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City · 28,112 residents · Nassau County, New York

Glen Cove , New York

In Glen Cove, a typical home is worth $698,900 and typical rent is $2,398 a month. Compared with all of Nassau County, typical household income is 37% lower, typical rent is 6% higher, and the share of households that own their home is 31 points lower.

Glen Cove in numbers

  • Typical home value

    $698,900

    2% above the county

    65% above New York

    • Glen Cove
    • Nassau
    • New York
  • Typical rent

    $2,398a month

    6% above the county

    48% above New York

    • Glen Cove
    • Nassau
    • New York
  • Typical household income

    $92,064a year

    37% below the county

    7% above New York

    • Glen Cove
    • Nassau
    • New York
  • Households that own their home

    51%

    31 points below the county

    3 points below New York

    • Glen Cove
    • Nassau
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$827,270
7.3% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $636,152 to $827,270.
Typical rent
$3,702 a month
8.1% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,701 to $3,702.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Glen Cove is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Glen Cove apart

What this place has that others do not, from public data, most unusual first.

  1. 51% of households in Glen Cove own their home, against 82% in Nassau County.

  2. The typical household income in Glen Cove is $92,064, 37% less than in Nassau County as a whole ($146,202).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Glen Cove

What homes there are in Glen Cove, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Glen Cove and its comparisons
MeasureGlen CoveNassau CountyNew YorkUnited States
Detached house 49%76%41%61%
Attached house 4%3%6%6%
Building of 2 to 4 22%8%17%8%
Apartments (5 or more) 25%13%35%19%
Mobile home Unreliable estimate0%2%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

Homes in Glen Cove are varied: detached houses are the largest group, at 49%, against 76% in Nassau County.

Year built
Year built: Glen Cove and its comparisons
MeasureGlen CoveNassau CountyNew YorkUnited States
Before 1960 51%66%52%26%
1960–1979 23%19%22%24%
1980–1999 11%7%14%25%
2000–2009 5%3%6%14%
2010 or later 10%4%6%11%

Homes in Glen Cove are newer: the typical year built is 1960; in Nassau County, 1955.

There are fewer big homes in Glen Cove than in Nassau County: 56% have 3 bedrooms or more, against 75%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Glen Cove and its comparisons
MeasureGlen Cove
Under $100K Unreliable estimate
$100K–$200K Unreliable estimate
$200K–$300K 5%
$300K–$500K 16%
$500K–$750K 33%
$750K–$1M 29%
$1M or more 14%
Monthly rent with utilities
Monthly rent with utilities: Glen Cove and its comparisons
MeasureGlen Cove
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 11%
$1,500–$1,999 16%
$2,000–$2,499 21%
$2,500–$2,999 12%
$3,000 or more 34%

With a mortgage

$3,632 a month

Nassau County: $3,795 a month

Owners with a mortgage

54%

Nassau County: 62%

The typical cost for an owner with a mortgage in Glen Cove is $3,632 a month, near the figure in Nassau County ($3,795).

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Glen Cove and its comparisons
MeasureGlen CoveNassau CountyNew YorkUnited States
Typical home value +38%+39%+35%+53%
Typical rent +33%+27%+27%+33%
Typical household income No clear change+26%+26%+29%

The typical home value in Glen Cove rose 38% since 2015–2019, about the same as in Nassau County (39%).

The typical rent in Glen Cove rose 33% over the same time; in Nassau County, it rose 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Glen Cove and its comparisons
MeasureGlen CoveNassau CountyNew YorkUnited States
Rental vacancy Unreliable estimate4.5%3.8%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room Unreliable estimate3.4%5.3%3.4%
People per household 2.472.992.492.53
Drive alone 68%61%49%69%
Carpool 7%7%6%9%
Public transit 7%13%22%3%
Walk or bike Unreliable estimate2%6%3%
Work from home 11%16%15%15%
Other means Unreliable estimate2%2%2%
Typical commute 20 to 29 minutes30 to 39 minutes20 to 29 minutes20 to 29 minutes

On average, a household in Glen Cove has 2.47 people, fewer than in Nassau County (2.99).

The car rules in Glen Cove: 68% of workers drive to work alone, and the typical trip takes 20 to 29 minutes.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Glen Cove?

A typical home costs more than the typical income allows

We start with a typical home in Glen Cove, worth $698,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 79% of the typical household income in Glen Cove, which is $92,064 a year. For that payment to be 28% of income, a household would need to earn about $260,658 a year.

The calculator's FHA and conventional loan limits are those of all of Nassau County.

Your numbers

Local data
$

Starts at the typical home value in Glen Cove. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $24,462 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$6,082

at 7.18% · 30 years

Loan amount
$686,241
Total interest
$987,339
Paid off in
November 2056

Includes $11,803 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,148 a month

  • Tight

    $2,148 to $2,762 a month

  • Hard

    more than $2,762 a month

    Your payment · 79%

Compared with the typical household income in Glen Cove ($92,064 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$6,082
Monthly payment breakdown
Principal & interest$4,649
Property tax$833
Home insurance$291
FHA mortgage insurance (MIP)$309

You need at least $24,462 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $6,082; principal and interest $4,649.

The city and its county

Glen Cove and Nassau County

Glen Cove is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Nassau County, New York, with Glen Cove marked. Around it, the neighboring counties.

Glen Cove's own numbers

Typical home value
$698,900
Typical monthly rent
$2,398
Typical yearly household income
$92,064
Households that own their home
51%
Effective property tax rate
1.43%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Nassau County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.

