In Crest Hill, a typical home is worth $232,900 and typical rent is $1,481 a month. Compared with all of Will County, typical household income is 34% lower, the typical home value is 27% lower, and the share of households that own their home is 15 points lower.
Typical home value from Zillow, September 2021 to September 2026: from $220,246 to $285,589.
Typical rent
$2,010a month
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Crest Hill is in Will County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Will County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Crest Hill is $73,033,34% less than in Will County as a whole ($109,984).
2
67% of households in Crest Hill own their home, against 83% in Will County.
3
According to Zillow, in the 12 months to September 2026 the typical home value in Crest Hill rose 0.5%; in Illinois, it rose 5.3%.
4
The typical home in Crest Hill is worth $232,900,27% less than in Will County as a whole ($319,600).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Crest Hill
What homes there are in Crest Hill, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Crest Hill
Will County
Illinois
United States
Kind of home: Crest Hill and its comparisons
Measure
Crest Hill
Will County
Illinois
United States
Detached house
47%
74%
58%
61%
Attached house
24%
11%
6%
6%
Building of 2 to 4
5%
5%
12%
8%
Apartments (5 or more)
24%
8%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
No kind of home is the majority in Crest Hill; the largest group, detached houses, adds up to 47%, less than in Will County (74%).
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Crest Hill
Will County
Illinois
United States
Year built: Crest Hill and its comparisons
Measure
Crest Hill
Will County
Illinois
United States
Before 1960
21%
15%
38%
26%
1960–1979
20%
22%
26%
24%
1980–1999
20%
30%
20%
25%
2000–2009
37%
26%
11%
14%
2010 or later
Unreliable estimate
8%
6%
11%
By age, homes in Crest Hill look like those in Will County: the typical year built is 1992.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K28%
$200K–$300K45%
$300K–$500K21%
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Crest Hill and its comparisons
Measure
Crest Hill
Under $100K
Unreliable estimate
$100K–$200K
28%
$200K–$300K
45%
$300K–$500K
21%
$500K–$750K
Unreliable
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49942%
$1,500–$1,99935%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Crest Hill and its comparisons
Measure
Crest Hill
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
42%
$1,500–$1,999
35%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,677 a month
Will County: $2,255 a month
Without a mortgage
$783 a month
Will County: $971 a month
Owners with a mortgage
65%
Will County: 69%
The typical cost for an owner with a mortgage in Crest Hill is $1,677 a month, less than in Will County ($2,255); without one, $783.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Crest Hill+38%
Will County+38%
Illinois+35%
United States+53%
Typical rent
Crest Hill+30%
Will County+24%
Illinois+26%
United States+33%
Typical household income
Crest Hill+29%
Will County+27%
Illinois+27%
United States+29%
Change since 2015–2019: Crest Hill and its comparisons
Measure
Crest Hill
Will County
Illinois
United States
Typical home value
+38%
+38%
+35%
+53%
Typical rent
+30%
+24%
+26%
+33%
Typical household income
+29%
+27%
+27%
+29%
The typical home value in Crest Hill rose 38% since 2015–2019, about the same as in Will County (38%).
Since 2015–2019, the typical rent in Crest Hill rose 30%, more than in Will County (24%).
To compare: typical income in Crest Hill rose 29%; the home, +38%; the rent, +30%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Crest Hill and its comparisons
Measure
Crest Hill
Will County
Illinois
United States
Rental vacancy
Unreliable estimate
3.7%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
0.5%
1.0%
0.9%
More than one person per room
Unreliable estimate
2.1%
2.5%
3.4%
People per household
2.25
2.84
2.46
2.53
Drive alone
79%
73%
66%
69%
Carpool
11%
8%
8%
9%
Public transit
Unreliable estimate
2%
6%
3%
Walk or bike
Unreliable estimate
1%
3%
3%
Work from home
6%
15%
16%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
Fewer people live in each home here: 2.25 on average, against 2.84 in Will County.
In Crest Hill, 11% of workers share a car to get to work; in Will County, 8%.
Do the math
What would you pay each month for a home in Crest Hill?
A typical home is tight for the typical income
We start with a typical home in Crest Hill, worth $232,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 35% of the typical household income in Crest Hill, which is $73,033 a year. For that payment to be 28% of income, a household would need to earn about $91,602 a year.
The calculator's FHA and conventional loan limits are those of all of Will County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Crest Hill. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $8,152 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,137
at 7.18% · 30 years
Loan amount
$228,681
Total interest
$329,018
Paid off in
November 2056
Includes $3,933 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,704 a month
Tight
$1,704 to $2,191 a month
Your payment · 35%
Hard
more than $2,191 a month
Compared with the typical household income in Crest Hill ($73,033 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,549
Property tax
$388
Home insurance
$97
FHA mortgage insurance (MIP)
$103
You need at least $8,152 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,137; principal and interest $1,549.
