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City · 74,096 residents · Will County, Illinois

Bolingbrook , Illinois

In Bolingbrook, a typical home is worth $314,700 and typical rent is $1,749 a month. Compared with all of Will County, typical rent is 20% higher.

Bolingbrook in numbers

  • Typical home value

    $314,700

    About the same as the county

    20% above Illinois

    • Bolingbrook
    • Will
    • Illinois
  • Typical rent

    $1,749a month

    20% above the county

    37% above Illinois

    • Bolingbrook
    • Will
    • Illinois
  • Typical household income

    $108,400a year

    About the same as the county

    30% above Illinois

    • Bolingbrook
    • Will
    • Illinois
  • Households that own their home

    79%

    4 points below the county

    12 points above Illinois

    • Bolingbrook
    • Will
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$369,498
3.3% more than 12 months ago
Typical home value from Zillow, September 2021 to September 2026: from $282,612 to $369,498.
Typical rent
$2,742 a month
4.8% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,009 to $2,742.

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Bolingbrook is in Will County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Will County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Bolingbrook apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Lemont, the typical rent is $1,209: 31% less than in Bolingbrook ($1,749).

  2. Nearby, in Romeoville, the typical home value is $257,100: 18% less than in Bolingbrook ($314,700).

  3. The typical rent in Bolingbrook is $1,749 a month, 20% more than in Will County as a whole ($1,462).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Bolingbrook

What homes there are in Bolingbrook, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home
Kind of home: Bolingbrook and its comparisons
MeasureBolingbrookWill CountyIllinoisUnited States
Detached house 72%74%58%61%
Attached house 14%11%6%6%
Building of 2 to 4 2%5%12%8%
Apartments (5 or more) 11%8%22%19%
Mobile home Unreliable estimate1%2%6%
Boat, RV and other Unreliable estimateUnreliable estimate0%0%

In Bolingbrook, 7 in 10 homes are single-family detached houses, about the same as in Will County.

Year built
Year built: Bolingbrook and its comparisons
MeasureBolingbrookWill CountyIllinoisUnited States
Before 1960 4%15%38%26%
1960–1979 37%22%26%24%
1980–1999 33%30%20%25%
2000–2009 21%26%11%14%
2010 or later 6%8%6%11%

By age, homes in Bolingbrook look like those in Will County: the typical year built is 1989.

There is more room for a big family here: 81% of homes have 3 bedrooms or more, against 75% in Will County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Value of owner-occupied homes: Bolingbrook and its comparisons
MeasureBolingbrook
Under $100K 4%
$100K–$200K 11%
$200K–$300K 31%
$300K–$500K 46%
$500K–$750K 7%
$750K–$1M Unreliable estimate
$1M or more Unreliable estimate

By price, most homes in Bolingbrook sit under the FHA limit for Will County ($541,287): about 93%.

Monthly rent with utilities
Monthly rent with utilities: Bolingbrook and its comparisons
MeasureBolingbrook
Under $500 Unreliable estimate
$500–$999 Unreliable estimate
$1,000–$1,499 30%
$1,500–$1,999 29%
$2,000–$2,499 22%
$2,500–$2,999 10%
$3,000 or more Unreliable estimate

With a mortgage

$2,280 a month

Will County: $2,255 a month

Without a mortgage

$1,012 a month

Will County: $971 a month

Owners with a mortgage

71%

Will County: 69%

Owning costs about the same in Bolingbrook as in Will County: with a mortgage, $2,280 a month; without one, $1,012.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019
Change since 2015–2019: Bolingbrook and its comparisons
MeasureBolingbrookWill CountyIllinoisUnited States
Typical home value +41%+38%+35%+53%
Typical rent +26%+24%+26%+33%
Typical household income +19%+27%+27%+29%

The typical home value in Bolingbrook rose 41% since 2015–2019, about the same as in Will County (38%).

The typical rent in Bolingbrook rose 26% since 2015–2019, about the same as in Will County (24%).

