In Tinley Park, a typical home is worth $299,900 and typical rent is $1,495 a month. Compared with all of Cook County, typical household income is 26% higher, the typical home value is 8% lower, and the share of households that own their home is 29 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $261,820 to $335,016.
Typical rent
$2,181a month
▲ 1% more than 12 months ago
Typical rent from Zillow, December 2024 to September 2026: from $1,995 to $2,181.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Tinley Park is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
87% of households in Tinley Park own their home, against 58% in Cook County.
2
Nearby, in Country Club Hills, the typical home value is $192,000: 36% less than in Tinley Park ($299,900).
3
The typical household income in Tinley Park is $105,189,26% more than in Cook County as a whole ($83,498).
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Tinley Park
What homes there are in Tinley Park, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Tinley Park
Cook County
Illinois
United States
Kind of home: Tinley Park and its comparisons
Measure
Tinley Park
Cook County
Illinois
United States
Detached house
55%
40%
58%
61%
Attached house
22%
6%
6%
6%
Building of 2 to 4
6%
19%
12%
8%
Apartments (5 or more)
17%
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
In Tinley Park, 5 in 10 homes are single-family detached houses; in Cook County, 4.
Year built
Before 19601960–19791980–19992000–20092010 or later
Tinley Park
Cook County
Illinois
United States
Year built: Tinley Park and its comparisons
Measure
Tinley Park
Cook County
Illinois
United States
Before 1960
10%
49%
38%
26%
1960–1979
28%
25%
26%
24%
1980–1999
39%
14%
20%
25%
2000–2009
21%
8%
11%
14%
2010 or later
2%
5%
6%
11%
Here half of the homes date from 1987 or later; in Cook County, from 1961 or later.
In Tinley Park, 62% of homes have 3 bedrooms or more, more than in Cook County (49%).
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Under the limitOver the limitUnreliable estimate
Under $100K3%
$100K–$200K12%
$200K–$300K35%
$300K–$500K42%
$500K–$750K7%
FHA limit: $541,287
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Tinley Park and its comparisons
Measure
Tinley Park
Under $100K
3%
$100K–$200K
12%
$200K–$300K
35%
$300K–$500K
42%
$500K–$750K
7%
$750K–$1M
Unreliable estimate
$1M or more
Unreliable estimate
By price, most homes in Tinley Park sit under the FHA limit for Cook County ($541,287): about 93%.
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$999Unreliable
$1,000–$1,49941%
$1,500–$1,99926%
$2,000–$2,49916%
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Tinley Park and its comparisons
Measure
Tinley Park
Under $500
Unreliable estimate
$500–$999
Unreliable estimate
$1,000–$1,499
41%
$1,500–$1,999
26%
$2,000–$2,499
16%
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$2,129 a month
Cook County: $2,270 a month
Without a mortgage
$990 a month
Cook County: $910 a month
Owners with a mortgage
63%
Cook County: 62%
In Tinley Park, 63% of owners have a mortgage, and their typical cost is $2,129 a month, against $2,270 in Cook County. Without one it drops to $990.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Tinley Park+30%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
Tinley Park+25%
Cook County+28%
Illinois+26%
United States+33%
Typical household income
Tinley Park+34%
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: Tinley Park and its comparisons
Measure
Tinley Park
Cook County
Illinois
United States
Typical home value
+30%
+32%
+35%
+53%
Typical rent
+25%
+28%
+26%
+33%
Typical household income
+34%
+29%
+27%
+29%
Much as in Cook County, the typical home value in Tinley Park rose 30% since 2015–2019.
Since 2015–2019, the typical rent in Tinley Park rose 25%, less than in Cook County (28%).
Here income gained ground: typical income rose 34%, against +30% for home values and +25% for rent.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Tinley Park and its comparisons
Measure
Tinley Park
Cook County
Illinois
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.3%
2.5%
3.4%
People per household
2.45
2.43
2.46
2.53
Drive alone
76%
55%
66%
69%
Carpool
5%
8%
8%
9%
Public transit
4%
12%
6%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
12%
19%
16%
15%
Other means
1%
2%
1%
2%
Typical commute
30 to 39 minutes
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
By size, households in Tinley Park look like those in Cook County: 2.45 people on average.
The car rules in Tinley Park: 76% of workers drive to work alone, and the typical trip takes 30 to 39 minutes.
Do the math
What would you pay each month for a home in Tinley Park?
A typical home is tight for the typical income
We start with a typical home in Tinley Park, worth $299,900, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 33% of the typical household income in Tinley Park, which is $105,189 a year. For that payment to be 28% of income, a household would need to earn about $123,202 a year.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Tinley Park. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $10,497 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$2,875
at 7.18% · 30 years
Loan amount
$294,468
Total interest
$423,670
Paid off in
November 2056
Includes $5,065 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $2,454 a month
Tight
$2,454 to $3,156 a month
Your payment · 33%
Hard
more than $3,156 a month
Compared with the typical household income in Tinley Park ($105,189 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,995
Property tax
$622
Home insurance
$125
FHA mortgage insurance (MIP)
$133
You need at least $10,497 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $2,875; principal and interest $1,995.
