In Inwood, a typical home is worth $680,300 and typical rent is $1,977 a month. Compared with all of Nassau County, typical household income is 35% lower, typical rent is 12% lower, and the share of households that own their home is 31 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $617,713 to $843,040.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Inwood is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county
What this place has that others do not, from public data, most unusual first.
1
51% of households in Inwood own their home, against 82% in Nassau County.
2
The typical household income in Inwood is $94,342,35% less than in Nassau County as a whole ($146,202).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Inwood
What homes there are in Inwood, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Inwood
Nassau County
New York
United States
Kind of home: Inwood and its comparisons
Measure
Inwood
Nassau County
New York
United States
Detached house
48%
76%
41%
61%
Attached house
8%
3%
6%
6%
Building of 2 to 4
32%
8%
17%
8%
Apartments (5 or more)
Unreliable estimate
13%
35%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
In Inwood there is a bit of everything: no kind of home reaches half. The most common are detached houses (48%); in Nassau County, 76%.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Inwood
Nassau County
New York
United States
Year built: Inwood and its comparisons
Measure
Inwood
Nassau County
New York
United States
Before 1960
64%
66%
52%
26%
1960–1979
15%
19%
22%
24%
1980–1999
Unreliable estimate
7%
14%
25%
2000–2009
9%
3%
6%
14%
2010 or later
Unreliable estimate
4%
6%
11%
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K22%
$500K–$750K28%
$750K–$1MUnreliable
$1M or more22%
Value of owner-occupied homes: Inwood and its comparisons
Measure
Inwood
Under $100K
Unreliable
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
22%
$500K–$750K
28%
$750K–$1M
Unreliable estimate
$1M or more
22%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99935%
$2,000–$2,49925%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Inwood and its comparisons
Measure
Inwood
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
35%
$2,000–$2,499
25%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,724 a month
Nassau County: $3,795 a month
Without a mortgage
$1,290 a month
Nassau County: $1,500 or more a month
Owners with a mortgage
57%
Nassau County: 62%
The typical cost for an owner with a mortgage in Inwood is $3,724 a month, near the figure in Nassau County ($3,795).
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Inwood+61%
Nassau County+39%
New York+35%
United States+53%
Typical rent
Inwood+31%
Nassau County+27%
New York+27%
United States+33%
Typical household income
Inwood+63%
Nassau County+26%
New York+26%
United States+29%
Change since 2015–2019: Inwood and its comparisons
Measure
Inwood
Nassau County
New York
United States
Typical home value
+61%
+39%
+35%
+53%
Typical rent
+31%
+27%
+27%
+33%
Typical household income
+63%
+26%
+26%
+29%
The typical home value in Inwood rose 61% since 2015–2019, more than in Nassau County (39%).
Rents in Inwood rose faster than in Nassau County: 31% since 2015–2019, against 27%.
While home values in Inwood changed +61% and rent +31%, the typical household income rose 63%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Inwood and its comparisons
Measure
Inwood
Nassau County
New York
United States
Rental vacancy
Unreliable estimate
4.5%
3.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.1%
0.9%
More than one person per room
16.9%
3.4%
5.3%
3.4%
People per household
3.99
2.99
2.49
2.53
Drive alone
41%
61%
49%
69%
Carpool
23%
7%
6%
9%
Public transit
15%
13%
22%
3%
Walk or bike
10%
2%
6%
3%
Work from home
Unreliable estimate
16%
15%
15%
Other means
Unreliable estimate
2%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
In Inwood, 16.9% of households live with more than one person per room, against 3.4% in Nassau County.
Households in Inwood are bigger: 3.99 people on average; in Nassau County, 2.99.
More people carpool to work in Inwood than in Nassau County: 23% against 7%.
Do the math
What would you pay each month for a home in Inwood?
A typical home costs more than the typical income allows
We start with a typical home in Inwood, worth $680,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 75% of the typical household income in Inwood, which is $94,342 a year. For that payment to be 28% of income, a household would need to earn about $252,020 a year.
The calculator's FHA and conventional loan limits are those of all of Nassau County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Inwood. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $23,811 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,881
at 7.18% · 30 years
Loan amount
$667,978
Total interest
$961,063
Paid off in
November 2056
Includes $11,489 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,201 a month
Tight
$2,201 to $2,830 a month
Hard
more than $2,830 a month
Your payment · 75%
Compared with the typical household income in Inwood ($94,342 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,525
Property tax
$771
Home insurance
$284
FHA mortgage insurance (MIP)
$301
You need at least $23,811 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,881; principal and interest $4,525.
The city and its county
Inwood and Nassau County
Inwood is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Inwood
Map of Nassau County, New York, with Inwood marked. Around it, the neighboring counties.
Inwood
Nassau County
Other cities with a page
Inwood's own numbers
Typical home value
$680,300
Typical monthly rent
$1,977
Typical yearly household income
$94,342
Households that own their home
51%
Effective property tax rate
1.36%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nassau County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.
