In Barrington, a typical home is worth $582,500 and typical rent is $1,500 a month. Compared with all of Cook County, the typical home value is 80% higher, typical household income is 77% higher, and the share of households that own their home is 21 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $485,459 to $636,701.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Barrington is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
The typical household income in Barrington is $147,989,77% more than in Cook County as a whole ($83,498).
2
The typical home in Barrington is worth $582,500,80% more than in Cook County as a whole ($324,500).
3
78% of households in Barrington own their home, against 58% in Cook County.
4
Nearby, in Palatine, the typical home value is $355,600: 39% less than in Barrington ($582,500).
5
Barrington has the 14th smallest share of rent-burdened renters of the 291 cities in Illinois with more than 5,000 people (34%).
6
According to Zillow, in the 12 months to September 2026 the typical home value in Barrington rose 8.6%; in Illinois, it rose 5.3%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Barrington
What homes there are in Barrington, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Barrington
Cook County
Illinois
United States
Kind of home: Barrington and its comparisons
Measure
Barrington
Cook County
Illinois
United States
Detached house
68%
40%
58%
61%
Attached house
9%
6%
6%
6%
Building of 2 to 4
Unreliable estimate
19%
12%
8%
Apartments (5 or more)
20%
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
The detached house rules in Barrington: 68% of homes, more than in Cook County (40%).
Year built
Before 19601960–19791980–19992000–20092010 or later
Barrington
Cook County
Illinois
United States
Year built: Barrington and its comparisons
Measure
Barrington
Cook County
Illinois
United States
Before 1960
23%
49%
38%
26%
1960–1979
44%
25%
26%
24%
1980–1999
19%
14%
20%
25%
2000–2009
9%
8%
11%
14%
2010 or later
5%
5%
6%
11%
Here half of the homes date from 1971 or later; in Cook County, from 1961 or later.
There is more room for a big family here: 67% of homes have 3 bedrooms or more, against 49% in Cook County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K4%
$300K–$500K29%
$500K–$750K41%
$750K–$1M17%
$1M or more5%
Value of owner-occupied homes: Barrington and its comparisons
Measure
Barrington
Under $100K
Unreliable estimate
$100K–$200K
Unreliable estimate
$200K–$300K
4%
$300K–$500K
29%
$500K–$750K
41%
$750K–$1M
17%
$1M or more
5%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49924%
$1,500–$1,999Unreliable
$2,000–$2,49913%
$2,500–$2,999Unreliable
$3,000 or more21%
Monthly rent with utilities: Barrington and its comparisons
Measure
Barrington
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
24%
$1,500–$1,999
Unreliable estimate
$2,000–$2,499
13%
$2,500–$2,999
Unreliable estimate
$3,000 or more
21%
With a mortgage
$3,393 a month
Cook County: $2,270 a month
Without a mortgage
$1,363 a month
Cook County: $910 a month
Owners with a mortgage
67%
Cook County: 62%
The typical cost for an owner with a mortgage in Barrington is $3,393 a month, more than in Cook County ($2,270); without one, $1,363.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Barrington+21%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
BarringtonNo clear change
Cook County+28%
Illinois+26%
United States+33%
Typical household income
Barrington+26%
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: Barrington and its comparisons
Measure
Barrington
Cook County
Illinois
United States
Typical home value
+21%
+32%
+35%
+53%
Typical rent
No clear change
+28%
+26%
+33%
Typical household income
+26%
+29%
+27%
+29%
Homes in Barrington gained value more slowly than in Cook County: 21% since 2015–2019, against 32%.
The typical rent in Barrington stayed about the same over that time: the difference is within the Census margin of error.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Barrington and its comparisons
Measure
Barrington
Cook County
Illinois
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.3%
2.5%
3.4%
People per household
2.53
2.43
2.46
2.53
Drive alone
55%
55%
66%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
6%
12%
6%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
34%
19%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Barrington look like those in Cook County: 2.53 people on average.
Many people here do not commute at all: 34% work from home; in Cook County, 19%.
Do the math
What would you pay each month for a home in Barrington?