Housing prices ran ahead of income in Bolingbrook: typical income rose 19%, against +41% for home values and +26% for rent.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

How people live: Bolingbrook and its comparisons
MeasureBolingbrookWill CountyIllinoisUnited States
Rental vacancy Unreliable estimate3.7%5.0%5.5%
Homeowner vacancy Unreliable estimate0.5%1.0%0.9%
More than one person per room 3.0%2.1%2.5%3.4%
People per household 3.082.842.462.53
Drive alone 68%73%66%69%
Carpool 10%8%8%9%
Public transit 2%2%6%3%
Walk or bike 1%1%3%3%
Work from home 17%15%16%15%
Other means 2%1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

In Bolingbrook, 3.0% of households live with more than one person per room, about the same as in Will County.

On average, a household in Bolingbrook has 3.08 people, more than in Will County (2.84).

In Bolingbrook, 68% of workers drive alone to work; in Will County, 73%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Bolingbrook?

A typical home is tight for the typical income

We start with a typical home in Bolingbrook, worth $314,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Bolingbrook, which is $108,400 a year. For that payment to be 28% of income, a household would need to earn about $128,945 a year.

The calculator's FHA and conventional loan limits are those of all of Will County.

Your numbers

Local data
$

Starts at the typical home value in Bolingbrook. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,015 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,009

at 7.18% · 30 years

Loan amount
$308,999
Total interest
$444,578
Paid off in
November 2056

Includes $5,314 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,529 a month

  • Tight

    $2,529 to $3,252 a month

    Your payment · 33%

  • Hard

    more than $3,252 a month

Compared with the typical household income in Bolingbrook ($108,400 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,009
Monthly payment breakdown
Principal & interest$2,093
Property tax$645
Home insurance$131
FHA mortgage insurance (MIP)$139

You need at least $11,015 for the down payment, plus closing costs.

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

Total monthly payment $3,009; principal and interest $2,093.

The city and its county

Bolingbrook and Will County

Bolingbrook is in Will County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Map of Will County, Illinois, with Bolingbrook marked. Around it, the neighboring counties.

Bolingbrook's own numbers

Typical home value
$314,700
Typical monthly rent
$1,749
Typical yearly household income
$108,400
Households that own their home
79%
Effective property tax rate
2.46%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of Will County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
1.5%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Will County.

Everything about Will County

Buying

Buying a home in Bolingbrook

A typical home in Bolingbrook is worth $314,700: about the same as the county and 20% above Illinois. With the typical household income in Bolingbrook ($108,400 a year), a typical home costs 2.9 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Bolingbrook 2.9 years
  • Will 2.9 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in Will County

According to FHFA’s house price index, home prices in Will County rose 79% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of Will County.

Yearly change in FHFA’s price index in Will County, 2016 to 2025
  1. 2020: +1.3%
  2. 2021: +9.9%
  3. 2022: +14.1%
  4. 2023: +8.8%
  5. 2024: +7.0%
  6. 2025: +4.6%
Change in FHFA’s price index in Will County, Illinois and the United States
Period County Illinois U.S.
Last year (2025) +4.6% +5.7% +2.9%
5 years (2020–2025) +53% +47% +47%
10 years (2015–2025) +79% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Bolingbrook next to Will County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Bolingbrook $314,700
  • Will $319,600
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Bolingbrook $1,749
  • Will $1,462
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Bolingbrook $108,400
  • Will $109,984
  • Illinois $83,390
  • United States $80,734
See the full table
Bolingbrook next to Will County and Illinois
Measure Bolingbrook Will County Illinois U.S.
Typical home value $314,700 $319,600 $263,300 $332,700
Typical monthly rent $1,749 20% above the county $1,462 $1,274 $1,413
Typical yearly household income $108,400 $109,984 $83,390 $80,734
Households that own their home 79% 4 points below the county 83% 67% 65%
Typical yearly property tax $7,748 8% above the county $7,173 $5,298 $3,119
Effective property tax rate 2.46% 0.22 points above the county 2.24% 2.01% 0.94%
Renters with high rent for their income 56% 4 points above the county 51% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Will County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Bolingbrook

For a typical $314,700 home in Bolingbrook, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Bolingbrook's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,009a month

    Least cash to close
    Down payment
    $11,015
    Cash to close
    $20,456
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $139
  • Conventional, 5% down $2,951a month

    Down payment
    $15,735
    Cash to close
    $25,176
    Rate
    7.18%
    Mortgage insurance
    PMI · $149
  • Conventional, 20% down, no PMI $2,482a month

    Down payment
    $62,940
    Cash to close
    $72,381
    Rate
    7.18%
    Mortgage insurance
    None
  • ITIN, 15% down (example) $2,773a month

    Down payment
    $47,205
    Cash to close
    $56,646
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Bolingbrook and for Will County.

