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City · 5,426 residents · Hamilton County, Ohio

New Burlington , Ohio

In New Burlington, a typical home is worth $238,500. Compared with all of Hamilton County, the share of households that own their home is 9 points higher.

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  • Typical home value

    $238,500

    About the same as the county

    11% above Ohio

    • New Burlington
    • Hamilton
    • Ohio

  • Typical household income

    $72,733a year

    About the same as the county

    About the same as Ohio

    • New Burlington
    • Hamilton
    • Ohio

  • Households that own their home

    68%

    9 points above the county

    1 points above Ohio

    • New Burlington
    • Hamilton
    • Ohio

Source: U.S. Census Bureau, Average 2020–2024

New Burlington is in Hamilton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hamilton County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets New Burlington apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Northbrook, the typical home value is $157,400: 34% less than in New Burlington ($238,500).

  2. 68% of households in New Burlington own their home, against 59% in Hamilton County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in New Burlington

What homes there are in New Burlington, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In New Burlington, 8 in 10 homes are single-family detached houses; in Hamilton County, 6.

Year built

Homes in New Burlington are newer: the typical year built is 1970; in Hamilton County, 1963.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$1,745 a month

Hamilton County: $1,673 a month

Without a mortgage

$624 a month

Hamilton County: $707 a month

Owners with a mortgage

69%

Hamilton County: 66%

In New Burlington, 69% of owners have a mortgage; their typical cost is $1,745 a month, about the same as in Hamilton County.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The boundaries of New Burlington changed since 2015–2019, so the Census does not compare its figures from then and now. In Hamilton County, the typical home value rose 56%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureNew BurlingtonHamilton CountyOhioUnited States
Rental vacancy Unreliable estimate4.4%4.4%5.5%
Homeowner vacancy Unreliable estimate0.6%0.8%0.9%
More than one person per room Unreliable estimate1.9%1.5%3.4%
People per household 2.742.292.372.53
Drive alone 69%71%75%69%
Carpool Unreliable estimate7%8%9%
Public transit Unreliable estimate3%1%3%
Walk or bike Unreliable estimate3%2%3%
Work from home Unreliable estimate15%13%15%
Other means Unreliable estimate2%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More people live in each home here: 2.74 on average, against 2.29 in Hamilton County.

In New Burlington, 69% of workers drive alone to work; in Hamilton County, 71%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in New Burlington?

A typical home is tight for the typical income

We start with a typical home in New Burlington, worth $238,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in New Burlington, which is $72,733 a year. For that payment to be 28% of income, a household would need to earn about $91,846 a year.

The calculator's FHA and conventional loan limits are those of all of Hamilton County.

Your numbers

Local data
$

Starts at the typical home value in New Burlington. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $8,348 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,143

at 7.18% · 30 years

Loan amount
$234,180
Total interest
$336,930
Paid off in
November 2056

Includes $4,028 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $1,697 a month

  • Tight

    $1,697 to $2,182 a month

    Your payment · 35%

  • Hard

    more than $2,182 a month

Compared with the typical household income in New Burlington ($72,733 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,143
Principal & interest$1,586
Property tax$352
Home insurance$99
FHA mortgage insurance (MIP)$105

You need at least $8,348 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

New Burlington and Hamilton County

New Burlington is in Hamilton County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

New Burlington's own numbers

Typical home value
$238,500
Typical yearly household income
$72,733
Households that own their home
68%
Effective property tax rate
1.77%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Hamilton County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hamilton County.

Everything about Hamilton County

Buying

Buying a home in New Burlington

A typical home in New Burlington is worth $238,500: about the same as the county and 11% above Ohio. With the typical household income in New Burlington ($72,733 a year), a typical home costs 3.3 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • New Burlington 3.3 years
  • Hamilton 3.3 years
  • Ohio 3.0 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Hamilton County

According to FHFA’s house price index, home prices in Hamilton County rose 99% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Hamilton County.

Period County Ohio U.S.
Last year (2025) +4.0% +4.8% +2.9%
5 years (2020–2025) +54% +53% +47%
10 years (2015–2025) +99% +93% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

New Burlington next to Hamilton County, Ohio and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • New Burlington $238,500
  • Hamilton $241,900
  • Ohio $214,800
  • United States $332,700
Typical yearly household income
  • New Burlington $72,733
  • Hamilton $72,470
  • Ohio $71,389
  • United States $80,734
See the full table
New Burlington next to Hamilton County and Ohio
Measure New Burlington Hamilton County Ohio U.S.
Typical home value $238,500 $241,900 $214,800 $332,700
Typical yearly household income $72,733 $72,470 $71,389 $80,734
Households that own their home 68% 59% 67% 65%
Typical yearly property tax $4,220 $3,652 $2,822 $3,119
Effective property tax rate 1.77% 1.51% 1.31% 0.94%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hamilton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in New Burlington

For a typical $238,500 home in New Burlington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, New Burlington's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,143a month

    Least cash to close
    Down payment
    $8,348
    Cash to close
    $15,503
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $105

  • Conventional, 5% down $2,099a month

    Down payment
    $11,925
    Cash to close
    $19,080
    Rate
    7.18%
    Mortgage insurance
    PMI · $113

  • Conventional, 20% down, no PMI $1,744a month

    Down payment
    $47,700
    Cash to close
    $54,855
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $1,964a month

    Down payment
    $35,775
    Cash to close
    $42,930
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for New Burlington and for Hamilton County.

