In Westbury, a typical home is worth $626,500 and typical rent is $1,779 a month. Compared with all of Nassau County, typical rent is 21% lower and the typical home value is 9% lower.
Typical home value from Zillow, September 2021 to September 2026: from $595,691 to $788,733.
Typical rent
$3,098a month
Typical rent from Zillow, December 2025 to September 2026: from $3,191 to $3,098.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Westbury is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county
What this place has that others do not, from public data, most unusual first.
1
Westbury has the 10th smallest share of rent-burdened renters of the 300 cities in New York with more than 5,000 people (34%).
2
Nearby, in New Cassel, the typical home value is $509,100: 19% less than in Westbury ($626,500).
3
The typical rent in Westbury is $1,779 a month, 21% less than in Nassau County as a whole ($2,252).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Westbury
What homes there are in Westbury, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Westbury
Nassau County
New York
United States
Kind of home: Westbury and its comparisons
Measure
Westbury
Nassau County
New York
United States
Detached house
71%
76%
41%
61%
Attached house
Unreliable estimate
3%
6%
6%
Building of 2 to 4
11%
8%
17%
8%
Apartments (5 or more)
16%
13%
35%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses are the majority in Westbury (71%), but less so than in Nassau County (76%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Westbury
Nassau County
New York
United States
Year built: Westbury and its comparisons
Measure
Westbury
Nassau County
New York
United States
Before 1960
69%
66%
52%
26%
1960–1979
16%
19%
22%
24%
1980–1999
6%
7%
14%
25%
2000–2009
7%
3%
6%
14%
2010 or later
Unreliable estimate
4%
6%
11%
In Westbury, half of the homes were built before 1955; in Nassau County, before 1955.
Homes in Westbury are smaller: 62% have 3 bedrooms or more; in Nassau County, 75%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K20%
$500K–$750K48%
$750K–$1M21%
$1M or more5%
Value of owner-occupied homes: Westbury and its comparisons
Measure
Westbury
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
20%
$500K–$750K
48%
$750K–$1M
21%
$1M or more
5%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49935%
$1,500–$1,9998%
$2,000–$2,49928%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Westbury and its comparisons
Measure
Westbury
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
35%
$1,500–$1,999
8%
$2,000–$2,499
28%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,471 a month
Nassau County: $3,795 a month
Owners with a mortgage
60%
Nassau County: 62%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Westbury+37%
Nassau County+39%
New York+35%
United States+53%
Typical rent
WestburyNo clear change
Nassau County+27%
New York+27%
United States+33%
Typical household income
Westbury+43%
Nassau County+26%
New York+26%
United States+29%
Change since 2015–2019: Westbury and its comparisons
Measure
Westbury
Nassau County
New York
United States
Typical home value
+37%
+39%
+35%
+53%
Typical rent
No clear change
+27%
+27%
+33%
Typical household income
+43%
+26%
+26%
+29%
Much as in Nassau County, the typical home value in Westbury rose 37% since 2015–2019.
The typical rent in Westbury stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Westbury and its comparisons
Measure
Westbury
Nassau County
New York
United States
Rental vacancy
Unreliable estimate
4.5%
3.8%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.1%
0.9%
More than one person per room
6.0%
3.4%
5.3%
3.4%
People per household
2.97
2.99
2.49
2.53
Drive alone
67%
61%
49%
69%
Carpool
9%
7%
6%
9%
Public transit
7%
13%
22%
3%
Walk or bike
5%
2%
6%
3%
Work from home
8%
16%
15%
15%
Other means
4%
2%
2%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
In Westbury, 6.0% of households live with more than one person per room, against 3.4% in Nassau County.
A household in Westbury has 2.97 people on average, about the same as in Nassau County (2.99).
In Westbury, 67% of workers drive alone to work; in Nassau County, 61%.
Do the math
What would you pay each month for a home in Westbury?
A typical home costs more than the typical income allows
We start with a typical home in Westbury, worth $626,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 46% of the typical household income in Westbury, which is $145,185 a year. For that payment to be 28% of income, a household would need to earn about $237,460 a year.
The calculator's FHA and conventional loan limits are those of all of Nassau County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Westbury. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $21,928 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,541
at 7.18% · 30 years
Loan amount
$615,152
Total interest
$885,059
Paid off in
November 2056
Includes $10,580 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,388 a month
Tight
$3,388 to $4,356 a month
Hard
more than $4,356 a month
Your payment · 46%
Compared with the typical household income in Westbury ($145,185 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,167
Property tax
$835
Home insurance
$261
FHA mortgage insurance (MIP)
$277
You need at least $21,928 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,541; principal and interest $4,167.
The city and its county
Westbury and Nassau County
Westbury is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Westbury
Map of Nassau County, New York, with Westbury marked. Around it, the neighboring counties.