Everything about Nassau County

Buying

Buying a home in Glen Cove

A typical home in Glen Cove is worth $698,900: 2% above the county and 65% above New York. With the typical household income in Glen Cove ($92,064 a year), a typical home costs 7.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Glen Cove 7.6 years
  • Nassau 4.7 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Nassau County

According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Nassau County.

Yearly change in FHFA’s price index in Nassau County, 2016 to 2025
  1. 2020: +2.8%
  2. 2021: +7.0%
  3. 2022: +11.3%
  4. 2023: +5.7%
  5. 2024: +7.4%
  6. 2025: +7.0%
Change in FHFA’s price index in Nassau County, New York and the United States
Period County New York U.S.
Last year (2025) +7.0% +6.0% +2.9%
5 years (2020–2025) +45% +52% +47%
10 years (2015–2025) +82% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Glen Cove next to Nassau County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Glen Cove $698,900
  • Nassau $684,700
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • Glen Cove $2,398
  • Nassau $2,252
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • Glen Cove $92,064
  • Nassau $146,202
  • New York $85,974
  • United States $80,734
See the full table
Glen Cove next to Nassau County and New York
Measure Glen Cove Nassau County New York U.S.
Typical home value $698,900 2% above the county $684,700 $423,800 $332,700
Typical monthly rent $2,398 6% above the county $2,252 $1,621 $1,413
Typical yearly household income $92,064 37% below the county $146,202 $85,974 $80,734
Households that own their home 51% 31 points below the county 82% 54% 65%
Typical yearly property tax $10,001 $10,001 $6,582 $3,119
Effective property tax rate 1.43% 0.03 points below the county 1.46% 1.55% 0.94%
Renters with high rent for their income 66% 11 points above the county 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Glen Cove

For a typical $698,900 home in Glen Cove, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Glen Cove's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $6,082a month

    Least cash to close
    Down payment
    $24,462
    Cash to close
    $45,429
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $309
  • Conventional, 5% down $5,954a month

    Down payment
    $34,945
    Cash to close
    $55,912
    Rate
    7.18%
    Mortgage insurance
    PMI · $332
  • Conventional, 20% down, no PMI $4,912a month

    Down payment
    $139,780
    Cash to close
    $160,747
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $5,558a month

    Down payment
    $104,835
    Cash to close
    $125,802
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Glen Cove and for Nassau County.

Property tax

Effective rate in Glen Cove

1.43%of the home’s value each year

$10,001 a year for the typical owner in Glen Cove.

  • Glen Cove 1.43%
  • Nassau 1.46%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Nassau County

FEMA does not publish these numbers by city: they are for all of Nassau County.

Homes in the high-risk zone
9.6%
35,643
Of those, with NFIP insurance
76%
Homes in the high-risk zone and with NFIP insurance: Nassau County, New York and the U.S.
Measure County New York U.S.
Homes in the high-risk zone 9.6% 2% 3.5%
Of those, with NFIP insurance 76% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Glen Cove

Typical rent in Glen Cove is $2,398 a month: 6% above the county. In Glen Cove, 66% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.

HUD fair market rent for all of Nassau County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Nassau County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,964 $37.77 $78,560
1 bedroom $2,285 $43.94 $91,400
2 bedrooms $2,689 $51.71 $107,560
3 bedrooms $3,458 $66.50 $138,320
4 bedrooms $3,671 $70.60 $146,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Glen Cove

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Glen Cove is in ZIP code 11542.

For 2 bedrooms it is $2,840: $151 more than the fair market rent for Nassau County ($2,689).

  • 11542 $2,840$3,650

A ZIP code counts for Glen Cove when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Glen Cove

HUD lists 2 buildings with rents for lower incomes in Glen Cove. These are the largest.

  • Glen Cove Housing 136 Glen St, Glen Cove 11542 61 homes, 60 low-income · For families
  • Stanley Park Houses 32 Janet Ln, Glen Cove 11542 54 homes, 10 low-income · For families

See all 82 buildings in Nassau County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Glen Cove

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.

A man leans over the armchair where a girl is reading a book.

HUD counseling is free or low-cost

Assistance programs in Glen Cove

No down payment, repair or rent-help program on our list is for Glen Cove or Nassau County. The ones below are statewide in New York: they work in Glen Cove the same as in the rest of the state.

Housing counselors near Glen Cove

The HUD-approved agencies closest to the center of Glen Cove, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Human Development Services of Westchester, Inc.

    26 N Main St, Port Chester · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
  • The Bronx Neighborhood Housing Services CDC, Inc.

    1451 East Gun Hill Road 2nd fl, Bronx · 10 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 4 more
  • Neighborhood Housing Services of New York City Bronx Branch

    2475 Westchester Avenue, Bronx · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Pre-purchase counseling
    • and 1 more

Every agency in Nassau County All counseling agencies in New York

Help in Spanish near Glen Cove

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Glen Cove

HUD’s record names them for Glen Cove or Nassau County. They run public housing or Section 8 vouchers. Ask whether their waiting list is open.

9 other authorities have an office in Nassau County: see the list Source: HUD

Cities

Other cities in Nassau County

These cities are also in Nassau County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 57 more cities in Nassau County, with prices and rents

Every city has its own page with prices, rents and help.

Questions

Housing questions about Glen Cove

Short answers with the numbers for Glen Cove and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Glen Cove?

The typical home value in Glen Cove is $698,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.

How much does it cost to rent in Glen Cove?

Typical rent in Glen Cove is $2,398 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.

What is the FHA loan limit in Glen Cove?

Glen Cove uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Glen Cove?

The typical homeowner in Glen Cove pays $10,001 a year, according to the U.S. Census Bureau. That is 1.43% of the home’s value; in Nassau County, the rate is 1.46%.

Where can I find free help to buy or rent in Glen Cove?

There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).