A typical home costs more than the typical income allows
We start with a typical home in Barrington, worth $582,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 42% of the typical household income in Barrington, which is $147,989 a year. For that payment to be 28% of income, a household would need to earn about $223,279 a year. Note: at that price the loan is above the FHA limit for Cook County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Barrington. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $20,388 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,210
at 7.18% · 30 years
Loan amount
$571,949
Total interest
$822,900
Paid off in
November 2056
Includes $9,837 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,453 a month
Tight
$3,453 to $4,440 a month
Hard
more than $4,440 a month
Your payment · 42%
Compared with the typical household income in Barrington ($147,989 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$3,875
Property tax
$835
Home insurance
$243
FHA mortgage insurance (MIP)
$258
This loan is over the FHA limit
You'd borrow $562,112, but the FHA limit for a one-unit home in Barrington is $541,287. You'd need a bigger down payment or a different loan.
You need at least $20,388 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,210; principal and interest $3,875.
The city and its county
Barrington and Cook County
Barrington is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Map of Cook County, Illinois, with Barrington marked. Around it, the neighboring counties.
Cook County
Barrington's own numbers
Typical home value
$582,500
Typical monthly rent
$1,500
Typical yearly household income
$147,989
Households that own their home
78%
Effective property tax rate
1.72%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in Barrington is worth $582,500: 80% above the county and 121% above Illinois. With the typical household income in Barrington ($147,989 a year), a typical home costs 3.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Barrington3.9 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Barrington next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Barrington$582,500
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
Barrington$1,500
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
Barrington$147,989
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
Barrington next to Cook County and Illinois
Measure
Barrington
Cook County
Illinois
U.S.
Typical home value
$582,500 ▲80% above the county
$324,500
$263,300
$332,700
Typical monthly rent
$1,500 ▲5% above the county
$1,435
$1,274
$1,413
Typical yearly household income
$147,989 ▲77% above the county
$83,498
$83,390
$80,734
Households that own their home
78% ▲21 points above the county
58%
67%
65%
Typical yearly property tax
$10,001 ▲62% above the county
$6,191
$5,298
$3,119
Effective property tax rate
1.72% ▼0.19 points below the county
1.91%
2.01%
0.94%
Renters with high rent for their income
34% ▼15 points below the county
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Barrington
For a typical $582,500 home in Barrington, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Barrington's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,210a month
Above the FHA limit for Cook County ($541,287)
Down payment
$20,388
Cash to close
$37,863
Rate
7.18%
Mortgage insurance
FHA MIP · $258
Conventional, 5% down$5,103a month
Least cash to close
Down payment
$29,125
Cash to close
$46,600
Rate
7.18%
Mortgage insurance
PMI · $277
Conventional, 20% down, no PMI$4,234a month
Down payment
$116,500
Cash to close
$133,975
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$4,773a month
Down payment
$87,375
Cash to close
$104,850
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Barrington
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Cook County ($541,287)
$5,210
$20,388
$571,949
7.18%
FHA MIP · $258
$37,863
580
Conventional, 5% down Least cash to close
$5,103
$29,125
$553,375
7.18%
PMI · $277
$46,600
620*
Conventional, 20% down, no PMI
$4,234
$116,500
$466,000
7.18%
None
$133,975
620*
ITIN, 15% down (example)
$4,773
$87,375
$495,125
8.18%
None
$104,850
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Barrington is $1,500 a month: 5% above the county. In Barrington, 34% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cook County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Barrington
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Barrington is in ZIP code 60010.
For 2 bedrooms it is $3,020: $1,009 more than the fair market rent for Cook County ($2,011).
Fair market rent by ZIP code and size in Barrington, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60010
$2,520
$2,670
$3,020
$3,880
$4,440
ZIP code2 bd3 bd
60010 $3,020$3,880
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Barrington when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Barrington or Cook County. The ones below are statewide in Illinois: they work in Barrington the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Barrington or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Barrington and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Barrington?
The typical home value in Barrington is $582,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in Barrington?
Typical rent in Barrington is $1,500 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in Barrington?
Barrington uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Barrington?
The typical homeowner in Barrington pays $10,001 a year, according to the U.S. Census Bureau. That is 1.72% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in Barrington?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
