In Bethpage, a typical home is worth $605,900 and typical rent is $2,014 a month. Compared with all of Nassau County, typical household income is 16% lower, the typical home value is 12% lower, and the share of households that own their home is 9 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $597,032 to $784,874.
Typical rent
$2,400a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Bethpage is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Bethpage is $122,257,16% less than in Nassau County as a whole ($146,202).
2
91% of households in Bethpage own their home, against 82% in Nassau County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Bethpage
What homes there are in Bethpage, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Bethpage
Nassau County
New York
United States
Kind of home: Bethpage and its comparisons
Measure
Bethpage
Nassau County
New York
United States
Detached house
79%
76%
41%
61%
Attached house
Unreliable estimate
3%
6%
6%
Building of 2 to 4
6%
8%
17%
8%
Apartments (5 or more)
12%
13%
35%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Bethpage, 8 in 10 homes are single-family detached houses; in Nassau County, 8.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Bethpage
Nassau County
New York
United States
Year built: Bethpage and its comparisons
Measure
Bethpage
Nassau County
New York
United States
Before 1960
61%
66%
52%
26%
1960–1979
18%
19%
22%
24%
1980–1999
12%
7%
14%
25%
2000–2009
8%
3%
6%
14%
2010 or later
Unreliable estimate
4%
6%
11%
The typical year built in Bethpage is 1957, about the same as in Nassau County (1955).
Homes in Bethpage are bigger: 79% have 3 bedrooms or more; in Nassau County, 75%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K9%
$300K–$500K15%
$500K–$750K48%
$750K–$1M20%
$1M or moreUnreliable
Value of owner-occupied homes: Bethpage and its comparisons
Measure
Bethpage
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
9%
$300K–$500K
15%
$500K–$750K
48%
$750K–$1M
20%
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Bethpage and its comparisons
Measure
Bethpage
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,352 a month
Nassau County: $3,795 a month
Without a mortgage
$1,498 a month
Nassau County: $1,500 or more a month
Owners with a mortgage
57%
Nassau County: 62%
The typical cost for an owner with a mortgage in Bethpage is $3,352 a month, less than in Nassau County ($3,795); without one, $1,498.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Bethpage+29%
Nassau County+39%
New York+35%
United States+53%
Typical rent
BethpageNo clear change
Nassau County+27%
New York+27%
United States+33%
Typical household income
BethpageNo clear change
Nassau County+26%
New York+26%
United States+29%
Change since 2015–2019: Bethpage and its comparisons
Measure
Bethpage
Nassau County
New York
United States
Typical home value
+29%
+39%
+35%
+53%
Typical rent
No clear change
+27%
+27%
+33%
Typical household income
No clear change
+26%
+26%
+29%
From 2015–2019 to 2020–2024, the typical home value in Bethpage rose 29%; in Nassau County, it rose 39%.
Rent in Bethpage moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Bethpage and its comparisons
Measure
Bethpage
Nassau County
New York
United States
Rental vacancy
Unreliable estimate
4.5%
3.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.1%
0.9%
More than one person per room
Unreliable estimate
3.4%
5.3%
3.4%
People per household
2.87
2.99
2.49
2.53
Drive alone
65%
61%
49%
69%
Carpool
7%
7%
6%
9%
Public transit
9%
13%
22%
3%
Walk or bike
Unreliable estimate
2%
6%
3%
Work from home
18%
16%
15%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Bethpage look like those in Nassau County: 2.87 people on average.
To get to work, 65% of workers in Bethpage drive alone; in Nassau County, 61%.
Do the math
What would you pay each month for a home in Bethpage?
A typical home costs more than the typical income allows
We start with a typical home in Bethpage, worth $605,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 53% of the typical household income in Bethpage, which is $122,257 a year. For that payment to be 28% of income, a household would need to earn about $230,734 a year.
The calculator's FHA and conventional loan limits are those of all of Nassau County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Bethpage. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $21,207 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,384
at 7.18% · 30 years
Loan amount
$594,925
Total interest
$855,958
Paid off in
November 2056
Includes $10,232 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,853 a month
Tight
$2,853 to $3,668 a month
Hard
more than $3,668 a month
Your payment · 53%
Compared with the typical household income in Bethpage ($122,257 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,030
Property tax
$833
Home insurance
$253
FHA mortgage insurance (MIP)
$268
You need at least $21,207 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,384; principal and interest $4,030.
The city and its county
Bethpage and Nassau County
Bethpage is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Bethpage
Map of Nassau County, New York, with Bethpage marked. Around it, the neighboring counties.
Bethpage
Nassau County
Other cities with a page
Bethpage's own numbers
Typical home value
$605,900
Typical monthly rent
$2,014
Typical yearly household income
$122,257
Households that own their home
91%
Effective property tax rate
1.65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nassau County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.
A typical home in Bethpage is worth $605,900: 12% below the county and 43% above New York. With the typical household income in Bethpage ($122,257 a year), a typical home costs 5.0 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Bethpage5.0 years
Nassau4.7 years
New York4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nassau County
According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nassau County.
