In La Grange, a typical home is worth $594,300 and typical rent is $1,856 a month. Compared with all of Cook County, typical household income is 92% higher, the typical home value is 83% higher, and the share of households that own their home is 24 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $501,067 to $674,973.
Typical rent
$2,438a month
▲ 3.8% more than 12 months ago
Typical rent from Zillow, March 2025 to September 2026: from $2,394 to $2,438.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
La Grange is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in La Grange is $159,929,92% more than in Cook County as a whole ($83,498).
2
The typical home in La Grange is worth $594,300,83% more than in Cook County as a whole ($324,500).
3
82% of households in La Grange own their home, against 58% in Cook County.
4
Nearby, in Countryside, the typical home value is $324,700: 45% less than in La Grange ($594,300).
5
Nearby, in Countryside, the typical rent is $1,180: 36% less than in La Grange ($1,856).
6
According to Zillow, in the 12 months to September 2026 the typical home value in La Grange rose 12.2%; in Illinois, it rose 5.3%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in La Grange
What homes there are in La Grange, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
La Grange
Cook County
Illinois
United States
Kind of home: La Grange and its comparisons
Measure
La Grange
Cook County
Illinois
United States
Detached house
68%
40%
58%
61%
Attached house
3%
6%
6%
6%
Building of 2 to 4
9%
19%
12%
8%
Apartments (5 or more)
20%
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 68% of homes here, against 40% in Cook County.
Year built
Before 19601960–19791980–19992000–20092010 or later
La Grange
Cook County
Illinois
United States
Year built: La Grange and its comparisons
Measure
La Grange
Cook County
Illinois
United States
Before 1960
64%
49%
38%
26%
1960–1979
15%
25%
26%
24%
1980–1999
7%
14%
20%
25%
2000–2009
8%
8%
11%
14%
2010 or later
6%
5%
6%
11%
Homes in La Grange are older: the typical year built is 1953; in Cook County, 1961.
There is more room for a big family here: 69% of homes have 3 bedrooms or more, against 49% in Cook County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K6%
$200K–$300K6%
$300K–$500K26%
$500K–$750K26%
$750K–$1M22%
$1M or more12%
Value of owner-occupied homes: La Grange and its comparisons
Measure
La Grange
Under $100K
Unreliable estimate
$100K–$200K
6%
$200K–$300K
6%
$300K–$500K
26%
$500K–$750K
26%
$750K–$1M
22%
$1M or more
12%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99931%
$2,000–$2,49927%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: La Grange and its comparisons
Measure
La Grange
Under $500
Unreliable
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
31%
$2,000–$2,499
27%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$3,622 a month
Cook County: $2,270 a month
Without a mortgage
$1,258 a month
Cook County: $910 a month
Owners with a mortgage
69%
Cook County: 62%
The typical cost for an owner with a mortgage in La Grange is $3,622 a month, more than in Cook County ($2,270); without one, $1,258.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
La Grange+19%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
La Grange+57%
Cook County+28%
Illinois+26%
United States+33%
Typical household income
La Grange+29%
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: La Grange and its comparisons
Measure
La Grange
Cook County
Illinois
United States
Typical home value
+19%
+32%
+35%
+53%
Typical rent
+57%
+28%
+26%
+33%
Typical household income
+29%
+29%
+27%
+29%
The typical home value in La Grange rose 19% since 2015–2019, less than in Cook County (32%).
Since 2015–2019, the typical rent in La Grange rose 57%, more than in Cook County (28%).
While home values in La Grange changed +19% and rent +57%, the typical household income rose 29%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: La Grange and its comparisons
Measure
La Grange
Cook County
Illinois
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.3%
2.5%
3.4%
People per household
2.71
2.43
2.46
2.53
Drive alone
55%
55%
66%
69%
Carpool
4%
8%
8%
9%
Public transit
10%
12%
6%
3%
Walk or bike
2%
5%
3%
3%
Work from home
29%
19%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
Households in La Grange are bigger: 2.71 people on average; in Cook County, 2.43.
In La Grange, 29% of workers work from home, more than in Cook County (19%).
Do the math
What would you pay each month for a home in La Grange?
