In Arlington Heights, a typical home is worth $414,500 and typical rent is $1,760 a month. Compared with all of Cook County, typical household income is 40% higher, the typical home value is 28% higher, and the share of households that own their home is 16 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $355,783 to $492,580.
Typical rent
$1,999a month
▲ 0.7% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $1,542 to $1,999.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Arlington Heights is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
Nearby, in Wheeling, the typical home value is $266,200: 36% less than in Arlington Heights ($414,500).
2
The typical household income in Arlington Heights is $116,723,40% more than in Cook County as a whole ($83,498).
3
74% of households in Arlington Heights own their home, against 58% in Cook County.
4
The typical home in Arlington Heights is worth $414,500,28% more than in Cook County as a whole ($324,500).
5
According to Zillow, in the 12 months to September 2026 the typical home value in Arlington Heights rose 8.9%; in Illinois, it rose 5.3%.
6
The typical rent in Arlington Heights is $1,760 a month, 23% more than in Cook County as a whole ($1,435).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Arlington Heights
What homes there are in Arlington Heights, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Arlington Heights
Cook County
Illinois
United States
Kind of home: Arlington Heights and its comparisons
Measure
Arlington Heights
Cook County
Illinois
United States
Detached house
54%
40%
58%
61%
Attached house
7%
6%
6%
6%
Building of 2 to 4
5%
19%
12%
8%
Apartments (5 or more)
35%
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Arlington Heights, 5 in 10 homes are single-family detached houses; in Cook County, 4.
Year built
Before 19601960–19791980–19992000–20092010 or later
Arlington Heights
Cook County
Illinois
United States
Year built: Arlington Heights and its comparisons
Measure
Arlington Heights
Cook County
Illinois
United States
Before 1960
20%
49%
38%
26%
1960–1979
44%
25%
26%
24%
1980–1999
27%
14%
20%
25%
2000–2009
7%
8%
11%
14%
2010 or later
2%
5%
6%
11%
Homes in Arlington Heights are newer: the typical year built is 1974; in Cook County, 1961.
Homes in Arlington Heights are bigger: 57% have 3 bedrooms or more; in Cook County, 49%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limit
Under $100K3%
$100K–$200K10%
$200K–$300K12%
$300K–$500K45%
$500K–$750K22%
FHA limit: $541,287
$750K–$1M5%
$1M or more2%
Value of owner-occupied homes: Arlington Heights and its comparisons
Measure
Arlington Heights
Under $100K
3%
$100K–$200K
10%
$200K–$300K
12%
$300K–$500K
45%
$500K–$750K
22%
$750K–$1M
5%
$1M or more
2%
By price, most homes in Arlington Heights sit under the FHA limit for Cook County ($541,287): about 74%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$9994%
$1,000–$1,49923%
$1,500–$1,99940%
$2,000–$2,49917%
$2,500–$2,9996%
$3,000 or more8%
Monthly rent with utilities: Arlington Heights and its comparisons
Measure
Arlington Heights
Under $500
Unreliable estimate
$500–$999
4%
$1,000–$1,499
23%
$1,500–$1,999
40%
$2,000–$2,499
17%
$2,500–$2,999
6%
$3,000 or more
8%
With a mortgage
$2,642 a month
Cook County: $2,270 a month
Without a mortgage
$1,033 a month
Cook County: $910 a month
Owners with a mortgage
61%
Cook County: 62%
In Arlington Heights, 61% of owners have a mortgage, and their typical cost is $2,642 a month, against $2,270 in Cook County. Without one it drops to $1,033.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Arlington Heights+16%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
Arlington Heights+29%
Cook County+28%
Illinois+26%
United States+33%
Typical household income
Arlington Heights+21%
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: Arlington Heights and its comparisons
Measure
Arlington Heights
Cook County
Illinois
United States
Typical home value
+16%
+32%
+35%
+53%
Typical rent
+29%
+28%
+26%
+33%
Typical household income
+21%
+29%
+27%
+29%
The typical home value in Arlington Heights rose 16% since 2015–2019, less than in Cook County (32%).
Rents in Arlington Heights rose at about the same pace as in Cook County: 29% since 2015–2019, against 28%.
The typical household income in Arlington Heights rose 21% over that time; home values changed +16% and rent +29%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Arlington Heights and its comparisons
Measure
Arlington Heights
Cook County
Illinois
United States
Rental vacancy
6.7%
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
2.2%
3.3%
2.5%
3.4%
People per household
2.39
2.43
2.46
2.53
Drive alone
62%
55%
66%
69%
Carpool
6%
8%
8%
9%
Public transit
4%
12%
6%
3%
Walk or bike
2%
5%
3%
3%
Work from home
25%
19%
16%
15%
Other means
1%
2%
1%
2%
Typical commute
20 to 29 minutes
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
In Arlington Heights, the rental vacancy rate is 6.7%; in Cook County, 4.5%.
In Arlington Heights, 2.2% of households live with more than one person per room, against 3.3% in Cook County.
