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City · 9,348 residents · Nassau County, New York

Woodbury (Nassau County), New York

In Woodbury, a typical home is worth $1,003,400 and typical rent is $3,321 a month. Compared with all of Nassau County, typical rent is 47% higher, the typical home value is 47% higher, and the share of households that own their home is 5 points higher.

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  • Typical home value

    $1,003,400

    47% above the county

    137% above New York

    • Woodbury
    • Nassau
    • New York

  • Typical rent

    $3,321a month

    47% above the county

    105% above New York

    • Woodbury
    • Nassau
    • New York

  • Typical household income

    $191,321a year

    31% above the county

    123% above New York

    • Woodbury
    • Nassau
    • New York

  • Households that own their home

    87%

    5 points above the county

    33 points above New York

    • Woodbury
    • Nassau
    • New York

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$1,551,805
8.7% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Woodbury is in Nassau County. The FHA loan limit ($1,249,125 for a one-unit home), the fair market rents and the help on this page are those of all of Nassau County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Woodbury apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in South Huntington, the typical rent is $1,908: 43% less than in Woodbury ($3,321).

  2. The typical rent in Woodbury is $3,321 a month, 47% more than in Nassau County as a whole ($2,252).

  3. Nearby, in Huntington Station, the typical home value is $578,000: 42% less than in Woodbury ($1,003,400).

  4. The typical home in Woodbury is worth $1,003,400, 47% more than in Nassau County as a whole ($684,700).

  5. Woodbury has the 17th highest typical household income of the 350 cities in New York with more than 5,000 people ($191,321).

  6. According to Zillow, in the 12 months to September 2026 the typical home value in Woodbury rose 8.7%; in New York, it rose 5.6%.

Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data

The homes here

Housing in Woodbury

What homes there are in Woodbury, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

Detached houses are the majority in Woodbury (55%), but less so than in Nassau County (76%).

Year built

The typical home in Woodbury was built in 1980, 25 years after the typical one in Nassau County.

Homes in Woodbury are smaller: 72% have 3 bedrooms or more; in Nassau County, 75%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

Owners with a mortgage

56%

Nassau County: 62%

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Homes in Woodbury gained value more slowly than in Nassau County: 19% since 2015–2019, against 39%.

Rents in Woodbury rose more slowly than in Nassau County: 17% since 2015–2019, against 27%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWoodburyNassau CountyNew YorkUnited States
Rental vacancy Unreliable estimate4.5%3.8%5.5%
Homeowner vacancy Unreliable estimate0.7%1.1%0.9%
More than one person per room Unreliable estimate3.4%5.3%3.4%
People per household 2.632.992.492.53
Drive alone 56%61%49%69%
Carpool Unreliable estimate7%6%9%
Public transit 12%13%22%3%
Walk or bike Unreliable estimate2%6%3%
Work from home 27%16%15%15%
Other means Unreliable estimate2%2%2%
Typical commute Unreliable estimate30 to 39 minutes20 to 29 minutes20 to 29 minutes

Households in Woodbury are smaller: 2.63 people on average; in Nassau County, 2.99.

Working from home is more common in Woodbury: 27%, against 16% in Nassau County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Woodbury?

A typical home costs more than the typical income allows

We start with a typical home in Woodbury, worth $1,003,400, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 54% of the typical household income in Woodbury, which is $191,321 a year. For that payment to be 28% of income, a household would need to earn about $365,730 a year.

The calculator's FHA and conventional loan limits are those of all of Nassau County.

Your numbers

Local data
$

Starts at the typical home value in Woodbury. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $35,119 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$8,534

at 7.18% · 30 years

Loan amount
$985,226
Total interest
$1,417,509
Paid off in
November 2056

Includes $16,945 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $4,464 a month

  • Tight

    $4,464 to $5,740 a month

  • Hard

    more than $5,740 a month

    Your payment · 54%

Compared with the typical household income in Woodbury ($191,321 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$8,534
Principal & interest$6,674
Property tax$836
Home insurance$418
FHA mortgage insurance (MIP)$605

You need at least $35,119 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Woodbury and Nassau County

Woodbury is in Nassau County, New York. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Woodbury's own numbers

Typical home value
$1,003,400
Typical monthly rent
$3,321
Typical yearly household income
$191,321
Households that own their home
87%
Effective property tax rate
1%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Nassau County

FHA limit, one-unit home
$1,249,125
Conventional limit, one unit
$1,209,750
HUD fair market rent, 2 bedrooms
$2,689
Price change over 5 years (FHFA)
+45%
Homes in a high flood-risk zone
9.6%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Nassau County.

Everything about Nassau County

Buying

Buying a home in Woodbury

A typical home in Woodbury is worth $1,003,400: 47% above the county and 137% above New York. With the typical household income in Woodbury ($191,321 a year), a typical home costs 5.2 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Woodbury 5.2 years
  • Nassau 4.7 years
  • New York 4.9 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Nassau County

According to FHFA’s house price index, home prices in Nassau County rose 82% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Nassau County.

