In Northbrook, a typical home is worth $652,300 and typical rent is $2,463 a month. Compared with all of Cook County, the typical home value is 101% higher, typical household income is 89% higher, and the share of households that own their home is 29 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $516,835 to $710,527.
Typical rent
$3,014a month
▲ 3.7% more than 12 months ago
Typical rent from Zillow, September 2021 to September 2026: from $2,266 to $3,014.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Northbrook is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
87% of households in Northbrook own their home, against 58% in Cook County.
2
The typical rent in Northbrook is $2,463 a month, 72% more than in Cook County as a whole ($1,435).
3
The typical household income in Northbrook is $157,782,89% more than in Cook County as a whole ($83,498).
4
The typical home in Northbrook is worth $652,300,101% more than in Cook County as a whole ($324,500).
5
According to Zillow, in the 12 months to September 2026 the typical home value in Northbrook rose 10%; in Illinois, it rose 5.3%.
6
Nearby, in Highland Park, the typical rent is $1,925: 22% less than in Northbrook ($2,463).
Sources: U.S. Census Bureau (Average 2020–2024); Zillow (September 2026 data). Zillow data
The homes here
Housing in Northbrook
What homes there are in Northbrook, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Northbrook
Cook County
Illinois
United States
Kind of home: Northbrook and its comparisons
Measure
Northbrook
Cook County
Illinois
United States
Detached house
67%
40%
58%
61%
Attached house
11%
6%
6%
6%
Building of 2 to 4
3%
19%
12%
8%
Apartments (5 or more)
19%
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 67% of homes here, against 40% in Cook County.
Year built
Before 19601960–19791980–19992000–20092010 or later
Northbrook
Cook County
Illinois
United States
Year built: Northbrook and its comparisons
Measure
Northbrook
Cook County
Illinois
United States
Before 1960
19%
49%
38%
26%
1960–1979
40%
25%
26%
24%
1980–1999
20%
14%
20%
25%
2000–2009
10%
8%
11%
14%
2010 or later
11%
5%
6%
11%
Homes in Northbrook are newer: the typical year built is 1976; in Cook County, 1961.
There is more room for a big family here: 72% of homes have 3 bedrooms or more, against 49% in Cook County.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100KUnreliable
$100K–$200K4%
$200K–$300K5%
$300K–$500K19%
$500K–$750K35%
$750K–$1M20%
$1M or more16%
Value of owner-occupied homes: Northbrook and its comparisons
Measure
Northbrook
Under $100K
Unreliable estimate
$100K–$200K
4%
$200K–$300K
5%
$300K–$500K
19%
$500K–$750K
35%
$750K–$1M
20%
$1M or more
16%
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,499Unreliable
$1,500–$1,99920%
$2,000–$2,49914%
$2,500–$2,99914%
$3,000 or more35%
Monthly rent with utilities: Northbrook and its comparisons
Measure
Northbrook
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
Unreliable estimate
$1,500–$1,999
20%
$2,000–$2,499
14%
$2,500–$2,999
14%
$3,000 or more
35%
With a mortgage
$3,656 a month
Cook County: $2,270 a month
Owners with a mortgage
57%
Cook County: 62%
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Northbrook+22%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
Northbrook+20%
Cook County+28%
Illinois+26%
United States+33%
Typical household income
Northbrook+26%
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: Northbrook and its comparisons
Measure
Northbrook
Cook County
Illinois
United States
Typical home value
+22%
+32%
+35%
+53%
Typical rent
+20%
+28%
+26%
+33%
Typical household income
+26%
+29%
+27%
+29%
The typical home value in Northbrook rose 22% since 2015–2019, less than in Cook County (32%).
The typical rent in Northbrook rose 20% over the same time; in Cook County, it rose 28%.
Income in Northbrook grew faster than housing: it rose 26%, while home values changed +22% and rent +20%.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Northbrook and its comparisons
Measure
Northbrook
Cook County
Illinois
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.3%
2.5%
3.4%
People per household
2.55
2.43
2.46
2.53
Drive alone
54%
55%
66%
69%
Carpool
4%
8%
8%
9%
Public transit
6%
12%
6%
3%
Walk or bike
3%
5%
3%
3%
Work from home
32%
19%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
20 to 29 minutes
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
Much as in Cook County, a household in Northbrook has 2.55 people on average.
Many people here do not commute at all: 32% work from home; in Cook County, 19%.
Do the math
What would you pay each month for a home in Northbrook?
