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City · 33,941 residents · DuPage County, Illinois

Woodridge , Illinois

In Woodridge, a typical home is worth $363,700 and typical rent is $1,494 a month. Compared with all of DuPage County, typical rent is 11% lower, typical household income is 10% lower, and the share of households that own their home is 5 points lower.

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  • Typical home value

    $363,700

    7% below the county

    38% above Illinois

    • Woodridge
    • DuPage
    • Illinois

  • Typical rent

    $1,494a month

    11% below the county

    17% above Illinois

    • Woodridge
    • DuPage
    • Illinois

  • Typical household income

    $101,000a year

    10% below the county

    21% above Illinois

    • Woodridge
    • DuPage
    • Illinois

  • Households that own their home

    68%

    5 points below the county

    1 points above Illinois

    • Woodridge
    • DuPage
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$411,767
3.4% more than 12 months ago
Typical rent
$1,638 a month
0.9% more than 12 months ago

From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).

Woodridge is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Woodridge apart

What this place has that others do not, from public data, most unusual first.

  1. 68% of households in Woodridge own their home, against 73% in DuPage County.

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Woodridge

What homes there are in Woodridge, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

The detached house is still the most common home in Woodridge, but it weighs less than in DuPage County: 52% against 58%.

Year built

The typical home in Woodridge was built in 1982, 4 years after the typical one in DuPage County.

There are fewer big homes in Woodridge than in DuPage County: 56% have 3 bedrooms or more, against 63%.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,293 a month

DuPage County: $2,450 a month

Without a mortgage

$1,114 a month

DuPage County: $1,056 a month

Owners with a mortgage

70%

DuPage County: 65%

The typical cost for an owner with a mortgage in Woodridge is $2,293 a month, less than in DuPage County ($2,450); without one, $1,114.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

The typical home value in Woodridge rose 34% since 2015–2019, more than in DuPage County (27%).

Rents in Woodridge rose more slowly than in DuPage County: 11% since 2015–2019, against 28%.

The typical household income in Woodridge rose 17% over that time; home values changed +34% and rent +11%.

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWoodridgeDuPage CountyIllinoisUnited States
Rental vacancy Unreliable estimate5.6%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%1.0%0.9%
More than one person per room 2.6%2.7%2.5%3.4%
People per household 2.552.612.462.53
Drive alone 63%65%66%69%
Carpool 8%7%8%9%
Public transit 4%4%6%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 23%22%16%15%
Other means Unreliable estimate1%1%2%
Typical commute Unreliable estimate20 to 29 minutes20 to 29 minutes20 to 29 minutes

More than one person per room: that is how 2.6% of households in Woodridge live, near the figure in DuPage County (2.7%).

Much as in DuPage County, a household in Woodridge has 2.55 people on average.

In Woodridge, 63% of workers drive alone to work; in DuPage County, 65%.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Woodridge?

A typical home costs more than the typical income allows

We start with a typical home in Woodridge, worth $363,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 41% of the typical household income in Woodridge, which is $101,000 a year. For that payment to be 28% of income, a household would need to earn about $146,295 a year.

The calculator's FHA and conventional loan limits are those of all of DuPage County.

Your numbers

Local data
$

Starts at the typical home value in Woodridge. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $12,730 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$3,414

at 7.18% · 30 years

Loan amount
$357,112
Total interest
$513,800
Paid off in
November 2056

Includes $6,142 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,357 a month

  • Tight

    $2,357 to $3,030 a month

  • Hard

    more than $3,030 a month

    Your payment · 41%

Compared with the typical household income in Woodridge ($101,000 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$3,414
Principal & interest$2,419
Property tax$682
Home insurance$152
FHA mortgage insurance (MIP)$161

You need at least $12,730 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Woodridge and DuPage County

Woodridge is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Woodridge's own numbers

Typical home value
$363,700
Typical monthly rent
$1,494
Typical yearly household income
$101,000
Households that own their home
68%
Effective property tax rate
2.25%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DuPage County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.

Everything about DuPage County

Buying

Buying a home in Woodridge

A typical home in Woodridge is worth $363,700: 7% below the county and 38% above Illinois. With the typical household income in Woodridge ($101,000 a year), a typical home costs 3.6 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Woodridge 3.6 years
  • DuPage 3.5 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DuPage County

According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DuPage County.

