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City · 23,407 residents · DuPage County, Illinois

Lisle , Illinois

In Lisle, a typical home is worth $406,800 and typical rent is $1,658 a month. Compared with all of DuPage County, the share of households that own their home is 17 points lower.

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  • Typical home value

    $406,800

    4% above the county

    55% above Illinois

    • Lisle
    • DuPage
    • Illinois

  • Typical rent

    $1,658a month

    About the same as the county

    30% above Illinois

    • Lisle
    • DuPage
    • Illinois

  • Typical household income

    $107,479a year

    4% below the county

    29% above Illinois

    • Lisle
    • DuPage
    • Illinois

  • Households that own their home

    56%

    17 points below the county

    11 points below Illinois

    • Lisle
    • DuPage
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$427,621
3.4% more than 12 months ago
Typical rent
$1,919 a month
4.3% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Lisle is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Lisle apart

What this place has that others do not, from public data, most unusual first.

  1. 56% of households in Lisle own their home, against 73% in DuPage County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Lisle

What homes there are in Lisle, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

No kind of home is the majority in Lisle; the largest group, detached houses, adds up to 43%, less than in DuPage County (58%).

Year built

Homes in Lisle are newer: the typical year built is 1983; in DuPage County, 1978.

In Lisle, 27% of homes have 1 bedroom or none (studios); 48% have 3 bedrooms or more, against 63% in DuPage County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,738 a month

DuPage County: $2,450 a month

Without a mortgage

$1,023 a month

DuPage County: $1,056 a month

Owners with a mortgage

63%

DuPage County: 65%

In Lisle, 63% of owners have a mortgage, and their typical cost is $2,738 a month, against $2,450 in DuPage County. Without one it drops to $1,023.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Lisle rose 14% since 2015–2019, less than in DuPage County (27%).

Rents in Lisle rose at about the same pace as in DuPage County: 30% since 2015–2019, against 28%.

While home values in Lisle changed +14% and rent +30%, the typical household income rose 19%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureLisleDuPage CountyIllinoisUnited States
Rental vacancy Unreliable estimate5.6%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%1.0%0.9%
More than one person per room Unreliable estimate2.7%2.5%3.4%
People per household 2.252.612.462.53
Drive alone 65%65%66%69%
Carpool Unreliable estimate7%8%9%
Public transit 8%4%6%3%
Walk or bike 2%2%3%3%
Work from home 21%22%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Fewer people live in each home here: 2.25 on average, against 2.61 in DuPage County.

More people ride a bus or train to work in Lisle than in DuPage County: 8% against 4%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Lisle?

A typical home costs more than the typical income allows

We start with a typical home in Lisle, worth $406,800, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Lisle, which is $107,479 a year. For that payment to be 28% of income, a household would need to earn about $161,743 a year.

The calculator's FHA and conventional loan limits are those of all of DuPage County.

Your numbers

Local data
$

Starts at the typical home value in Lisle. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $14,238 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,774

at 7.18% · 30 years

Loan amount
$399,432
Total interest
$574,689
Paid off in
November 2056

Includes $6,870 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,508 a month

  • Tight

    $2,508 to $3,224 a month

  • Hard

    more than $3,224 a month

    Your payment · 42%

Compared with the typical household income in Lisle ($107,479 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,774
Principal & interest$2,706
Property tax$719
Home insurance$170
FHA mortgage insurance (MIP)$180

You need at least $14,238 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Lisle and DuPage County

Lisle is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Lisle's own numbers

Typical home value
$406,800
Typical monthly rent
$1,658
Typical yearly household income
$107,479
Households that own their home
56%
Effective property tax rate
2.12%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DuPage County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.

Everything about DuPage County

Buying

Buying a home in Lisle

A typical home in Lisle is worth $406,800: 4% above the county and 55% above Illinois. With the typical household income in Lisle ($107,479 a year), a typical home costs 3.8 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Lisle 3.8 years
  • DuPage 3.5 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DuPage County

According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DuPage County.

