In Dolton, a typical home is worth $151,300 and typical rent is $1,384 a month. Compared with all of Cook County, the typical home value is 53% lower, typical household income is 31% lower, and the share of households that own their home is 15 points higher.
Typical home value from Zillow, September 2021 to September 2026: from $137,911 to $156,702.
Typical rent
$2,327a month
▼ 1% less than 12 months ago
Typical rent from Zillow, March 2024 to September 2026: from $1,804 to $2,327.
From Zillow (ZHVI/ZORI), September 2026. The Census figures above are 5-year averages (2020–2024).
Dolton is in Cook County. The FHA loan limit ($541,287 for a one-unit home), the fair market rents and the help on this page are those of all of Cook County. See the county
What this place has that others do not, from public data, most unusual first.
1
Dolton has the 6th largest share of rent-burdened renters of the 291 cities in Illinois with more than 5,000 people (72%).
2
The typical home in Dolton is worth $151,300,53% less than in Cook County as a whole ($324,500).
3
Nearby, in Harvey, the typical home value is $88,100: 42% less than in Dolton ($151,300).
4
Nearby, in Harvey, the typical rent is $960: 31% less than in Dolton ($1,384).
5
The typical household income in Dolton is $57,887,31% less than in Cook County as a whole ($83,498).
6
73% of households in Dolton own their home, against 58% in Cook County.
Sources: U.S. Census Bureau (Average 2020–2024).
The homes here
Housing in Dolton
What homes there are in Dolton, what they cost, how that changed and how people live, from Census figures (2020–2024).
What homes there are
U.S. Census Bureau, ACS 5-year, 2020–2024
Kind of home
Detached houseAttached houseBuilding of 2 to 4Apartments (5 or more)Mobile homeBoat, RV and otherUnreliable estimate
Dolton
Cook County
Illinois
United States
Kind of home: Dolton and its comparisons
Measure
Dolton
Cook County
Illinois
United States
Detached house
80%
40%
58%
61%
Attached house
Unreliable estimate
6%
6%
6%
Building of 2 to 4
10%
19%
12%
8%
Apartments (5 or more)
9%
35%
22%
19%
Mobile home
Unreliable estimate
1%
2%
6%
Boat, RV and other
Unreliable estimate
0%
0%
0%
Detached houses, standing on their own, make up 80% of homes here, against 40% in Cook County.
Year built
Before 19601960–19791980–19992000–20092010 or laterUnreliable estimate
Dolton
Cook County
Illinois
United States
Year built: Dolton and its comparisons
Measure
Dolton
Cook County
Illinois
United States
Before 1960
36%
49%
38%
26%
1960–1979
50%
25%
26%
24%
1980–1999
13%
14%
20%
25%
2000–2009
Unreliable estimate
8%
11%
14%
2010 or later
Unreliable estimate
5%
6%
11%
Here half of the homes date from 1965 or later; in Cook County, from 1961 or later.
What it costs here
U.S. Census Bureau, ACS 5-year, 2020–2024
Value of owner-occupied homes
Unreliable estimate
Under $100K23%
$100K–$200K60%
$200K–$300K15%
$300K–$500KUnreliable
$500K–$750KUnreliable
$750K–$1MUnreliable
$1M or moreUnreliable
Value of owner-occupied homes: Dolton and its comparisons
Measure
Dolton
Under $100K
23%
$100K–$200K
60%
$200K–$300K
15%
$300K–$500K
Unreliable estimate
$500K–$750K
Unreliable estimate
$750K–$1M
Unreliable
$1M or more
Unreliable estimate
Monthly rent with utilities
Unreliable estimate
Under $500Unreliable
$500–$99920%
$1,000–$1,49938%
$1,500–$1,99921%
$2,000–$2,499Unreliable
$2,500–$2,999Unreliable
$3,000 or moreUnreliable
Monthly rent with utilities: Dolton and its comparisons
Measure
Dolton
Under $500
Unreliable estimate
$500–$999
20%
$1,000–$1,499
38%
$1,500–$1,999
21%
$2,000–$2,499
Unreliable estimate
$2,500–$2,999
Unreliable estimate
$3,000 or more
Unreliable estimate
With a mortgage
$1,590 a month
Cook County: $2,270 a month
Without a mortgage
$726 a month
Cook County: $910 a month
Owners with a mortgage
63%
Cook County: 62%
The typical cost for an owner with a mortgage in Dolton is $1,590 a month, less than in Cook County ($2,270); without one, $726.
