In Landen, a typical home is worth $311,000 and typical rent is $1,569 a month. Compared with all of Warren County, typical rent is 15% higher, the typical home value is 11% lower, and the share of households that own their home is 10 points higher.
Landen is in Warren County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Warren County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Sharonville, the typical home value is $223,800: 28% less than in Landen ($311,000).
2
Nearby, in Sharonville, the typical rent is $1,171: 25% less than in Landen ($1,569).
3
The typical rent in Landen is $1,569 a month, 15% more than in Warren County as a whole ($1,361).
4
89% of households in Landen own their home, against 79% in Warren County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Landen
What homes there are in Landen, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Landen
Warren County
Ohio
United States
Kind of home: Landen and its comparisons
Measure
Landen
Warren County
Ohio
United States
Detached house
73%
77%
69%
61%
Attached house
14%
7%
5%
6%
Building of 2 to 4
Unreliable estimate
5%
8%
8%
Apartments (5 or more)
Unreliable estimate
11%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Landen (73%), but less so than in Warren County (77%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Landen
Warren County
Ohio
United States
Year built: Landen and its comparisons
Measure
Landen
Warren County
Ohio
United States
Before 1960
Unreliable estimate
14%
38%
26%
1960–1979
28%
18%
26%
24%
1980–1999
69%
29%
20%
25%
2000–2009
Unreliable estimate
22%
10%
14%
2010 or later
Unreliable estimate
17%
7%
11%
Homes in Landen are older: the typical year built is 1985; in Warren County, 1995.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K23%
$300K–$500K50%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Landen and its comparisons
Measure
Landen
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
23%
$300K–$500K
50%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99949%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Landen and its comparisons
Measure
Landen
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
49%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable estimate
With a mortgage
$1,795 a month
Warren County: $1,974 a month
Without a mortgage
$774 a month
Warren County: $756 a month
Owners with a mortgage
73%
Warren County: 69%
Owning costs less in Landen: with a mortgage, the typical cost is $1,795 a month; in Warren County, $1,974. Without one, $774.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Landen+55%
Warren County+57%
Ohio+47%
United States+53%
Typical rent
Landen+32%
Warren County+28%
Ohio+28%
United States+33%
Typical household income
Landen+19%
Warren County+26%
Ohio+26%
United States+29%
Change since 2015–2019: Landen and its comparisons
Measure
Landen
Warren County
Ohio
United States
Typical home value
+55%
+57%
+47%
+53%
Typical rent
+32%
+28%
+28%
+33%
Typical household income
+19%
+26%
+26%
+29%
The typical home value in Landen rose 55% since 2015–2019, about the same as in Warren County (57%).
Since 2015–2019, the typical rent in Landen rose 32%, more than in Warren County (28%).
The typical household income in Landen rose 19%: less than home values (+55%) and rent (+32%).
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Landen and its comparisons
Measure
Landen
Warren County
Ohio
United States
Rental vacancy
Unreliable estimate
5.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.3%
1.5%
3.4%
People per household
2.47
2.66
2.37
2.53
Drive alone
68%
74%
75%
69%
Carpool
Unreliable estimate
6%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
22%
19%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in Landen are smaller: 2.47 people on average; in Warren County, 2.66.
In Landen, 22% of workers work from home, more than in Warren County (19%).
Do the math
What would you pay each month for a home in Landen?
A typical home is tight for the typical income
We start with a typical home in Landen, worth $311,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 30% of the typical household income in Landen, which is $109,434 a year. For that payment to be 28% of income, a household would need to earn about $115,656 a year.
The calculator's FHA and conventional loan limits are those of all of Warren County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Landen. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,885 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,699
at 7.18% · 30 years
Loan amount
$305,367
Total interest
$439,351
Paid off in
November 2056
Includes $5,252 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,553 a month
Tight
$2,553 to $3,283 a month
Your payment · 30%
Hard
more than $3,283 a month
Compared with the typical household income in Landen ($109,434 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,069
Property tax
$363
Home insurance
$130
FHA mortgage insurance (MIP)
$138
You need at least $10,885 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,699; principal and interest $2,069.
The city and its county
Landen and Warren County
Landen is in Warren County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Landen
Map of Warren County, Ohio, with Landen marked. Around it, the neighboring counties.
