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City · 35,489 residents · DuPage County, Illinois

Addison , Illinois

In Addison, a typical home is worth $341,300 and typical rent is $1,245 a month. Compared with all of DuPage County, typical rent is 26% lower, typical household income is 19% lower, and the share of households that own their home is 6 points lower.

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  • Typical home value

    $341,300

    13% below the county

    30% above Illinois

    • Addison
    • DuPage
    • Illinois

  • Typical rent

    $1,245a month

    26% below the county

    2% below Illinois

    • Addison
    • DuPage
    • Illinois

  • Typical household income

    $90,431a year

    19% below the county

    8% above Illinois

    • Addison
    • DuPage
    • Illinois

  • Households that own their home

    67%

    6 points below the county

    About the same as Illinois

    • Addison
    • DuPage
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$378,984
3.7% more than 12 months ago
Typical rent
$1,854 a month

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Addison is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Addison apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Glendale Heights, the typical home value is $261,700: 23% less than in Addison ($341,300).

  2. The typical rent in Addison is $1,245 a month, 26% less than in DuPage County as a whole ($1,688).

  3. The typical household income in Addison is $90,431, 19% less than in DuPage County as a whole ($112,096).

  4. 67% of households in Addison own their home, against 73% in DuPage County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Addison

What homes there are in Addison, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is the most common home in Addison: 57% of homes, near the figure in DuPage County (58%).

Year built

Homes in Addison are older: the typical year built is 1972; in DuPage County, 1978.

There are fewer big homes in Addison than in DuPage County: 59% have 3 bedrooms or more, against 63%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes

The FHA loan limit for DuPage County is $541,287, and about 89% of owner-occupied homes in Addison are worth less than that.

Monthly rent with utilities

With a mortgage

$2,187 a month

DuPage County: $2,450 a month

Without a mortgage

$910 a month

DuPage County: $1,056 a month

Owners with a mortgage

54%

DuPage County: 65%

In Addison, 54% of owners have a mortgage, and their typical cost is $2,187 a month, against $2,450 in DuPage County. Without one it drops to $910.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

From 2015–2019 to 2020–2024, the typical home value in Addison rose 37%; in DuPage County, it rose 27%.

Rents in Addison rose more slowly than in DuPage County: 18% since 2015–2019, against 28%.

The typical household income in Addison rose 34% over that time; home values changed +37% and rent +18%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureAddisonDuPage CountyIllinoisUnited States
Rental vacancy Unreliable estimate5.6%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%1.0%0.9%
More than one person per room 6.8%2.7%2.5%3.4%
People per household 2.762.612.462.53
Drive alone 70%65%66%69%
Carpool 14%7%8%9%
Public transit Unreliable estimate4%6%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 13%22%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 6.8% of households in Addison live, more than in DuPage County (2.7%).

On average, a household in Addison has 2.76 people, more than in DuPage County (2.61).

More people carpool to work in Addison than in DuPage County: 14% against 7%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Addison?

A typical home costs more than the typical income allows

We start with a typical home in Addison, worth $341,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Addison, which is $90,431 a year. For that payment to be 28% of income, a household would need to earn about $133,628 a year.

The calculator's FHA and conventional loan limits are those of all of DuPage County.

Your numbers

Local data
$

Starts at the typical home value in Addison. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,946 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,118

at 7.18% · 30 years

Loan amount
$335,118
Total interest
$482,156
Paid off in
November 2056

Includes $5,764 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,110 a month

  • Tight

    $2,110 to $2,713 a month

  • Hard

    more than $2,713 a month

    Your payment · 41%

Compared with the typical household income in Addison ($90,431 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,118
Principal & interest$2,270
Property tax$555
Home insurance$142
FHA mortgage insurance (MIP)$151

You need at least $11,946 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Addison and DuPage County

Addison is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Addison's own numbers

Typical home value
$341,300
Typical monthly rent
$1,245
Typical yearly household income
$90,431
Households that own their home
67%
Effective property tax rate
1.95%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DuPage County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.

Everything about DuPage County

Buying

Buying a home in Addison

A typical home in Addison is worth $341,300: 13% below the county and 30% above Illinois. With the typical household income in Addison ($90,431 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Addison 3.8 years
  • DuPage 3.5 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DuPage County

According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DuPage County.