How it changed
U.S. Census Bureau, ACS 5-year, 2015–2019 and 2020–2024
Change since 2015–2019
Typical home value
Dolton+48%
Cook County+32%
Illinois+35%
United States+53%
Typical rent
DoltonNo clear change
Cook County+28%
Illinois+26%
United States+33%
Typical household income
Dolton+24%
Cook County+29%
Illinois+27%
United States+29%
Change since 2015–2019: Dolton and its comparisons
Measure
Dolton
Cook County
Illinois
United States
Typical home value
+48%
+32%
+35%
+53%
Typical rent
No clear change
+28%
+26%
+33%
Typical household income
+24%
+29%
+27%
+29%
Since 2015–2019, homes in Dolton gained value faster than in Cook County: 48% against 32%.
Rent in Dolton moved so little since 2015–2019 that the Census cannot say whether it rose or fell.
How people live
U.S. Census Bureau, ACS 5-year, 2020–2024
How people live: Dolton and its comparisons
Measure
Dolton
Cook County
Illinois
United States
Rental vacancy
Unreliable estimate
4.5%
5.0%
5.5%
Homeowner vacancy
Unreliable estimate
1.1%
1.0%
0.9%
More than one person per room
Unreliable estimate
3.3%
2.5%
3.4%
People per household
2.62
2.43
2.46
2.53
Drive alone
68%
55%
66%
69%
Carpool
8%
8%
8%
9%
Public transit
8%
12%
6%
3%
Walk or bike
Unreliable estimate
5%
3%
3%
Work from home
11%
19%
16%
15%
Other means
Unreliable estimate
2%
1%
2%
Typical commute
Unreliable estimate
30 to 39 minutes
20 to 29 minutes
20 to 29 minutes
More people live in each home here: 2.62 on average, against 2.43 in Cook County.
In Dolton, 68% of workers drive alone to work; in Cook County, 55%.
Do the math
What would you pay each month for a home in Dolton?
A typical home is tight for the typical income
We start with a typical home in Dolton, worth $151,300, an FHA loan with 3.5% down and the latest average rate (7.18%). That payment would take 31% of the typical household income in Dolton, which is $57,887 a year. For that payment to be 28% of income, a household would need to earn about $65,020 a year.
The calculator's FHA and conventional loan limits are those of all of Cook County.
Change the price, the down payment or the loan: the payment updates right away.
Your numbers
Local data
$
Starts at the typical home value in Dolton. Change it to the price you have in mind.
Your score changes which loans apply and FHA's minimum down payment. Your real rate also depends on your credit.
Down payment
%
That is $5,296 (3.5% of the price). The usual minimum for this loan is 3.5%.
This week's average ± a quarter or half point.
National average as of November 5, 2026 (Freddie Mac); your rate may be different.
Adjust advanced details⌄
Estimated monthly payment
Local data
$1,517
at 7.18% · 30 years
Loan amount
$148,559
Total interest
$213,742
Paid off in
November 2056
Includes $2,555 FHA upfront mortgage insurance premium.
Does it fit the income?
Comfortable
up to $1,351 a month
Tight
$1,351 to $1,737 a month
Your payment · 31%
Hard
more than $1,737 a month
Compared with the typical household income in Dolton ($57,887 a year). Reference: HUD calls paying more than 30% of income for housing a cost burden.
Monthly payment breakdown
Principal & interest
$1,006
Property tax
$381
Home insurance
$63
FHA mortgage insurance (MIP)
$67
You need at least $5,296 for the down payment, plus closing costs.
This is an estimate to give you an idea, not a loan offer. Your real payment depends on your rate, your credit, and the insurance and taxes on the home you buy.
Total monthly payment $1,517; principal and interest $1,006.
