In Northfield, a typical home is worth $878,300 and typical rent is $2,083 a month. Compared with all of Cook County, the typical home value is 171% higher, typical household income is 93% higher, and the share of households that own their home is 34 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $631,988 to $885,734.
From Zillow (ZHVI), September 2026. The Census figures above are 5-year averages (2020–2024).
Northfield is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
92% of households in Northfield own their home, against 58% in Cook County.
2
The typical household income in Northfield is $161,500,93% more than in Cook County as a whole ($83,498).
3
The typical home in Northfield is worth $878,300,171% more than in Cook County as a whole ($324,500).
4
The typical rent in Northfield is $2,083 a month, 45% more than in Cook County as a whole ($1,435).
5
Nearby, in Glenview, the typical home value is $609,600: 31% less than in Northfield ($878,300).
6
According to Zillow, in the 12 months to September 2026 the typical home value in Northfield rose 11.4%; in Illinois, it rose 5.3%.
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Northfield
What homes there are in Northfield, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Northfield
Cook County
Illinois
United States
Kind of home: Northfield and its comparisons
Measure
Northfield
Cook County
Illinois
United States
Detached house
74%
40%
58%
61%
Attached house
8%
6%
6%
6%
Building of 2 to 4
Unreliable estimate
19%
12%
8%
Apartments (5 or more)
Unreliable estimate
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 74% of homes here, against 40% in Cook County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Northfield
Cook County
Illinois
United States
Year built: Northfield and its comparisons
Measure
Northfield
Cook County
Illinois
United States
Before 1960
35%
49%
38%
26%
1960–1979
32%
25%
26%
24%
1980–1999
18%
14%
20%
25%
2000–2009
12%
8%
11%
14%
2010 or later
Unreliable estimate
5%
6%
11%
Here half of the homes date from 1971 or later; in Cook County, from 1961 or later.
Homes in Northfield are bigger: 75% have 3 bedrooms or more; in Cook County, 49%.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200KUnreliable
$200K–$300K6%
$300K–$500K14%
$500K–$750K16%
$750K–$1M20%
$1M or more40%
Value of owner-occupied homes: Northfield and its comparisons
Measure
Northfield
Under $100K
Unreliable
$100K–$200K
Unreliable estimate
$200K–$300K
6%
$300K–$500K
14%
$500K–$750K
16%
$750K–$1M
20%
$1M or more
40%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99930%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Northfield and its comparisons
Measure
Northfield
Under $500
Unreliable
$500–$999
Unreliable
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
30%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
Owners with a mortgage
62%
Cook County: 62%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Northfield+38%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
NorthfieldNo clear change
Cook County+28%
Illinois+26%
United States+33%
Typical household income
NorthfieldNo clear change
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: Northfield and its comparisons
Measure
Northfield
Cook County
Illinois
United States
Typical home value
+38%
+32%
+35%
+53%
Typical rent
No clear change
+28%
+26%
+33%
Typical household income
No clear change
+29%
+27%
+29%
Since 2015–2019, homes in Northfield gained value faster than in Cook County: 38% against 32%.
Rent in Northfield moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Northfield and its comparisons
Measure
Northfield
Cook County
Illinois
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.3%
2.5%
3.4%
People per household
2.38
2.43
2.46
2.53
Drive alone
58%
55%
66%
69%
Carpool
Unreliable estimate
8%
8%
9%
Public transit
Unreliable estimate
12%
6%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
30%
19%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Northfield look like those in Cook County: 2.38 people on average.
Working from home is more common in Northfield: 30%, against 19% in Cook County.
Do the math
What would you pay each month for a home in Northfield?
A typical home costs more than the typical income allows
We start with a typical home in Northfield, worth $878,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 56% of the typical household income in Northfield, which is $161,500 a year. For that payment to be 28% of income, a household would need to earn about $324,523 a year. Note: at that price the loan is above the FHA limit for Cook County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Northfield. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $30,741 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$7,572
at 7.18% · 30 years
Loan amount
$862,391
Total interest
$1,240,779
Paid off in
November 2056
Includes $14,832 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,768 a month
Tight
$3,768 to $4,845 a month
Hard
more than $4,845 a month
Your payment · 56%
Compared with the typical household income in Northfield ($161,500 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$5,842
Property tax
$834
Home insurance
$366
FHA mortgage insurance (MIP)
$530
This loan is over the FHA limit
You'd borrow $847,559, but the FHA limit for a one-unit home in Northfield is $541,287. You'd need a bigger down payment or a different loan.
