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City · 13,933 residents · DuPage County, Illinois

Wood Dale , Illinois

In Wood Dale, a typical home is worth $318,900 and typical rent is $1,675 a month. Compared with all of DuPage County, the typical home value is 19% lower and typical household income is 18% lower.

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  • Typical home value

    $318,900

    19% below the county

    21% above Illinois

    • Wood Dale
    • DuPage
    • Illinois

  • Typical rent

    $1,675a month

    About the same as the county

    31% above Illinois

    • Wood Dale
    • DuPage
    • Illinois

  • Typical household income

    $91,382a year

    18% below the county

    10% above Illinois

    • Wood Dale
    • DuPage
    • Illinois

  • Households that own their home

    77%

    4 points above the county

    10 points above Illinois

    • Wood Dale
    • DuPage
    • Illinois

Source: U.S. Census Bureau, Average 2020–2024

Market now, with Zillow data

Zillow data
Typical home value
$352,559
4.3% more than 12 months ago

From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).

Wood Dale is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county

Data updated: October 1, 2026 11 official sources

Only here

What sets Wood Dale apart

What this place has that others do not, from public data, most unusual first.

  1. Nearby, in Addison, the typical rent is $1,245: 26% less than in Wood Dale ($1,675).

  2. The typical home in Wood Dale is worth $318,900, 19% less than in DuPage County as a whole ($391,400).

  3. The typical household income in Wood Dale is $91,382, 18% less than in DuPage County as a whole ($112,096).

Sources: U.S. Census Bureau (Average 2020–2024).

The homes here

Housing in Wood Dale

What homes there are in Wood Dale, what they cost, how that changed and how people live, from Census figures (2020–2024).

What homes there are

U.S. Census Bureau, ACS 5-year, 2020–2024

Kind of home

In Wood Dale, 5 in 10 homes are single-family detached houses; in DuPage County, 6.

Year built

The typical home in Wood Dale was built in 1973, 5 years before the typical one in DuPage County.

In Wood Dale, 62% of homes have 3 bedrooms or more, about the same as in DuPage County.

All homes, occupied or empty. A figure the Census cannot measure precisely enough here is not shown.

Census tables: B25024, B25034, B25035, B25041

What it costs here

U.S. Census Bureau, ACS 5-year, 2020–2024

Value of owner-occupied homes
Monthly rent with utilities

With a mortgage

$2,215 a month

DuPage County: $2,450 a month

Without a mortgage

$910 a month

DuPage County: $1,056 a month

Owners with a mortgage

64%

DuPage County: 65%

Owning costs less in Wood Dale: with a mortgage, the typical cost is $2,215 a month; in DuPage County, $2,450. Without one, $910.

Value: what owners think their home is worth. Rent: rent plus utilities, for homes of every size. The FHA limit is the most an FHA loan (Federal Housing Administration) lends for a one-unit home; the fair market rent (FMR) is the one HUD uses for housing vouchers.

Census tables: B25075, B25063, B25088, B25081

How it changed

U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024

Change since 2015–2019

Since 2015–2019, homes in Wood Dale gained value faster than in DuPage County: 35% against 27%.

Since 2015–2019, the typical rent in Wood Dale rose 35%, more than in DuPage County (28%).

The typical household income in Wood Dale rose 30%: less than home values (+35%) and rent (+35%).

Change between two 5-year periods that do not overlap, in each period's dollars, not adjusted for inflation.

Census tables: B25077, B25064, B19013

How people live

U.S. Census Bureau, ACS 5-year, 2020–2024

MeasureWood DaleDuPage CountyIllinoisUnited States
Rental vacancy Unreliable estimate5.6%5.0%5.5%
Homeowner vacancy Unreliable estimate0.7%1.0%0.9%
More than one person per room Unreliable estimate2.7%2.5%3.4%
People per household 2.602.612.462.53
Drive alone 71%65%66%69%
Carpool 11%7%8%9%
Public transit Unreliable estimate4%6%3%
Walk or bike Unreliable estimate2%3%3%
Work from home 15%22%16%15%
Other means Unreliable estimate1%1%2%
Typical commute 20 to 29 minutes20 to 29 minutes20 to 29 minutes20 to 29 minutes

Much as in DuPage County, a household in Wood Dale has 2.60 people on average.