The city and its county
Dolton and Cook County
Dolton is in Cook County, Illinois. The U.S. Census Bureau publishes its own numbers for the city: home values, rent, household income, how many households own their home and the property tax. They are American Community Survey estimates (average 2020–2024).
Dolton
Map of Cook County, Illinois, with Dolton marked. Around it, the neighboring counties.
Dolton
Cook County
Other cities with a page
Dolton's own numbers
Typical home value
$151,300
Typical monthly rent
$1,384
Typical yearly household income
$57,887
Households that own their home
73%
Effective property tax rate
3.02%
U.S. Census Bureau, American Community Survey (average 2020–2024).
Numbers for all of Cook County
FHA limit, one-unit home
$541,287
Conventional limit, one unit
$832,750
HUD fair market rent, 2 bedrooms
$2,011
Price change over 5 years (FHFA)
+42%
Homes in a high flood-risk zone
1%
HUD, FHFA and FEMA don't publish these numbers by city.
Other numbers are not published by city, only for the whole county: FHA and conventional loan limits, HUD’s fair market rents, FHFA’s price index and FEMA’s flood data. On this page, those numbers always say they are for all of Cook County.
A typical home in Dolton is worth $151,300: 53% below the county and 43% below Illinois. With the typical household income in Dolton ($57,887 a year), a typical home costs 2.6 times what the household earns in a year.
Years of income to pay for a typical home
The typical home value divided by the typical household income for one year. The lower it is, the less buying weighs.
Dolton2.6 years
Cook3.9 years
Illinois3.2 years
United States4.1 years
Source: U.S. Census Bureau, Average 2020–2024
How prices have changed in Cook County
According to FHFA’s house price index, home prices in Cook County rose 61% in the 10 years through 2025.
FHFA does not publish this index by city: these are the numbers for all of Cook County.
Yearly change in FHFA’s price index in Cook County, 2016 to 2025
2016: +3.9% +3.9% 2016
2017: +3.2% +3.2% 2017
2018: +2.5% +2.5% 2018
2019: +2.7% +2.7% 2019
2020: +0.9% +0.9% 2020
2021: +7.2% +7.2% 2021
2022: +11.3% +11.3% 2022
2023: +5.7% +5.7% 2023
2024: +6.4% +6.4% 2024
2025: +5.5% +5.5% 2025
Change in FHFA’s price index in Cook County, Illinois and the United States
Period
County
Illinois
U.S.
Last year (2025)
+5.5%
+5.7%
+2.9%
5 years (2020–2025)
+42%
+47%
+47%
10 years (2015–2025)
+61%
+65%
+85%
The index follows the price of the same homes over time (sales and appraisals with Fannie Mae and Freddie Mac loans). It is not the average price of a home. FHFA considers its annual county indexes experimental. Source: FHFA, 2025 data
Dolton next to Cook County, Illinois and the U.S.
Three numbers side by side. “Typical” means the median: half are above it and half below.
Typical home value
Dolton$151,300
Cook$324,500
Illinois$263,300
United States$332,700
Typical monthly rent
Dolton$1,384
Cook$1,435
Illinois$1,274
United States$1,413
Typical yearly household income
Dolton$57,887
Cook$83,498
Illinois$83,390
United States$80,734
See the full table
Dolton next to Cook County and Illinois
Measure
Dolton
Cook County
Illinois
U.S.
Typical home value
$151,300 ▼53% below the county
$324,500
$263,300
$332,700
Typical monthly rent
$1,384 ▼4% below the county
$1,435
$1,274
$1,413
Typical yearly household income
$57,887 ▼31% below the county
$83,498
$83,390
$80,734
Households that own their home
73% ▲15 points above the county
58%
67%
65%
Typical yearly property tax
$4,562 ▼26% below the county
$6,191
$5,298
$3,119
Effective property tax rate
3.02% ▲1.11 points above the county
1.91%
2.01%
0.94%
Renters with high rent for their income
72% ▲23 points above the county
49%
48%
51%
“Typical” means the median: half are above and half are below. ▲ and ▼ say whether the city is above or below Cook County. “High rent” is the Census measure: renter households that pay 30% or more of their income in rent.