Property tax

Effective rate in New Burlington

1.77%of the home’s value each year

$4,220 a year for the typical owner in New Burlington.

  • New Burlington 1.77%
  • Hamilton 1.51%
  • Ohio 1.31%

What Ohio publishes Homestead exemption for seniors and people with disabilities (Ohio Department of Taxation)

Exemptions and deadlines in Ohio

Flood risk in Hamilton County

FEMA does not publish these numbers by city: they are for all of Hamilton County.

Homes in the high-risk zone
1%
2,527
Of those, with NFIP insurance
24%
County Ohio U.S.
Homes in the high-risk zone 1% 1.7% 3.5%
Of those, with NFIP insurance 24% 16% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in New Burlington

The Census Bureau publishes no typical rent for New Burlington. Below are the fair market rents for Hamilton County.

HUD publishes a fair market rent for all of Hamilton County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.

HUD fair market rent for all of Hamilton County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,052 $20.23 $42,080
1 bedroom $1,128 $21.69 $45,120
2 bedrooms $1,442 $27.73 $57,680
3 bedrooms $1,897 $36.48 $75,880
4 bedrooms $2,141 $41.17 $85,640

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in New Burlington

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). New Burlington has 2 ZIP codes with their own.

For 2 bedrooms it runs from $1,590 in 45231 to $1,650 in 45240.

2 of the 2 are above the fair market rent for Hamilton County ($1,442).

  • 45231 $1,590$2,090
  • 45240 $1,650$2,170

2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for New Burlington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in New Burlington

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 2 HUD-approved agencies with an office in Hamilton County; none says it serves in Spanish.

An older man and his daughter go over papers with a professional.

HUD counseling is free or low-cost

Assistance programs in New Burlington

No down payment, repair or rent-help program on our list is for New Burlington or Hamilton County. The ones below are statewide in Ohio: they work in New Burlington the same as in the rest of the state.

Which programs do I qualify for? All programs in Ohio

  • Your Choice! Down Payment Assistance

    Statewide in Ohio

    Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it. Offered by Ohio Housing Finance Agency (OHFA).

    Forgivable

    See the program Official page

  • Mortgage Tax Credit

    Statewide in Ohio

    Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic). Offered by Ohio Housing Finance Agency (OHFA).

    Tax credit

    See the program Official page

Housing counselors near New Burlington

The HUD-approved agencies closest to the center of New Burlington, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Working in Neighborhoods

    1814 Dreman Ave, Cincinnati · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
    (513) 541-4109

  • Ohio State University Extension - Butler County

    1802 Princeton Road, Hamilton · 9 miles away

    • Budget and financial counseling
    • Budget and credit workshops
    • and 2 more
    (513) 785-6653

  • Neighborhood Housing Services of Hamilton, Inc.

    100 S Martin Luther King Jr Blvd, Hamilton · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (513) 737-9301

Every agency in Hamilton County All counseling agencies in Ohio

Help in Spanish near New Burlington

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of New Burlington

In HUD’s record, no housing authority with an office in Hamilton County is named for New Burlington or Hamilton County.

One other authority has an office in Hamilton County: see the list Source: HUD

Cities

Other cities in Hamilton County

These cities are also in Hamilton County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Hamilton County Housing in Ohio
See 21 more cities in Hamilton County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to New Burlington, with the typical home value.

Neighboring counties

If Hamilton County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in New Burlington.

All guides
A mother holds her laughing daughter on a grey sofa.

Questions

Housing questions about New Burlington

Short answers with the numbers for New Burlington and all of Hamilton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in New Burlington?

The typical home value in New Burlington is $238,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hamilton County it is $241,900.

What is the FHA loan limit in New Burlington?

New Burlington uses the FHA limit for all of Hamilton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in New Burlington?

The typical homeowner in New Burlington pays $4,220 a year, according to the U.S. Census Bureau. That is 1.77% of the home’s value; in Hamilton County, the rate is 1.51%.

Where can I find free help to buy or rent in New Burlington?

There are 2 HUD-approved counseling agencies with an office in Hamilton County. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).