A typical home in Inwood is worth $680,300: about the same as the county and 61% above New York. With the typical household income in Inwood ($94,342 a year), a typical home costs 7.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Inwood7.2 years
Nassau4.7 years
New York4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nassau County
According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nassau County.
Yearly change in FHFA’s price index in Nassau County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +6.0% +6.0% 2017
2018: +6.6% +6.6% 2018
2019: +3.8% +3.8% 2019
2020: +2.8% +2.8% 2020
2021: +7.0% +7.0% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +7.4% +7.4% 2024
2025: +7.0% +7.0% 2025
Change in FHFA’s price index in Nassau County, New York and the United States
Period
County
New York
U.S.
Last year (2025)
+7.0%
+6.0%
+2.9%
5 years (2020–2025)
+45%
+52%
+47%
10 years (2015–2025)
+82%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Inwood next to Nassau County, New York and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Inwood$680,300
Nassau$684,700
New York$423,800
United States$332,700
Typical monthly rent
Inwood$1,977
Nassau$2,252
New York$1,621
United States$1,413
Typical yearly household income
Inwood$94,342
Nassau$146,202
New York$85,974
United States$80,734
See the full table
Inwood next to Nassau County and New York
Measure
Inwood
Nassau County
New York
U.S.
Typical home value
$680,300
$684,700
$423,800
$332,700
Typical monthly rent
$1,977 ▼12% below the county
$2,252
$1,621
$1,413
Typical yearly household income
$94,342 ▼35% below the county
$146,202
$85,974
$80,734
Households that own their home
51% ▼31 points below the county
82%
54%
65%
Typical yearly property tax
$9,238 ▼8% below the county
$10,001
$6,582
$3,119
Effective property tax rate
1.36% ▼0.1 points below the county
1.46%
1.55%
0.94%
Renters with high rent for their income
58% ▲3 points above the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Inwood
For a typical $680,300 home in Inwood, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Inwood's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,880a month
Least cash to close
Down payment
$23,811
Cash to close
$44,220
Rate
7.18%
Mortgage insurance
FHA MIP · $301
Conventional, 5% down$5,756a month
Down payment
$34,015
Cash to close
$54,424
Rate
7.18%
Mortgage insurance
PMI · $323
Conventional, 20% down, no PMI$4,741a month
Down payment
$136,060
Cash to close
$156,469
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,370a month
Down payment
$102,045
Cash to close
$122,454
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Inwood
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,880
$23,811
$667,978
7.18%
FHA MIP · $301
$44,220
580
Conventional, 5% down
$5,756
$34,015
$646,285
7.18%
PMI · $323
$54,424
620*
Conventional, 20% down, no PMI
$4,741
$136,060
$544,240
7.18%
None
$156,469
620*
ITIN, 15% down (example)
$5,370
$102,045
$578,255
8.18%
None
$122,454
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Inwood is $1,977 a month: 12% below the county. In Inwood, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nassau County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,964
$37.77
$78,560
1 bedroom
$2,285
$43.94
$91,400
2 bedrooms
$2,689
$51.71
$107,560
3 bedrooms
$3,458
$66.50
$138,320
4 bedrooms
$3,671
$70.60
$146,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Inwood
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Inwood has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,480 in 11096 to $2,620 in 11559.
None is above the fair market rent for Nassau County ($2,689).
Fair market rent by ZIP code and size in Inwood, fiscal year 2027.
11096
$1,800
$2,150
$2,480
$3,210
$3,400
11559
$2,280
$2,390
$2,620
$3,280
$3,570
ZIP code2 bd3 bd
11096 $2,480$3,210
11559 $2,620$3,280
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Inwood when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
HUD lists 2 buildings with rents for lower incomes in Inwood. These are the largest.
Bayview-Inwood-Westover-Eastover82 Saint George Pl, Inwood 11096369 homes, 368 low-income · Run by Town of Hempstead Housing Authority · Average payment: $623 a month · Average wait: 78 months(516) 485-9666
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Inwood or Nassau County. The ones below are statewide in New York: they work in Inwood the same as in the rest of the state.
SONYMA second loan with no interest, forgiven after ten years, for the down payment with a SONYMA mortgage in New York.Offered by State of New York Mortgage Agency (SONYMA).
SONYMA mortgage at a very low fixed rate for low-income first-time buyers in New York, with a minimal down payment.Offered by State of New York Mortgage Agency (SONYMA).
No legal help resource on our list is for Inwood or Nassau County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Inwood and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Inwood?
The typical home value in Inwood is $680,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.
How much does it cost to rent in Inwood?
Typical rent in Inwood is $1,977 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.
What is the FHA loan limit in Inwood?
Inwood uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Inwood?
The typical homeowner in Inwood pays $9,238 a year, according to the U.S. Census Bureau. That is 1.36% of the home’s value; in Nassau County, the rate is 1.46%.
Where can I find free help to buy or rent in Inwood?
There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