Four ways to pay for a typical home in Dolton
For a typical $151,300 home in Dolton, at Freddie Mac's average rate (7.18% as of November 5, 2026) over 30 years. The monthly payment adds principal and interest, Dolton's typical property tax, an example home insurance and mortgage insurance when it applies.
FHA, 3.5% down$1,517a month
Least cash to close
Down payment
$5,296
Cash to close
$9,835
Rate
7.18%
Mortgage insurance
FHA MIP · $67
Conventional, 5% down$1,489a month
Down payment
$7,565
Cash to close
$12,104
Rate
7.18%
Mortgage insurance
PMI · $72
Conventional, 20% down, no PMI$1,264a month
Down payment
$30,260
Cash to close
$34,799
Rate
7.18%
Mortgage insurance
None
ITIN, 15% down (example)$1,404a month
Down payment
$22,695
Cash to close
$27,234
Rate
8.18%
Mortgage insurance
None
Four ways to pay for a typical home in Dolton
Loan
Monthly payment
Down payment
Loan amount
Rate
Mortgage insurance
Cash to close
Minimum score
FHA, 3.5% down Least cash to close
$1,517
$5,296
$148,560
7.18%
FHA MIP · $67
$9,835
580
Conventional, 5% down
$1,489
$7,565
$143,735
7.18%
PMI · $72
$12,104
620*
Conventional, 20% down, no PMI
$1,264
$30,260
$121,040
7.18%
None
$34,799
620*
ITIN, 15% down (example)
$1,404
$22,695
$128,605
8.18%
None
$27,234
Set by the lender
The option that asks for the least cash to close is FHA, 3.5% down.
Cash to close = down payment plus 3% of the price in closing costs (example).
Minimum score: FHA requires 580 or higher for the minimum down payment (HUD Handbook 4000.1). * Fannie Mae requires 620 when a loan is underwritten by hand; its automated system has no fixed minimum.
The ITIN row is an example with a rate 1 percentage point higher: ITIN loans follow no federal rule and each lender sets its own down payment and rate. Nothing in this table promises an approval.
Typical rent in Dolton is $1,384 a month: 4% below the county. In Dolton, 72% of renter households pay 30% or more of their income in rent.
HUD publishes a fair market rent for all of Cook County, by unit size. To pay the 2-bedroom one ($2,011 a month) without spending more than 30% of your income, you would need to earn $38.67 an hour working full time.
You do not have to do this alone. A HUD-approved housing counseling agency helps for free or at low cost: getting ready to buy, understanding your credit, or solving a problem with your rent.
There are 42 HUD-approved agencies with an office in Cook County; 19 say they serve in Spanish.
No down payment, repair or rent-help program on our list is for Dolton or Cook County. The ones below are statewide in Illinois: they work in Dolton the same as in the rest of the state.
IHDA second loan with no payments until you sell or refinance, for the down payment in Illinois.Offered by Illinois Housing Development Authority (IHDA).
No legal help resource on our list is for Dolton or Cook County in particular.
If you have a problem with your landlord, an eviction notice or a scam, the Legal Services Corporation (LSC) search shows the free legal aid offices that serve your area.
Short answers with the numbers for Dolton and all of Cook County. If your case is different, a HUD-approved counseling agency can guide you for free or at low cost.
How much does a typical home cost in Dolton?
The typical home value in Dolton is $151,300, according to the U.S. Census Bureau (average 2020–2024). For comparison, in Cook County it is $324,500.
How much does it cost to rent in Dolton?
Typical rent in Dolton is $1,384 a month, according to the U.S. Census Bureau. HUD’s fair market rent for 2 bedrooms in Cook County is $2,011.
What is the FHA loan limit in Dolton?
Dolton uses the FHA limit for all of Cook County (2026): $541,287 for a one-unit home and $1,041,125 for a four-unit home.
How much property tax do owners pay in Dolton?
The typical homeowner in Dolton pays $4,562 a year, according to the U.S. Census Bureau. That is 3.02% of the home’s value; in Cook County, the rate is 1.91%.
Where can I find free help to buy or rent in Dolton?
There are 42 HUD-approved counseling agencies with an office in Cook County. 19 say they serve in Spanish. They can help you get ready to buy, with your credit, or with rent.
