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City · 25,982 residents · Nassau County, New York

Plainview , New York

In Plainview, a typical home is worth $796,300 and typical rent is $3,392 a month. Compared with all of Nassau County, typical rent is 51% higher, typical household income is 30% higher, and the share of households that own their home is 11 points higher.

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  • Typical home value

    $796,300

    16% above the county

    88% above New York

    • Plainview
    • Nassau
    • New York

  • Typical rent

    $3,392a month

    51% above the county

    109% above New York

    • Plainview
    • Nassau
    • New York

  • Typical household income

    $189,906a year

    30% above the county

    121% above New York

    • Plainview
    • Nassau
    • New York

  • Households that own their home

    93%

    11 points above the county

    38 points above New York

    • Plainview
    • Nassau
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$991,572
6.4% more than 12 months ago
Typical rent
$4,902 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Plainview is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Plainview apart

What this place has that others do not, from public data, most unusual first.

  1. The typical rent in Plainview is $3,392 a month, 51% more than in Nassau County as a whole ($2,252).

  2. Nearby, in Bethpage, the typical rent is $2,014: 41% less than in Plainview ($3,392).

  3. Plainview has the 18th highest typical household income of the 350 cities in New York with more than 5,000 people ($189,906).

  4. Nearby, in Bethpage, the typical home value is $605,900: 24% less than in Plainview ($796,300).

  5. The typical home in Plainview is worth $796,300, 16% more than in Nassau County as a whole ($684,700).

  6. 93% of households in Plainview own their home, against 82% in Nassau County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Plainview

What homes there are in Plainview, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house rules in Plainview: 92% of homes, more than in Nassau County (76%).

Year built

By age, homes in Plainview look like those in Nassau County: the typical year built is 1957.

In Plainview, 89% of homes have 3 bedrooms or more, more than in Nassau County (75%).

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

60%

Nassau County: 62%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Plainview rose 34%; in Nassau County, it rose 39%.

Rents in Plainview rose faster than in Nassau County: 117% since 2015–2019, against 27%.

Here income did not keep up with housing: it rose 29%, while home values changed +34% and rent +117%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasurePlainviewNassau CountyNew YorkUnited States
Rental vacancy Unreliable estimate4.5%3.8%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room Unreliable estimate3.4%5.3%3.4%
People per household 2.922.992.492.53
Drive alone 59%61%49%69%
Carpool 6%7%6%9%
Public transit 10%13%22%3%
Walk or bike Unreliable estimate2%6%3%
Work from home 24%16%15%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

A household in Plainview has 2.92 people on average, about the same as in Nassau County (2.99).

Many people here do not commute at all: 24% work from home; in Nassau County, 16%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Plainview?

A typical home costs more than the typical income allows

We start with a typical home in Plainview, worth $796,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Plainview, which is $189,906 a year. For that payment to be 28% of income, a household would need to earn about $292,149 a year.

The calculator's FHA and conventional loan limits are those of all of Nassau County.

Your numbers

Local data
$

Starts at the typical home value in Plainview. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $27,871 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$6,817

at 7.18% · 30 years

Loan amount
$781,877
Total interest
$1,124,937
Paid off in
November 2056

Includes $13,448 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,431 a month

  • Tight

    $4,431 to $5,697 a month

  • Hard

    more than $5,697 a month

    Your payment · 43%

Compared with the typical household income in Plainview ($189,906 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$6,817
Principal & interest$5,297
Property tax$836
Home insurance$332
FHA mortgage insurance (MIP)$352

You need at least $27,871 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Plainview and Nassau County

Plainview is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Plainview's own numbers

Typical home value
$796,300
Typical monthly rent
$3,392
Typical yearly household income
$189,906
Households that own their home
93%
Effective property tax rate
1.26%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Nassau County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.

Everything about Nassau County

Buying

Buying a home in Plainview

A typical home in Plainview is worth $796,300: 16% above the county and 88% above New York. With the typical household income in Plainview ($189,906 a year), a typical home costs 4.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Plainview 4.2 years
  • Nassau 4.7 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Nassau County

According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Nassau County.