Period County New York U.S.
Last year (2025) +7.0% +6.0% +2.9%
5 years (2020–2025) +45% +52% +47%
10 years (2015–2025) +82% +86% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Woodbury next to Nassau County, New York and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Woodbury $1,003,400
  • Nassau $684,700
  • New York $423,800
  • United States $332,700
Typical monthly rent
  • Woodbury $3,321
  • Nassau $2,252
  • New York $1,621
  • United States $1,413
Typical yearly household income
  • Woodbury $191,321
  • Nassau $146,202
  • New York $85,974
  • United States $80,734
See the full table
Woodbury next to Nassau County and New York
Measure Woodbury Nassau County New York U.S.
Typical home value $1,003,400 $684,700 $423,800 $332,700
Typical monthly rent $3,321 $2,252 $1,621 $1,413
Typical yearly household income $191,321 $146,202 $85,974 $80,734
Households that own their home 87% 82% 54% 65%
Typical yearly property tax $10,001 $10,001 $6,582 $3,119
Effective property tax rate 1% 1.46% 1.55% 0.94%
Renters with high rent for their income 61% 55% 52% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Nassau County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Woodbury

For a typical $1,003,400 home in Woodbury, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Woodbury's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $8,534a month

    Least cash to close
    Down payment
    $35,119
    Cash to close
    $65,221
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $605

  • Conventional, 5% down $8,188a month

    Down payment
    $50,170
    Cash to close
    $80,272
    Rate
    7.18%
    Mortgage insurance
    PMI · $477

  • Conventional, 20% down, no PMI $6,692a month

    Down payment
    $200,680
    Cash to close
    $230,782
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $7,620a month

    Down payment
    $150,510
    Cash to close
    $180,612
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Woodbury and for Nassau County.

Property tax

Effective rate in Woodbury

1%of the home’s value each year

$10,001 a year for the typical owner in Woodbury.

  • Woodbury 1%
  • Nassau 1.46%
  • New York 1.55%

What New York publishes Basic STAR school tax relief (New York State Department of Taxation and Finance)

Exemptions and deadlines in New York

Flood risk in Nassau County

FEMA does not publish these numbers by city: they are for all of Nassau County.

Homes in the high-risk zone
9.6%
35,643
Of those, with NFIP insurance
76%
County New York U.S.
Homes in the high-risk zone 9.6% 2% 3.5%
Of those, with NFIP insurance 76% 76% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Woodbury

Typical rent in Woodbury is $3,321 a month: 47% above the county. In Woodbury, 61% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Nassau County, by unit size. To pay the 2-bedroom one ($2,689 a month) without spending more than 30% of your income, you would need to earn $51.71 an hour working full time.

HUD fair market rent for all of Nassau County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,964 $37.77 $78,560
1 bedroom $2,285 $43.94 $91,400
2 bedrooms $2,689 $51.71 $107,560
3 bedrooms $3,458 $66.50 $138,320
4 bedrooms $3,671 $70.60 $146,840

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Woodbury

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Woodbury is in ZIP code 11797.

For 2 bedrooms it is $3,920: $1,231 more than the fair market rent for Nassau County ($2,689).

  • 11797 $3,920$5,040

A ZIP code counts for Woodbury when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Woodbury

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There are 3 HUD-approved agencies with an office in Nassau County; 2 say they serve in Spanish.

A man listens closely, seated at a meeting table.

HUD counseling is free or low-cost

Assistance programs in Woodbury

No down payment, repair or rent-help program on our list is for Woodbury or Nassau County. The ones below are statewide in New York: they work in Woodbury the same as in the rest of the state.

Which programs do I qualify for? All programs in New York

Housing counselors near Woodbury

The HUD-approved agencies closest to the center of Woodbury, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • COMMUNITY DEVELOPMENT CORPORATION OF LONG ISLAND dba Community Development Long Island

    1660 Walt Whitman Rd Ste 130, Melville · 4 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 7 more
    (631) 471-1215

  • American Debt Resources

    105 Maxess Rd Ste 124, Melville · 5 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 3 more
    (800) 498-0766

  • The Safeguard Group - Housing & Debt Advisors

    67 Fort Salonga Rd, Northport · 8 miles away

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (800) 673-6993

Every agency in Nassau County All counseling agencies in New York

Help in Spanish near Woodbury

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Woodbury

In HUD’s record, no housing authority with an office in Nassau County is named for Woodbury or Nassau County.

11 other authorities have an office in Nassau County: see the list Source: HUD

Cities

Other cities in Nassau County

These cities are also in Nassau County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about Nassau County Housing in New York
See 57 more cities in Nassau County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Woodbury, with the typical home value.

Neighboring counties

If Nassau County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Woodbury.

All guides
A family walks a boardwalk trail in the forest; one of them uses a wheelchair.

Questions

Housing questions about Woodbury

Short answers with the numbers for Woodbury and all of Nassau County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Woodbury?

The typical home value in Woodbury is $1,003,400, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Nassau County it is $684,700.

How much does it cost to rent in Woodbury?

Typical rent in Woodbury is $3,321 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Nassau County is $2,689.

What is the FHA loan limit in Woodbury?

Woodbury uses the FHA limit for all of Nassau County (2026): $1,249,125 for a one-unit home and $2,402,625 for a four-unit home.

How much property tax do owners pay in Woodbury?

The typical homeowner in Woodbury pays $10,001 a year, according to the U.S. Census Bureau. That is 1% of the home’s value; in Nassau County, the rate is 1.46%.

Where can I find free help to buy or rent in Woodbury?

There are 3 HUD-approved counseling agencies with an office in Nassau County. 2 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).