In Bridgetown, a typical home is worth $183,600 and typical rent is $1,015 a month. Compared with all of Hamilton County, the typical home value is 24% lower, typical household income is 11% higher, and the share of households that own their home is 30 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $173,747 to $227,761.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bridgetown is in Hamilton County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Hamilton County. See the county
What this place has that others do not, from public data, most unusual first.
1
Bridgetown has the smallest share of rent-burdened renters of the 253 cities in Ohio with more than 5,000 people: 24%.
2
90% of households in Bridgetown own their home, against 59% in Hamilton County.
3
The typical home in Bridgetown is worth $183,600,24% less than in Hamilton County as a whole ($241,900).
4
Nearby, in Cheviot, the typical home value is $153,000: 17% less than in Bridgetown ($183,600).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bridgetown
What homes there are in Bridgetown, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bridgetown
Hamilton County
Ohio
United States
Kind of home: Bridgetown and its comparisons
Measure
Bridgetown
Hamilton County
Ohio
United States
Detached house
79%
58%
69%
61%
Attached house
Unreliable estimate
5%
5%
6%
Building of 2 to 4
7%
13%
8%
8%
Apartments (5 or more)
11%
24%
15%
19%
Mobile home
Unreliable estimate
1%
3%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Bridgetown, 8 in 10 homes are single-family detached houses; in Hamilton County, 6.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Bridgetown
Hamilton County
Ohio
United States
Year built: Bridgetown and its comparisons
Measure
Bridgetown
Hamilton County
Ohio
United States
Before 1960
46%
46%
38%
26%
1960–1979
22%
27%
26%
24%
1980–1999
25%
16%
20%
25%
2000–2009
4%
6%
10%
14%
2010 or later
Unreliable estimate
5%
7%
11%
The typical year built in Bridgetown is 1962, about the same as in Hamilton County (1963).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K9%
$100K–$200K49%
$200K–$300K26%
$300K–$500K13%
$500K–$750K3%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Bridgetown and its comparisons
Measure
Bridgetown
Under $100K
9%
$100K–$200K
49%
$200K–$300K
26%
$300K–$500K
13%
$500K–$750K
3%
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
The FHA loan limit for Hamilton County is $541,287, and about 97% of owner-occupied homes in Bridgetown are worth less than that.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49936%
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Bridgetown and its comparisons
Measure
Bridgetown
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
36%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable
$3,000 or more
Unreliable
With a mortgage
$1,358 a month
Hamilton County: $1,673 a month
Without a mortgage
$592 a month
Hamilton County: $707 a month
Owners with a mortgage
63%
Hamilton County: 66%
In Bridgetown, 63% of owners have a mortgage, and their typical cost is $1,358 a month, against $1,673 in Hamilton County. Without one it drops to $592.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bridgetown+46%
Hamilton County+56%
Ohio+47%
United States+53%
Typical rent
BridgetownNo clear change
Hamilton County+33%
Ohio+28%
United States+33%
Typical household income
Bridgetown+22%
Hamilton County+27%
Ohio+26%
United States+29%
Change since 2015–2019: Bridgetown and its comparisons
Measure
Bridgetown
Hamilton County
Ohio
United States
Typical home value
+46%
+56%
+47%
+53%
Typical rent
No clear change
+33%
+28%
+33%
Typical household income
+22%
+27%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Bridgetown rose 46%; in Hamilton County, it rose 56%.
Since 2015–2019, the typical rent in Bridgetown did not change clearly, according to the Census.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bridgetown and its comparisons
Measure
Bridgetown
Hamilton County
Ohio
United States
Rental vacancy
Unreliable estimate
4.4%
4.4%
5.5%
Homeowner vacancy
Unreliable estimate
0.6%
0.8%
0.9%
More than one person per room
Unreliable estimate
1.9%
1.5%
3.4%
People per household
2.35
2.29
2.37
2.53
Drive alone
79%
71%
75%
69%
Carpool
9%
7%
8%
9%
Public transit
Unreliable estimate
3%
1%
3%
Walk or bike
Unreliable estimate
3%
2%
3%
Work from home
10%
15%
13%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
A household in Bridgetown has 2.35 people on average, about the same as in Hamilton County (2.29).
The car rules in Bridgetown: 79% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.
Do the math
What would you pay each month for a home in Bridgetown?
A typical home is within reach of the typical income
We start with a typical home in Bridgetown, worth $183,600, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 24% of the typical household income in Bridgetown, which is $80,564 a year.
The calculator's FHA and conventional loan limits are those of all of Hamilton County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bridgetown. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $6,426 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,601
at 7.18% · 30 years
Loan amount
$180,275
Total interest
$259,373
Paid off in
November 2056
Includes $3,101 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,880 a month
Your payment · 24%
Tight
$1,880 to $2,417 a month
Hard
more than $2,417 a month
Compared with the typical household income in Bridgetown ($80,564 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,221
Property tax
$222
Home insurance
$77
FHA mortgage insurance (MIP)
$81
You need at least $6,426 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,601; principal and interest $1,221.
The city and its county
Bridgetown and Hamilton County
Bridgetown is in Hamilton County, Ohio. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bridgetown
Map of Hamilton County, Ohio, with Bridgetown marked. Around it, the neighboring counties.
Bridgetown
Hamilton County
Other cities with a page
Bridgetown's own numbers
Typical home value
$183,600
Typical monthly rent
$1,015
Typical yearly household income
$80,564
Households that own their home
90%
Effective property tax rate
1.45%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Hamilton County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$1,442
Price change over 5 years (FHFA)
+54%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Hamilton County.
