In Hinsdale, a typical home is worth $1,053,700 and typical rent is $1,924 a month. Compared with all of DuPage County, the typical home value is 169% higher, typical household income is 123% higher, and the share of households that own their home is 17 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $929,703 to $1,294,173.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Hinsdale is in DuPage County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of DuPage County. See the county
What this place has that others do not, from public data, most unusual first.
1
Hinsdale has the highest typical household income of the 337 cities in Illinois with more than 5,000 people: $250,001.
2
Hinsdale has the 3rd highest typical home value of the 336 cities in Illinois with more than 5,000 people ($1,053,700).
3
Nearby, in Willowbrook, the typical home value is $358,600: 66% less than in Hinsdale ($1,053,700).
4
Nearby, in Clarendon Hills, the typical rent is $1,142: 41% less than in Hinsdale ($1,924).
5
90% of households in Hinsdale own their home, against 73% in DuPage County.
6
According to Zillow, in the 12 months to September 2026 the typical home value in Hinsdale rose 10%; in Illinois, it rose 5.3%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Hinsdale
What homes there are in Hinsdale, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Hinsdale
DuPage County
Illinois
United States
Kind of home: Hinsdale and its comparisons
Measure
Hinsdale
DuPage County
Illinois
United States
Detached house
82%
58%
58%
61%
Attached house
8%
12%
6%
6%
Building of 2 to 4
Unreliable estimate
5%
12%
8%
Apartments (5 or more)
9%
25%
22%
19%
Mobile home
Unreliable estimate
0%
2%
6%
Boat, RV and other
Unreliable estimate
Unreliable estimate
0%
0%
Detached houses, standing on their own, make up 82% of homes here, against 58% in DuPage County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Hinsdale
DuPage County
Illinois
United States
Year built: Hinsdale and its comparisons
Measure
Hinsdale
DuPage County
Illinois
United States
Before 1960
29%
18%
38%
26%
1960–1979
21%
36%
26%
24%
1980–1999
21%
32%
20%
25%
2000–2009
19%
9%
11%
14%
2010 or later
12%
6%
6%
11%
By age, homes in Hinsdale look like those in DuPage County: the typical year built is 1981.
In Hinsdale, 87% of homes have 3 bedrooms or more, more than in DuPage County (63%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300KUnreliable
$300K–$500K11%
$500K–$750K14%
$750K–$1M18%
$1M or more53%
Value of owner-occupied homes: Hinsdale and its comparisons
Measure
Hinsdale
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
Unreliable estimate
$300K–$500K
11%
$500K–$750K
14%
$750K–$1M
18%
$1M or more
53%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99943%
$2,000–$2,49916%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Hinsdale and its comparisons
Measure
Hinsdale
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
43%
$2,000–$2,499
16%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Owners with a mortgage
64%
DuPage County: 65%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Hinsdale+19%
DuPage County+27%
Illinois+35%
United States+53%
Typical rent
HinsdaleNo clear change
DuPage County+28%
Illinois+26%
United States+33%
Change since 2015–2019: Hinsdale and its comparisons
Measure
Hinsdale
DuPage County
Illinois
United States
Typical home value
+19%
+27%
+35%
+53%
Typical rent
No clear change
+28%
+26%
+33%
Typical household income
No data
+21%
+27%
+29%
The typical home value in Hinsdale rose 19% since 2015–2019, less than in DuPage County (27%).
Rent in Hinsdale moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Hinsdale and its comparisons
Measure
Hinsdale
DuPage County
Illinois
United States
Rental vacancy
Unreliable estimate
5.6%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
0.7%
1.0%
0.9%
More than one person per room
Unreliable estimate
2.7%
2.5%
3.4%
People per household
2.96
2.61
2.46
2.53
Drive alone
48%
65%
66%
69%
Carpool
7%
7%
8%
9%
Public transit
10%
4%
6%
3%
Walk or bike
2%
2%
3%
3%
Work from home
32%
22%
16%
15%
Other means
Unreliable estimate
1%
1%
2%
Typical commute
Unreliable estimate
20 to 29 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.96 on average, against 2.61 in DuPage County.
Many people here do not commute at all: 32% work from home; in DuPage County, 22%.
Do the math
What would you pay each month for a home in Hinsdale?
A typical home costs more than the typical income allows
We start with a typical home in Hinsdale, worth $1,053,700, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 43% of the typical household income in Hinsdale, which is $250,001 a year. For that payment to be 28% of income, a household would need to earn about $382,182 a year. Note: at that price the loan is above the FHA limit for DuPage County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of DuPage County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Hinsdale. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $36,880 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$8,918
at 7.18% · 30 years
Loan amount
$1,034,614
Total interest
$1,488,567
Paid off in
November 2056
Includes $17,794 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $5,833 a month
Tight
$5,833 to $7,500 a month
Hard
more than $7,500 a month
Your payment · 43%
Compared with the typical household income in Hinsdale ($250,001 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$7,009
Property tax
$834
Home insurance
$439
FHA mortgage insurance (MIP)
$636
This loan is over the FHA limit
You'd borrow $1,016,820, but the FHA limit for a one-unit home in Hinsdale is $541,287. You'd need a bigger down payment or a different loan.
You need at least $36,880 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $8,918; principal and interest $7,009.