Period County Illinois U.S.
Last year (2025) +6.2% +5.7% +2.9%
5 years (2020–2025) +46% +47% +47%
10 years (2015–2025) +64% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Addison next to DuPage County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Addison $341,300
  • DuPage $391,400
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Addison $1,245
  • DuPage $1,688
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Addison $90,431
  • DuPage $112,096
  • Illinois $83,390
  • United States $80,734
See the full table
Addison next to DuPage County and Illinois
Measure Addison DuPage County Illinois U.S.
Typical home value $341,300 $391,400 $263,300 $332,700
Typical monthly rent $1,245 $1,688 $1,274 $1,413
Typical yearly household income $90,431 $112,096 $83,390 $80,734
Households that own their home 67% 73% 67% 65%
Typical yearly property tax $6,662 $8,007 $5,298 $3,119
Effective property tax rate 1.95% 2.05% 2.01% 0.94%
Renters with high rent for their income 37% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Addison

For a typical $341,300 home in Addison, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Addison's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,118a month

    Least cash to close
    Down payment
    $11,946
    Cash to close
    $22,185
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $151

  • Conventional, 5% down $3,055a month

    Down payment
    $17,065
    Cash to close
    $27,304
    Rate
    7.18%
    Mortgage insurance
    PMI · $162

  • Conventional, 20% down, no PMI $2,546a month

    Down payment
    $68,260
    Cash to close
    $78,499
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,862a month

    Down payment
    $51,195
    Cash to close
    $61,434
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Addison and for DuPage County.

Property tax

Effective rate in Addison

1.95%of the home’s value each year

$6,662 a year for the typical owner in Addison.

  • Addison 1.95%
  • DuPage 2.05%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in DuPage County

FEMA does not publish these numbers by city: they are for all of DuPage County.

Homes in the high-risk zone
0.8%
2,485
Of those, with NFIP insurance
41%
County Illinois U.S.
Homes in the high-risk zone 0.8% 1.5% 3.5%
Of those, with NFIP insurance 41% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Addison

Typical rent in Addison is $1,245 a month: 26% below the county. In Addison, 37% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of DuPage County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Addison

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Addison is in ZIP code 60101.

For 2 bedrooms it is $1,740: $271 less than the fair market rent for DuPage County ($2,011).

  • 60101 $1,740$2,240

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Addison when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Addison

HUD lists 3 buildings with rents for lower incomes in Addison. These are the largest.

  • Bradford Court Apartments 930 W College Blvd, Addison 60101 200 low-income homes · For families (630) 495-3225
  • College Park Apts 902 W College Blvd, Addison 60101 200 low-income homes · 1 bd: 51 · 2 bd: 129 · 3 bd: 20 · In service since 2004 · For families
  • Indian Trails 603 N Meadows Blvd, Addison 60101 200 homes, 121 low-income · For families (630) 627-5332

See all 38 buildings in DuPage County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Addison

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Addison

No down payment, repair or rent-help program on our list is for Addison or DuPage County. The ones below are statewide in Illinois: they work in Addison the same as in the rest of the state.

Which programs do I qualify for? All programs in Illinois

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Forgivable

    See the program Official page

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

Housing counselors near Addison

The HUD-approved agencies closest to the center of Addison, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Dupage Homeownership Center, Inc. DBA H.o.m.e. Dupage, Inc.

    1600 E Roosevelt Rd, Wheaton · 6 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (630) 260-2500

  • North West Housing Partnership

    1701 E Woodfield Rd Ste 203, Schaumburg · 8 miles away

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (847) 969-0561

  • Center of Concern

    1665 Elk Blvd, Des Plaines · 10 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (847) 823-0453

Every agency in DuPage County All counseling agencies in Illinois

Help in Spanish near Addison

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Addison

In HUD’s record, no housing authority with an office in DuPage County is named for Addison or DuPage County.

One other authority has an office in DuPage County: see the list Source: HUD

Cities

Other cities in DuPage County

These cities are also in DuPage County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DuPage County Housing in Illinois
See 16 more cities in DuPage County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Addison, with the typical home value.

Neighboring counties

If DuPage County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Addison.

All guides
Two girls write and draw together at the living-room table.

Questions

Housing questions about Addison

Short answers with the numbers for Addison and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Addison?

The typical home value in Addison is $341,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.

How much does it cost to rent in Addison?

Typical rent in Addison is $1,245 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.

What is the FHA loan limit in Addison?

Addison uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Addison?

The typical homeowner in Addison pays $6,662 a year, according to the U.S. Census Bureau. That is 1.95% of the home’s value; in DuPage County, the rate is 2.05%.

Where can I find free help to buy or rent in Addison?

There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).