The city and its county
Crest Hill and Will County
Crest Hill is in Will County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Crest Hill
Map of Will County, Illinois, with Crest Hill marked. Around it, the neighboring counties.
Crest Hill
Will County
Other cities with a page
Crest Hill's own numbers
Typical home value
$232,900
Typical monthly rent
$1,481
Typical yearly household income
$73,033
Households that own their home
67%
Effective property tax rate
2%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Will County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+53%
Homes in a high flood-risk zone
1.5%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Will County.
A typical home in Crest Hill is worth $232,900: 27% below the county and 12% below Illinois. With the typical household income in Crest Hill ($73,033 a year), a typical home costs 3.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Crest Hill3.2 years
Will2.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Will County
According to FHFA’s house price index, home prices in Will County rose 79% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Will County.
Yearly change in FHFA’s price index in Will County, 2016 to 2025
2016: +3.5% +3.5% 2016
2017: +4.0% +4.0% 2017
2018: +4.1% +4.1% 2018
2019: +3.1% +3.1% 2019
2020: +1.3% +1.3% 2020
2021: +9.9% +9.9% 2021
2022: +14.1% +14.1% 2022
2023: +8.8% +8.8% 2023
2024: +7.0% +7.0% 2024
2025: +4.6% +4.6% 2025
Change in FHFA’s price index in Will County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+4.6%
+5.7%
+2.9%
5 years (2020–2025)
+53%
+47%
+47%
10 years (2015–2025)
+79%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Crest Hill next to Will County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Crest Hill$232,900
Will$319,600
Illinois$263,300
United States$332,700
Typical monthly rent
Crest Hill$1,481
Will$1,462
Illinois$1,274
United States$1,413
Typical yearly household income
Crest Hill$73,033
Will$109,984
Illinois$83,390
United States$80,734
See the full table
Crest Hill next to Will County and Illinois
Measure
Crest Hill
Will County
Illinois
U.S.
Typical home value
$232,900 ▼27% below the county
$319,600
$263,300
$332,700
Typical monthly rent
$1,481
$1,462
$1,274
$1,413
Typical yearly household income
$73,033 ▼34% below the county
$109,984
$83,390
$80,734
Households that own their home
67% ▼15 points below the county
83%
67%
65%
Typical yearly property tax
$4,663 ▼35% below the county
$7,173
$5,298
$3,119
Effective property tax rate
2% ▼0.24 points below the county
2.24%
2.01%
0.94%
Renters with high rent for their income
47% ▼4 points below the county
51%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Will County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Crest Hill
For a typical $232,900 home in Crest Hill, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Crest Hill's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,137a month
Least cash to close
Down payment
$8,152
Cash to close
$15,139
Rate
7.18%
Mortgage insurance
FHA MIP · $103
Conventional, 5% down$2,095a month
Down payment
$11,645
Cash to close
$18,632
Rate
7.18%
Mortgage insurance
PMI · $111
Conventional, 20% down, no PMI$1,747a month
Down payment
$46,580
Cash to close
$53,567
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,963a month
Down payment
$34,935
Cash to close
$41,922
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Crest Hill
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,137
$8,152
$228,682
7.18%
FHA MIP · $103
$15,139
580
Conventional, 5% down
$2,095
$11,645
$221,255
7.18%
PMI · $111
$18,632
620*
Conventional, 20% down, no PMI
$1,747
$46,580
$186,320
7.18%
None
$53,567
620*
ITIN, 15% down (example)
$1,963
$34,935
$197,965
8.18%
None
$41,922
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Crest Hill is $1,481 a month: about the same as the county. In Crest Hill, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Will County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Will County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Crest Hill
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Crest Hill has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,930 in 60403 to $2,120 in 60441.
1 of the 2 is above the fair market rent for Will County ($2,011).
Fair market rent by ZIP code and size in Crest Hill, fiscal year 2027.
60403
$1,610
$1,710
$1,930
$2,480
$2,830
60441
$1,770
$1,880
$2,120
$2,730
$3,110
ZIP code2 bd3 bd
60403 $1,930$2,480
60441 $2,120$2,730
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Crest Hill when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in Will County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Crest Hill or Will County. The ones below are statewide in Illinois: they work in Crest Hill the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Crest Hill or Will County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Crest Hill and all of Will County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Crest Hill?
The typical home value in Crest Hill is $232,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Will County it is $319,600.
How much does it cost to rent in Crest Hill?
Typical rent in Crest Hill is $1,481 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Will County is $2,011.
What is the FHA loan limit in Crest Hill?
Crest Hill uses the FHA limit for all of Will County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Crest Hill?
The typical homeowner in Crest Hill pays $4,663 a year, according to the U.S. Census Bureau. That is 2% of the home’s value; in Will County, the rate is 2.24%.
Where can I find free help to buy or rent in Crest Hill?
There is 1 HUD-approved counseling agency with an office in Will County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