Yearly change in FHFA’s price index in Nassau County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +6.0% +6.0% 2017
2018: +6.6% +6.6% 2018
2019: +3.8% +3.8% 2019
2020: +2.8% +2.8% 2020
2021: +7.0% +7.0% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +7.4% +7.4% 2024
2025: +7.0% +7.0% 2025
Change in FHFA’s price index in Nassau County, New York and the United States
Period
County
New York
U.S.
Last year (2025)
+7.0%
+6.0%
+2.9%
5 years (2020–2025)
+45%
+52%
+47%
10 years (2015–2025)
+82%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Bethpage next to Nassau County, New York and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Bethpage$605,900
Nassau$684,700
New York$423,800
United States$332,700
Typical monthly rent
Bethpage$2,014
Nassau$2,252
New York$1,621
United States$1,413
Typical yearly household income
Bethpage$122,257
Nassau$146,202
New York$85,974
United States$80,734
See the full table
Bethpage next to Nassau County and New York
Measure
Bethpage
Nassau County
New York
U.S.
Typical home value
$605,900 ▼12% below the county
$684,700
$423,800
$332,700
Typical monthly rent
$2,014 ▼11% below the county
$2,252
$1,621
$1,413
Typical yearly household income
$122,257 ▼16% below the county
$146,202
$85,974
$80,734
Households that own their home
91% ▲9 points above the county
82%
54%
65%
Typical yearly property tax
$10,001
$10,001
$6,582
$3,119
Effective property tax rate
1.65% ▲0.19 points above the county
1.46%
1.55%
0.94%
Renters with high rent for their income
58% ▲3 points above the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Bethpage
For a typical $605,900 home in Bethpage, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bethpage's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,384a month
Least cash to close
Down payment
$21,207
Cash to close
$39,384
Rate
7.18%
Mortgage insurance
FHA MIP · $268
Conventional, 5% down$5,273a month
Down payment
$30,295
Cash to close
$48,472
Rate
7.18%
Mortgage insurance
PMI · $288
Conventional, 20% down, no PMI$4,369a month
Down payment
$121,180
Cash to close
$139,357
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,929a month
Down payment
$90,885
Cash to close
$109,062
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Bethpage
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,384
$21,207
$594,926
7.18%
FHA MIP · $268
$39,384
580
Conventional, 5% down
$5,273
$30,295
$575,605
7.18%
PMI · $288
$48,472
620*
Conventional, 20% down, no PMI
$4,369
$121,180
$484,720
7.18%
None
$139,357
620*
ITIN, 15% down (example)
$4,929
$90,885
$515,015
8.18%
None
$109,062
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Bethpage is $2,014 a month: 11% below the county. In Bethpage, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nassau County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,964
$37.77
$78,560
1 bedroom
$2,285
$43.94
$91,400
2 bedrooms
$2,689
$51.71
$107,560
3 bedrooms
$3,458
$66.50
$138,320
4 bedrooms
$3,671
$70.60
$146,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Bethpage
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bethpage is in ZIP code 11714.
For 2 bedrooms it is $2,770: $81 more than the fair market rent for Nassau County ($2,689).
Fair market rent by ZIP code and size in Bethpage, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
11714
$2,020
$2,350
$2,770
$3,560
$3,780
ZIP code2 bd3 bd
11714 $2,770$3,560
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Bethpage when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 3 buildings with rents for lower incomes in Bethpage. These are the largest.
Bethpage Senior CZNS7 Burkhardt Ave, Bethpage 1171473 low-income homes · Run by Town of Oyster Bay Housing Authority · Average payment: $505 a month · Average wait: 60 months(516) 349-1000
Oyster Bay857 S Oyster Bay Rd, Bethpage 1171448 low-income homes · 1 bd: 48 · In service since 2020
Haypath House102 Haypath Rd, Bethpage 117149 homes, 8 low-income · For people with disabilities
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Bethpage or Nassau County. The ones below are statewide in New York: they work in Bethpage the same as in the rest of the state.
SONYMA second loan with no interest, forgiven after ten years, for the down payment with a SONYMA mortgage in New York.Offered by State of New York Mortgage Agency (SONYMA).
SONYMA mortgage at a very low fixed rate for low-income first-time buyers in New York, with a minimal down payment.Offered by State of New York Mortgage Agency (SONYMA).
No legal help resource on our list is for Bethpage or Nassau County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Bethpage and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Bethpage?
The typical home value in Bethpage is $605,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.
How much does it cost to rent in Bethpage?
Typical rent in Bethpage is $2,014 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.
What is the FHA loan limit in Bethpage?
Bethpage uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Bethpage?
The typical homeowner in Bethpage pays $10,001 a year, according to the U.S. Census Bureau. That is 1.65% of the home’s value; in Nassau County, the rate is 1.46%.
Where can I find free help to buy or rent in Bethpage?
There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