Carpooling is common in Wood Dale: 11% of workers get to work that way, against 7% in DuPage County.

Vacancy: empty homes offered for rent or for sale. Rooms: every room in the home, not only bedrooms. Commute: the minute range of the typical worker.

Census tables: B25004, B25003, B25014, B25010, B08301, B08303

Do the math

What would you pay each month for a home in Wood Dale?

A typical home costs more than the typical income allows

We start with a typical home in Wood Dale, worth $318,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 38% of the typical household income in Wood Dale, which is $91,382 a year. For that payment to be 28% of income, a household would need to earn about $123,719 a year.

The calculator's FHA and conventional loan limits are those of all of DuPage County.

Your numbers

Local data
$

Starts at the typical home value in Wood Dale. Change it to the price you have in mind.

Loan type
Your credit score

Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.

Down payment
%

That is $11,162 (3.5% of the price). The usual minimum for this loan is 3.5%.

This week's average ± a quarter or half point.

Term

National average as of November 5, 2026 (Freddie Mac); your rate may be different.

Adjust advanced details

Estimated monthly payment

Local data

$2,887

at 7.18% · 30 years

Loan amount
$313,123
Total interest
$450,511
Paid off in
November 2056

Includes $5,385 FHA upfront mortgage insurance premium.

Does it fit the income?

  • Comfortable

    up to $2,132 a month

  • Tight

    $2,132 to $2,741 a month

  • Hard

    more than $2,741 a month

    Your payment · 38%

Compared with the typical household income in Wood Dale ($91,382 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.

Show the result as
per month$2,887
Principal & interest$2,121
Property tax$492
Home insurance$133
FHA mortgage insurance (MIP)$141

You need at least $11,162 for the down payment, plus closing costs.

Next step

This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.

The city and its county

Wood Dale and DuPage County

Wood Dale is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).

Wood Dale's own numbers

Typical home value
$318,900
Typical monthly rent
$1,675
Typical yearly household income
$91,382
Households that own their home
77%
Effective property tax rate
1.85%

U.S. Census Bureau, American Community Survey (average 2020–2024).

Numbers for all of DuPage County

FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%

HUD, FHFA and FEMA don't publish these numbers by city.

Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.

Everything about DuPage County

Buying

Buying a home in Wood Dale

A typical home in Wood Dale is worth $318,900: 19% below the county and 21% above Illinois. With the typical household income in Wood Dale ($91,382 a year), a typical home costs 3.5 times what the household earns in a year.

Years of income to pay for a typical home

The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.

  • Wood Dale 3.5 years
  • DuPage 3.5 years
  • Illinois 3.2 years
  • United States 4.1 years
Source: U.S. Census Bureau, Average 2020–2024

How prices have changed in DuPage County

According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.

FHFA does not publish this index by city: these are the numbers for all of DuPage County.

Period County Illinois U.S.
Last year (2025) +6.2% +5.7% +2.9%
5 years (2020–2025) +46% +47% +47%
10 years (2015–2025) +64% +65% +85%

The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data

Wood Dale next to DuPage County, Illinois and the U.S.

Three numbers side by side. “Typical” means the median: half are above it and half below.