A typical home costs more than the typical income allows
We start with a typical home in La Grange, worth $594,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 40% of the typical household income in La Grange, which is $159,929 a year. For that payment to be 28% of income, a household would need to earn about $226,953 a year. Note: at that price the loan is above the FHA limit for Cook County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in La Grange. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $20,801 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,296
at 7.18% · 30 years
Loan amount
$583,535
Total interest
$839,570
Paid off in
November 2056
Includes $10,036 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,732 a month
Tight
$3,732 to $4,798 a month
Hard
more than $4,798 a month
Your payment · 40%
Compared with the typical household income in La Grange ($159,929 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,953
Property tax
$832
Home insurance
$248
FHA mortgage insurance (MIP)
$263
This loan is over the FHA limit
You'd borrow $573,499, but the FHA limit for a one-unit home in La Grange is $541,287. You'd need a bigger down payment or a different loan.
You need at least $20,801 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,296; principal and interest $3,953.
The city and its county
La Grange and Cook County
La Grange is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
La Grange
Map of Cook County, Illinois, with La Grange marked. Around it, the neighboring counties.
La Grange
Cook County
Other cities with a page
La Grange's own numbers
Typical home value
$594,300
Typical monthly rent
$1,856
Typical yearly household income
$159,929
Households that own their home
82%
Effective property tax rate
1.68%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in La Grange is worth $594,300: 83% above the county and 126% above Illinois. With the typical household income in La Grange ($159,929 a year), a typical home costs 3.7 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
La Grange3.7 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
La Grange next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
La Grange$594,300
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
La Grange$1,856
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
La Grange$159,929
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
La Grange next to Cook County and Illinois
Measure
La Grange
Cook County
Illinois
U.S.
Typical home value
$594,300 ▲83% above the county
$324,500
$263,300
$332,700
Typical monthly rent
$1,856 ▲29% above the county
$1,435
$1,274
$1,413
Typical yearly household income
$159,929 ▲92% above the county
$83,498
$83,390
$80,734
Households that own their home
82% ▲24 points above the county
58%
67%
65%
Typical yearly property tax
$10,001 ▲62% above the county
$6,191
$5,298
$3,119
Effective property tax rate
1.68% ▼0.23 points below the county
1.91%
2.01%
0.94%
Renters with high rent for their income
40% ▼9 points below the county
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in La Grange
For a typical $594,300 home in La Grange, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, La Grange's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,296a month
Above the FHA limit for Cook County ($541,287)
Down payment
$20,801
Cash to close
$38,630
Rate
7.18%
Mortgage insurance
FHA MIP · $263
Conventional, 5% down$5,187a month
Least cash to close
Down payment
$29,715
Cash to close
$47,544
Rate
7.18%
Mortgage insurance
PMI · $282
Conventional, 20% down, no PMI$4,300a month
Down payment
$118,860
Cash to close
$136,689
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,850a month
Down payment
$89,145
Cash to close
$106,974
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in La Grange
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Cook County ($541,287)
$5,296
$20,801
$583,536
7.18%
FHA MIP · $263
$38,630
580
Conventional, 5% down Least cash to close
$5,187
$29,715
$564,585
7.18%
PMI · $282
$47,544
620*
Conventional, 20% down, no PMI
$4,300
$118,860
$475,440
7.18%
None
$136,689
620*
ITIN, 15% down (example)
$4,850
$89,145
$505,155
8.18%
None
$106,974
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in La Grange is $1,856 a month: 29% above the county. In La Grange, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cook County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in La Grange
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). La Grange is in ZIP code 60525.
For 2 bedrooms it is $2,050: $39 more than the fair market rent for Cook County ($2,011).
Fair market rent by ZIP code and size in La Grange, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60525
$1,710
$1,810
$2,050
$2,640
$3,010
ZIP code2 bd3 bd
60525 $2,050$2,640
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for La Grange when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for La Grange or Cook County. The ones below are statewide in Illinois: they work in La Grange the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for La Grange or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for La Grange and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in La Grange?
The typical home value in La Grange is $594,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in La Grange?
Typical rent in La Grange is $1,856 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in La Grange?
La Grange uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in La Grange?
The typical homeowner in La Grange pays $10,001 a year, according to the U.S. Census Bureau. That is 1.68% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in La Grange?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