Period County New York U.S.
Last year (2025) +7.0% +6.0% +2.9%
5 years (2020–2025) +45% +52% +47%
10 years (2015–2025) +82% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Plainview next to Nassau County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Plainview $796,300
  • Nassau $684,700
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • Plainview $3,392
  • Nassau $2,252
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • Plainview $189,906
  • Nassau $146,202
  • New York $85,974
  • United States $80,734
See the full table
Plainview next to Nassau County and New York
Measure Plainview Nassau County New York U.S.
Typical home value $796,300 $684,700 $423,800 $332,700
Typical monthly rent $3,392 $2,252 $1,621 $1,413
Typical yearly household income $189,906 $146,202 $85,974 $80,734
Households that own their home 93% 82% 54% 65%
Typical yearly property tax $10,001 $10,001 $6,582 $3,119
Effective property tax rate 1.26% 1.46% 1.55% 0.94%
Renters with high rent for their income 56% 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Plainview

For a typical $796,300 home in Plainview, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Plainview's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $6,817a month

    Least cash to close
    Down payment
    $27,871
    Cash to close
    $51,760
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $352

  • Conventional, 5% down $6,671a month

    Down payment
    $39,815
    Cash to close
    $63,704
    Rate
    7.18%
    Mortgage insurance
    PMI · $378

  • Conventional, 20% down, no PMI $5,483a month

    Down payment
    $159,260
    Cash to close
    $183,149
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $6,220a month

    Down payment
    $119,445
    Cash to close
    $143,334
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Plainview and for Nassau County.

Property tax

Effective rate in Plainview

1.26%of the home’s value each year

$10,001 a year for the typical owner in Plainview.

  • Plainview 1.26%
  • Nassau 1.46%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Nassau County

FEMA does not publish these numbers by city: they are for all of Nassau County.

Homes in the high-risk zone
9.6%
35,643
Of those, with NFIP insurance
76%
County New York U.S.
Homes in the high-risk zone 9.6% 2% 3.5%
Of those, with NFIP insurance 76% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Plainview

Typical rent in Plainview is $3,392 a month: 51% above the county. In Plainview, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.

HUD fair market rent for all of Nassau County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,964 $37.77 $78,560
1 bedroom $2,285 $43.94 $91,400
2 bedrooms $2,689 $51.71 $107,560
3 bedrooms $3,458 $66.50 $138,320
4 bedrooms $3,671 $70.60 $146,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Plainview

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Plainview is in ZIP code 11803.

For 2 bedrooms it is $3,610: $921 more than the fair market rent for Nassau County ($2,689).

  • 11803 $3,610$4,640

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Plainview when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Plainview

HUD lists one building with rents for lower incomes in Plainview.

  • Harmon Shepherd Hill 107 Central Park Rd, Plainview 11803 117 low-income homes · Run by Town of Oyster Bay Housing Authority · Average payment: $464 a month · Average wait: 99 months (516) 349-1000

See all 82 buildings in Nassau County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Plainview

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.

A pregnant woman reads paperwork on the sofa while the grandmother plays with the girl on the floor.

HUD counseling is free or low-cost

Assistance programs in Plainview

No down payment, repair or rent-help program on our list is for Plainview or Nassau County. The ones below are statewide in New York: they work in Plainview the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near Plainview

The HUD-approved agencies closest to the center of Plainview, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • COMMUNITY DEVELOPMENT CORPORATION OF LONG ISLAND dba Community Development Long Island

    1660 Walt Whitman Rd Ste 130, Melville · 3 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (631) 471-1215

  • American Debt Resources

    105 Maxess Rd Ste 124, Melville · 3 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (800) 498-0766

  • Family and Children's Association

    377 Oak St, Garden City · 8 miles away · Spanish

    • Reverse mortgage counseling
    516-485-3425-2325

Every agency in Nassau County All counseling agencies in New York

Help in Spanish near Plainview

2 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Plainview

In HUD’s record, no housing authority with an office in Nassau County is named for Plainview or Nassau County.

11 other authorities have an office in Nassau County: see the list Source: HUD

Cities

Other cities in Nassau County

These cities are also in Nassau County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Nassau County Housing in New York
See 57 more cities in Nassau County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Plainview, with the typical home value.

Neighboring counties

If Nassau County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Plainview.

All guides
A father smiles as he carries his baby on his shoulders outdoors.

Questions

Housing questions about Plainview

Short answers with the numbers for Plainview and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Plainview?

The typical home value in Plainview is $796,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.

How much does it cost to rent in Plainview?

Typical rent in Plainview is $3,392 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.

What is the FHA loan limit in Plainview?

Plainview uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Plainview?

The typical homeowner in Plainview pays $10,001 a year, according to the U.S. Census Bureau. That is 1.26% of the home’s value; in Nassau County, the rate is 1.46%.

Where can I find free help to buy or rent in Plainview?

There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).