A typical home in Bridgetown is worth $183,600: 24% below the county and 15% below Ohio. With the typical household income in Bridgetown ($80,564 a year), a typical home costs 2.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bridgetown2.3 years
Hamilton3.3 years
Ohio3.0 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Hamilton County
According to FHFA’s house price index, home prices in Hamilton County rose 99% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Hamilton County.
Yearly change in FHFA’s price index in Hamilton County, 2016 to 2025
2016: +4.3% +4.3% 2016
2017: +5.2% +5.2% 2017
2018: +6.6% +6.6% 2018
2019: +4.8% +4.8% 2019
2020: +4.9% +4.9% 2020
2021: +11.0% +11.0% 2021
2022: +14.8% +14.8% 2022
2023: +9.8% +9.8% 2023
2024: +6.2% +6.2% 2024
2025: +4.0% +4.0% 2025
Change in FHFA’s price index in Hamilton County, Ohio and the United States
Period
County
Ohio
U.S.
Last year (2025)
+4.0%
+4.8%
+2.9%
5 years (2020–2025)
+54%
+53%
+47%
10 years (2015–2025)
+99%
+93%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bridgetown next to Hamilton County, Ohio and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bridgetown$183,600
Hamilton$241,900
Ohio$214,800
United States$332,700
Typical monthly rent
Bridgetown$1,015
Hamilton$1,075
Ohio$1,034
United States$1,413
Typical yearly household income
Bridgetown$80,564
Hamilton$72,470
Ohio$71,389
United States$80,734
See the full table
Bridgetown next to Hamilton County and Ohio
Measure
Bridgetown
Hamilton County
Ohio
U.S.
Typical home value
$183,600 ▼24% below the county
$241,900
$214,800
$332,700
Typical monthly rent
$1,015 ▼6% below the county
$1,075
$1,034
$1,413
Typical yearly household income
$80,564 ▲11% above the county
$72,470
$71,389
$80,734
Households that own their home
90% ▲30 points above the county
59%
67%
65%
Typical yearly property tax
$2,654 ▼27% below the county
$3,652
$2,822
$3,119
Effective property tax rate
1.45% ▼0.06 points below the county
1.51%
1.31%
0.94%
Renters with high rent for their income
24% ▼24 points below the county
49%
46%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Hamilton County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bridgetown
For a typical $183,600 home in Bridgetown, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bridgetown's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,601a month
Least cash to close
Down payment
$6,426
Cash to close
$11,934
Rate
7.18%
Mortgage insurance
FHA MIP · $81
Conventional, 5% down$1,567a month
Down payment
$9,180
Cash to close
$14,688
Rate
7.18%
Mortgage insurance
PMI · $87
Conventional, 20% down, no PMI$1,293a month
Down payment
$36,720
Cash to close
$42,228
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,463a month
Down payment
$27,540
Cash to close
$33,048
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bridgetown
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,601
$6,426
$180,275
7.18%
FHA MIP · $81
$11,934
580
Conventional, 5% down
$1,567
$9,180
$174,420
7.18%
PMI · $87
$14,688
620*
Conventional, 20% down, no PMI
$1,293
$36,720
$146,880
7.18%
None
$42,228
620*
ITIN, 15% down (example)
$1,463
$27,540
$156,060
8.18%
None
$33,048
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bridgetown is $1,015 a month: 6% below the county. In Bridgetown, 24% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Hamilton County, by unit size. To pay the 2-bedroom one ($1,442 a month) without spending more than 30% of your income, you would need to earn $27.73 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Hamilton County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,052
$20.23
$42,080
1 bedroom
$1,128
$21.69
$45,120
2 bedrooms
$1,442
$27.73
$57,680
3 bedrooms
$1,897
$36.48
$75,880
4 bedrooms
$2,141
$41.17
$85,640
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bridgetown
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bridgetown has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,210 in 45211 to $1,400 in 45248.
None is above the fair market rent for Hamilton County ($1,442).
Fair market rent by ZIP code and size in Bridgetown, fiscal year 2027.
45211
$880
$950
$1,210
$1,590
$1,800
45248
$1,020
$1,100
$1,400
$1,840
$2,080
ZIP code2 bd3 bd
45211 $1,210$1,590
45248 $1,400$1,840
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bridgetown when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 2 HUD-approved agencies with an office in Hamilton County; none says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Bridgetown or Hamilton County. The ones below are statewide in Ohio: they work in Bridgetown the same as in the rest of the state.
Ohio state agency help of 2.5% or 5% of the price for the down payment, closing costs or other costs before closing, forgiven after seven years; if you sell sooner, you repay all of it.Offered by Ohio Housing Finance Agency (OHFA).
Ohio state agency certificate that turns part of your mortgage interest into a credit on your federal tax return, up to $2,000 a year: 40% with an OHFA mortgage (MTC Plus) or 15% to 20% with another mortgage (MTC Basic).Offered by Ohio Housing Finance Agency (OHFA).
No legal help resource on our list is for Bridgetown or Hamilton County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bridgetown and all of Hamilton County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bridgetown?
The typical home value in Bridgetown is $183,600, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Hamilton County it is $241,900.
How much does it cost to rent in Bridgetown?
Typical rent in Bridgetown is $1,015 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Hamilton County is $1,442.
What is the FHA loan limit in Bridgetown?
Bridgetown uses the FHA limit for all of Hamilton County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Bridgetown?
The typical homeowner in Bridgetown pays $2,654 a year, according to the U.S. Census Bureau. That is 1.45% of the home’s value; in Hamilton County, the rate is 1.51%.
Where can I find free help to buy or rent in Bridgetown?
There are 2 HUD-approved counseling agencies with an office in Hamilton County. They can help you get ready to buy, with your credit, or with rent.
