$288
Home insurance
$121
FHA mortgage insurance (MIP)
$128
You need at least $10,157 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,467; principal and interest $1,930.
The city and its county
Lebanon and Warren County
Lebanon is in Warren County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Lebanon
Map of Warren County, Ohio, with Lebanon marked. Around it, the neighboring counties.
Lebanon
Warren County
Other cities with a page
Lebanon's own numbers
Typical home value
$290,200
Typical monthly rent
$1,090
Typical yearly household income
$83,685
Households that own their home
61%
Effective property tax rate
1.19%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Warren County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Warren County.
A typical home in Lebanon is worth $290,200: 17% below the county and 35% above Ohio. With the typical household income in Lebanon ($83,685 a year), a typical home costs 3.5 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Lebanon3.5 years
Warren3.2 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Warren County
According to FHFA’s house price index, home prices in Warren County rose 103% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Warren County.
Yearly change in FHFA’s price index in Warren County, 2016 to 2025
2016: +4.2% +4.2% 2016
2017: +4.8% +4.8% 2017
2018: +5.9% +5.9% 2018
2019: +5.5% +5.5% 2019
2020: +4.2% +4.2% 2020
2021: +11.3% +11.3% 2021
2022: +17.1% +17.1% 2022
2023: +8.5% +8.5% 2023
2024: +8.8% +8.8% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Warren County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.0%
+4.8%
+2.9%
5 years (2020–2025)
+60%
+53%
+47%
10 years (2015–2025)
+103%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Lebanon next to Warren County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Lebanon$290,200
Warren$349,400
Ohio$214,800
United States$332,700
Typical monthly rent
Lebanon$1,090
Warren$1,361
Ohio$1,034
United States$1,413
Typical yearly household income
Lebanon$83,685
Warren$110,132
Ohio$71,389
United States$80,734
See the full table
Lebanon next to Warren County and Ohio
Measure
Lebanon
Warren County
Ohio
U.S.
Typical home value
$290,200 ▼17% below the county
$349,400
$214,800
$332,700
Typical monthly rent
$1,090 ▼20% below the county
$1,361
$1,034
$1,413
Typical yearly household income
$83,685 ▼24% below the county
$110,132
$71,389
$80,734
Households that own their home
61% ▼18 points below the county
79%
67%
65%
Typical yearly property tax
$3,455 ▼18% below the county
$4,199
$2,822
$3,119
Effective property tax rate
1.19% ▼0.01 points below the county
1.2%
1.31%
0.94%
Renters with high rent for their income
47% ▲6 points above the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Warren County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Lebanon
For a typical $290,200 home in Lebanon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lebanon's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,467a month
Least cash to close
Down payment
$10,157
Cash to close
$18,863
Rate
7.18%
Mortgage insurance
FHA MIP · $128
Conventional, 5% down$2,414a month
Down payment
$14,510
Cash to close
$23,216
Rate
7.18%
Mortgage insurance
PMI · $138
Conventional, 20% down, no PMI$1,981a month
Down payment
$58,040
Cash to close
$66,746
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,250a month
Down payment
$43,530
Cash to close
$52,236
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Lebanon
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,467
$10,157
$284,944
7.18%
FHA MIP · $128
$18,863
580
Conventional, 5% down
$2,414
$14,510
$275,690
7.18%
PMI · $138
$23,216
620*
Conventional, 20% down, no PMI
$1,981
$58,040
$232,160
7.18%
None
$66,746
620*
ITIN, 15% down (example)
$2,250
$43,530
$246,670
8.18%
None
$52,236
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Lebanon is $1,090 a month: 20% below the county. In Lebanon, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Warren County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Warren County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Lebanon
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lebanon is in ZIP code 45036.
For 2 bedrooms it is $1,440: $2 less than the fair market rent for Warren County ($1,442).
Fair market rent by ZIP code and size in Lebanon, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45036
$1,050
$1,130
$1,440
$1,890
$2,140
ZIP code2 bd3 bd
45036 $1,440$1,890
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lebanon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 9 buildings with rents for lower incomes in Lebanon. These are the largest.
Mae Smith/Wellsbridge990 E Ridge Dr, Lebanon 45036127 homes, 126 low-income · Run by Warren Metropolitian Housing Authority · Average payment: $458 a month · Average wait: 40 months · Homes at several sites(513) 695-3380
La Luz Apartments489 La Luz Blvd, Lebanon 4503694 low-income homes · For families(513) 932-5296
Hunters Run1030 Hunters Run Dr, Lebanon 4503662 low-income homes · 3 bd: 62 · In service since 1995
Hunters Run II1030 Hunters Run Dr, Lebanon 4503652 low-income homes · In service since 1994
Colony Square Village118 Dave Ave, Lebanon 4503642 low-income homes · 3 bd: 42 · In service since 1997
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Warren County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Lebanon or Warren County. The ones below are statewide in Ohio: they work in Lebanon the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Lebanon or Warren County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Lebanon and all of Warren County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Lebanon?
The typical home value in Lebanon is $290,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Warren County it is $349,400.
How much does it cost to rent in Lebanon?
Typical rent in Lebanon is $1,090 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Warren County is $1,442.
What is the FHA loan limit in Lebanon?
Lebanon uses the FHA limit for all of Warren County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Lebanon?
The typical homeowner in Lebanon pays $3,455 a year, according to the U.S. Census Bureau. That is 1.19% of the home’s value; in Warren County, the rate is 1.2%.
Where can I find free help to buy or rent in Lebanon?
We found no HUD-approved counseling agencies with an office in Warren County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