Typical home value
  • Wood Dale $318,900
  • DuPage $391,400
  • Illinois $263,300
  • United States $332,700
Typical monthly rent
  • Wood Dale $1,675
  • DuPage $1,688
  • Illinois $1,274
  • United States $1,413
Typical yearly household income
  • Wood Dale $91,382
  • DuPage $112,096
  • Illinois $83,390
  • United States $80,734
See the full table
Wood Dale next to DuPage County and Illinois
Measure Wood Dale DuPage County Illinois U.S.
Typical home value $318,900 $391,400 $263,300 $332,700
Typical monthly rent $1,675 $1,688 $1,274 $1,413
Typical yearly household income $91,382 $112,096 $83,390 $80,734
Households that own their home 77% 73% 67% 65%
Typical yearly property tax $5,900 $8,007 $5,298 $3,119
Effective property tax rate 1.85% 2.05% 2.01% 0.94%
Renters with high rent for their income 41% 45% 48% 51%

“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.

Four ways to pay for a typical home in Wood Dale

For a typical $318,900 home in Wood Dale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Wood Dale's typical property tax, an example home insurance and mortgage insurance when it applies.

  • FHA, 3.5% down $2,887a month

    Least cash to close
    Down payment
    $11,162
    Cash to close
    $20,729
    Rate
    7.18%
    Mortgage insurance
    FHA MIP · $141

  • Conventional, 5% down $2,828a month

    Down payment
    $15,945
    Cash to close
    $25,512
    Rate
    7.18%
    Mortgage insurance
    PMI · $151

  • Conventional, 20% down, no PMI $2,353a month

    Down payment
    $63,780
    Cash to close
    $73,347
    Rate
    7.18%
    Mortgage insurance
    None

  • ITIN, 15% down (example) $2,648a month

    Down payment
    $47,835
    Cash to close
    $57,402
    Rate
    8.18%
    Mortgage insurance
    None

The option that asks for the least cash to close is FHA, 3.5% down.

  • Cash to close = down payment plus 3% of the price in closing costs (example).
  • Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
  • The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.

How much house can I afford? Estimate closing costs

Taxes and floods

Two costs that change from place to place

Property tax and flood insurance raise or lower what you pay each month. Here are the numbers for Wood Dale and for DuPage County.

Property tax

Effective rate in Wood Dale

1.85%of the home’s value each year

$5,900 a year for the typical owner in Wood Dale.

  • Wood Dale 1.85%
  • DuPage 2.05%
  • Illinois 2.01%

What Illinois publishes General Homestead Exemption (Illinois Department of Revenue)

Exemptions and deadlines in Illinois

Flood risk in DuPage County

FEMA does not publish these numbers by city: they are for all of DuPage County.

Homes in the high-risk zone
0.8%
2,485
Of those, with NFIP insurance
41%
County Illinois U.S.
Homes in the high-risk zone 0.8% 1.5% 3.5%
Of those, with NFIP insurance 41% 25% 48%

Most homeowners insurance policies do not cover flood damage.

Look up your address on FEMA’s map

Renting

Renting in Wood Dale

Typical rent in Wood Dale is $1,675 a month: about the same as the county. In Wood Dale, 41% of renter households pay 30% or more of their income in rent.

HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.

HUD fair market rent for all of DuPage County

What you need to earn to pay it without spending more than 30% of income, working full time.

Size Fair rent a month Hourly wage Yearly income
Studio $1,678 $32.27 $67,120
1 bedroom $1,780 $34.23 $71,200
2 bedrooms $2,011 $38.67 $80,440
3 bedrooms $2,586 $49.73 $103,440
4 bedrooms $2,954 $56.81 $118,160

Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027

By ZIP code

Fair market rent by ZIP code in Wood Dale

HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Wood Dale is in ZIP code 60191.

For 2 bedrooms it is $2,320: $309 more than the fair market rent for DuPage County ($2,011).

  • 60191 $2,320$2,980

1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Wood Dale when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD) Fiscal year 2027 Small Area Fair Market Rents (HUD) Source: Census Bureau ZCTA-to-place relationship file Data from 2020 data Census Bureau ZCTA-to-place relationship file

Is your rent high for your ZIP?

Free help

Help to buy or rent in Wood Dale

You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.

There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.

A man leans over the armchair to help a teenage girl with her book.

