In Darien, a typical home is worth $398,700 and typical rent is $1,857 a month. Compared with all of DuPage County, typical rent is 10% higher and the share of households that own their home is 6 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $358,182 to $456,310.
Typical rent
$2,388a month
▲ 2% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $2,284 to $2,388.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Darien is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Clarendon Hills, the typical rent is $1,142: 39% less than in Darien ($1,857).
2
79% of households in Darien own their home, against 73% in DuPage County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Darien
What homes there are in Darien, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Darien
DuPage County
Illinois
United States
Kind of home: Darien and its comparisons
Measure
Darien
DuPage County
Illinois
United States
Detached house
61%
58%
58%
61%
Attached house
17%
12%
6%
6%
Building of 2 to 4
5%
5%
12%
8%
Apartments (5 or more)
18%
25%
22%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
As in DuPage County, most homes in Darien are detached houses (61%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Darien
DuPage County
Illinois
United States
Year built: Darien and its comparisons
Measure
Darien
DuPage County
Illinois
United States
Before 1960
8%
18%
38%
26%
1960–1979
47%
36%
26%
24%
1980–1999
38%
32%
20%
25%
2000–2009
5%
9%
11%
14%
2010 or later
Unreliable estimate
6%
6%
11%
By age, homes in Darien look like those in DuPage County: the typical year built is 1978.
There is more room for a big family here: 69% of homes have 3 bedrooms or more, against 63% in DuPage County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K4%
$200K–$300K20%
$300K–$500K50%
$500K–$750K17%
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Darien and its comparisons
Measure
Darien
Under $100K
Unreliable estimate
$100K–$200K
4%
$200K–$300K
20%
$300K–$500K
50%
$500K–$750K
17%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49930%
$1,500–$1,999Unreliable
$2,000–$2,49925%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Darien and its comparisons
Measure
Darien
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
30%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
25%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,246 a month
DuPage County: $2,450 a month
Without a mortgage
$1,041 a month
DuPage County: $1,056 a month
Owners with a mortgage
54%
DuPage County: 65%
Owning costs less in Darien: with a mortgage, the typical cost is $2,246 a month; in DuPage County, $2,450. Without one, $1,041.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Darien+21%
DuPage County+27%
Illinois+35%
United States+53%
Typical rent
Darien+55%
DuPage County+28%
Illinois+26%
United States+33%
Typical household income
Darien+16%
DuPage County+21%
Illinois+27%
United States+29%
Change since 2015–2019: Darien and its comparisons
Measure
Darien
DuPage County
Illinois
United States
Typical home value
+21%
+27%
+35%
+53%
Typical rent
+55%
+28%
+26%
+33%
Typical household income
+16%
+21%
+27%
+29%
Homes in Darien gained value more slowly than in DuPage County: 21% since 2015–2019, against 27%.
Since 2015–2019, the typical rent in Darien rose 55%, more than in DuPage County (28%).
Housing prices ran ahead of income in Darien: typical income rose 16%, against +21% for home values and +55% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Darien and its comparisons
Measure
Darien
DuPage County
Illinois
United States
Rental vacancy
Unreliable estimate
5.6%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.0%
0.9%
More than one person per room
Unreliable estimate
2.7%
2.5%
3.4%
People per household
2.50
2.61
2.46
2.53
Drive alone
69%
65%
66%
69%
Carpool
6%
7%
8%
9%
Public transit
3%
4%
6%
3%
Walk or bike
Unreliable estimate
2%
3%
3%
Work from home
21%
22%
16%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
A household in Darien has 2.50 people on average, about the same as in DuPage County (2.61).
In Darien, 69% of workers drive alone to work; in DuPage County, 65%.
Do the math
What would you pay each month for a home in Darien?
A typical home costs more than the typical income allows
We start with a typical home in Darien, worth $398,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Darien, which is $111,215 a year. For that payment to be 28% of income, a household would need to earn about $153,823 a year.
The calculator's FHA and conventional loan limits are those of all of DuPage County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Darien. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $13,955 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,589
at 7.18% · 30 years
Loan amount
$391,478
Total interest
$563,245
Paid off in
November 2056
Includes $6,733 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,595 a month
Tight
$2,595 to $3,336 a month
Hard
more than $3,336 a month
Your payment · 39%
Compared with the typical household income in Darien ($111,215 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,652
Property tax
$595
Home insurance
$166
FHA mortgage insurance (MIP)
$176
You need at least $13,955 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,589; principal and interest $2,652.