Westbury
Nassau County
Other cities with a page
Westbury's own numbers
Typical home value
$626,500
Typical monthly rent
$1,779
Typical yearly household income
$145,185
Households that own their home
79%
Effective property tax rate
1.6%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Nassau County
FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.
A typical home in Westbury is worth $626,500: 9% below the county and 48% above New York. With the typical household income in Westbury ($145,185 a year), a typical home costs 4.3 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Westbury4.3 years
Nassau4.7 years
New York4.9 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Nassau County
According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Nassau County.
Yearly change in FHFA’s price index in Nassau County, 2016 to 2025
2016: +4.1% +4.1% 2016
2017: +6.0% +6.0% 2017
2018: +6.6% +6.6% 2018
2019: +3.8% +3.8% 2019
2020: +2.8% +2.8% 2020
2021: +7.0% +7.0% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +7.4% +7.4% 2024
2025: +7.0% +7.0% 2025
Change in FHFA’s price index in Nassau County, New York and the United States
Period
County
New York
U.S.
Last year (2025)
+7.0%
+6.0%
+2.9%
5 years (2020–2025)
+45%
+52%
+47%
10 years (2015–2025)
+82%
+86%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Westbury next to Nassau County, New York and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Westbury$626,500
Nassau$684,700
New York$423,800
United States$332,700
Typical monthly rent
Westbury$1,779
Nassau$2,252
New York$1,621
United States$1,413
Typical yearly household income
Westbury$145,185
Nassau$146,202
New York$85,974
United States$80,734
See the full table
Westbury next to Nassau County and New York
Measure
Westbury
Nassau County
New York
U.S.
Typical home value
$626,500 ▼9% below the county
$684,700
$423,800
$332,700
Typical monthly rent
$1,779 ▼21% below the county
$2,252
$1,621
$1,413
Typical yearly household income
$145,185
$146,202
$85,974
$80,734
Households that own their home
79% ▼3 points below the county
82%
54%
65%
Typical yearly property tax
$10,001
$10,001
$6,582
$3,119
Effective property tax rate
1.6% ▲0.14 points above the county
1.46%
1.55%
0.94%
Renters with high rent for their income
34% ▼21 points below the county
55%
52%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Westbury
For a typical $626,500 home in Westbury, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Westbury's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,541a month
Least cash to close
Down payment
$21,928
Cash to close
$40,723
Rate
7.18%
Mortgage insurance
FHA MIP · $277
Conventional, 5% down$5,426a month
Down payment
$31,325
Cash to close
$50,120
Rate
7.18%
Mortgage insurance
PMI · $298
Conventional, 20% down, no PMI$4,492a month
Down payment
$125,300
Cash to close
$144,095
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,071a month
Down payment
$93,975
Cash to close
$112,770
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Westbury
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$5,541
$21,928
$615,153
7.18%
FHA MIP · $277
$40,723
580
Conventional, 5% down
$5,426
$31,325
$595,175
7.18%
PMI · $298
$50,120
620*
Conventional, 20% down, no PMI
$4,492
$125,300
$501,200
7.18%
None
$144,095
620*
ITIN, 15% down (example)
$5,071
$93,975
$532,525
8.18%
None
$112,770
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Westbury is $1,779 a month: 21% below the county. In Westbury, 34% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Nassau County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,964
$37.77
$78,560
1 bedroom
$2,285
$43.94
$91,400
2 bedrooms
$2,689
$51.71
$107,560
3 bedrooms
$3,458
$66.50
$138,320
4 bedrooms
$3,671
$70.60
$146,840
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Westbury
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Westbury is in ZIP code 11590.
For 2 bedrooms it is $2,740: $51 more than the fair market rent for Nassau County ($2,689).
Fair market rent by ZIP code and size in Westbury, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
11590
$2,000
$2,330
$2,740
$3,520
$3,740
ZIP code2 bd3 bd
11590 $2,740$3,520
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Westbury when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Westbury or Nassau County. The ones below are statewide in New York: they work in Westbury the same as in the rest of the state.
SONYMA second loan with no interest, forgiven after ten years, for the down payment with a SONYMA mortgage in New York.Offered by State of New York Mortgage Agency (SONYMA).
SONYMA mortgage at a very low fixed rate for low-income first-time buyers in New York, with a minimal down payment.Offered by State of New York Mortgage Agency (SONYMA).
No legal help resource on our list is for Westbury or Nassau County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Westbury and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Westbury?
The typical home value in Westbury is $626,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.
How much does it cost to rent in Westbury?
Typical rent in Westbury is $1,779 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.
What is the FHA loan limit in Westbury?
Westbury uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.
How much property tax do owners pay in Westbury?
The typical homeowner in Westbury pays $10,001 a year, according to the U.S. Census Bureau. That is 1.6% of the home’s value; in Nassau County, the rate is 1.46%.
Where can I find free help to buy or rent in Westbury?
There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
