In Uniondale, a typical home is worth $539,000 and typical rent is $2,494 a month. Compared with all of Nassau County, the typical home value is 21% lower, typical household income is 15% lower, and the share of households that own their home is 12 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $519,529 to $692,685.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Uniondale is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Hempstead, the typical rent is $1,622: 35% less than in Uniondale ($2,494).
2
The typical home in Uniondale is worth $539,000,21% less than in Nassau County as a whole ($684,700).
3
70% of households in Uniondale own their home, against 82% in Nassau County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Uniondale
What homes there are in Uniondale, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Uniondale
Nassau County
New York
United States
Kind of home: Uniondale and its comparisons
Measure
Uniondale
Nassau County
New York
United States
Detached house
70%
76%
41%
61%
Attached house
6%
3%
6%
6%
Building of 2 to 4
4%
8%
17%
8%
Apartments (5 or more)
20%
13%
35%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Uniondale (70%), but less so than in Nassau County (76%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Uniondale
Nassau County
New York
United States
Year built: Uniondale and its comparisons
Measure
Uniondale
Nassau County
New York
United States
Before 1960
61%
66%
52%
26%
1960–1979
10%
19%
22%
24%
1980–1999
8%
7%
14%
25%
2000–2009
9%
3%
6%
14%
2010 or later
12%
4%
6%
11%
The typical year built in Uniondale is 1956, about the same as in Nassau County (1955).
There are fewer big homes in Uniondale than in Nassau County: 68% have 3 bedrooms or more, against 75%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K35%
$500K–$750K49%
$750K–$1M6%
$1M or more3%
Value of owner-occupied homes: Uniondale and its comparisons
Measure
Uniondale
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
35%
$500K–$750K
49%
$750K–$1M
6%
$1M or more
3%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,999Unreliable
$2,000–$2,49916%
$2,500–$2,999Unreliable
$3,000 or more40%
Monthly rent with utilities: Uniondale and its comparisons
Measure
Uniondale
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
16%
$2,500–$2,999
Unreliable estimate
$3,000 or more
40%
With a mortgage
$2,855 a month
Nassau County: $3,795 a month
Owners with a mortgage
69%
Nassau County: 62%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
UniondaleBoundaries changed
Nassau County+39%
New York+35%
United States+53%
Typical rent
UniondaleBoundaries changed
Nassau County+27%
New York+27%
United States+33%
Typical household income
UniondaleBoundaries changed
Nassau County+26%
New York+26%
United States+29%
Change since 2015–2019: Uniondale and its comparisons
Measure
Uniondale
Nassau County
New York
United States
Typical home value
Boundaries changed
+39%
+35%
+53%
Typical rent
Boundaries changed
+27%
+27%
+33%
Typical household income
Boundaries changed
+26%
+26%
+29%
Uniondale does not have the same boundaries as in 2015–2019: that is why there is no change to compare. For reference, in Nassau County the typical home value rose 39%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Uniondale and its comparisons
Measure
Uniondale
Nassau County
New York
United States
Rental vacancy
Unreliable estimate
4.5%
3.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.1%
0.9%
More than one person per room
7.9%
3.4%
5.3%
3.4%
People per household
3.36
2.99
2.49
2.53
Drive alone
61%
61%
49%
69%
Carpool
13%
7%
6%
9%
Public transit
11%
13%
22%
3%
Walk or bike
5%
2%
6%
3%
Work from home
9%
16%
15%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
More than one person per room: that is how 7.9% of households in Uniondale live, more than in Nassau County (3.4%).
On average, a household in Uniondale has 3.36 people, more than in Nassau County (2.99).
In Uniondale, 13% of workers share a car to get to work; in Nassau County, 7%.
Do the math
What would you pay each month for a home in Uniondale?
A typical home costs more than the typical income allows
We start with a typical home in Uniondale, worth $539,000, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Uniondale, which is $124,684 a year. For that payment to be 28% of income, a household would need to earn about $205,258 a year.
The calculator's FHA and conventional loan limits are those of all of Nassau County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Uniondale. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $18,865 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$4,789
at 7.18% · 30 years
Loan amount
$529,237
Total interest
$761,448
Paid off in
November 2056
Includes $9,102 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,909 a month
Tight
$2,909 to $3,741 a month
Hard
more than $3,741 a month
Your payment · 46%
Compared with the typical household income in Uniondale ($124,684 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,585
Property tax
$741
Home insurance
$225
FHA mortgage insurance (MIP)
$238
You need at least $18,865 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $4,789; principal and interest $3,585.
The city and its county
Uniondale and Nassau County
Uniondale is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Uniondale
Map of Nassau County, New York, with Uniondale marked. Around it, the neighboring counties.
Uniondale
Nassau County
Other cities with a page
Uniondale's own numbers
Typical home value
$539,000
Typical monthly rent
$2,494
Typical yearly household income
$124,684
Households that own their home
70%
Effective property tax rate
1.65%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nassau County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.
A typical home in Uniondale is worth $539,000: 21% below the county and 27% above New York. With the typical household income in Uniondale ($124,684 a year), a typical home costs 4.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Uniondale4.3 years
Nassau4.7 years
New York4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nassau County
According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nassau County.