A typical home costs more than the typical income allows
We start with a typical home in Northbrook, worth $652,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 44% of the typical household income in Northbrook, which is $157,782 a year. For that payment to be 28% of income, a household would need to earn about $245,608 a year. Note: at that price the loan is above the FHA limit for Cook County ($541,287), so FHA would not insure it; the payment is only a reference.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Northbrook. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $22,831 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$5,731
at 7.18% · 30 years
Loan amount
$640,485
Total interest
$921,507
Paid off in
November 2056
Includes $11,016 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $3,682 a month
Tight
$3,682 to $4,733 a month
Hard
more than $4,733 a month
Your payment · 44%
Compared with the typical household income in Northbrook ($157,782 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$4,339
Property tax
$832
Home insurance
$272
FHA mortgage insurance (MIP)
$289
This loan is over the FHA limit
You'd borrow $629,469, but the FHA limit for a one-unit home in Northbrook is $541,287. You'd need a bigger down payment or a different loan.
You need at least $22,831 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $5,731; principal and interest $4,339.
The city and its county
Northbrook and Cook County
Northbrook is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Northbrook
Map of Cook County, Illinois, with Northbrook marked. Around it, the neighboring counties.
Northbrook
Cook County
Other cities with a page
Northbrook's own numbers
Typical home value
$652,300
Typical monthly rent
$2,463
Typical yearly household income
$157,782
Households that own their home
87%
Effective property tax rate
1.53%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in Northbrook is worth $652,300: 101% above the county and 148% above Illinois. With the typical household income in Northbrook ($157,782 a year), a typical home costs 4.1 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Northbrook4.1 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Northbrook next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Northbrook$652,300
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
Northbrook$2,463
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
Northbrook$157,782
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
Northbrook next to Cook County and Illinois
Measure
Northbrook
Cook County
Illinois
U.S.
Typical home value
$652,300 ▲101% above the county
$324,500
$263,300
$332,700
Typical monthly rent
$2,463 ▲72% above the county
$1,435
$1,274
$1,413
Typical yearly household income
$157,782 ▲89% above the county
$83,498
$83,390
$80,734
Households that own their home
87% ▲29 points above the county
58%
67%
65%
Typical yearly property tax
$10,001 ▲62% above the county
$6,191
$5,298
$3,119
Effective property tax rate
1.53% ▼0.38 points below the county
1.91%
2.01%
0.94%
Renters with high rent for their income
51% ▲2 points above the county
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Northbrook
For a typical $652,300 home in Northbrook, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Northbrook's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$5,731a month
Above the FHA limit for Cook County ($541,287)
Down payment
$22,831
Cash to close
$42,400
Rate
7.18%
Mortgage insurance
FHA MIP · $289
Conventional, 5% down$5,611a month
Least cash to close
Down payment
$32,615
Cash to close
$52,184
Rate
7.18%
Mortgage insurance
PMI · $310
Conventional, 20% down, no PMI$4,639a month
Down payment
$130,460
Cash to close
$150,029
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$5,242a month
Down payment
$97,845
Cash to close
$117,414
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Northbrook
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Above the FHA limit for Cook County ($541,287)
$5,731
$22,831
$640,485
7.18%
FHA MIP · $289
$42,400
580
Conventional, 5% down Least cash to close
$5,611
$32,615
$619,685
7.18%
PMI · $310
$52,184
620*
Conventional, 20% down, no PMI
$4,639
$130,460
$521,840
7.18%
None
$150,029
620*
ITIN, 15% down (example)
$5,242
$97,845
$554,455
8.18%
None
$117,414
Set by the lender
The option that asks for the least cash to close is Conventional, 5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Northbrook is $2,463 a month: 72% above the county. In Northbrook, 51% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cook County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Northbrook
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Northbrook is in ZIP code 60062.
For 2 bedrooms it is $2,650: $639 more than the fair market rent for Cook County ($2,011).
Fair market rent by ZIP code and size in Northbrook, fiscal year 2027.
ZIP code
Studio
1 bd
2 bd
3 bd
4 bd
60062
$2,210
$2,350
$2,650
$3,410
$3,890
ZIP code2 bd3 bd
60062 $2,650$3,410
1 of these ZIP codes crosses the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Northbrook when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Northbrook or Cook County. The ones below are statewide in Illinois: they work in Northbrook the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Northbrook or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Northbrook and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Northbrook?
The typical home value in Northbrook is $652,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in Northbrook?
Typical rent in Northbrook is $2,463 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in Northbrook?
Northbrook uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Northbrook?
The typical homeowner in Northbrook pays $10,001 a year, according to the U.S. Census Bureau. That is 1.53% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in Northbrook?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
