In South Lebanon, a typical home is worth $319,200 and typical rent is $1,334 a month. Compared with all of Warren County, the typical home value is 9% lower, typical household income is 5% lower, and the share of households that own their home is 6 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $306,456 to $387,697.
Typical rent
$2,129a month
Typical rent from Zillow, June 2026 to September 2026: from $2,165 to $2,129.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
South Lebanon is in Warren County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Warren County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Lebanon, the typical rent is $1,090: 18% less than in South Lebanon ($1,334).
2
73% of households in South Lebanon own their home, against 79% in Warren County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in South Lebanon
What homes there are in South Lebanon, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
South Lebanon
Warren County
Ohio
United States
Kind of home: South Lebanon and its comparisons
Measure
South Lebanon
Warren County
Ohio
United States
Detached house
73%
77%
69%
61%
Attached house
Unreliable estimate
7%
5%
6%
Building of 2 to 4
Unreliable estimate
5%
8%
8%
Apartments (5 or more)
Unreliable estimate
11%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In South Lebanon, 7 in 10 homes are single-family detached houses; in Warren County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
South Lebanon
Warren County
Ohio
United States
Year built: South Lebanon and its comparisons
Measure
South Lebanon
Warren County
Ohio
United States
Before 1960
22%
14%
38%
26%
1960–1979
Unreliable estimate
18%
26%
24%
1980–1999
Unreliable estimate
29%
20%
25%
2000–2009
23%
22%
10%
14%
2010 or later
43%
17%
7%
11%
Here half of the homes date from 2007 or later; in Warren County, from 1995 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K41%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: South Lebanon and its comparisons
Measure
South Lebanon
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
41%
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49929%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: South Lebanon and its comparisons
Measure
South Lebanon
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
29%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,909 a month
Warren County: $1,974 a month
Without a mortgage
$725 a month
Warren County: $756 a month
Owners with a mortgage
69%
Warren County: 69%
Owning costs about the same in South Lebanon as in Warren County: with a mortgage, $1,909 a month; without one, $725.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
South LebanonNo clear change
Warren County+57%
Ohio+47%
United States+53%
Typical rent
South LebanonNo clear change
Warren County+28%
Ohio+28%
United States+33%
Typical household income
South LebanonNo clear change
Warren County+26%
Ohio+26%
United States+29%
Change since 2015–2019: South Lebanon and its comparisons
Measure
South Lebanon
Warren County
Ohio
United States
Typical home value
No clear change
+57%
+47%
+53%
Typical rent
No clear change
+28%
+28%
+33%
Typical household income
No clear change
+26%
+26%
+29%
Since 2015–2019, home values in South Lebanon moved so little that the Census cannot say whether they rose or fell.
Since 2015–2019, the typical rent in South Lebanon did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: South Lebanon and its comparisons
Measure
South Lebanon
Warren County
Ohio
United States
Rental vacancy
Unreliable estimate
5.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
Unreliable estimate
0.8%
0.9%
More than one person per room
Unreliable estimate
1.3%
1.5%
3.4%
People per household
3.01
2.66
2.37
2.53
Drive alone
72%
74%
75%
69%
Carpool
Unreliable estimate
6%
8%
9%
Public transit
Unreliable estimate
0%
1%
3%
Walk or bike
Unreliable estimate
1%
2%
3%
Work from home
20%
19%
13%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Households in South Lebanon are bigger: 3.01 people on average; in Warren County, 2.66.
To get to work, 72% of workers in South Lebanon drive alone; in Warren County, 74%.
Do the math
What would you pay each month for a home in South Lebanon?
A typical home is tight for the typical income
We start with a typical home in South Lebanon, worth $319,200, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in South Lebanon, which is $104,511 a year. For that payment to be 28% of income, a household would need to earn about $117,565 a year.
The calculator's FHA and conventional loan limits are those of all of Warren County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in South Lebanon. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $11,172 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,743
at 7.18% · 30 years
Loan amount
$313,418
Total interest
$450,936
Paid off in
November 2056
Includes $5,390 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,439 a month
Tight
$2,439 to $3,135 a month
Your payment · 31%
Hard
more than $3,135 a month
Compared with the typical household income in South Lebanon ($104,511 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,123
Property tax
$346
Home insurance
$133
FHA mortgage insurance (MIP)
$141
You need at least $11,172 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,743; principal and interest $2,123.
The city and its county
South Lebanon and Warren County
South Lebanon is in Warren County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
South Lebanon
Map of Warren County, Ohio, with South Lebanon marked. Around it, the neighboring counties.
South Lebanon
Warren County
Other cities with a page
South Lebanon's own numbers
Typical home value
$319,200
Typical monthly rent
$1,334
Typical yearly household income
$104,511
Households that own their home
73%
Effective property tax rate
1.3%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Warren County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+60%
Homes in a high flood-risk zone
1.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Warren County.