The city and its county
Darien and DuPage County
Darien is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Darien
Map of DuPage County, Illinois, with Darien marked. Around it, the neighboring counties.
Darien
DuPage County
Other cities with a page
Darien's own numbers
Typical home value
$398,700
Typical monthly rent
$1,857
Typical yearly household income
$111,215
Households that own their home
79%
Effective property tax rate
1.79%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of DuPage County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.
A typical home in Darien is worth $398,700: about the same as the county and 51% above Illinois. With the typical household income in Darien ($111,215 a year), a typical home costs 3.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Darien3.6 years
DuPage3.5 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in DuPage County
According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of DuPage County.
Yearly change in FHFA’s price index in DuPage County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +3.3% +3.3% 2017
2018: +2.5% +2.5% 2018
2019: +2.1% +2.1% 2019
2020: +0.9% +0.9% 2020
2021: +6.4% +6.4% 2021
2022: +11.0% +11.0% 2022
2023: +8.2% +8.2% 2023
2024: +7.7% +7.7% 2024
2025: +6.2% +6.2% 2025
Change in FHFA’s price index in DuPage County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+6.2%
+5.7%
+2.9%
5 years (2020–2025)
+46%
+47%
+47%
10 years (2015–2025)
+64%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Darien next to DuPage County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Darien$398,700
DuPage$391,400
Illinois$263,300
United States$332,700
Typical monthly rent
Darien$1,857
DuPage$1,688
Illinois$1,274
United States$1,413
Typical yearly household income
Darien$111,215
DuPage$112,096
Illinois$83,390
United States$80,734
See the full table
Darien next to DuPage County and Illinois
Measure
Darien
DuPage County
Illinois
U.S.
Typical home value
$398,700
$391,400
$263,300
$332,700
Typical monthly rent
$1,857 ▲10% above the county
$1,688
$1,274
$1,413
Typical yearly household income
$111,215
$112,096
$83,390
$80,734
Households that own their home
79% ▲6 points above the county
73%
67%
65%
Typical yearly property tax
$7,119 ▼11% below the county
$8,007
$5,298
$3,119
Effective property tax rate
1.79% ▼0.26 points below the county
2.05%
2.01%
0.94%
Renters with high rent for their income
47% ▲2 points above the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Darien
For a typical $398,700 home in Darien, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Darien's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,589a month
Least cash to close
Down payment
$13,955
Cash to close
$25,916
Rate
7.18%
Mortgage insurance
FHA MIP · $176
Conventional, 5% down$3,516a month
Down payment
$19,935
Cash to close
$31,896
Rate
7.18%
Mortgage insurance
PMI · $189
Conventional, 20% down, no PMI$2,922a month
Down payment
$79,740
Cash to close
$91,701
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,290a month
Down payment
$59,805
Cash to close
$71,766
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Darien
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,589
$13,955
$391,479
7.18%
FHA MIP · $176
$25,916
580
Conventional, 5% down
$3,516
$19,935
$378,765
7.18%
PMI · $189
$31,896
620*
Conventional, 20% down, no PMI
$2,922
$79,740
$318,960
7.18%
None
$91,701
620*
ITIN, 15% down (example)
$3,290
$59,805
$338,895
8.18%
None
$71,766
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Darien is $1,857 a month: 10% above the county. In Darien, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in DuPage County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Darien
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Darien is in ZIP code 60561.
For 2 bedrooms it is $2,510: $499 more than the fair market rent for DuPage County ($2,011).
Fair market rent by ZIP code and size in Darien, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60561
$2,090
$2,220
$2,510
$3,230
$3,690
ZIP code2 bd3 bd
60561 $2,510$3,230
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Darien when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Darien or DuPage County. The ones below are statewide in Illinois: they work in Darien the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Darien or DuPage County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Darien and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Darien?
The typical home value in Darien is $398,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.
How much does it cost to rent in Darien?
Typical rent in Darien is $1,857 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.
What is the FHA loan limit in Darien?
Darien uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Darien?
The typical homeowner in Darien pays $7,119 a year, according to the U.S. Census Bureau. That is 1.79% of the home’s value; in DuPage County, the rate is 2.05%.
Where can I find free help to buy or rent in Darien?
There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