Period County Illinois U.S.
Last year (2025) +6.2% +5.7% +2.9%
5 years (2020–2025) +46% +47% +47%
10 years (2015–2025) +64% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Woodridge next to DuPage County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Woodridge $363,700
  • DuPage $391,400
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Woodridge $1,494
  • DuPage $1,688
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Woodridge $101,000
  • DuPage $112,096
  • Illinois $83,390
  • United States $80,734
See the full table
Woodridge next to DuPage County and Illinois
Measure Woodridge DuPage County Illinois U.S.
Typical home value $363,700 $391,400 $263,300 $332,700
Typical monthly rent $1,494 $1,688 $1,274 $1,413
Typical yearly household income $101,000 $112,096 $83,390 $80,734
Households that own their home 68% 73% 67% 65%
Typical yearly property tax $8,186 $8,007 $5,298 $3,119
Effective property tax rate 2.25% 2.05% 2.01% 0.94%
Renters with high rent for their income 49% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Woodridge

For a typical $363,700 home in Woodridge, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Woodridge's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $3,414a month

    Least cash to close
    Down payment
    $12,730
    Cash to close
    $23,641
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $161

  • Conventional, 5% down $3,347a month

    Down payment
    $18,185
    Cash to close
    $29,096
    Rate
    7.18%
    Mortgage insurance
    PMI · $173

  • Conventional, 20% down, no PMI $2,805a month

    Down payment
    $72,740
    Cash to close
    $83,651
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $3,141a month

    Down payment
    $54,555
    Cash to close
    $65,466
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Woodridge and for DuPage County.

Property tax

Effective rate in Woodridge

2.25%of the home’s value each year

$8,186 a year for the typical owner in Woodridge.

  • Woodridge 2.25%
  • DuPage 2.05%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in DuPage County

FEMA does not publish these numbers by city: they are for all of DuPage County.

Homes in the high-risk zone
0.8%
2,485
Of those, with NFIP insurance
41%
County Illinois U.S.
Homes in the high-risk zone 0.8% 1.5% 3.5%
Of those, with NFIP insurance 41% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Woodridge

Typical rent in Woodridge is $1,494 a month: 11% below the county. In Woodridge, 49% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of DuPage County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Woodridge

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Woodridge is in ZIP code 60517.

For 2 bedrooms it is $2,040: $29 more than the fair market rent for DuPage County ($2,011).

  • 60517 $2,040$2,620

A ZIP code counts for Woodridge when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Woodridge

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.

A man smiles on a bench outside his apartment building.

HUD counseling is free or low-cost

Assistance programs in Woodridge

No down payment, repair or rent-help program on our list is for Woodridge or DuPage County. The ones below are statewide in Illinois: they work in Woodridge the same as in the rest of the state.

Which programs do I qualify for? All programs in Illinois

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Forgivable

    See the program Official page

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

Housing counselors near Woodridge

The HUD-approved agencies closest to the center of Woodridge, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • Dupage Homeownership Center, Inc. DBA H.o.m.e. Dupage, Inc.

    1600 E Roosevelt Rd, Wheaton · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (630) 260-2500

  • The Neighbor Project

    32 S Broadway, Aurora · 14 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 6 more
    (630) 906-9400

  • Will County Center for Community Concerns

    2455 Glenwood Ave, Joliet · 15 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 5 more
    (815) 722-0722

Every agency in DuPage County All counseling agencies in Illinois

Help in Spanish near Woodridge

3 of the 3 agencies on this list say they serve in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Woodridge

In HUD’s record, no housing authority with an office in DuPage County is named for Woodridge or DuPage County.

One other authority has an office in DuPage County: see the list Source: HUD

Cities

Other cities in DuPage County

These cities are also in DuPage County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DuPage County Housing in Illinois
See 16 more cities in DuPage County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Woodridge, with the typical home value.

Neighboring counties

If DuPage County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Woodridge.

All guides
A man and two girls read a book together on the sofa.

Questions

Housing questions about Woodridge

Short answers with the numbers for Woodridge and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Woodridge?

The typical home value in Woodridge is $363,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.

How much does it cost to rent in Woodridge?

Typical rent in Woodridge is $1,494 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.

What is the FHA loan limit in Woodridge?

Woodridge uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Woodridge?

The typical homeowner in Woodridge pays $8,186 a year, according to the U.S. Census Bureau. That is 2.25% of the home’s value; in DuPage County, the rate is 2.05%.

Where can I find free help to buy or rent in Woodridge?

There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).