HUD counseling is free or low-cost

Assistance programs in Wood Dale

No down payment, repair or rent-help program on our list is for Wood Dale or DuPage County. The ones below are statewide in Illinois: they work in Wood Dale the same as in the rest of the state.

Which programs do I qualify for? All programs in Illinois

  • IHDAccess Home

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with deferred payments for first-time buyers in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

  • IHDAccess Forgivable

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan forgiven little by little over ten years, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Forgivable

    See the program Official page

  • IHDAccess Deferred

    Statewide in Illinois

    Limited funds remain, per the source

    IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois. Offered by Illinois Housing Development Authority (IHDA).

    Deferred

    See the program Official page

Housing counselors near Wood Dale

The HUD-approved agencies closest to the center of Wood Dale, in a straight line, nearest first. If one says it serves in Spanish, its card says so.

  • North West Housing Partnership

    1701 E Woodfield Rd Ste 203, Schaumburg · 6 miles away

    • Budget and financial counseling
    • Home improvement and repairs
    • and 4 more
    (847) 969-0561

  • Center of Concern

    1665 Elk Blvd, Des Plaines · 7 miles away

    • Mortgage delinquency and default
    • Budget and financial counseling
    • and 2 more
    (847) 823-0453

  • Dupage Homeownership Center, Inc. DBA H.o.m.e. Dupage, Inc.

    1600 E Roosevelt Rd, Wheaton · 9 miles away · Spanish

    • Mortgage delinquency and default
    • Mortgage delinquency workshops
    • and 7 more
    (630) 260-2500

Every agency in DuPage County All counseling agencies in Illinois

Help in Spanish near Wood Dale

1 of the 3 agencies on this list says it serves in Spanish.

Ask for service in Spanish

When you call, say “Spanish, please” or ask if someone speaks Spanish. If not, ask whether they offer an interpreter.

Housing authorities of Wood Dale

In HUD’s record, no housing authority with an office in DuPage County is named for Wood Dale or DuPage County.

One other authority has an office in DuPage County: see the list Source: HUD

Cities

Other cities in DuPage County

These cities are also in DuPage County. They share its loan limits and fair market rents, but home values and rent change from one to the next.

Everything about DuPage County Housing in Illinois
See 16 more cities in DuPage County, with prices and rents

Every city has its own page with prices, rents and help.

Nearby cities

The cities closest to Wood Dale, with the typical home value.

Neighboring counties

If DuPage County is out of reach, look next door. Each number is that county's own.

Keep going

Guides for your next step

Short explanations, in plain language and with official sources, for buying or renting in Wood Dale.

All guides
A father, a mother and their daughter smile among the avocado trees by their home in Somis, California.

Questions

Housing questions about Wood Dale

Short answers with the numbers for Wood Dale and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.

How much does a typical home cost in Wood Dale?

The typical home value in Wood Dale is $318,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.

How much does it cost to rent in Wood Dale?

Typical rent in Wood Dale is $1,675 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.

What is the FHA loan limit in Wood Dale?

Wood Dale uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.

How much property tax do owners pay in Wood Dale?

The typical homeowner in Wood Dale pays $5,900 a year, according to the U.S. Census Bureau. That is 1.85% of the home’s value; in DuPage County, the rate is 2.05%.

Where can I find free help to buy or rent in Wood Dale?

There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.

Sources: American Community Survey (ACS) 5-year estimates (Average 2020–2024); FHA mortgage limits (HUD) (2026 data); Conforming loan limits (FHFA) (2026 data); Fair Market Rents (HUD) (Fiscal year 2027); Small Area Fair Market Rents (HUD) (Fiscal year 2027); Census Bureau ZCTA-to-place relationship file (2020 data); HUD-approved housing counseling agencies (Retrieved November 6, 2026); Public Housing Agencies (HUD) (Retrieved November 6, 2026); Freddie Mac Primary Mortgage Market Survey (PMMS) (As of November 5, 2026); FHFA House Price Index (HPI) (2025 data); Homes with flood insurance (NFIP, FEMA) (As of August 3, 2026).