The city and its county
Hinsdale and DuPage County
Hinsdale is in DuPage County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Hinsdale
Map of DuPage County, Illinois, with Hinsdale marked. Around it, the neighboring counties.
Hinsdale
DuPage County
Other cities with a page
Hinsdale's own numbers
Typical home value
$1,053,700
Typical monthly rent
$1,924
Typical yearly household income
$250,001
Households that own their home
90%
Effective property tax rate
0.95%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of DuPage County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+46%
Homes in a high flood-risk zone
0.8%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of DuPage County.
A typical home in Hinsdale is worth $1,053,700: 169% above the county and 300% above Illinois. With the typical household income in Hinsdale ($250,001 a year), a typical home costs 4.2 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Hinsdale4.2 years
DuPage3.5 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in DuPage County
According to FHFA’s house price index, home prices in DuPage County rose 64% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of DuPage County.
Yearly change in FHFA’s price index in DuPage County, 2016 to 2025
2016: +2.7% +2.7% 2016
2017: +3.3% +3.3% 2017
2018: +2.5% +2.5% 2018
2019: +2.1% +2.1% 2019
2020: +0.9% +0.9% 2020
2021: +6.4% +6.4% 2021
2022: +11.0% +11.0% 2022
2023: +8.2% +8.2% 2023
2024: +7.7% +7.7% 2024
2025: +6.2% +6.2% 2025
Change in FHFA’s price index in DuPage County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+6.2%
+5.7%
+2.9%
5 years (2020–2025)
+46%
+47%
+47%
10 years (2015–2025)
+64%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Hinsdale next to DuPage County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Hinsdale$1,053,700
DuPage$391,400
Illinois$263,300
United States$332,700
Typical monthly rent
Hinsdale$1,924
DuPage$1,688
Illinois$1,274
United States$1,413
Typical yearly household income
Hinsdale$250,001
DuPage$112,096
Illinois$83,390
United States$80,734
See the full table
Hinsdale next to DuPage County and Illinois
Measure
Hinsdale
DuPage County
Illinois
U.S.
Typical home value
$1,053,700 ▲169% above the county
$391,400
$263,300
$332,700
Typical monthly rent
$1,924 ▲14% above the county
$1,688
$1,274
$1,413
Typical yearly household income
$250,001 ▲123% above the county
$112,096
$83,390
$80,734
Households that own their home
90% ▲17 points above the county
73%
67%
65%
Typical yearly property tax
$10,001 ▲25% above the county
$8,007
$5,298
$3,119
Effective property tax rate
0.95% ▼1.1 points below the county
2.05%
2.01%
0.94%
Renters with high rent for their income
47% ▲2 points above the county
45%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below DuPage County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Hinsdale
For a typical $1,053,700 home in Hinsdale, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Hinsdale's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$8,918a month
Above the FHA limit for DuPage County ($541,287)
Down payment
$36,880
Cash to close
$68,491
Rate
7.18%
Mortgage insurance
FHA MIP · $636
Conventional, 5% down$8,555a month
Above the conventional limit for DuPage County ($832,750): it would be a "jumbo" loan
Down payment
$52,685
Cash to close
$84,296
Rate
7.18%
Mortgage insurance
PMI · $501
Conventional, 20% down, no PMI$6,984a month
Above the conventional limit for DuPage County ($832,750): it would be a "jumbo" loan
Down payment
$210,740
Cash to close
$242,351
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$7,958a month
Down payment
$158,055
Cash to close
$189,666
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Hinsdale
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for DuPage County ($541,287)
$8,918
$36,880
$1,034,615
7.18%
FHA MIP · $636
$68,491
580
Conventional, 5% down Above the conventional limit for DuPage County ($832,750): it would be a "jumbo" loan
$8,555
$52,685
$1,001,015
7.18%
PMI · $501
$84,296
620*
Conventional, 20% down, no PMI Above the conventional limit for DuPage County ($832,750): it would be a "jumbo" loan
$6,984
$210,740
$842,960
7.18%
None
$242,351
620*
ITIN, 15% down (example)
$7,958
$158,055
$895,645
8.18%
None
$189,666
Set by the lender
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Hinsdale is $1,924 a month: 14% above the county. In Hinsdale, 47% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of DuPage County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There is 1 HUD-approved agency with an office in DuPage County; 1 says it serves in Spanish.
No down payment, repair or rent-help program on our list is for Hinsdale or DuPage County. The ones below are statewide in Illinois: they work in Hinsdale the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Hinsdale or DuPage County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Hinsdale and all of DuPage County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Hinsdale?
The typical home value in Hinsdale is $1,053,700, according to the U.S. Census Bureau (average 2020–2024). For comparison, in DuPage County it is $391,400.
How much does it cost to rent in Hinsdale?
Typical rent in Hinsdale is $1,924 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in DuPage County is $2,011.
What is the FHA loan limit in Hinsdale?
Hinsdale uses the FHA limit for all of DuPage County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Hinsdale?
The typical homeowner in Hinsdale pays $10,001 a year, according to the U.S. Census Bureau. That is 0.95% of the home’s value; in DuPage County, the rate is 2.05%.
Where can I find free help to buy or rent in Hinsdale?
There is 1 HUD-approved counseling agency with an office in DuPage County. 1 says it serves in Spanish. They can help you get ready to buy, with your credit, or with rent.