Period County Illinois U.S.
Last year (2025) +6.2% +5.7% +2.9%
5 years (2020–2025) +46% +47% +47%
10 years (2015–2025) +64% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Lisle next to DuPage County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Lisle $406,800
  • DuPage $391,400
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Lisle $1,658
  • DuPage $1,688
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Lisle $107,479
  • DuPage $112,096
  • Illinois $83,390
  • United States $80,734
See the full table
Lisle next to DuPage County and Illinois
Measure Lisle DuPage County Illinois U.S.
Typical home value $406,800 $391,400 $263,300 $332,700
Typical monthly rent $1,658 $1,688 $1,274 $1,413
Typical yearly household income $107,479 $112,096 $83,390 $80,734
Households that own their home 56% 73% 67% 65%
Typical yearly property tax $8,631 $8,007 $5,298 $3,119
Effective property tax rate 2.12% 2.05% 2.01% 0.94%
Renters with high rent for their income 38% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Lisle

For a typical $406,800 home in Lisle, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Lisle's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,774a month

    Least cash to close
    Down payment
    $14,238
    Cash to close
    $26,442
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $180

  • Conventional, 5% down $3,699a month

    Down payment
    $20,340
    Cash to close
    $32,544
    Rate
    7.18%
    Mortgage insurance
    PMI · $193

  • Conventional, 20% down, no PMI $3,093a month

    Down payment
    $81,360
    Cash to close
    $93,564
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,469a month

    Down payment
    $61,020
    Cash to close
    $73,224
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Lisle and for DuPage County.

Property tax

Effective rate in Lisle

2.12%of the home’s value each year

$8,631 a year for the typical owner in Lisle.

  • Lisle 2.12%
  • DuPage 2.05%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in DuPage County

FEMA does not publish these numbers by city: they are for all of DuPage County.

Homes in the high-risk zone
0.8%
2,485
Of those, with NFIP insurance
41%
County Illinois U.S.
Homes in the high-risk zone 0.8% 1.5% 3.5%
Of those, with NFIP insurance 41% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Lisle

Typical rent in Lisle is $1,658 a month: about the same as the county. In Lisle, 38% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of DuPage County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Lisle

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Lisle is in ZIP code 60532.

For 2 bedrooms it is $2,380: $369 more than the fair market rent for DuPage County ($2,011).

  • 60532 $2,380$3,060

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Lisle when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Lisle

HUD lists one building with rents for lower incomes in Lisle.

  • Abbey Apartments at Four Lakes 5650 Abbey Dr, Lisle 60532 200 homes, 78 low-income · For families (630) 322-9700

See all 38 buildings in DuPage County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Lisle

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.

A grandmother pushes her grandson on a playground swing.

HUD counseling is free or low-cost

Assistance programs in Lisle

No down payment, repair or rent-help program on our list is for Lisle or DuPage County. The ones below are statewide in Illinois: they work in Lisle the same as in the rest of the state.

Which programs do I qualify for? All programs in Illinois

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Forgivable

    See the program Official page

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

Housing counselors near Lisle

The HUD-approved agencies closest to the center of Lisle, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Dupage Homeownership Center, Inc. DBA H.o.m.e. Dupage, Inc.

    1600 E Roosevelt Rd, Wheaton · 5 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (630) 260-2500

  • The Neighbor Project

    32 S Broadway, Aurora · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (630) 906-9400

  • Ceda - Cicero

    6141 West Roosevelt Road, Cicero · 17 miles away · Spanish

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 8 more
    (312) 288-8010

Every agency in DuPage County All counseling agencies in Illinois

Help in Spanish near Lisle

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Lisle

In HUD’s record, no housing authority with an office in DuPage County is named for Lisle or DuPage County.

One other authority has an office in DuPage County: see the list Source: HUD

Cities

Other cities in DuPage County

These cities are also in DuPage County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DuPage County Housing in Illinois
See 16 more cities in DuPage County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Lisle, with the typical home value.

Neighboring counties

If DuPage County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Lisle.

All guides
A family roasts marshmallows over a campfire at a forest campsite.

Questions

Housing questions about Lisle

Short answers with the numbers for Lisle and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Lisle?

The typical home value in Lisle is $406,800, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.

How much does it cost to rent in Lisle?

Typical rent in Lisle is $1,658 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.

What is the FHA loan limit in Lisle?

Lisle uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Lisle?

The typical homeowner in Lisle pays $8,631 a year, according to the U.S. Census Bureau. That is 2.12% of the home’s value; in DuPage County, the rate is 2.05%.

Where can I find free help to buy or rent in Lisle?

There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).