The city and its county
Tinley Park and Cook County
Tinley Park is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Tinley Park
Map of Cook County, Illinois, with Tinley Park marked. Around it, the neighboring counties.
Tinley Park
Cook County
Other cities with a page
Tinley Park's own numbers
Typical home value
$299,900
Typical monthly rent
$1,495
Typical yearly household income
$105,189
Households that own their home
87%
Effective property tax rate
2.49%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in Tinley Park is worth $299,900: 8% below the county and 14% above Illinois. With the typical household income in Tinley Park ($105,189 a year), a typical home costs 2.9 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Tinley Park2.9 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Tinley Park next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Tinley Park$299,900
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
Tinley Park$1,495
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
Tinley Park$105,189
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
Tinley Park next to Cook County and Illinois
Measure
Tinley Park
Cook County
Illinois
U.S.
Typical home value
$299,900 ▼8% below the county
$324,500
$263,300
$332,700
Typical monthly rent
$1,495 ▲4% above the county
$1,435
$1,274
$1,413
Typical yearly household income
$105,189 ▲26% above the county
$83,498
$83,390
$80,734
Households that own their home
87% ▲29 points above the county
58%
67%
65%
Typical yearly property tax
$7,455 ▲20% above the county
$6,191
$5,298
$3,119
Effective property tax rate
2.49% ▲0.58 points above the county
1.91%
2.01%
0.94%
Renters with high rent for their income
49%
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Tinley Park
For a typical $299,900 home in Tinley Park, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Tinley Park's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$2,875a month
Least cash to close
Down payment
$10,497
Cash to close
$19,494
Rate
7.18%
Mortgage insurance
FHA MIP · $133
Conventional, 5% down$2,820a month
Down payment
$14,995
Cash to close
$23,992
Rate
7.18%
Mortgage insurance
PMI · $142
Conventional, 20% down, no PMI$2,373a month
Down payment
$59,980
Cash to close
$68,977
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$2,650a month
Down payment
$44,985
Cash to close
$53,982
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Tinley Park
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$2,875
$10,497
$294,468
7.18%
FHA MIP · $133
$19,494
580
Conventional, 5% down
$2,820
$14,995
$284,905
7.18%
PMI · $142
$23,992
620*
Conventional, 20% down, no PMI
$2,373
$59,980
$239,920
7.18%
None
$68,977
620*
ITIN, 15% down (example)
$2,650
$44,985
$254,915
8.18%
None
$53,982
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Tinley Park is $1,495 a month: 4% above the county. In Tinley Park, 49% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
What you need to earn to pay it without spending more than 30% of income, working full time.
HUD fair market rent in Cook County (Fiscal year 2027)
Size
Fair rent a month
Hourly wage
Yearly income
Studio
$1,678
$32.27
$67,120
1 bedroom
$1,780
$34.23
$71,200
2 bedrooms
$2,011
$38.67
$80,440
3 bedrooms
$2,586
$49.73
$103,440
4 bedrooms
$2,954
$56.81
$118,160
Includes basic utilities. It isn't the lowest or highest rent: it's a reference point. Source: HUD, Fiscal year 2027
By ZIP code
Fair market rent by ZIP code in Tinley Park
HUD also publishes a fair market rent for each ZIP code (Small Area FMR, fiscal year 2027). Tinley Park has 2 ZIP codes with their own.
For 2 bedrooms it runs from $1,970 in 60487 to $2,010 in 60477.
None is above the fair market rent for Cook County ($2,011).
Fair market rent by ZIP code and size in Tinley Park, fiscal year 2027.
60477
$1,680
$1,780
$2,010
$2,580
$2,950
60487
$1,640
$1,740
$1,970
$2,530
$2,890
ZIP code2 bd3 bd
60477 $2,010$2,580
60487 $1,970$2,530
2 of these ZIP codes cross the city line: HUD sets the rent by ZIP code, not by city. A ZIP code counts for Tinley Park when at least 50% of its land is inside the city or it covers at least 15% of the city (Census 2020 boundaries). Source: Small Area Fair Market Rents (HUD)Fiscal year 2027Small Area Fair Market Rents (HUD) (external site)Source: Census Bureau ZCTA-to-place relationship fileData from 2020 dataCensus Bureau ZCTA-to-place relationship file (external site)
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Tinley Park or Cook County. The ones below are statewide in Illinois: they work in Tinley Park the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Tinley Park or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Tinley Park and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Tinley Park?
The typical home value in Tinley Park is $299,900, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in Tinley Park?
Typical rent in Tinley Park is $1,495 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in Tinley Park?
Tinley Park uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Tinley Park?
The typical homeowner in Tinley Park pays $7,455 a year, according to the U.S. Census Bureau. That is 2.49% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in Tinley Park?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