Much as in Cook County, a household in Arlington Heights has 2.39 people on average.
Working from home is more common in Arlington Heights: 25%, against 19% in Cook County.
Do the math
What would you pay each month for a home in Arlington Heights?
A typical home costs more than the typical income allows
We start with a typical home in Arlington Heights, worth $414,500, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 39% of the typical household income in Arlington Heights, which is $116,723 a year. For that payment to be 28% of income, a household would need to earn about $164,656 a year.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Arlington Heights. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $14,508 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$3,842
at 7.18% · 30 years
Loan amount
$406,992
Total interest
$585,566
Paid off in
November 2056
Includes $7,000 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,724 a month
Tight
$2,724 to $3,502 a month
Hard
more than $3,502 a month
Your payment · 39%
Compared with the typical household income in Arlington Heights ($116,723 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$2,757
Property tax
$729
Home insurance
$173
FHA mortgage insurance (MIP)
$183
You need at least $14,508 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $3,842; principal and interest $2,757.
The city and its county
Arlington Heights and Cook County
Arlington Heights is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Arlington Heights
Map of Cook County, Illinois, with Arlington Heights marked. Around it, the neighboring counties.
Arlington Heights
Cook County
Other cities with a page
Arlington Heights's own numbers
Typical home value
$414,500
Typical monthly rent
$1,760
Typical yearly household income
$116,723
Households that own their home
74%
Effective property tax rate
2.11%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in Arlington Heights is worth $414,500: 28% above the county and 57% above Illinois. With the typical household income in Arlington Heights ($116,723 a year), a typical home costs 3.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Arlington Heights3.6 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Arlington Heights next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Arlington Heights$414,500
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
Arlington Heights$1,760
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
Arlington Heights$116,723
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
Arlington Heights next to Cook County and Illinois
Measure
Arlington Heights
Cook County
Illinois
U.S.
Typical home value
$414,500 ▲28% above the county
$324,500
$263,300
$332,700
Typical monthly rent
$1,760 ▲23% above the county
$1,435
$1,274
$1,413
Typical yearly household income
$116,723 ▲40% above the county
$83,498
$83,390
$80,734
Households that own their home
74% ▲16 points above the county
58%
67%
65%
Typical yearly property tax
$8,759 ▲41% above the county
$6,191
$5,298
$3,119
Effective property tax rate
2.11% ▲0.2 points above the county
1.91%
2.01%
0.94%
Renters with high rent for their income
40% ▼9 points below the county
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Arlington Heights
For a typical $414,500 home in Arlington Heights, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Arlington Heights's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$3,842a month
Least cash to close
Down payment
$14,508
Cash to close
$26,943
Rate
7.18%
Mortgage insurance
FHA MIP · $183
Conventional, 5% down$3,766a month
Down payment
$20,725
Cash to close
$33,160
Rate
7.18%
Mortgage insurance
PMI · $197
Conventional, 20% down, no PMI$3,148a month
Down payment
$82,900
Cash to close
$95,335
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$3,531a month
Down payment
$62,175
Cash to close
$74,610
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Arlington Heights
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$3,842
$14,508
$406,992
7.18%
FHA MIP · $183
$26,943
580
Conventional, 5% down
$3,766
$20,725
$393,775
7.18%
PMI · $197
$33,160
620*
Conventional, 20% down, no PMI
$3,148
$82,900
$331,600
7.18%
None
$95,335
620*
ITIN, 15% down (example)
$3,531
$62,175
$352,325
8.18%
None
$74,610
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Arlington Heights is $1,760 a month: 23% above the county. In Arlington Heights, 40% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cook County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Arlington Heights
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Arlington Heights has 2 ZIP codes with their own.
For 2 bedrooms it runs from $2,200 in 60005 to $2,470 in 60004.
2 of the 2 are above the fair market rent for Cook County ($2,011).
Fair market rent by ZIP code and size in Arlington Heights, fiscal year 2027.
60004
$2,060
$2,190
$2,470
$3,180
$3,630
60005
$1,840
$1,950
$2,200
$2,830
$3,230
ZIP code2 bd3 bd
60004 $2,470$3,180
60005 $2,200$2,830
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Arlington Heights when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Arlington Heights or Cook County. The ones below are statewide in Illinois: they work in Arlington Heights the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
The HUD-approved agencies closest to the center of Arlington Heights, in a straight line, nearest first. If one says it serves in Spanish, its card says so.
NW
North West Housing Partnership
1701 E Woodfield Rd Ste 203, Schaumburg · 5 miles away
No legal help resource on our list is for Arlington Heights or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Arlington Heights and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Arlington Heights?
The typical home value in Arlington Heights is $414,500, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in Arlington Heights?
Typical rent in Arlington Heights is $1,760 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in Arlington Heights?
Arlington Heights uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Arlington Heights?
The typical homeowner in Arlington Heights pays $8,759 a year, according to the U.S. Census Bureau. That is 2.11% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in Arlington Heights?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