A typical home in South Lebanon is worth $319,200: 9% below the county and 49% above Ohio. With the typical household income in South Lebanon ($104,511 a year), a typical home costs 3.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
South Lebanon3.1 years
Warren3.2 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Warren County
According to FHFA’s house price index, home prices in Warren County rose 103% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Warren County.
Yearly change in FHFA’s price index in Warren County, 2016 to 2025
2016: +4.2% +4.2% 2016
2017: +4.8% +4.8% 2017
2018: +5.9% +5.9% 2018
2019: +5.5% +5.5% 2019
2020: +4.2% +4.2% 2020
2021: +11.3% +11.3% 2021
2022: +17.1% +17.1% 2022
2023: +8.5% +8.5% 2023
2024: +8.8% +8.8% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Warren County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.0%
+4.8%
+2.9%
5 years (2020–2025)
+60%
+53%
+47%
10 years (2015–2025)
+103%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
South Lebanon next to Warren County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
South Lebanon$319,200
Warren$349,400
Ohio$214,800
United States$332,700
Typical monthly rent
South Lebanon$1,334
Warren$1,361
Ohio$1,034
United States$1,413
Typical yearly household income
South Lebanon$104,511
Warren$110,132
Ohio$71,389
United States$80,734
See the full table
South Lebanon next to Warren County and Ohio
Measure
South Lebanon
Warren County
Ohio
U.S.
Typical home value
$319,200 ▼9% below the county
$349,400
$214,800
$332,700
Typical monthly rent
$1,334
$1,361
$1,034
$1,413
Typical yearly household income
$104,511 ▼5% below the county
$110,132
$71,389
$80,734
Households that own their home
73% ▼6 points below the county
79%
67%
65%
Typical yearly property tax
$4,147
$4,199
$2,822
$3,119
Effective property tax rate
1.3% ▲0.1 points above the county
1.2%
1.31%
0.94%
Renters with high rent for their income
34% ▼7 points below the county
41%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Warren County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in South Lebanon
For a typical $319,200 home in South Lebanon, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, South Lebanon's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,743a month
Least cash to close
Down payment
$11,172
Cash to close
$20,748
Rate
7.18%
Mortgage insurance
FHA MIP · $141
Conventional, 5% down$2,685a month
Down payment
$15,960
Cash to close
$25,536
Rate
7.18%
Mortgage insurance
PMI · $152
Conventional, 20% down, no PMI$2,209a month
Down payment
$63,840
Cash to close
$73,416
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,504a month
Down payment
$47,880
Cash to close
$57,456
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in South Lebanon
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,743
$11,172
$313,418
7.18%
FHA MIP · $141
$20,748
580
Conventional, 5% down
$2,685
$15,960
$303,240
7.18%
PMI · $152
$25,536
620*
Conventional, 20% down, no PMI
$2,209
$63,840
$255,360
7.18%
None
$73,416
620*
ITIN, 15% down (example)
$2,504
$47,880
$271,320
8.18%
None
$57,456
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in South Lebanon is $1,334 a month: about the same as the county. In South Lebanon, 34% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Warren County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Warren County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in South Lebanon
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). South Lebanon has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,440 in 45036 to $1,890 in 45065.
1 of the 2 is above the fair market rent for Warren County ($1,442).
Fair market rent by ZIP code and size in South Lebanon, fiscal year 2027.
45036
$1,050
$1,130
$1,440
$1,890
$2,140
45065
$1,380
$1,480
$1,890
$2,490
$2,810
ZIP code2 bd3 bd
45036 $1,440$1,890
45065 $1,890$2,490
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for South Lebanon when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
We found no HUD-approved agencies with an office in Warren County. The nearest ones are below; many serve by phone or online.
No down payment, repair or rent-help program on our list is for South Lebanon or Warren County. The ones below are statewide in Ohio: they work in South Lebanon the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
The HUD-approved agencies closest to the center of South Lebanon, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
No legal help resource on our list is for South Lebanon or Warren County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for South Lebanon and all of Warren County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in South Lebanon?
The typical home value in South Lebanon is $319,200, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Warren County it is $349,400.
How much does it cost to rent in South Lebanon?
Typical rent in South Lebanon is $1,334 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Warren County is $1,442.
What is the FHA loan limit in South Lebanon?
South Lebanon uses the FHA limit for all of Warren County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in South Lebanon?
The typical homeowner in South Lebanon pays $4,147 a year, according to the U.S. Census Bureau. That is 1.3% of the home’s value; in Warren County, the rate is 1.2%.
Where can I find free help to buy or rent in South Lebanon?
We found no HUD-approved counseling agencies with an office in Warren County; the nearest ones are on this page. They can help you get ready to buy, with your credit, or with rent.