Yearly change in FHFA’s price index in Nassau County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +6.0% +6.0% 2017
2018: +6.6% +6.6% 2018
2019: +3.8% +3.8% 2019
2020: +2.8% +2.8% 2020
2021: +7.0% +7.0% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +7.4% +7.4% 2024
2025: +7.0% +7.0% 2025
Change in FHFA’s price index in Nassau County, New York and the United States
Period
County
New York
U.S.
Last year (2025)
+7.0%
+6.0%
+2.9%
5 years (2020–2025)
+45%
+52%
+47%
10 years (2015–2025)
+82%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Uniondale next to Nassau County, New York and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Uniondale$539,000
Nassau$684,700
New York$423,800
United States$332,700
Typical monthly rent
Uniondale$2,494
Nassau$2,252
New York$1,621
United States$1,413
Typical yearly household income
Uniondale$124,684
Nassau$146,202
New York$85,974
United States$80,734
See the full table
Uniondale next to Nassau County and New York
Measure
Uniondale
Nassau County
New York
U.S.
Typical home value
$539,000 ▼21% below the county
$684,700
$423,800
$332,700
Typical monthly rent
$2,494 ▲11% above the county
$2,252
$1,621
$1,413
Typical yearly household income
$124,684 ▼15% below the county
$146,202
$85,974
$80,734
Households that own their home
70% ▼12 points below the county
82%
54%
65%
Typical yearly property tax
$8,900 ▼11% below the county
$10,001
$6,582
$3,119
Effective property tax rate
1.65% ▲0.19 points above the county
1.46%
1.55%
0.94%
Renters with high rent for their income
52% ▼3 points below the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Uniondale
For a typical $539,000 home in Uniondale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Uniondale's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$4,789a month
Least cash to close
Down payment
$18,865
Cash to close
$35,035
Rate
7.18%
Mortgage insurance
FHA MIP · $238
Conventional, 5% down$4,691a month
Down payment
$26,950
Cash to close
$43,120
Rate
7.18%
Mortgage insurance
PMI · $256
Conventional, 20% down, no PMI$3,887a month
Down payment
$107,800
Cash to close
$123,970
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,385a month
Down payment
$80,850
Cash to close
$97,020
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Uniondale
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$4,789
$18,865
$529,237
7.18%
FHA MIP · $238
$35,035
580
Conventional, 5% down
$4,691
$26,950
$512,050
7.18%
PMI · $256
$43,120
620*
Conventional, 20% down, no PMI
$3,887
$107,800
$431,200
7.18%
None
$123,970
620*
ITIN, 15% down (example)
$4,385
$80,850
$458,150
8.18%
None
$97,020
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Uniondale is $2,494 a month: 11% above the county. In Uniondale, 52% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nassau County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,964
$37.77
$78,560
1 bedroom
$2,285
$43.94
$91,400
2 bedrooms
$2,689
$51.71
$107,560
3 bedrooms
$3,458
$66.50
$138,320
4 bedrooms
$3,671
$70.60
$146,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Uniondale
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Uniondale has 4 ZIP codes with their own.
For 2 bedrooms it runs from $2,700 in 11549 to $3,150 in 11530.
4 of the 4 are above the fair market rent for Nassau County ($2,689).
2-bedroom fair market rent in each of the 4 ZIP codes of Uniondale, beside the one for Nassau County. For 2 bedrooms it runs from $2,700 in 11549 to $3,150 in 11530. 4 of the 4 are above the fair market rent for Nassau County ($2,689).
2-bedroom fair market rent in each ZIP code
Each line is one ZIP code: in color, those above the county's fair market rent; in gray, the rest.
County: $2,689
Lowest: $2,700 (11549)Highest: $3,150 (11530)
Fair market rent by ZIP code and size in Uniondale, fiscal year 2027.
11530
$2,250
$2,730
$3,150
$4,080
$4,380
11549
$1,970
$2,290
$2,700
$3,470
$3,690
11553
$1,970
$2,290
$2,700
$3,470
$3,690
11556
$1,980
$2,300
$2,710
$3,490
$3,700
ZIP code2 bd3 bd
11530 $3,150$4,080
11549 $2,700$3,470
11553 $2,700$3,470
11556 $2,710$3,490
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Uniondale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Uniondale or Nassau County. The ones below are statewide in New York: they work in Uniondale the same as in the rest of the state.
SONYMA second loan with no interest, forgiven after ten years, for the down payment with a SONYMA mortgage in New York.Offered by State of New York Mortgage Agency (SONYMA).
SONYMA mortgage at a very low fixed rate for low-income first-time buyers in New York, with a minimal down payment.Offered by State of New York Mortgage Agency (SONYMA).
No legal help resource on our list is for Uniondale or Nassau County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Uniondale and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Uniondale?
The typical home value in Uniondale is $539,000, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.
How much does it cost to rent in Uniondale?
Typical rent in Uniondale is $2,494 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.
What is the FHA loan limit in Uniondale?
Uniondale uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Uniondale?
The typical homeowner in Uniondale pays $8,900 a year, according to the U.S. Census Bureau. That is 1.65% of the home’s value; in Nassau County, the rate is 1.46%.
Where can I find free help to buy or rent in Uniondale?
There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