Property tax

Effective rate in Bolingbrook

2.46%of the home’s value each year

$7,748 a year for the typical owner in Bolingbrook.

  • Bolingbrook 2.46%
  • Will 2.24%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in Will County

FEMA does not publish these numbers by city: they are for all of Will County.

Homes in the high-risk zone
1.5%
3,291
Of those, with NFIP insurance
23%
Homes in the high-risk zone and with NFIP insurance: Will County, Illinois and the U.S.
Measure County Illinois U.S.
Homes in the high-risk zone 1.5% 1.5% 3.5%
Of those, with NFIP insurance 23% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Bolingbrook

Typical rent in Bolingbrook is $1,749 a month: 20% above the county. In Bolingbrook, 56% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of Will County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of Will County

What you need to earn to pay it without spending more than 30% of income, working full time.

HUD fair market rent in Will County (Fiscal year 2027)
Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Bolingbrook

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Bolingbrook has 2 ZIP codes with their own.

For 2 bedrooms it runs from $2,340 in 60440 to $3,020 in 60490.

2 of the 2 are above the fair market rent for Will County ($2,011).

  • 60440 $2,340$3,010
  • 60490 $3,020$3,880

A ZIP code counts for Bolingbrook when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) (external site) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file (external site)

Is your rent high for your ZIP?

Low-income apartments

Low-income apartments in Bolingbrook

HUD lists 4 buildings with rents for lower incomes in Bolingbrook. These are the largest.

  • Amberton Apts 302 Woodcreek Dr, Bolingbrook 60440 789 homes, 785 low-income · Studio: 84 · 1 bd: 435 · 2 bd: 270 · In service since 2005
  • Greenleaf 502 Kildeer Dr, Bolingbrook 60440 321 low-income homes · For older adults (630) 739-9200
  • Mckenzie Falls 265 Lake Shore Dr, Bolingbrook 60440 105 low-income homes · 1 bd: 105 · In service since 2011
  • Senior Estates of Bolingbrook 550 Kildeer Dr, Bolingbrook 60440 105 low-income homes · Studio: 55 · 1 bd: 50 · In service since 2009

See all 43 buildings in Will County Source: HUD, Retrieved November 6, 2026

Free help

Help to buy or rent in Bolingbrook

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in Will County; 1 says it serves in Spanish.

A young woman and a young man point to a line in their notes beside a laptop in a library.

HUD counseling is free or low-cost

Assistance programs in Bolingbrook

No down payment, repair or rent-help program on our list is for Bolingbrook or Will County. The ones below are statewide in Illinois: they work in Bolingbrook the same as in the rest of the state.

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

Housing counselors near Bolingbrook

The HUD-approved agencies closest to the center of Bolingbrook, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Will County Center for Community Concerns

    2455 Glenwood Ave, Joliet · 11 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
  • The Neighbor Project

    32 S Broadway, Aurora · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
  • Dupage Homeownership Center, Inc. DBA H.o.m.e. Dupage, Inc.

    1600 E Roosevelt Rd, Wheaton · 12 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more

Every agency in Will County All counseling agencies in Illinois

Help in Spanish near Bolingbrook

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Bolingbrook

In HUD’s record, no housing authority with an office in Will County is named for Bolingbrook or Will County.

One other authority has an office in Will County: see the list Source: HUD

Cities

Other cities in Will County

These cities are also in Will County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

See 5 more cities in Will County, with prices and rents

Questions

Housing questions about Bolingbrook

Short answers with the numbers for Bolingbrook and all of Will County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Bolingbrook?

The typical home value in Bolingbrook is $314,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Will County it is $319,600.

How much does it cost to rent in Bolingbrook?

Typical rent in Bolingbrook is $1,749 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Will County is $2,011.

What is the FHA loan limit in Bolingbrook?

Bolingbrook uses the FHA limit for all of Will County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Bolingbrook?

The typical homeowner in Bolingbrook pays $7,748 a year, according to the U.S. Census Bureau. That is 2.46% of the home’s value; in Will County, the rate is 2.24%.

Where can I find free help to buy or rent in Bolingbrook?

There is 1 HUD-approved counseling agency with an office in Will County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).