Landen
Warren County
Other cities with a page
Landen's own numbers
Typical home value
$311,000
Typical monthly rent
$1,569
Typical yearly household income
$109,434
Households that own their home
89%
Effective property tax rate
1.4%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Warren County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Warren County.
A typical home in Landen is worth $311,000: 11% below the county and 45% above Ohio. With the typical household income in Landen ($109,434 a year), a typical home costs 2.8 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Landen2.8 years
Warren3.2 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Warren County
According to FHFA’s house price index, home prices in Warren County rose 103% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Warren County.
Yearly change in FHFA’s price index in Warren County, 2016 to 2025
2016: +4.2% +4.2% 2016
2017: +4.8% +4.8% 2017
2018: +5.9% +5.9% 2018
2019: +5.5% +5.5% 2019
2020: +4.2% +4.2% 2020
2021: +11.3% +11.3% 2021
2022: +17.1% +17.1% 2022
2023: +8.5% +8.5% 2023
2024: +8.8% +8.8% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Warren County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.0%
+4.8%
+2.9%
5 years (2020–2025)
+60%
+53%
+47%
10 years (2015–2025)
+103%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Landen next to Warren County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Landen$311,000
Warren$349,400
Ohio$214,800
United States$332,700
Typical monthly rent
Landen$1,569
Warren$1,361
Ohio$1,034
United States$1,413
Typical yearly household income
Landen$109,434
Warren$110,132
Ohio$71,389
United States$80,734
See the full table
Landen next to Warren County and Ohio
Measure
Landen
Warren County
Ohio
U.S.
Typical home value
$311,000 ▼11% below the county
$349,400
$214,800
$332,700
Typical monthly rent
$1,569 ▲15% above the county
$1,361
$1,034
$1,413
Typical yearly household income
$109,434
$110,132
$71,389
$80,734
Households that own their home
89% ▲10 points above the county
79%
67%
65%
Typical yearly property tax
$4,358 ▲4% above the county
$4,199
$2,822
$3,119
Effective property tax rate
1.4% ▲0.2 points above the county
1.2%
1.31%
0.94%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Warren County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Landen
For a typical $311,000 home in Landen, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Landen's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,699a month
Least cash to close
Down payment
$10,885
Cash to close
$20,215
Rate
7.18%
Mortgage insurance
FHA MIP · $138
Conventional, 5% down$2,642a month
Down payment
$15,550
Cash to close
$24,880
Rate
7.18%
Mortgage insurance
PMI · $148
Conventional, 20% down, no PMI$2,178a month
Down payment
$62,200
Cash to close
$71,530
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,465a month
Down payment
$46,650
Cash to close
$55,980
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Landen
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,699
$10,885
$305,367
7.18%
FHA MIP · $138
$20,215
580
Conventional, 5% down
$2,642
$15,550
$295,450
7.18%
PMI · $148
$24,880
620*
Conventional, 20% down, no PMI
$2,178
$62,200
$248,800
7.18%
None
$71,530
620*
ITIN, 15% down (example)
$2,465
$46,650
$264,350
8.18%
None
$55,980
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Landen is $1,569 a month: 15% above the county.
HUD publishes a fair market rent for all of Warren County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Warren County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Landen
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Landen is in ZIP code 45039.
For 2 bedrooms it is $2,100: $658 more than the fair market rent for Warren County ($1,442).
Fair market rent by ZIP code and size in Landen, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
45039
$1,530
$1,640
$2,100
$2,760
$3,120
ZIP code2 bd3 bd
45039 $2,100$2,760
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Landen when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Warren County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for Landen or Warren County. The ones below are statewide in Ohio: they work in Landen the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Landen or Warren County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Landen and all of Warren County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Landen?
The typical home value in Landen is $311,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Warren County it is $349,400.
How much does it cost to rent in Landen?
Typical rent in Landen is $1,569 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Warren County is $1,442.
What is the FHA loan limit in Landen?
Landen uses the FHA limit for all of Warren County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Landen?
The typical homeowner in Landen pays $4,358 a year, according to the U.S. Census Bureau. That is 1.4% of the home’s value; in Warren County, the rate is 1.2%.
Where can I find free help to buy or rent in Landen?
We found no HUD-approved counseling agencies with an office in Warren County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