You need at least $30,741 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $7,572; principal and interest $5,842.
The city and its county
Northfield and Cook County
Northfield is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Northfield
Map of Cook County, Illinois, with Northfield marked. Around it, the neighboring counties.
Northfield
Cook County
Other cities with a page
Northfield's own numbers
Typical home value
$878,300
Typical monthly rent
$2,083
Typical yearly household income
$161,500
Households that own their home
92%
Effective property tax rate
1.14%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in Northfield is worth $878,300: 171% above the county and 234% above Illinois. With the typical household income in Northfield ($161,500 a year), a typical home costs 5.4 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Northfield5.4 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Northfield next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Northfield$878,300
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
Northfield$2,083
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
Northfield$161,500
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
Northfield next to Cook County and Illinois
Measure
Northfield
Cook County
Illinois
U.S.
Typical home value
$878,300 ▲171% above the county
$324,500
$263,300
$332,700
Typical monthly rent
$2,083 ▲45% above the county
$1,435
$1,274
$1,413
Typical yearly household income
$161,500 ▲93% above the county
$83,498
$83,390
$80,734
Households that own their home
92% ▲34 points above the county
58%
67%
65%
Typical yearly property tax
$10,001 ▲62% above the county
$6,191
$5,298
$3,119
Effective property tax rate
1.14% ▼0.77 points below the county
1.91%
2.01%
0.94%
Renters with high rent for their income
58% ▲9 points above the county
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Northfield
For a typical $878,300 home in Northfield, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Northfield's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$7,572a month
Above the FHA limit for Cook County ($541,287)
Down payment
$30,741
Cash to close
$57,090
Rate
7.18%
Mortgage insurance
FHA MIP · $530
Conventional, 5% down$7,270a month
Above the conventional limit for Cook County ($832,750): it would be a "jumbo" loan
Down payment
$43,915
Cash to close
$70,264
Rate
7.18%
Mortgage insurance
PMI · $417
Conventional, 20% down, no PMI$5,960a month
Least cash to close
Down payment
$175,660
Cash to close
$202,009
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$6,772a month
Down payment
$131,745
Cash to close
$158,094
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Northfield
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Cook County ($541,287)
$7,572
$30,741
$862,392
7.18%
FHA MIP · $530
$57,090
580
Conventional, 5% down Above the conventional limit for Cook County ($832,750): it would be a "jumbo" loan
$7,270
$43,915
$834,385
7.18%
PMI · $417
$70,264
620*
Conventional, 20% down, no PMI Least cash to close
$5,960
$175,660
$702,640
7.18%
None
$202,009
620*
ITIN, 15% down (example)
$6,772
$131,745
$746,555
8.18%
None
$158,094
Set by the lender
The option that asks for the least cash to close is Conventional, 20% down, no PMI.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Northfield is $2,083 a month: 45% above the county. In Northfield, 58% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cook County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Northfield
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Northfield is in ZIP code 60093.
For 2 bedrooms it is $2,630: $619 more than the fair market rent for Cook County ($2,011).
Fair market rent by ZIP code and size in Northfield, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60093
$2,190
$2,330
$2,630
$3,380
$3,860
ZIP code2 bd3 bd
60093 $2,630$3,380
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Northfield when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Northfield or Cook County. The ones below are statewide in Illinois: they work in Northfield the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Northfield or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Northfield and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Northfield?
The typical home value in Northfield is $878,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in Northfield?
Typical rent in Northfield is $2,083 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in Northfield?
Northfield uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Northfield?
The typical homeowner in Northfield pays $10,001 a year, according to the U.S. Census Bureau. That is 1.14% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in Northfield?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
